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ALLOWANCE FOR CREDIT LOSSES (Allowance for Credit Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period |  |  | $ 152,673 |
Balance at end of period | $ 157,529 | $ 155,162 | 157,529 | $ 155,162
Commercial loans: |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Charge-offs |  |  | (13,125) |
Balance at end of period | 42,899 | 40,737 | 42,899 | 40,737
Mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Charge-offs |  |  | (610) |
Balance at end of period | 16,367 | 21,158 | 16,367 | 21,158
Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Charge-offs |  |  | (16,852) |
Balance at end of period | 26,460 | 24,251 | 26,460 | 24,251
Auto |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Charge-offs |  |  | (29,106) |
Balance at end of period | 71,803 | 69,016 | 71,803 | 69,016
Non-PCD |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 150,167 | 143,896 | 141,841 | 132,065
Provision for (recapture of) credit losses | 16,660 | 10,247 | 40,942 | 31,112
Charge-offs | (24,824) | (18,626) | (59,693) | (42,623)
Recoveries | 6,207 | 6,900 | 25,120 | 21,863
Balance at end of period | 148,210 | 142,417 | 148,210 | 142,417
Non-PCD | Commercial loans: |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 48,604 | 42,014 | 39,158 | 32,262
Provision for (recapture of) credit losses | 1,103 | 3,108 | 14,857 | 15,663
Charge-offs | (8,254) | (6,485) | (13,125) | (9,936)
Recoveries | 174 | 214 | 737 | 862
Balance at end of period | 41,627 | 38,851 | 41,627 | 38,851
Non-PCD | Mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 8,670 | 11,906 | 9,571 | 15,299
Provision for (recapture of) credit losses | (273) | (1,741) | (1,332) | (7,281)
Charge-offs | (218) | (14) | (610) | (276)
Recoveries | 185 | 280 | 735 | 2,689
Balance at end of period | 8,364 | 10,431 | 8,364 | 10,431
Non-PCD | Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 25,666 | 23,109 | 23,264 | 19,141
Provision for (recapture of) credit losses | 6,026 | 4,555 | 16,517 | 13,039
Charge-offs | (5,894) | (4,163) | (16,852) | (10,129)
Recoveries | 655 | 732 | 3,524 | 2,182
Balance at end of period | 26,453 | 24,233 | 26,453 | 24,233
Non-PCD | Auto |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 67,227 | 66,867 | 69,848 | 65,363
Provision for (recapture of) credit losses | 9,804 | 4,325 | 10,900 | 9,691
Charge-offs | (10,458) | (7,964) | (29,106) | (22,282)
Recoveries | 5,193 | 5,674 | 20,124 | 16,130
Balance at end of period | 71,766 | 68,902 | 71,766 | 68,902
PCD |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 9,756 | 15,143 | 10,832 | 23,872
Provision for (recapture of) credit losses | (218) | (2,777) | (525) | (15,420)
Charge-offs | (914) | (358) | (3,552) | (1,945)
Recoveries | 695 | 737 | 2,564 | 6,238
Balance at end of period | 9,319 | 12,745 | 9,319 | 12,745
PCD | Commercial loans: |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 1,408 | 2,427 | 1,388 | 4,508
Provision for (recapture of) credit losses | 60 | (786) | 1,376 | (6,105)
Charge-offs | (690) | (23) | (2,794) | (57)
Recoveries | 494 | 268 | 1,302 | 3,540
Balance at end of period | 1,272 | 1,886 | 1,272 | 1,886
PCD | Mortgage |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 8,297 | 12,541 | 9,359 | 19,018
Provision for (recapture of) credit losses | (226) | (1,735) | (1,719) | (8,766)
Charge-offs | (148) | (270) | (224) | (1,587)
Recoveries | 80 | 191 | 587 | 2,062
Balance at end of period | 8,003 | 10,727 | 8,003 | 10,727
PCD | Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 8 | 20 | 14 | 34
Provision for (recapture of) credit losses | 15 | (40) | 293 | (43)
Charge-offs | (39) | (9) | (376) | (56)
Recoveries | 23 | 47 | 76 | 83
Balance at end of period | 7 | 18 | 7 | 18
PCD | Auto |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Balance at beginning of period | 43 | 155 | 71 | 312
Provision for (recapture of) credit losses | (67) | (216) | (475) | (506)
Charge-offs | (37) | (56) | (158) | (245)
Recoveries | 98 | 231 | 599 | 553
Balance at end of period | $ 37 | $ 114 | $ 37 | $ 114

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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