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REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Sep. 30, 2024
USD ($)
Dec. 31, 2023
USD ($)
OFG Bancorp    
Amount    
Actual - Total capital to risk-weighted assets $ 1,371,041 $ 1,278,537
Actual - Tier 1 capital to risk-weighted assets 1,260,944 1,174,205
Actual - Common equity tier 1 capital to risk-weighted assets 1,260,944 1,174,205
Actual - Tier 1 capital to average total assets 1,260,944 1,174,205
Minimum Capital Requirement - Total capital to risk-weighted assets 921,082 873,369
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 745,638 707,013
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 614,054 582,246
Minimum Capital Requirement - Tier 1 capital to average total assets 453,398 425,911
Minimum to be Well Capitalized - Total capital to risk-weighted assets 877,221 831,780
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 701,777 665,424
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 570,193 540,657
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 566,748 $ 532,389
Ratio    
Actual - total capital to risk-weighted assets 0.1563 0.1537
Actual - Tier 1 capital to risk-weighted assets 0.1437 0.1412
Actual - Common equity tier 1 capital to risk-weighted assets 0.1437 0.1412
Actual - Tier 1 capital to average total assets 0.1112 0.1103
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500
Bank    
Amount    
Actual - Total capital to risk-weighted assets $ 1,275,292 $ 1,179,164
Actual - Tier 1 capital to risk-weighted assets 1,165,904 1,075,487
Actual - Common equity tier 1 capital to risk-weighted assets 1,165,904 1,075,487
Actual - Tier 1 capital to average total assets 1,165,904 1,075,487
Minimum Capital Requirement - Total capital to risk-weighted assets 915,051 867,797
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 740,756 702,503
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 610,034 578,532
Minimum Capital Requirement - Tier 1 capital to average total assets 449,116 421,660
Minimum to be Well Capitalized - Total capital to risk-weighted assets 871,478 826,474
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 697,182 661,179
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 566,460 537,208
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 561,395 $ 527,075
Ratio    
Actual - total capital to risk-weighted assets 0.1463 0.1427
Actual - Tier 1 capital to risk-weighted assets 0.1338 0.1301
Actual - Common equity tier 1 capital to risk-weighted assets 0.1338 0.1301
Actual - Tier 1 capital to average total assets 0.1038 0.1020
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500