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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Cash flows from operating activities:      
Net income $ 198,170 $ 181,872 $ 166,239
Adjustments to reconcile net income to net cash provided by operating activities:      
Amortization of deferred loan origination fees, net of costs, and fair value premiums on loans 2,658 1,339 683
Accretion of investment securities discounts, net of amortization of premiums (6,715) (4,451) (3,628)
Amortization of other intangible assets 5,912 6,899 8,500
Net change in operating leases (113) 297 360
Depreciation and amortization of premises and equipment 20,875 20,387 15,812
Deferred income tax expense, net 21,561 67,349 61,126
Provision for credit losses 82,251 60,638 24,119
Stock-based compensation 7,170 5,001 4,185
(Gain) loss on:      
Sale of securities 7 1,149 247
Sale of loans (1,377) (7,331) (1,202)
Early extinguishment of debt 0 0 (42)
Foreclosed real estate and other repossessed assets (557) (6,251) (12,186)
Sale of other assets (1) 106 (4,962)
Originations and purchases of loans held-for-sale (122,999) (67,941) (185,884)
Proceeds from sale of loans held-for-sale 80,953 35,881 97,608
Net decrease (increase) in:      
Accrued interest receivable (250) (8,938) (5,825)
Servicing assets 533 1,401 (1,948)
Other assets (31,339) 4,971 35,371
Net (decrease) increase in:      
Accrued interest on deposits and borrowings 520 3,000 34
Accrued expenses and other liabilities (4,759) 279 (34,151)
Net cash provided by operating activities 252,500 295,657 164,456
Purchases of:      
Investment securities available-for-sale (1,325,554) (1,035,453) (1,266,569)
Investment securities held-to-maturity 0 (35,000) (196,742)
Mortgage servicing rights (20,377) 0 0
FHLB stock (77,066) (44,781) (122)
Equity securities (6,635) (5,943) (4,550)
Maturities and redemptions of:      
Investment securities available-for-sale 990,954 273,643 132,756
Investment securities held-to-maturity 222,054 22,265 29,438
FHLB stock 67,274 36,298 83
Proceeds from sales of:      
Investment securities available-for-sale 149,406 202,133 242,126
Foreclosed real estate and other repossessed assets, including write-offs 48,178 60,085 48,805
Premises and equipment 1 38 4,784
Other assets 0 0 1,060
Origination and purchase of loans, excluding loans held-for-sale (2,970,598) (3,586,017) (2,885,018)
Principal repayment of loans 2,607,720 2,725,844 2,412,011
Additions to premises and equipment (21,336) (17,857) (30,999)
Net cash used in investing activities (335,979) (1,404,745) (1,512,937)
Net (decrease) increase in:      
Deposits (153,217) 1,195,080 6,906
Securities sold under agreements to repurchase 75,000 0 0
Subordinated capital notes 0 0 (34,958)
FHLB advances and other borrowings 124,998 173,070 (1,547)
Exercise of stock options and restricted units lapsed, net (4,368) (1,689) (906)
Purchase of treasury stock (70,324) (18,653) (64,110)
Dividends paid on common stock (45,646) (41,011) (30,090)
Net cash (used in) provided by financing activities (73,557) 1,306,797 (124,705)
Net change in cash and cash equivalents (157,036) 197,709 (1,473,186)
Cash and cash equivalents at beginning of year 748,173 550,464 2,023,650
Cash and cash equivalents at end of year 591,137 748,173 550,464
Reconciliation of the Consolidated Statements of Cash Flows to the Consolidated Statements of Financial Condition:      
Cash and due from banks 584,467 743,550 546,146
Money market investments 6,670 4,623 4,161
Restricted cash 0 0 157
Total cash and cash equivalents at end of year 591,137 748,173 550,464
Supplemental Cash Flow Disclosure and Schedule of Non-cash Activities:      
Interest paid 156,788 79,726 26,959
Income taxes paid 40,071 15,007 5,126
Operating lease liabilities paid 9,587 10,117 10,107
Mortgage loans held-for-sale securitized into mortgage-backed securities 74,660 93,565 126,082
Transfer from loans to foreclosed real estate and other repossessed assets 44,755 53,400 37,233
Reclassification of loans held-for-investment portfolio to held-for-sale portfolio 34,684 53,021 17,476
Reclassification of loans held-for-sale portfolio to held-for-investment portfolio 13,622 8,763 22,723
Financed sales of foreclosed real estate 1,349 585 1,767
Delinquent loans booked under the GNMA buy-back option 48,586 19,401 32,590
Conversion of debt security to equity security $ 0 $ 376 $ 1,500