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DEPOSITS AND RELATED INTEREST (Tables)
12 Months Ended
Dec. 31, 2024
Deposits and Related Interest [Abstract]  
Schedule of Deposits by Component
Total deposits, including related accrued interest payable, as of December 31, 2024 and 2023 consist of the following:
December 31,
20242023
(In thousands)
Non-interest-bearing demand deposits$2,493,860 $2,537,431 
Interest-bearing savings and demand deposits5,198,462 5,601,099 
Retail certificates of deposit1,170,560 1,083,316 
Institutional certificates of deposit585,829 378,143 
Total core deposits9,448,711 9,599,989 
Brokered deposits156,075 162,180 
Total deposits$9,604,786 $9,762,169 
Schedule of Interest Expense
Interest expense for 2024, 2023 and 2022 was as follows:
Year Ended December 31,
202420232022
(In thousands)
Demand and savings deposits$101,733 $48,722 $24,261 
Certificates of deposit48,547 27,243 7,978 
$150,280 $75,965 $32,239 
Schedule of Time Deposit Maturities
Excluding accrued interest of approximately $3.1 million and $3.0 million, the scheduled maturities of certificates of deposit at December 31, 2024 and 2023 are as follows:
December 31, 2024
Period-end amount
Uninsured amount
(In thousands)
Within one year:
Three months or less$645,919 $336,912 
Over 3 months through 6 months293,693 99,596 
Over 6 months through 1 year492,799 201,877 
1,432,411 638,385 
Over 1 through 2 years340,176 95,690 
Over 2 through 3 years63,044 9,017 
Over 3 through 4 years39,462 4,176 
Over 4 through 5 years33,549 4,084 
Over 5 years722 115 
$1,909,364 $751,467 
December 31, 2023
Period-end amount
Uninsured amount
(In thousands)
Within one year:
Three months or less$457,533 $115,392 
Over 3 months through 6 months195,902 61,245 
Over 6 months through 1 year329,758 113,524 
983,193 290,161 
Over 1 through 2 years467,348 201,478 
Over 2 through 3 years94,450 13,971 
Over 3 through 4 years29,514 1,379 
Over 4 through 5 years45,575 4,665 
Over 5 years608 — 
$1,620,688 $511,654