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REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Mar. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
OFG Bancorp    
Amount    
Actual - Total capital to risk-weighted assets $ 1,373,004 $ 1,367,692
Actual - Tier 1 capital to risk-weighted assets 1,261,662 1,256,906
Actual - Common equity tier 1 capital to risk-weighted assets 1,261,662 1,256,906
Actual - Tier 1 capital to average total assets 1,261,662 1,256,906
Minimum Capital Requirement - Total capital to risk-weighted assets 928,519 925,305
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 751,659 749,056
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 619,013 616,870
Minimum Capital Requirement - Tier 1 capital to average total assets 466,161 460,138
Minimum to be Well Capitalized - Total capital to risk-weighted assets 884,304 881,242
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 707,443 704,994
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 574,798 572,807
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 582,701 $ 575,172
Ratio    
Actual - total capital to risk-weighted assets 0.1553 0.1552
Actual - Tier 1 capital to risk-weighted assets 0.1427 0.1426
Actual - Common equity tier 1 capital to risk-weighted assets 0.1427 0.1426
Actual - Tier 1 capital to average total assets 0.1083 0.1093
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500
Bank    
Amount    
Actual - Total capital to risk-weighted assets $ 1,247,671 $ 1,301,684
Actual - Tier 1 capital to risk-weighted assets 1,137,103 1,191,547
Actual - Common equity tier 1 capital to risk-weighted assets 1,137,103 1,191,547
Actual - Tier 1 capital to average total assets 1,137,103 1,191,547
Minimum Capital Requirement - Total capital to risk-weighted assets 921,938 919,781
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 746,330 744,585
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 614,625 613,187
Minimum Capital Requirement - Tier 1 capital to average total assets 462,436 456,144
Minimum to be Well Capitalized - Total capital to risk-weighted assets 878,036 875,982
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 702,429 700,786
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 570,723 569,388
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 578,045 $ 570,179
Ratio    
Actual - total capital to risk-weighted assets 0.1421 0.1486
Actual - Tier 1 capital to risk-weighted assets 0.1295 0.1360
Actual - Common equity tier 1 capital to risk-weighted assets 0.1295 0.1360
Actual - Tier 1 capital to average total assets 0.0984 0.1045
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500