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FAIR VALUE OF FINANCIAL INSTRUMENTS (Qualitative Information for Assets and Liabilities) (Details) $ in Thousands | 12 Months Ended |
--- | --- | ---
Dec. 31, 2023 USD ($) | Dec. 31, 2022 USD ($) | Dec. 31, 2021 USD ($) | Dec. 31, 2020 USD ($)
Fair Value |  |  |  |
Fair value of servicing asset | $ 49,520 | $ 50,921 | $ 48,973 | $ 47,295
Foreclosed real estate | 10,780 | 11,214 | $ 15,039 | $ 11,596
Other repossessed assets | $ 4,032 | $ 4,617 |  |
Minimum |  |  |  |
Unobservable Input |  |  |  |
Constant prepayment rate | 1.35% | 3.43% | 3.90% |
Discount rate | 10.00% | 10.00% | 10.00% |
Maximum |  |  |  |
Unobservable Input |  |  |  |
Constant prepayment rate | 17.34% | 21.20% | 24.48% |
Discount rate | 15.50% | 15.50% | 15.50% |
Level 3 | Cash flow valuation | Other debt securities available for sale |  |  |  |
Fair Value |  |  |  |
Investment securities available-for-sale |  | $ 406 |  |
Level 3 | Cash flow valuation | Other debt securities available for sale | Recovery Rate |  |  |  |
Unobservable Input |  |  |  |
Other debt securities, measurement input |  | 0.3473 |  |
Level 3 | Cash flow valuation | Servicing Assets |  |  |  |
Fair Value |  |  |  |
Fair value of servicing asset | $ 49,520 | $ 50,921 |  |
Level 3 | Cash flow valuation | Minimum | Other debt securities available for sale |  |  |  |
Unobservable Input |  |  |  |
Credit rating |  | Baa1 |  |
Level 3 | Cash flow valuation | Minimum | Other debt securities available for sale | Probability of Default Rate |  |  |  |
Unobservable Input |  |  |  |
Other debt securities, measurement input |  | 0.0015 |  |
Level 3 | Cash flow valuation | Minimum | Servicing Assets |  |  |  |
Unobservable Input |  |  |  |
Constant prepayment rate | 1.35% | 3.43% |  |
Discount rate | 10.00% | 10.00% |  |
Level 3 | Cash flow valuation | Maximum | Other debt securities available for sale |  |  |  |
Unobservable Input |  |  |  |
Credit rating |  | Baa3 |  |
Level 3 | Cash flow valuation | Maximum | Other debt securities available for sale | Probability of Default Rate |  |  |  |
Unobservable Input |  |  |  |
Other debt securities, measurement input |  | 0.0212 |  |
Level 3 | Cash flow valuation | Maximum | Servicing Assets |  |  |  |
Unobservable Input |  |  |  |
Constant prepayment rate | 17.34% | 21.20% |  |
Discount rate | 15.50% | 15.50% |  |
Level 3 | Cash flow valuation | Weighted Average | Other debt securities available for sale |  |  |  |
Unobservable Input |  |  |  |
Credit rating |  | Baa2 |  |
Level 3 | Cash flow valuation | Weighted Average | Other debt securities available for sale | Probability of Default Rate |  |  |  |
Unobservable Input |  |  |  |
Other debt securities, measurement input |  | 0.0015 |  |
Level 3 | Cash flow valuation | Weighted Average | Other debt securities available for sale | Recovery Rate |  |  |  |
Unobservable Input |  |  |  |
Other debt securities, measurement input |  | 0.3473 |  |
Level 3 | Cash flow valuation | Weighted Average | Servicing Assets |  |  |  |
Unobservable Input |  |  |  |
Constant prepayment rate | 6.12% | 5.66% |  |
Discount rate | 11.45% | 11.45% |  |
Level 3 | Fair value of property or collateral | Collateral dependent loans |  |  |  |
Fair Value |  |  |  |
Collateral dependent loans | $ 8,027 | $ 8,805 |  |
Level 3 | Fair value of property or collateral | Foreclosed real estate |  |  |  |
Fair Value |  |  |  |
Foreclosed real estate | 10,780 | 11,214 |  |
Level 3 | Fair value of property or collateral | Other repossessed assets |  |  |  |
Fair Value |  |  |  |
Other repossessed assets | $ 4,032 | 4,617 |  |
Level 3 | Fair value of property or collateral | Mortgage loans held for sale |  |  |  |
Fair Value |  |  |  |
Mortgage loans held for sale |  | $ 19,499 |  |
Level 3 | Fair value of property or collateral | Minimum | Collateral dependent loans |  |  |  |
Unobservable Input |  |  |  |
Appraised value less disposition costs | 10.20% | 10.20% |  |
Level 3 | Fair value of property or collateral | Minimum | Foreclosed real estate |  |  |  |
Unobservable Input |  |  |  |
Appraised value less disposition costs | 10.20% | 10.20% |  |
Level 3 | Fair value of property or collateral | Minimum | Other repossessed assets |  |  |  |
Unobservable Input |  |  |  |
Estimated net realizable value | 31.00% | 22.00% |  |
Level 3 | Fair value of property or collateral | Minimum | Mortgage loans held for sale |  |  |  |
Unobservable Input |  |  |  |
Estimated net realizable value |  | 83.25% |  |
Level 3 | Fair value of property or collateral | Maximum | Collateral dependent loans |  |  |  |
Unobservable Input |  |  |  |
Appraised value less disposition costs | 33.20% | 51.20% |  |
Level 3 | Fair value of property or collateral | Maximum | Foreclosed real estate |  |  |  |
Unobservable Input |  |  |  |
Appraised value less disposition costs | 33.20% | 33.20% |  |
Level 3 | Fair value of property or collateral | Maximum | Other repossessed assets |  |  |  |
Unobservable Input |  |  |  |
Estimated net realizable value | 77.00% | 80.00% |  |
Level 3 | Fair value of property or collateral | Maximum | Mortgage loans held for sale |  |  |  |
Unobservable Input |  |  |  |
Estimated net realizable value |  | 102.43% |  |
Level 3 | Fair value of property or collateral | Weighted Average | Collateral dependent loans |  |  |  |
Unobservable Input |  |  |  |
Appraised value less disposition costs | 17.00% | 17.11% |  |
Level 3 | Fair value of property or collateral | Weighted Average | Foreclosed real estate |  |  |  |
Unobservable Input |  |  |  |
Appraised value less disposition costs | 12.67% | 11.81% |  |
Level 3 | Fair value of property or collateral | Weighted Average | Other repossessed assets |  |  |  |
Unobservable Input |  |  |  |
Estimated net realizable value | 57.72% | 58.49% |  |
Level 3 | Fair value of property or collateral | Weighted Average | Mortgage loans held for sale |  |  |  |
Unobservable Input |  |  |  |
Estimated net realizable value |  | 71.86% |  |
Level 3 | Bids or sales contract prices | Commercial |  |  |  |
Fair Value |  |  |  |
Other loans held for sale | $ 28,345 | $ 21,088 |  |
Level 3 | Bids or sales contract prices | Minimum | Commercial |  |  |  |
Unobservable Input |  |  |  |
Estimated market value | 52.00% | 100.00% |  |
Level 3 | Bids or sales contract prices | Maximum | Commercial |  |  |  |
Unobservable Input |  |  |  |
Estimated market value | 103.20% | 103.20% |  |
Level 3 | Bids or sales contract prices | Weighted Average | Commercial |  |  |  |
Unobservable Input |  |  |  |
Estimated market value | 84.80% | 74.65% |  |

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- Definition Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 320 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (aa) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481800/320-10-50-2 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 320 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481830/320-10-45-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(6)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 30 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479130/326-30-45-1 + Details
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