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FAIR VALUE OF FINANCIAL INSTRUMENTS (Qualitative Information for Assets and Liabilities) (Details) $ in Thousands | 9 Months Ended | 12 Months Ended |  |  |
--- | --- | --- | --- | --- | ---
Sep. 30, 2023 USD ($) | Sep. 30, 2022 USD ($) | Dec. 31, 2022 USD ($) | Jun. 30, 2023 USD ($) | Jun. 30, 2022 USD ($) | Dec. 31, 2021 USD ($)
Fair Value |  |  |  |  |  |
Fair value of servicing asset | $ 50,601 | $ 50,061 | $ 50,921 | $ 49,966 | $ 49,280 | $ 48,973
Foreclosed real estate | 9,555 | $ 14,561 | 11,214 | $ 10,639 | $ 15,061 | $ 15,039
Other repossessed assets | $ 4,432 |  | 4,617 |  |  |
Minimum |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 3.33% | 3.38% |  |  |  |
Discount rate | 10.00% | 10.00% |  |  |  |
Maximum |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 20.40% | 20.36% |  |  |  |
Discount rate | 15.50% | 15.50% |  |  |  |
Level 3 | Cash flow valuation | Other debt securities available for sale |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Investment securities available-for-sale |  |  | $ 406 |  |  |
Level 3 | Cash flow valuation | Other debt securities available for sale | Recovery Rate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Other debt securities, measurement input |  |  | 0.3473 |  |  |
Level 3 | Cash flow valuation | Servicing Assets |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Fair value of servicing asset | $ 50,601 |  | $ 50,921 |  |  |
Level 3 | Cash flow valuation | Minimum | Other debt securities available for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Credit rating |  |  | Baa1 |  |  |
Level 3 | Cash flow valuation | Minimum | Other debt securities available for sale | Probability of Default Rate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Other debt securities, measurement input |  |  | 0.0015 |  |  |
Level 3 | Cash flow valuation | Minimum | Servicing Assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 3.33% |  | 3.43% |  |  |
Discount rate | 10.00% |  | 10.00% |  |  |
Level 3 | Cash flow valuation | Maximum | Other debt securities available for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Credit rating |  |  | Baa3 |  |  |
Level 3 | Cash flow valuation | Maximum | Other debt securities available for sale | Probability of Default Rate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Other debt securities, measurement input |  |  | 0.0212 |  |  |
Level 3 | Cash flow valuation | Maximum | Servicing Assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 20.40% |  | 21.20% |  |  |
Discount rate | 15.50% |  | 15.50% |  |  |
Level 3 | Cash flow valuation | Weighted Average | Other debt securities available for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Credit rating |  |  | Baa2 |  |  |
Level 3 | Cash flow valuation | Weighted Average | Other debt securities available for sale | Probability of Default Rate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Other debt securities, measurement input |  |  | 0.0015 |  |  |
Level 3 | Cash flow valuation | Weighted Average | Other debt securities available for sale | Recovery Rate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Other debt securities, measurement input |  |  | 0.3473 |  |  |
Level 3 | Cash flow valuation | Weighted Average | Servicing Assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 5.70% |  | 5.66% |  |  |
Discount rate | 11.45% |  | 11.45% |  |  |
Level 3 | Fair value of property or collateral | Collateral dependent loans |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Collateral dependent loans | $ 8,605 |  | $ 8,805 |  |  |
Level 3 | Fair value of property or collateral | Foreclosed real estate |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Foreclosed real estate | 9,555 |  | 11,214 |  |  |
Level 3 | Fair value of property or collateral | Other repossessed assets |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Other repossessed assets | 4,432 |  | 4,617 |  |  |
Level 3 | Fair value of property or collateral | Mortgage loans held for sale |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Mortgage loans held for sale | $ 564 |  | $ 19,499 |  |  |
Level 3 | Fair value of property or collateral | Minimum | Collateral dependent loans |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 10.20% |  | 10.20% |  |  |
Level 3 | Fair value of property or collateral | Minimum | Foreclosed real estate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 10.20% |  | 10.20% |  |  |
Level 3 | Fair value of property or collateral | Minimum | Other repossessed assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 29.00% |  | 22.00% |  |  |
Level 3 | Fair value of property or collateral | Minimum | Mortgage loans held for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 94.66% |  | 83.25% |  |  |
Level 3 | Fair value of property or collateral | Maximum | Collateral dependent loans |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 33.20% |  | 51.20% |  |  |
Level 3 | Fair value of property or collateral | Maximum | Foreclosed real estate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 33.20% |  | 33.20% |  |  |
Level 3 | Fair value of property or collateral | Maximum | Other repossessed assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 77.00% |  | 80.00% |  |  |
Level 3 | Fair value of property or collateral | Maximum | Mortgage loans held for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 97.92% |  | 102.43% |  |  |
Level 3 | Fair value of property or collateral | Weighted Average | Collateral dependent loans |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 17.01% |  | 17.11% |  |  |
Level 3 | Fair value of property or collateral | Weighted Average | Foreclosed real estate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 11.62% |  | 11.81% |  |  |
Level 3 | Fair value of property or collateral | Weighted Average | Other repossessed assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 59.97% |  | 58.49% |  |  |
Level 3 | Fair value of property or collateral | Weighted Average | Mortgage loans held for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 96.70% |  | 71.86% |  |  |
Level 3 | Bids or sales contract prices | Commercial |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Other loans held for sale | $ 25,282 |  | $ 21,088 |  |  |
Level 3 | Bids or sales contract prices | Minimum | Commercial |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated market value | 52.00% |  | 100.00% |  |  |
Level 3 | Bids or sales contract prices | Maximum | Commercial |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated market value | 103.20% |  | 103.20% |  |  |
Level 3 | Bids or sales contract prices | Weighted Average | Commercial |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated market value | 84.80% |  | 74.65% |  |  |

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