XML 72 R62.htm IDEA: XBRL DOCUMENT v3.23.3
LOANS (Narrative) (Details)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
USD ($)
portfolioSegment
Sep. 30, 2022
USD ($)
Sep. 30, 2023
USD ($)
portfolioSegment
Sep. 30, 2022
USD ($)
Dec. 31, 2022
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Number of loan portfolio segments | portfolioSegment 4   4    
Increase (decrease) in net charge-offs     $ 19,100    
Total Loans $ 7,261,735   7,261,735   $ 6,835,322
Total loans held for sale 25,846   25,846   40,587
Total         165,484
Accrued interest receivable on modified loans     110    
Net interest income 141,787 $ 126,510 417,328 $ 346,798  
Recorded investment of residential mortgage loans collateralized and in process of foreclosure 24,100   24,100   14,900
Balance of revolving loans converted to term loans, amount 121,100   121,100   78,000
Accrued interest receivable 67,868   67,868   62,402
Loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Accrued interest receivable 59,909   59,909   58,144
Non-accruing          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total         20,329
Accruing          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total         145,155
Non-PCD          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Charge-offs (24,824) (18,626) (59,693) (42,623)  
Total Loans 6,163,158   6,163,158   5,641,446
Total loans held for sale 25,846   25,846   40,587
Non-PCD | Total Past Due          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total Loans 232,998   232,998   227,763
Mortgage Loans - GNMA Buy-Back Option Program          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Delinquent loans 18,200   18,200   32,600
Mortgage          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Increase (decrease) in net charge-offs     2,400    
Charge-offs     (610)    
Total Loans 1,604,010   1,604,010   1,704,221
Total loans held for sale $ 564   $ 564   19,499
Total         109,160
Recorded Investment       1,087  
Mortgage | Government Guaranteed Loan          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Period past due 90 days   90 days    
Nonaccrual status     12 months    
Total $ 4,500   $ 4,500   43,500
Mortgage | Non-accruing          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total         6,773
Mortgage | Accruing          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total         102,387
Mortgage | Non-PCD          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Charge-offs (218) (14) (610) (276)  
Total Loans 648,414   648,414   675,793
Total loans held for sale 564   564   19,499
Mortgage | Non-PCD | Total Past Due          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total Loans 48,888   48,888   71,829
Commercial loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Increase (decrease) in net charge-offs     8,300    
Charge-offs     (13,125)    
Total Loans 2,832,985   2,832,985   2,629,929
Total loans held for sale 25,282   25,282   21,088
Total         54,382
Commitment to lend additional funds 0   0   3,200
Commercial loans | Non-accruing          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total loans held for sale 8,500   8,500   27,800
Total         13,541
Commercial loans | Accruing          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total         40,841
Commercial loans | Total Past Due          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total loans held for sale 8,100   8,100   21,100
Commercial loans | Non-PCD          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Charge-offs (8,254) $ (6,485) (13,125) $ (9,936)  
Total Loans 2,693,128   2,693,128   2,470,777
Total loans held for sale 25,282   25,282   21,088
Commercial loans | Non-PCD | Total Past Due          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total Loans 15,109   15,109   12,122
Commercial loans | US commercial loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Transferred to held-for-sale 2,000        
Charge-offs (2,700)   (9,800)    
Total Loans 707,593   707,593   642,133
Total         7,132
Unpaid principal balance     8,900    
Private stock value     1,600    
Commercial loans | US commercial loans | Principal Forgiveness          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Unpaid principal balance     4,600    
Commercial loans | US commercial loans | Non-accruing          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total         0
Commercial loans | US commercial loans | Accruing          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total         7,132
Commercial loans | US commercial loans | Non-PCD          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Charge-offs     (9,826)    
Total Loans 707,593   707,593   642,133
Commercial loans | US commercial loans | Non-PCD | Total Past Due          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total Loans 332   332   0
Commercial loans | Other US commercial loans | Principal Forgiveness          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Unpaid principal balance     4,400    
Private stock value     279    
Commercial loans | Small business commercial loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Transferred to held-for-sale 4,400        
Charge-offs     (906)    
Commercial loans | Puerto Rico | Government          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total Loans 68,300   68,300   73,700
Mortgage and consumer loans          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Charge-offs     (17,462)    
Balance of revolving loans converted to term loans, amount 0   0   0
Mortgage and consumer loans | Non-PCD          
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Total Loans $ 1,261,037   $ 1,261,037   $ 1,212,412