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FAIR VALUE OF FINANCIAL INSTRUMENTS (Qualitative Information for Assets and Liabilities) (Details) - USD ($) $ in Thousands | 6 Months Ended | 12 Months Ended |  |  |
--- | --- | --- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023 | Mar. 31, 2024 | Mar. 31, 2023 | Dec. 31, 2022
Fair Value |  |  |  |  |  |
Servicing assets | $ 49,789 | $ 49,966 | $ 49,520 | $ 49,553 | $ 49,345 | $ 50,921
Foreclosed real estate | 6,526 | $ 10,639 | 10,780 | $ 10,850 | $ 9,250 | $ 11,214
Other repossessed assets | $ 5,713 |  | 4,032 |  |  |
Minimum |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 1.49% | 3.49% |  |  |  |
Discount rate | 10.00% | 10.00% |  |  |  |
Maximum |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 11.45% | 21.68% |  |  |  |
Discount rate | 15.50% | 15.50% |  |  |  |
Level 3 | Cash flow valuation | Servicing Assets |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Servicing assets | $ 49,789 |  | $ 49,520 |  |  |
Level 3 | Cash flow valuation | Minimum | Servicing Assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 1.49% |  | 1.35% |  |  |
Discount rate | 10.00% |  | 10.00% |  |  |
Level 3 | Cash flow valuation | Maximum | Servicing Assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 11.45% |  | 17.34% |  |  |
Discount rate | 15.50% |  | 15.50% |  |  |
Level 3 | Cash flow valuation | Weighted Average | Servicing Assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Constant prepayment rate | 6.07% |  | 6.12% |  |  |
Discount rate | 11.45% |  | 11.45% |  |  |
Level 3 | Fair value of property or collateral | Collateral dependent loans |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Collateral dependent loans | $ 13,772 |  | $ 8,027 |  |  |
Level 3 | Fair value of property or collateral | Foreclosed real estate |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Foreclosed real estate | 6,526 |  | 10,780 |  |  |
Level 3 | Fair value of property or collateral | Other repossessed assets |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Other repossessed assets | 5,713 |  | $ 4,032 |  |  |
Level 3 | Fair value of property or collateral | Mortgage loans held for sale |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Mortgage loans held for sale | $ 8,375 |  |  |  |  |
Level 3 | Fair value of property or collateral | Minimum | Collateral dependent loans |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 10.20% |  | 10.20% |  |  |
Level 3 | Fair value of property or collateral | Minimum | Foreclosed real estate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 10.00% |  | 10.20% |  |  |
Level 3 | Fair value of property or collateral | Minimum | Other repossessed assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 36.00% |  | 31.00% |  |  |
Level 3 | Fair value of property or collateral | Minimum | Mortgage loans held for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 92.89% |  |  |  |  |
Level 3 | Fair value of property or collateral | Maximum | Collateral dependent loans |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 33.20% |  | 33.20% |  |  |
Level 3 | Fair value of property or collateral | Maximum | Foreclosed real estate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 33.00% |  | 33.20% |  |  |
Level 3 | Fair value of property or collateral | Maximum | Other repossessed assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 71.00% |  | 77.00% |  |  |
Level 3 | Fair value of property or collateral | Maximum | Mortgage loans held for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 101.33% |  |  |  |  |
Level 3 | Fair value of property or collateral | Weighted Average | Collateral dependent loans |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 17.67% |  | 17.00% |  |  |
Level 3 | Fair value of property or collateral | Weighted Average | Foreclosed real estate |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Appraised value less disposition costs | 10.95% |  | 12.67% |  |  |
Level 3 | Fair value of property or collateral | Weighted Average | Other repossessed assets |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 55.48% |  | 57.72% |  |  |
Level 3 | Fair value of property or collateral | Weighted Average | Mortgage loans held for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated net realizable value | 98.25% |  |  |  |  |
Level 3 | Bids or sales contract prices | Other loans held for sale |  |  |  |  |  |
Fair Value |  |  |  |  |  |
Other loans held for sale | $ 12,361 |  | $ 28,345 |  |  |
Level 3 | Bids or sales contract prices | Minimum | Other loans held for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated market value | 100.00% |  | 52.00% |  |  |
Level 3 | Bids or sales contract prices | Maximum | Other loans held for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated market value | 104.47% |  | 103.20% |  |  |
Level 3 | Bids or sales contract prices | Weighted Average | Other loans held for sale |  |  |  |  |  |
Unobservable Input |  |  |  |  |  |
Estimated market value | 100.48% |  | 84.80% |  |  |

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