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v3.23.2

ALLOWANCE FOR CREDIT LOSSES (Allowance for Credit Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period |  |  | $ 152,673 |
Balance at end of period | $ 159,923 | $ 159,039 | 159,923 | $ 159,039
Commercial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Charge-offs |  |  | (4,871) |
Balance at end of period | 50,012 | 44,441 | 50,012 | 44,441
Mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Charge-offs |  |  | (392) |
Balance at end of period | 16,967 | 24,447 | 16,967 | 24,447
Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Charge-offs |  |  | (10,958) |
Balance at end of period | 25,674 | 23,129 | 25,674 | 23,129
Auto loans and leases |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Charge-offs |  |  | (18,648) |
Balance at end of period | 67,270 | 67,022 | 67,270 | 67,022
Non-PCD |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 141,385 | 137,344 | 141,841 | 132,065
Provision for (recapture of) credit losses | 16,250 | 12,302 | 24,282 | 20,865
Charge-offs | (18,374) | (12,901) | (34,869) | (23,997)
Recoveries | 10,906 | 7,151 | 18,913 | 14,963
Balance at end of period | 150,167 | 143,896 | 150,167 | 143,896
Non-PCD | Commercial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 37,774 | 37,097 | 39,158 | 32,262
Provision for (recapture of) credit losses | 14,089 | 7,368 | 13,754 | 12,555
Charge-offs | (3,496) | (2,907) | (4,871) | (3,451)
Recoveries | 237 | 456 | 563 | 648
Balance at end of period | 48,604 | 42,014 | 48,604 | 42,014
Non-PCD | Mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 9,083 | 14,952 | 9,571 | 15,299
Provision for (recapture of) credit losses | (556) | (3,122) | (1,059) | (5,540)
Charge-offs | (191) | (259) | (392) | (262)
Recoveries | 334 | 335 | 550 | 2,409
Balance at end of period | 8,670 | 11,906 | 8,670 | 11,906
Non-PCD | Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 24,664 | 21,100 | 23,264 | 19,141
Provision for (recapture of) credit losses | 4,517 | 4,521 | 10,491 | 8,484
Charge-offs | (5,518) | (3,307) | (10,958) | (5,966)
Recoveries | 2,003 | 795 | 2,869 | 1,450
Balance at end of period | 25,666 | 23,109 | 25,666 | 23,109
Non-PCD | Auto loans and leases |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 69,864 | 64,195 | 69,848 | 65,363
Provision for (recapture of) credit losses | (1,800) | 3,535 | 1,096 | 5,366
Charge-offs | (9,169) | (6,428) | (18,648) | (14,318)
Recoveries | 8,332 | 5,565 | 14,931 | 10,456
Balance at end of period | 67,227 | 66,867 | 67,227 | 66,867
PCD |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 10,499 | 19,731 | 10,832 | 23,872
Provision for (recapture of) credit losses | (1,606) | (5,795) | (307) | (12,643)
Charge-offs | (159) | (266) | (2,638) | (1,587)
Recoveries | 1,022 | 1,473 | 1,869 | 5,501
Balance at end of period | 9,756 | 15,143 | 9,756 | 15,143
PCD | Commercial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 1,693 | 3,622 | 1,388 | 4,508
Provision for (recapture of) credit losses | (604) | (1,444) | 1,316 | (5,319)
Charge-offs | 0 | 0 | (2,104) | (34)
Recoveries | 319 | 249 | 808 | 3,272
Balance at end of period | 1,408 | 2,427 | 1,408 | 2,427
PCD | Mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 8,717 | 15,881 | 9,359 | 19,018
Provision for (recapture of) credit losses | (679) | (4,183) | (1,493) | (7,031)
Charge-offs | (1) | (183) | (76) | (1,317)
Recoveries | 260 | 1,026 | 507 | 1,871
Balance at end of period | 8,297 | 12,541 | 8,297 | 12,541
PCD | Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 12 | 31 | 14 | 34
Provision for (recapture of) credit losses | 78 | (16) | 278 | (3)
Charge-offs | (124) | (8) | (337) | (47)
Recoveries | 42 | 13 | 53 | 36
Balance at end of period | 8 | 20 | 8 | 20
PCD | Auto loans and leases |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 77 | 197 | 71 | 312
Provision for (recapture of) credit losses | (401) | (152) | (408) | (290)
Charge-offs | (34) | (75) | (121) | (189)
Recoveries | 401 | 185 | 501 | 322
Balance at end of period | $ 43 | $ 155 | $ 43 | $ 155

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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