XML 74 R64.htm IDEA: XBRL DOCUMENT v3.23.3

LOANS (Aging of Recorded Investment in Gross Loans) (Details) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Financing Receivable, Past Due [Line Items]
Total Loans	$ 7,261,735	$ 6,835,322
Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	6,163,158	5,641,446
Loans 90+ Days Past Due and Still Accruing	2,899	3,856
30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	114,608	91,954
60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	54,876	46,997
90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	63,514	88,812
Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	232,998	227,763
Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	5,930,160	5,413,683
Commercial loans:
Financing Receivable, Past Due [Line Items]
Total Loans	2,832,985	2,629,929
Commercial loans: | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	2,693,128	2,470,777
Loans 90+ Days Past Due and Still Accruing	0	0
Commercial loans: | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	4,570	1,866
Commercial loans: | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	1,096	884
Commercial loans: | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	9,443	9,372
Commercial loans: | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	15,109	12,122
Commercial loans: | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	2,678,019	2,458,655
Mortgage
Financing Receivable, Past Due [Line Items]
Total Loans	1,604,010	1,704,221
Mortgage | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	648,414	675,793
Loans 90+ Days Past Due and Still Accruing	2,899	3,856
Mortgage | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	5,539	9,267
Mortgage | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	8,841	5,848
Mortgage | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	34,508	56,714
Mortgage | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	48,888	71,829
Mortgage | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	599,526	603,964
Consumer
Financing Receivable, Past Due [Line Items]
Total Loans	613,195	537,257
Consumer | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	612,623	536,619
Loans 90+ Days Past Due and Still Accruing	0	0
Consumer | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	6,598	5,584
Consumer | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	3,562	3,311
Consumer | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	3,262	3,113
Consumer | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	13,422	12,008
Consumer | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	599,201	524,611
Auto
Financing Receivable, Past Due [Line Items]
Total Loans	2,211,545	1,963,915
Auto | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	2,208,993	1,958,257
Loans 90+ Days Past Due and Still Accruing	0	0
Auto | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	97,901	75,237
Auto | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	41,377	36,954
Auto | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	16,301	19,613
Auto | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	155,579	131,804
Auto | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	2,053,414	1,826,453
Commercial secured by real estate: | Commercial loans:
Financing Receivable, Past Due [Line Items]
Total Loans	1,126,697	1,112,880
Commercial secured by real estate: | Commercial loans: | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	1,001,062	974,202
Loans 90+ Days Past Due and Still Accruing	0	0
Commercial secured by real estate: | Commercial loans: | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	1,581	923
Commercial secured by real estate: | Commercial loans: | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	759	164
Commercial secured by real estate: | Commercial loans: | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	4,159	6,147
Commercial secured by real estate: | Commercial loans: | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	6,499	7,234
Commercial secured by real estate: | Commercial loans: | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	994,563	966,968
Other commercial and industrial | Commercial loans: | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	984,473	854,442
Loans 90+ Days Past Due and Still Accruing	0	0
Other commercial and industrial | Commercial loans: | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	2,657	943
Other commercial and industrial | Commercial loans: | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	337	720
Other commercial and industrial | Commercial loans: | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	5,284	3,225
Other commercial and industrial | Commercial loans: | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	8,278	4,888
Other commercial and industrial | Commercial loans: | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	976,195	849,554
US commercial loans: | Commercial loans:
Financing Receivable, Past Due [Line Items]
Total Loans	707,593	642,133
US commercial loans: | Commercial loans: | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	707,593	642,133
Loans 90+ Days Past Due and Still Accruing	0	0
US commercial loans: | Commercial loans: | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	332	0
US commercial loans: | Commercial loans: | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	0	0
US commercial loans: | Commercial loans: | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	0	0
US commercial loans: | Commercial loans: | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	332	0
US commercial loans: | Commercial loans: | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	707,261	642,133
Personal loans | Consumer
Financing Receivable, Past Due [Line Items]
Total Loans	561,469	480,958
Personal loans | Consumer | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	561,185	480,620
Loans 90+ Days Past Due and Still Accruing	0	0
Personal loans | Consumer | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	5,891	4,263
Personal loans | Consumer | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	3,171	2,669
Personal loans | Consumer | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	2,626	2,314
Personal loans | Consumer | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	11,688	9,246
Personal loans | Consumer | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	549,497	471,374
Credit lines | Consumer
Financing Receivable, Past Due [Line Items]
Total Loans	11,457	13,126
Credit lines | Consumer | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	11,169	12,826
Loans 90+ Days Past Due and Still Accruing	0	0
Credit lines | Consumer | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	54	500
Credit lines | Consumer | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	126	154
Credit lines | Consumer | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	71	117
Credit lines | Consumer | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	251	771
Credit lines | Consumer | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	10,918	12,055
Credit cards | Consumer
Financing Receivable, Past Due [Line Items]
Total Loans	40,030	42,872
Credit cards | Consumer | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	40,030	42,872
Loans 90+ Days Past Due and Still Accruing	0	0
Credit cards | Consumer | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	608	730
Credit cards | Consumer | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	265	486
Credit cards | Consumer | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	565	682
Credit cards | Consumer | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	1,438	1,898
Credit cards | Consumer | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	38,592	40,974
Overdraft | Consumer
Financing Receivable, Past Due [Line Items]
Total Loans	239	301
Overdraft | Consumer | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	239	301
Loans 90+ Days Past Due and Still Accruing	0	0
Overdraft | Consumer | 30-59 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	45	91
Overdraft | Consumer | 60-89 Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	0	2
Overdraft | Consumer | 90+ Days Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	0	0
Overdraft | Consumer | Total Past Due | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	45	93
Overdraft | Consumer | Current | Non-PCD
Financing Receivable, Past Due [Line Items]
Total Loans	$ 194	$ 208

X

- Definition

Amortized cost excluding accrued interest, of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Subparagraph (c)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-16

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 45
-Paragraph 1
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479344/326-20-45-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 3B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-3B

Reference 3: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479319/326-20-50-14

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147479294/326-20-55-80

+ Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Details

Name:	us-gaap_CreditLossStatusAxis=us-gaap_FinancialAssetAcquiredAndNoCreditDeteriorationMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivablePortfolioSegmentAxis=ofg_AutomobilePortfolioSegmentMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_CommercialSecuredByRealEstateMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_OtherCommercialAndIndustrialIncludingPppLoansMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_UsLoanProgramMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_PersonalLoanMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_CreditLinesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CreditCardReceivablesMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type:

X

- Details

Name:	us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_BankOverdraftsMember
Namespace Prefix:
Data Type:	na
Balance Type:
Period Type: