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ALLOWANCE FOR CREDIT LOSSES (Schedule of Gross Loan and Allowance for Credit Losses) (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period |  |  | $ 175,863 |  |
Balance at end of period | $ 197,782 | $ 161,500 | 197,782 | $ 161,500 | $ 175,863
Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (8,396) |  | (8,217)
Balance at end of period | 63,250 | 37,024 | 63,250 | 37,024 |
Mortgage loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (34) |  | (126)
Balance at end of period | 10,910 | 12,292 | 10,910 | 12,292 |
Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (22,926) |  | (33,266)
Balance at end of period | 33,780 | 31,314 | 33,780 | 31,314 |
Auto loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (49,805) |  | (61,651)
Balance at end of period | 89,842 | 80,870 | 89,842 | 80,870 |
Non-PCD |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 182,765 | 150,849 | 170,709 | 152,610 | 152,610
Provision for credit losses | 27,379 | 21,013 | 73,068 | 54,849 |
Charge-offs | (29,540) | (25,410) | (81,161) | (75,463) |
Recoveries | 9,097 | 8,681 | 27,085 | 23,137 |
Balance at end of period | 189,701 | 155,133 | 189,701 | 155,133 | 170,709
Non-PCD | Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 51,586 | 33,809 | 44,814 | 44,041 | 44,041
Provision for credit losses | 12,181 | 928 | 22,016 | (2,462) |
Charge-offs | (5,093) | (139) | (8,396) | (7,189) |
Recoveries | 922 | 1,479 | 1,162 | 1,687 |
Balance at end of period | 59,596 | 36,077 | 59,596 | 36,077 | 44,814
Non-PCD | Mortgage loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 5,684 | 6,886 | 6,395 | 7,998 | 7,998
Provision for credit losses | 638 | (31) | (970) | (1,885) |
Charge-offs | 0 | (37) | (34) | (102) |
Recoveries | 171 | 72 | 1,102 | 879 |
Balance at end of period | 6,493 | 6,890 | 6,493 | 6,890 | 6,395
Non-PCD | Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 32,822 | 29,432 | 31,818 | 27,086 | 27,086
Provision for credit losses | 7,757 | 9,904 | 22,410 | 26,867 |
Charge-offs | (7,704) | (8,863) | (22,926) | (25,024) |
Recoveries | 896 | 830 | 2,469 | 2,374 |
Balance at end of period | 33,771 | 31,303 | 33,771 | 31,303 | 31,818
Non-PCD | Auto loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 92,673 | 80,722 | 87,682 | 73,485 | 73,485
Provision for credit losses | 6,803 | 10,212 | 29,612 | 32,329 |
Charge-offs | (16,743) | (16,371) | (49,805) | (43,148) |
Recoveries | 7,108 | 6,300 | 22,352 | 18,197 |
Balance at end of period | 89,841 | 80,863 | 89,841 | 80,863 | 87,682
PCD |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 7,179 | 6,452 | 5,154 | 8,496 | 8,496
Provision for credit losses | 667 | 289 | 2,213 | (2,527) |
Charge-offs | (207) | (738) | (312) | (1,130) |
Recoveries | 442 | 364 | 1,026 | 1,528 |
Balance at end of period | 8,081 | 6,367 | 8,081 | 6,367 | 5,154
PCD | Commercial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 3,482 | 789 | 622 | 1,113 | 1,113
Provision for credit losses | 259 | 751 | 3,062 | 377 |
Charge-offs | (205) | (663) | (236) | (928) |
Recoveries | 118 | 70 | 206 | 385 |
Balance at end of period | 3,654 | 947 | 3,654 | 947 | 622
PCD | Mortgage loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 3,683 | 5,642 | 4,514 | 7,351 | 7,351
Provision for credit losses | 453 | (424) | (751) | (2,752) |
Charge-offs | 0 | (66) | (59) | (178) |
Recoveries | 281 | 250 | 713 | 981 |
Balance at end of period | 4,417 | 5,402 | 4,417 | 5,402 | 4,514
PCD | Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 10 | 8 | 11 | 7 | 7
Provision for credit losses | (11) | (16) | (28) | (45) |
Charge-offs | 0 | 0 | (1) | 0 |
Recoveries | 10 | 19 | 27 | 49 |
Balance at end of period | 9 | 11 | 9 | 11 | 11
PCD | Auto loans |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 4 | 13 | 7 | 25 | 25
Provision for credit losses | (34) | (22) | (70) | (107) |
Charge-offs | (2) | (9) | (16) | (24) |
Recoveries | 33 | 25 | 80 | 113 |
Balance at end of period | $ 1 | $ 7 | $ 1 | $ 7 | $ 7

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