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REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
OFG Bancorp    
Amount    
Actual - Total capital to risk-weighted assets $ 1,367,692 $ 1,278,537
Actual - Tier 1 capital to risk-weighted assets 1,256,906 1,174,205
Actual - Common equity tier 1 capital to risk-weighted assets 1,256,906 1,174,205
Actual - Tier 1 capital to average total assets 1,256,906 1,174,205
Minimum Capital Requirement - Total capital to risk-weighted assets 925,305 873,369
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 749,056 707,013
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 616,870 582,246
Minimum Capital Requirement - Tier 1 capital to average total assets 460,138 425,911
Minimum to be Well Capitalized - Total capital to risk-weighted assets 881,242 831,780
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 704,994 665,424
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 572,807 540,657
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 575,172 $ 532,389
Ratio    
Actual - total capital to risk-weighted assets 0.1552 0.1537
Actual - Tier 1 capital to risk-weighted assets 0.1426 0.1412
Actual - Common equity tier 1 capital to risk-weighted assets 0.1426 0.1412
Actual - Tier 1 capital to average total assets 0.1093 0.1103
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500
Bank    
Amount    
Actual - Total capital to risk-weighted assets $ 1,301,684 $ 1,179,164
Actual - Tier 1 capital to risk-weighted assets 1,191,547 1,075,487
Actual - Common equity tier 1 capital to risk-weighted assets 1,191,547 1,075,487
Actual - Tier 1 capital to average total assets 1,191,547 1,075,487
Minimum Capital Requirement - Total capital to risk-weighted assets 919,781 867,797
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 744,585 702,503
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 613,187 578,532
Minimum Capital Requirement - Tier 1 capital to average total assets 456,144 421,660
Minimum to be Well Capitalized - Total capital to risk-weighted assets 875,982 826,474
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 700,786 661,179
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 569,388 537,208
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 570,179 $ 527,075
Ratio    
Actual - total capital to risk-weighted assets 0.1486 0.1427
Actual - Tier 1 capital to risk-weighted assets 0.1360 0.1301
Actual - Common equity tier 1 capital to risk-weighted assets 0.1360 0.1301
Actual - Tier 1 capital to average total assets 0.1045 0.1020
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500