XML 106 R96.htm IDEA: XBRL DOCUMENT v3.23.2
REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Jun. 30, 2023
USD ($)
Dec. 31, 2022
USD ($)
OFG Bancorp    
Amount    
Actual - Total capital to risk-weighted assets $ 1,183,793 $ 1,132,658
Actual - Tier 1 capital to risk-weighted assets 1,086,587 1,037,385
Actual - Common equity tier 1 capital to risk-weighted assets 1,086,587 1,037,385
Actual - Tier 1 capital to average total assets 1,086,587 1,037,385
Minimum Capital Requirement - Total capital to risk-weighted assets 813,008 798,574
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 658,149 646,465
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 542,005 532,383
Minimum Capital Requirement - Tier 1 capital to average total assets 400,453 400,445
Minimum to be Well Capitalized - Total capital to risk-weighted assets 774,293 760,547
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 619,435 608,437
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 503,291 494,355
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 500,566 $ 500,557
Ratio    
Actual - total capital to risk-weighted assets 0.1529 0.1489
Actual - Tier 1 capital to risk-weighted assets 0.1403 0.1364
Actual - Common equity tier 1 capital to risk-weighted assets 0.1403 0.1364
Actual - Tier 1 capital to average total assets 0.1085 0.1036
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500
Bank    
Amount    
Actual - Total capital to risk-weighted assets $ 1,094,407 $ 1,028,126
Actual - Tier 1 capital to risk-weighted assets 997,781 933,494
Actual - Common equity tier 1 capital to risk-weighted assets 997,781 933,494
Actual - Tier 1 capital to average total assets 997,781 933,494
Minimum Capital Requirement - Total capital to risk-weighted assets 808,074 793,124
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 654,155 642,053
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 538,716 528,749
Minimum Capital Requirement - Tier 1 capital to average total assets 396,512 396,525
Minimum to be Well Capitalized - Total capital to risk-weighted assets 769,594 755,356
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 615,676 604,285
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 500,236 490,981
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 495,640 $ 495,656
Ratio    
Actual - total capital to risk-weighted assets 0.1422 0.1361
Actual - Tier 1 capital to risk-weighted assets 0.1297 0.1236
Actual - Common equity tier 1 capital to risk-weighted assets 0.1297 0.1236
Actual - Tier 1 capital to average total assets 0.1007 0.0942
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500