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UNAUDITED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 149,210 $ 147,823
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization of premiums, net of accretion of fair value discounts, on loans and amortization of deferred loan origination costs, net of fees 904 2,348
Accretion of investment securities discounts, net of amortization of premiums (536) (6,593)
Amortization of other intangible assets 3,696 4,434
Net change in operating leases (204) (55)
Depreciation and amortization of premises and equipment 15,448 16,028
Deferred income tax (benefit) expense, net (4,212) 28,858
Provision for credit losses 75,624 52,061
Stock-based compensation 4,612 4,722
(Gain) loss on:    
Sale of securities 0 7
Sale of loans (1,546) (1,293)
Foreclosed real estate and other repossessed assets (1,826) (1,243)
Sale of other assets 0 (1)
Originations and purchases of loans held-for-sale (97,063) (88,089)
Proceeds from sale of loans held-for-sale 34,054 79,283
Net (increase) decrease in:    
Accrued interest receivable 112 1,015
Servicing assets 2,998 2,434
Other assets (68,691) (50,014)
Net increase (decrease) in:    
Accrued interest on deposits and borrowings 2,237 (908)
Accrued expenses and other liabilities 43,688 23,405
Net cash provided by operating activities 158,505 214,222
Purchases of:    
Investment securities available-for-sale (352,634) (1,070,454)
Mortgage servicing rights 0 (17,162)
FHLB stock (30,367) (52,766)
Equity securities (3,869) (3,281)
Maturities and redemptions of:    
Investment securities available-for-sale 262,070 893,202
Investment securities held-to-maturity 16,634 216,616
FHLB stock 27,226 48,824
Proceeds from sales of:    
Investment securities available-for-sale 0 149,406
Foreclosed real estate and other repossessed assets, including write-offs 40,225 39,860
Premises and equipment 0 1
Origination and purchase of loans, excluding loans held-for-sale (2,546,785) (2,226,978)
Principal repayment of loans 2,133,731 1,910,835
Additions to premises and equipment (12,485) (17,280)
Net cash used in investing activities (466,254) (129,177)
Net increase (decrease) in:    
Deposits 395,492 (161,998)
Securities sold under agreements to repurchase 25,000 0
FHLB advances and other borrowings 130,000 69,998
Exercise of stock options and restricted units lapsed, net of employee award repurchased (3,528) (2,221)
Purchase of treasury stock (51,486) (24,386)
Dividends paid on common stock (38,517) (34,024)
Net cash provided by (used in) financing activities 456,961 (152,631)
Net change in cash and cash equivalents 149,212 (67,586)
Cash and cash equivalents at beginning of period 591,137 748,173
Cash and cash equivalents at end of period 740,349 680,587
Reconciliation of the Consolidated Statements of Cash Flows to the Consolidated Statements of Financial Condition:    
Cash and due from banks 737,084 674,702
Money market investments 3,265 5,885
Total cash and cash equivalents at end of period 740,349 680,587
Supplemental Cash Flow Disclosure and Schedule of Non-cash Activities:    
Interest paid 122,924 118,324
Income taxes paid 76,354 33,803
Operating lease liabilities paid 6,950 7,293
Mortgage loans held-for-sale securitized into mortgage-backed securities 62,146 55,694
Transfer from loans to foreclosed real estate and other repossessed assets 36,275 36,466
Reclassification of loans held-for-investment portfolio to held-for-sale portfolio 1,983 34,684
Reclassification of loans held-for-sale portfolio to held-for-investment portfolio 5,320 1,483
Financed sales of foreclosed real estate 448 1,273
Delinquent loans booked under the GNMA buy-back option $ 46,716 $ 41,800