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UNAUDITED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Cash flows from operating activities:    
Net income $ 147,823 $ 135,275
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization of deferred loan origination fees, net of costs, and fair value premiums on loans 2,348 1,182
Amortization of investment securities discounts, net of accretion of premiums (6,593) (3,185)
Amortization of other intangible assets 4,434 5,174
Net change in operating leases (55) 251
Depreciation and amortization of premises and equipment 16,028 15,290
Deferred income tax expense, net 28,858 50,947
Provision for credit losses 52,061 40,919
Stock-based compensation 4,722 3,723
(Gain) loss on:    
Sale of securities 7 1,149
Sale of loans (1,293) (327)
Foreclosed real estate and other repossessed assets (1,243) (5,820)
Sale of other assets (1) 17
Originations and purchases of loans held-for-sale (88,089) (67,235)
Proceeds from sale of loans held-for-sale 79,283 8,012
Net decrease (increase) in:    
Accrued interest receivable 1,015 (5,474)
Servicing assets 2,434 320
Other assets (50,014) 287
Net (decrease) increase in:    
Accrued interest on deposits and borrowings (908) 1,373
Accrued expenses and other liabilities 23,405 6,255
Net cash provided by operating activities 214,222 188,133
Purchases of:    
Investment securities available-for-sale (1,070,454) (492,155)
Mortgage servicing rights (17,162) 0
FHLB stock (52,766) (15,081)
Equity securities (3,281) (5,136)
Maturities and redemptions of:    
Investment securities available-for-sale 893,202 219,907
Investment securities held-to-maturity 216,616 16,843
FHLB stock 48,824 2,098
Proceeds from sales of:    
Investment securities available-for-sale 149,406 202,133
Foreclosed real estate and other repossessed assets, including write-offs 39,860 45,409
Premises and equipment 1 38
Origination and purchase of loans, excluding loans held-for-sale (2,226,978) (2,652,868)
Principal repayment of loans 1,910,835 2,141,933
Additions to premises and equipment (17,280) (11,609)
Net cash used in investing activities (129,177) (548,488)
Net (decrease) increase in:    
Deposits (161,998) (30,281)
Securities sold under agreements to repurchase 0 150,632
FHLB advances and other borrowings 69,998 273,068
Exercise of stock options and restricted units lapsed, net (2,221) (1,713)
Purchase of treasury stock (24,386) (18,653)
Dividends paid on common stock (34,024) (30,463)
Net cash (used in) provided by financing activities (152,631) 342,590
Net change in cash and cash equivalents (67,586) (17,765)
Cash and cash equivalents at beginning of period 748,173 550,464
Cash and cash equivalents at end of period 680,587 532,699
Reconciliation of the Consolidated Statements of Cash Flows to the Consolidated Statements of Financial Condition:    
Cash and due from banks 674,702 528,626
Money market investments 5,885 4,073
Total cash and cash equivalents at end of period 680,587 532,699
Supplemental Cash Flow Disclosure and Schedule of Non-cash Activities:    
Interest paid 118,324 50,017
Income taxes paid 33,803 3,438
Operating lease liabilities paid 7,293 7,487
Mortgage loans held-for-sale securitized into mortgage-backed securities 55,694 69,694
Transfer from loans to foreclosed real estate and other repossessed assets 36,466 38,233
Reclassification of loans held-for-investment portfolio to held-for-sale portfolio 34,684 6,471
Reclassification of loans held-for-sale portfolio to held-for-investment portfolio 1,483 8,596
Financed sales of foreclosed real estate 1,273 488
Delinquent loans booked under the GNMA buy-back option 41,800 18,227
Conversion of debt security to equity security $ 0 $ 376