XML 75 R64.htm IDEA: XBRL DOCUMENT
v3.25.3

LOANS (Troubled-Amortized Cost Basis Debt Restructuring Loan Portfolio) (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024
Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 9,824 | $ 272 | $ 9,881
Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | 894 | 415 | 2,954 | 1,091
Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | 1,436 | 0 | 1,986 | 89
Combination of Term Extension and Principal Forgiveness/Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | 0 | 123 | 3,356 | 123
Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | 0 | 0 | 7,262 | 0
Commercial loans | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 9,824 | $ 272 | $ 9,824
Percentage of total class of financing receivable. | 0.00% | 1.44% | 0.01% | 1.44%
Commercial loans | Puerto Rico | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 272 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.01% | 0.00%
Commercial loans | Puerto Rico | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 1,177 | $ 0 | $ 1,631 | $ 0
Percentage of total class of financing receivable. | 0.05% | 0.00% | 0.06% | 0.00%
Commercial loans | Commercial secured by real estate: | Puerto Rico | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 194 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.01% | 0.00%
Commercial loans | Commercial secured by real estate: | Puerto Rico | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 454 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.03% | 0.00%
Commercial loans | Other commercial and industrial | Puerto Rico | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 78 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.01% | 0.00%
Commercial loans | Other commercial and industrial | Puerto Rico | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 697 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.06% | 0.00%
Commercial loans | Other commercial and industrial | Puerto Rico | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 1,177 | $ 0 | $ 1,177 | $ 0
Percentage of total class of financing receivable. | 0.10% | 0.00% | 0.10% | 0.00%
Commercial loans | Commercial US | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. |  | $ 9,824 |  | $ 9,824
Percentage of total class of financing receivable. |  | 1.44% |  | 1.44%
Commercial loans | Commercial US | Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. |  | $ 0 |  | $ 0
Percentage of total class of financing receivable. |  | 0.00% |  | 0.00%
Commercial loans | Commercial US | Combination of Term Extension and Principal Forgiveness/Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 |  | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% |  | 0.00%
Commercial loans | Commercial US | UNITED STATES | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 0 |
Percentage of total class of financing receivable. | 0.00% |  | 0.00% |
Commercial loans | Commercial US | UNITED STATES | Principal Forbearance / Forgiveness |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 |  | $ 9,821 |
Percentage of total class of financing receivable. | 0.00% |  | 1.18% |
Commercial loans | Commercial US | UNITED STATES | Combination of Term Extension and Principal Forgiveness/Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. |  |  | $ 3,258 |
Percentage of total class of financing receivable. |  |  | 0.39% |
Commercial loans | Commercial US | UNITED STATES | Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 7,125 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.86% | 0.00%
Mortgage loans | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 0 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.00% | 0.00%
Mortgage loans | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 842 | $ 415 | $ 2,113 | $ 1,084
Percentage of total class of financing receivable. | 0.06% | 0.03% | 0.15% | 0.07%
Mortgage loans | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 84 | $ 0 | $ 127 | $ 89
Percentage of total class of financing receivable. | 0.01% | 0.00% | 0.01% | 0.01%
Mortgage loans | Combination of Term Extension and Principal Forgiveness/Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 123 | $ 98 | $ 123
Percentage of total class of financing receivable. | 0.00% | 0.01% | 0.00% | 0.01%
Mortgage loans | Combination of Interest Rate Reduction, Term Extension and Principal Forgiveness / Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 137 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.01% | 0.00%
Mortgage loans | Interest Rate Reduction and Principal Forgiveness and Principal Forbearance |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 94 | $ 0 | $ 94 | $ 0
Percentage of total class of financing receivable. | 0.01% | 0.00% | 0.01% | 0.00%
Personal loans | Personal loans | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 0 | $ 26
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.00% | 0.00%
Personal loans | Personal loans | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 0 | $ 7
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.00% | 0.00%
Personal loans | Personal loans | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 95 | $ 0 | $ 95 | $ 0
Percentage of total class of financing receivable. | 0.01% | 0.00% | 0.01% | 0.00%
Auto loans | Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 0 | $ 0 | $ 0 | $ 31
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.00% | 0.00%
Auto loans | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 52 | $ 0 | $ 144 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.01% | 0.00%
Auto loans | Combination of Term Extension and Interest Rate Reduction |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized cost basis. | $ 80 | $ 0 | $ 133 | $ 0
Percentage of total class of financing receivable. | 0.00% | 0.00% | 0.01% | 0.00%

X
- Definition Amortized cost excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Percentage, excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 34 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-34 Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 33 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-33 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationsLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ContractualInterestRateReductionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityAndInterestRateReductionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=ofg_ExtendedMaturityAndPrincipalForgivenessForbearanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=ofg_ExtendedMaturityInterestRateReductionPrincipalForgivenessAndPrincipalForbearanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=country_PR
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_CommercialSecuredByRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_OtherCommercialAndIndustrialMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_UsLoanProgramMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=ofg_PrincipalForbearanceAndPrincipalForgivenessMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | srt_StatementGeographicalAxis=country_US
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=ofg_InterestRateReductionAndPrincipalForgivenessAndPrincipalForbearanceMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ofg_PersonalLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ofg_AutomobilePortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |