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REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Sep. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
OFG Bancorp    
Amount    
Actual - Total capital to risk-weighted assets $ 1,430,713 $ 1,367,692
Actual - Tier 1 capital to risk-weighted assets 1,313,558 1,256,906
Actual - Common equity tier 1 capital to risk-weighted assets 1,313,558 1,256,906
Actual - Tier 1 capital to average total assets 1,313,558 1,256,906
Minimum Capital Requirement - Total capital to risk-weighted assets 976,348 925,305
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 790,377 749,056
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 650,899 616,870
Minimum Capital Requirement - Tier 1 capital to average total assets 488,574 460,138
Minimum to be Well Capitalized - Total capital to risk-weighted assets 929,856 881,242
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 743,884 704,994
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 604,406 572,807
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 610,717 $ 575,172
Ratio    
Actual - total capital to risk-weighted assets 0.1539 0.1552
Actual - Tier 1 capital to risk-weighted assets 0.1413 0.1426
Actual - Common equity tier 1 capital to risk-weighted assets 0.1413 0.1426
Actual - Tier 1 capital to average total assets 0.1075 0.1093
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500
Bank    
Amount    
Actual - Total capital to risk-weighted assets $ 1,355,778 $ 1,301,684
Actual - Tier 1 capital to risk-weighted assets 1,239,307 1,191,547
Actual - Common equity tier 1 capital to risk-weighted assets 1,239,307 1,191,547
Actual - Tier 1 capital to average total assets 1,239,307 1,191,547
Minimum Capital Requirement - Total capital to risk-weighted assets 970,533 919,781
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 785,669 744,585
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 647,022 613,187
Minimum Capital Requirement - Tier 1 capital to average total assets 484,509 456,144
Minimum to be Well Capitalized - Total capital to risk-weighted assets 924,317 875,982
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 739,453 700,786
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 600,806 569,388
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 605,636 $ 570,179
Ratio    
Actual - total capital to risk-weighted assets 0.1467 0.1486
Actual - Tier 1 capital to risk-weighted assets 0.1341 0.1360
Actual - Common equity tier 1 capital to risk-weighted assets 0.1341 0.1360
Actual - Tier 1 capital to average total assets 0.1023 0.1045
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500