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LOANS (Composition of Loan Portfolio) (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Dec. 31, 2024 | Mar. 31, 2024 | Dec. 31, 2023
--- | --- | --- | --- | ---
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | $ 7,852,644 | $ 7,791,962 |  |
Allowance for credit losses | (181,174) | (175,863) | $ (156,563) |
Total loans held for investment, net | 7,671,470 | 7,616,099 |  |
Total loans held-for-sale | 16,801 | 17,732 |  |
Total loans | 7,688,271 | 7,633,831 |  |
Commercial loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 3,153,060 | 3,103,091 |  |
Allowance for credit losses | (47,790) |  | (38,504) |
Total loans held for investment, net | 0 |  | 16,700 |
Total loans held-for-sale | 4,362 | 4,446 |  |
Commercial loans | Puerto Rico |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 2,425,651 | 2,399,010 |  |
Commercial loans | UNITED STATES |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 727,409 | 704,081 |  |
Mortgage loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 1,435,573 | 1,470,817 |  |
Allowance for credit losses | (9,990) |  | (14,265) |
Total loans held-for-sale | 12,439 | 13,286 |  |
Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 670,808 | 668,561 |  |
Allowance for credit losses | (32,247) |  | (27,460) |
Auto loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 2,593,203 | 2,549,493 |  |
Allowance for credit losses | (91,147) |  | (76,334) |
Non-PCD |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 6,944,718 | 6,860,211 |  |
Allowance for credit losses | (174,752) | (170,709) | (148,767) | $ (152,610)
Total loans held for investment, net | 6,769,966 | 6,689,502 |  |
Total loans held-for-sale | 16,801 | 17,732 |  |
Total loans | 6,786,767 | 6,707,234 |  |
Non-PCD | Commercial loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 3,065,281 | 3,014,362 |  |
Allowance for credit losses | (45,452) | (44,814) | (37,371) | (44,041)
Total loans held-for-sale | 4,362 | 4,446 |  |
Non-PCD | Commercial loans | Puerto Rico |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 2,337,872 | 2,310,281 |  |
Non-PCD | Commercial loans | UNITED STATES |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 727,409 | 704,081 |  |
Non-PCD | Mortgage loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 616,302 | 628,853 |  |
Allowance for credit losses | (5,922) | (6,395) | (7,627) | (7,998)
Total loans held-for-sale | 12,439 | 13,286 |  |
Non-PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 670,213 | 667,963 |  |
Allowance for credit losses | (32,236) | (31,818) | (27,453) | (27,086)
Non-PCD | Auto loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 2,592,922 | 2,549,033 |  |
Allowance for credit losses | (91,142) | (87,682) | (76,316) | (73,485)
PCD |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 907,926 | 931,751 |  |
Allowance for credit losses | (6,422) | (5,154) | (7,796) | (8,496)
Total loans held for investment, net | 901,504 | 926,597 |  |
Total loans held-for-sale | 0 | 0 |  |
Total loans | 901,504 | 926,597 |  |
PCD | Commercial loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 87,779 | 88,729 |  |
Allowance for credit losses | (2,338) | (622) | (1,133) | (1,113)
Total loans held-for-sale | 0 | 0 |  |
PCD | Commercial loans | Puerto Rico |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 87,779 | 88,729 |  |
PCD | Commercial loans | UNITED STATES |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 0 | 0 |  |
PCD | Mortgage loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 819,271 | 841,964 |  |
Allowance for credit losses | (4,068) | (4,514) | (6,638) | (7,351)
Total loans held-for-sale | 0 | 0 |  |
PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 595 | 598 |  |
Allowance for credit losses | (11) | (11) | (7) | (7)
PCD | Auto loans |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 281 | 460 |  |
Allowance for credit losses | (5) | (7) | $ (18) | $ (25)
Commercial secured by real estate | Commercial loans | Puerto Rico |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 1,306,977 | 1,299,591 |  |
Commercial secured by real estate | Non-PCD | Commercial loans | Puerto Rico |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 1,230,835 | 1,222,395 |  |
Commercial secured by real estate | PCD | Commercial loans | Puerto Rico |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 76,142 | 77,196 |  |
Other commercial and industrial | Commercial loans | Puerto Rico |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 1,118,674 | 1,099,419 |  |
Other commercial and industrial | Non-PCD | Commercial loans | Puerto Rico |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 1,107,037 | 1,087,886 |  |
Other commercial and industrial | PCD | Commercial loans | Puerto Rico |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 11,637 | 11,533 |  |
Personal loans | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 625,074 | 620,675 |  |
Personal loans | Non-PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 624,830 | 620,430 |  |
Personal loans | PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 244 | 245 |  |
Credit lines | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 10,075 | 10,479 |  |
Credit lines | Non-PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 9,724 | 10,126 |  |
Credit lines | PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 351 | 353 |  |
Credit cards | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 35,289 | 36,956 |  |
Credit cards | Non-PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 35,289 | 36,956 |  |
Credit cards | PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 0 | 0 |  |
Overdraft | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 370 | 451 |  |
Overdraft | Non-PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | 370 | 451 |  |
Overdraft | PCD | Consumer |  |  |  |
Accounts, Notes, Loans and Financing Receivable [Line Items] |  |  |  |
Total Loans | $ 0 | $ 0 |  |

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