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EARNINGS PER COMMON SHARE | 9 Months Ended
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Sep. 30, 2025
Earnings Per Share [Abstract] |
EARNINGS PER COMMON SHARE | EARNINGS PER COMMON SHARE The calculation of earnings per common share for the quarters and nine-month periods ended September 30, 2025 and 2024 is as follows:
| Quarters Ended September 30, |  | Nine-Month Periods Ended September 30,
| 2025 |  | 2024 |  | 2025 |  | 2024 |  |
| (In thousands, except per share data)
Income available to common shareholders | $ | 51,838 |  |  | $ | 47,000 |  |  | $ | 149,210 |  |  | $ | 147,823 |  |  |
Average common shares outstanding | 44,430 |  |  | 46,560 |  |  | 44,857 |  |  | 46,868 |  |  |
Effect of dilutive securities: |  |  |  |  |  |  |  |  |
Average potential common shares-options | 228 |  |  | 286 |  |  | 199 |  |  | 243 |  |  |
Total weighted average common shares outstanding and equivalents | 44,658 |  |  | 46,846 |  |  | 45,056 |  |  | 47,111 |  |  |
Earnings per common share - basic | $ | 1.17 |  |  | $ | 1.01 |  |  | $ | 3.33 |  |  | $ | 3.15 |  |  |
Earnings per common share - diluted | $ | 1.16 |  |  | $ | 1.00 |  |  | $ | 3.31 |  |  | $ | 3.14 |  |  |
For both quarters ended September 30, 2025 and 2024, weighted-average restricted stock units with an anti-dilutive effect on earnings per share not included in the calculation amounted to zero. For the nine-month periods ended September 30, 2025 and 2024, weighted-average restricted stock units with an anti-dilutive effect on earnings per share not included in the calculation amounted to 445 and 507, respectively. During the first quarter of 2025, OFG increased its quarterly common stock cash dividend to $0.30 per share from $0.25 per share at December 31, 2024. During the first quarter of 2024, OFG increased its quarterly common stock cash dividend to $0.25 per share from $0.22 per share at December 31, 2023.

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