XML 75 R64.htm IDEA: XBRL DOCUMENT
v3.25.2

LOANS (Troubled-Amortized Cost Basis Debt Restructuring Loan Portfolio) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024
Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 289 | $ 32 | $ 289 | $ 58
Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | 1,465 | 595 | 2,048 | 694
Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | 10,170 |  | 10,170 |
Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | 576 | 92 | 576 | 92
Combination of Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | 122 |  | 3,432 |
Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | 4,146 |  | 7,460 |
Commercial loans | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 289 |  | $ 289 |
Percentage of total class of financing receivable. | 0.01% |  | 0.01% |
Commercial loans | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 716 |  | $ 716 |
Percentage of total class of financing receivable. | 0.02% |  | 0.02% |
Commercial loans | Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 10,170 |  | $ 10,170 |
Percentage of total class of financing receivable. | 0.30% |  | 0.30% |
Commercial loans | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 467 |  | $ 467 |
Percentage of total class of financing receivable. | 0.01% |  | 0.01% |
Commercial loans | Combination of Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 3,310 |
Percentage of total class of financing receivable. | 0.00% |  | 0.10% |
Commercial loans | Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 4,009 |  | $ 7,323 |
Percentage of total class of financing receivable. | 0.12% |  | 0.21% |
Commercial loans | Puerto Rico | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 289 |  | $ 289 |
Percentage of total class of financing receivable. | 0.01% |  | 0.01% |
Commercial loans | Puerto Rico | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 716 |  | $ 716 |
Percentage of total class of financing receivable. | 0.03% |  | 0.03% |
Commercial loans | Puerto Rico | Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Puerto Rico | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 467 |  | $ 467 |
Percentage of total class of financing receivable. | 0.02% |  | 0.02% |
Commercial loans | Puerto Rico | Combination of Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Puerto Rico | Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Commercial secured by real estate: | Puerto Rico | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 206 |  | $ 206 |
Percentage of total class of financing receivable. | 0.02% |  | 0.02% |
Commercial loans | Commercial secured by real estate: | Puerto Rico | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Commercial secured by real estate: | Puerto Rico | Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Commercial secured by real estate: | Puerto Rico | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 467 |  | $ 467 |
Percentage of total class of financing receivable. | 0.03% |  | 0.03% |
Commercial loans | Commercial secured by real estate: | Puerto Rico | Combination of Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Commercial secured by real estate: | Puerto Rico | Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Other commercial and industrial | Puerto Rico | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 83 |  | $ 83 |
Percentage of total class of financing receivable. | 0.01% |  | 0.01% |
Commercial loans | Other commercial and industrial | Puerto Rico | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 716 |  | $ 716 |
Percentage of total class of financing receivable. | 0.06% |  | 0.06% |
Commercial loans | Other commercial and industrial | Puerto Rico | Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Other commercial and industrial | Puerto Rico | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Other commercial and industrial | Puerto Rico | Combination of Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Other commercial and industrial | Puerto Rico | Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Commercial US | UNITED STATES | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Commercial US | UNITED STATES | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Commercial US | UNITED STATES | Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 10,170 |  | $ 10,170 |
Percentage of total class of financing receivable. | 1.23% |  | 1.23% |
Commercial loans | Commercial US | UNITED STATES | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Commercial US | UNITED STATES | Combination of Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 3,310 |
Percentage of total class of financing receivable. | 0.00% |  | 0.40% |
Commercial loans | Commercial US | UNITED STATES | Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 4,009 |  | $ 7,323 |
Percentage of total class of financing receivable. | 0.49% |  | 0.89% |
Mortgage loans | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 0 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.00% | 0.00%
Mortgage loans | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 648 | $ 595 | $ 1,231 | $ 687
Percentage of total class of financing receivable. | 0.05% | 0.04% | 0.09% | 0.05%
Mortgage loans | Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Mortgage loans | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 55 | $ 92 | $ 55 | $ 92
Percentage of total class of financing receivable. | 0.00% | 0.01% | 0.00% | 0.01%
Mortgage loans | Combination of Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 122 |  | $ 122 |
Percentage of total class of financing receivable. | 0.01% |  | 0.01% |
Mortgage loans | Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 137 |  | $ 137 |
Percentage of total class of financing receivable. | 0.01% |  | 0.01% |
Personal loans | Personal loans | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. |  |  |  | $ 26
Percentage of total class of financing receivable. |  |  |  | 0.00%
Personal loans | Personal loans | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. |  |  |  | $ 7
Percentage of total class of financing receivable. |  |  |  | 0.00%
Personal loans | Personal loans | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. |  |  |  | $ 0
Percentage of total class of financing receivable. |  |  |  | 0.00%
Auto loans | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 32 | $ 0 | $ 32
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.00% | 0.00%
Auto loans | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 101 | $ 0 | $ 101 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.00% | 0.00%
Auto loans | Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Auto loans | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 54 | $ 0 | $ 54 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.00% | 0.00%
Auto loans | Combination of Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Auto loans | Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |

X
- Definition Amortized cost excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Percentage, excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 34 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-34 Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 33 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-33 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationsLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ContractualInterestRateReductionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=ofg_PrincipalForbearanceAndPrincipalForgivenessMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityAndInterestRateReductionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=ofg_ExtendedMaturityPrincipalForbearanceAndPrincipalForgivenessMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=ofg_ExtendedMaturityInterestRateReductionPrincipalForgivenessAndPrincipalForbearanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=country_PR
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_CommercialSecuredByRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_OtherCommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_UsLoanProgramMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=country_US
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_PersonalLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ofg_AutomobilePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |