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v3.23.1

ALLOWANCE FOR CREDIT LOSSES (Allowance for Credit Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended
--- | ---
Mar. 31, 2023 | Mar. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | $ 152,673 |
Provision for (recapture of) credit losses | 9,445 | $ 1,551
Balance at end of year | 151,884 | 157,075
Commercial |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Provision for (recapture of) credit losses | 4,100 |
Charge-offs | (1,375) |
Balance at end of year | 39,467 | 40,719
Mortgage |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Charge-offs | (201) |
Balance at end of year | 17,800 | 30,833
Consumer |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Charge-offs | (5,440) |
Balance at end of year | 24,676 | 21,131
Auto loans and leases |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Charge-offs | (9,479) |
Balance at end of year | 69,941 | 64,392
Non-PCD |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 141,841 | 132,065
Provision for (recapture of) credit losses | 8,032 | 8,563
Charge-offs | (16,495) | (11,096)
Recoveries | 8,007 | 7,812
Balance at end of year | 141,385 | 137,344
Non-PCD | Commercial |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 39,158 | 32,262
Provision for (recapture of) credit losses | (335) | 5,187
Charge-offs | (1,375) | (544)
Recoveries | 326 | 192
Balance at end of year | 37,774 | 37,097
Non-PCD | Mortgage |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 9,571 | 15,299
Provision for (recapture of) credit losses | (503) | (2,418)
Charge-offs | (201) | (3)
Recoveries | 216 | 2,074
Balance at end of year | 9,083 | 14,952
Non-PCD | Consumer |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 23,264 | 19,141
Provision for (recapture of) credit losses | 5,974 | 3,963
Charge-offs | (5,440) | (2,659)
Recoveries | 866 | 655
Balance at end of year | 24,664 | 21,100
Non-PCD | Auto loans and leases |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 69,848 | 65,363
Provision for (recapture of) credit losses | 2,896 | 1,831
Charge-offs | (9,479) | (7,890)
Recoveries | 6,599 | 4,891
Balance at end of year | 69,864 | 64,195
PCD |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 10,832 | 23,872
Provision for (recapture of) credit losses | 1,299 | (6,848)
Charge-offs | (2,479) | (1,321)
Recoveries | 847 | 4,028
Balance at end of year | 10,499 | 19,731
PCD | Commercial |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 1,388 | 4,508
Provision for (recapture of) credit losses | 1,920 | (3,875)
Charge-offs | (2,104) | (34)
Recoveries | 489 | 3,023
Balance at end of year | 1,693 | 3,622
PCD | Mortgage |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 9,359 | 19,018
Provision for (recapture of) credit losses | (814) | (2,848)
Charge-offs | (75) | (1,134)
Recoveries | 247 | 845
Balance at end of year | 8,717 | 15,881
PCD | Consumer |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 14 | 34
Provision for (recapture of) credit losses | 200 | 13
Charge-offs | (213) | (39)
Recoveries | 11 | 23
Balance at end of year | 12 | 31
PCD | Auto loans and leases |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |
Balance at beginning of year | 71 | 312
Provision for (recapture of) credit losses | (7) | (138)
Charge-offs | (87) | (114)
Recoveries | 100 | 137
Balance at end of year | $ 77 | $ 197

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