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ALLOWANCE FOR CREDIT LOSSES (Schedule of Gross Loan and Allowance for Credit Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period |  |  | $ 161,106 |  |
Balance at end of period | $ 161,500 | $ 157,529 | 161,500 | $ 157,529 | $ 161,106
Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (7,189) |  | (14,191)
Balance at end of period | 37,024 | 42,899 | 37,024 | 42,899 |
Mortgage loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (102) |  | (759)
Balance at end of period | 12,292 | 16,367 | 12,292 | 16,367 |
Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (25,024) |  | (23,655)
Balance at end of period | 31,314 | 26,460 | 31,314 | 26,460 |
Auto loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (43,148) |  | (43,764)
Balance at end of period | 80,870 | 71,803 | 80,870 | 71,803 |
Non-PCD |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 150,849 | 150,167 | 152,610 | 141,841 | 141,841
Provision for (recapture of) credit losses | 21,013 | 16,660 | 54,849 | 40,942 |
Charge-offs | (25,410) | (24,824) | (75,463) | (59,693) |
Recoveries | 8,681 | 6,207 | 23,137 | 25,120 |
Balance at end of period | 155,133 | 148,210 | 155,133 | 148,210 | 152,610
Non-PCD | Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 33,809 | 48,604 | 44,041 | 39,158 | 39,158
Provision for (recapture of) credit losses | 928 | 1,103 | (2,462) | 14,857 |
Charge-offs | (139) | (8,254) | (7,189) | (13,125) |
Recoveries | 1,479 | 174 | 1,687 | 737 |
Balance at end of period | 36,077 | 41,627 | 36,077 | 41,627 | 44,041
Non-PCD | Mortgage loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 6,886 | 8,670 | 7,998 | 9,571 | 9,571
Provision for (recapture of) credit losses | (31) | (273) | (1,885) | (1,332) |
Charge-offs | (37) | (218) | (102) | (610) |
Recoveries | 72 | 185 | 879 | 735 |
Balance at end of period | 6,890 | 8,364 | 6,890 | 8,364 | 7,998
Non-PCD | Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 29,432 | 25,666 | 27,086 | 23,264 | 23,264
Provision for (recapture of) credit losses | 9,904 | 6,026 | 26,867 | 16,517 |
Charge-offs | (8,863) | (5,894) | (25,024) | (16,852) |
Recoveries | 830 | 655 | 2,374 | 3,524 |
Balance at end of period | 31,303 | 26,453 | 31,303 | 26,453 | 27,086
Non-PCD | Auto loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 80,722 | 67,227 | 73,485 | 69,848 | 69,848
Provision for (recapture of) credit losses | 10,212 | 9,804 | 32,329 | 10,900 |
Charge-offs | (16,371) | (10,458) | (43,148) | (29,106) |
Recoveries | 6,300 | 5,193 | 18,197 | 20,124 |
Balance at end of period | 80,863 | 71,766 | 80,863 | 71,766 | 73,485
PCD |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 6,452 | 9,756 | 8,496 | 10,832 | 10,832
Provision for (recapture of) credit losses | 289 | (218) | (2,527) | (525) |
Charge-offs | (738) | (914) | (1,130) | (3,552) |
Recoveries | 364 | 695 | 1,528 | 2,564 |
Balance at end of period | 6,367 | 9,319 | 6,367 | 9,319 | 8,496
PCD | Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 789 | 1,408 | 1,113 | 1,388 | 1,388
Provision for (recapture of) credit losses | 751 | 60 | 377 | 1,376 |
Charge-offs | (663) | (690) | (928) | (2,794) |
Recoveries | 70 | 494 | 385 | 1,302 |
Balance at end of period | 947 | 1,272 | 947 | 1,272 | 1,113
PCD | Mortgage loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 5,642 | 8,297 | 7,351 | 9,359 | 9,359
Provision for (recapture of) credit losses | (424) | (226) | (2,752) | (1,719) |
Charge-offs | (66) | (148) | (178) | (224) |
Recoveries | 250 | 80 | 981 | 587 |
Balance at end of period | 5,402 | 8,003 | 5,402 | 8,003 | 7,351
PCD | Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 8 | 8 | 7 | 14 | 14
Provision for (recapture of) credit losses | (16) | 15 | (45) | 293 |
Charge-offs | 0 | (39) | 0 | (376) |
Recoveries | 19 | 23 | 49 | 76 |
Balance at end of period | 11 | 7 | 11 | 7 | 7
PCD | Auto loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 13 | 43 | 25 | 71 | 71
Provision for (recapture of) credit losses | (22) | (67) | (107) | (475) |
Charge-offs | (9) | (37) | (24) | (158) |
Recoveries | 25 | 98 | 113 | 599 |
Balance at end of period | $ 7 | $ 37 | $ 7 | $ 37 | $ 25

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