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ALLOWANCE FOR CREDIT LOSSES (Schedule of Gross Loan and Allowance for Credit Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period |  |  | $ 175,863 |  |
Balance at end of period | $ 189,944 | $ 157,301 | 189,944 | $ 157,301 | $ 175,863
Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (3,303) |  | (8,217)
Balance at end of period | 55,068 | 34,598 | 55,068 | 34,598 |
Mortgage loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (34) |  | (126)
Balance at end of period | 9,367 | 12,528 | 9,367 | 12,528 |
Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (15,222) |  | (33,266)
Balance at end of period | 32,832 | 29,440 | 32,832 | 29,440 |
Auto loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (33,062) |  | (61,651)
Balance at end of period | 92,677 | 80,735 | 92,677 | 80,735 |
Non-PCD |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 174,752 | 148,767 | 170,709 | 152,610 | 152,610
Provision for (recapture of) credit losses | 20,886 | 17,083 | 45,689 | 33,836 |
Charge-offs | (22,124) | (22,474) | (51,621) | (50,053) |
Recoveries | 9,251 | 7,473 | 17,988 | 14,456 |
Balance at end of period | 182,765 | 150,849 | 182,765 | 150,849 | 170,709
Non-PCD | Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 45,452 | 37,371 | 44,814 | 44,041 | 44,041
Provision for (recapture of) credit losses | 6,319 | (1,984) | 9,835 | (3,390) |
Charge-offs | (273) | (1,734) | (3,303) | (7,050) |
Recoveries | 88 | 156 | 240 | 208 |
Balance at end of period | 51,586 | 33,809 | 51,586 | 33,809 | 44,814
Non-PCD | Mortgage loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 5,922 | 7,627 | 6,395 | 7,998 | 7,998
Provision for (recapture of) credit losses | (972) | (1,280) | (1,608) | (1,854) |
Charge-offs | (11) | (1) | (34) | (65) |
Recoveries | 745 | 540 | 931 | 807 |
Balance at end of period | 5,684 | 6,886 | 5,684 | 6,886 | 6,395
Non-PCD | Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 32,236 | 27,453 | 31,818 | 27,086 | 27,086
Provision for (recapture of) credit losses | 6,708 | 9,308 | 14,653 | 16,963 |
Charge-offs | (6,970) | (8,180) | (15,222) | (16,161) |
Recoveries | 848 | 851 | 1,573 | 1,544 |
Balance at end of period | 32,822 | 29,432 | 32,822 | 29,432 | 31,818
Non-PCD | Auto loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 91,142 | 76,316 | 87,682 | 73,485 | 73,485
Provision for (recapture of) credit losses | 8,831 | 11,039 | 22,809 | 22,117 |
Charge-offs | (14,870) | (12,559) | (33,062) | (26,777) |
Recoveries | 7,570 | 5,926 | 15,244 | 11,897 |
Balance at end of period | 92,673 | 80,722 | 92,673 | 80,722 | 87,682
PCD |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 6,422 | 7,796 | 5,154 | 8,496 | 8,496
Provision for (recapture of) credit losses | 668 | (1,332) | 1,546 | (2,816) |
Charge-offs | (104) | (300) | (105) | (392) |
Recoveries | 193 | 288 | 584 | 1,164 |
Balance at end of period | 7,179 | 6,452 | 7,179 | 6,452 | 5,154
PCD | Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 2,338 | 1,133 | 622 | 1,113 | 1,113
Provision for (recapture of) credit losses | 1,112 | (237) | 2,803 | (374) |
Charge-offs | (31) | (265) | (31) | (265) |
Recoveries | 63 | 158 | 88 | 315 |
Balance at end of period | 3,482 | 789 | 3,482 | 789 | 622
PCD | Mortgage loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 4,068 | 6,638 | 4,514 | 7,351 | 7,351
Provision for (recapture of) credit losses | (417) | (1,060) | (1,204) | (2,328) |
Charge-offs | (59) | (29) | (59) | (112) |
Recoveries | 91 | 93 | 432 | 731 |
Balance at end of period | 3,683 | 5,642 | 3,683 | 5,642 | 4,514
PCD | Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 11 | 7 | 11 | 7 | 7
Provision for (recapture of) credit losses | (11) | (6) | (17) | (29) |
Charge-offs | (1) | 0 | (1) | 0 |
Recoveries | 11 | 7 | 17 | 30 |
Balance at end of period | 10 | 8 | 10 | 8 | 11
PCD | Auto loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 5 | 18 | 7 | 25 | 25
Provision for (recapture of) credit losses | (16) | (29) | (36) | (85) |
Charge-offs | (13) | (6) | (14) | (15) |
Recoveries | 28 | 30 | 47 | 88 |
Balance at end of period | $ 4 | $ 13 | $ 4 | $ 13 | $ 7

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