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INCOME TAXES (Components of Deferred Tax Assets) (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Deferred tax assets:    
Allowance for credit losses and other reserves $ 58,612 $ 57,273
Scotiabank PR discount 463 1,453
Loans and other real estate valuation adjustment 1,905 2,313
Deferred loan charge-offs 16,147 72,376
Net operating loss carry forwards 6,548 9,022
Alternative minimum tax 13,553 14,467
Unrealized net loss on available-for-sale securities 11,525 16,422
Goodwill 3,542 10,252
Acquired portfolio 37,374 45,761
Other assets allowances 1,692 1,538
Other deferred tax assets 16,344 16,570
Total gross deferred tax asset 167,705 247,447
Less: valuation allowance (7,589) (9,143)
Net gross deferred tax assets 160,116 238,304
Deferred tax liabilities:    
Acquired loans tax basis (137,143) (137,195)
FDIC-assisted Eurobank acquisition, net (5,481) (5,760)
Customer deposit and customer relationship intangibles (4,943) (7,314)
Building valuation adjustment (6,104) (6,540)
Unrealized net gain included in other comprehensive income 0 (152)
Servicing asset (15,516) (16,041)
Other deferred tax liabilities (8,450) (9,817)
Total gross deferred tax liabilities (177,637) (182,819)
Net deferred tax (liability) asset   $ 55,485
Deferred tax liability valuation allowance 569  
Deferred tax liabilities, net $ (17,521)