<SEC-DOCUMENT>0000354707-17-000028.txt : 20170501
<SEC-HEADER>0000354707-17-000028.hdr.sgml : 20170501
<ACCEPTANCE-DATETIME>20170428194834
ACCESSION NUMBER:		0000354707-17-000028
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20170428
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20170501
DATE AS OF CHANGE:		20170428

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HAWAIIAN ELECTRIC INDUSTRIES INC
		CENTRAL INDEX KEY:			0000354707
		STANDARD INDUSTRIAL CLASSIFICATION:	ELECTRIC SERVICES [4911]
		IRS NUMBER:				990208097
		STATE OF INCORPORATION:			HI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-08503
		FILM NUMBER:		17798062

	BUSINESS ADDRESS:	
		STREET 1:		1001 BISHOP STREET, SUITE 2900
		CITY:			HONOLULU
		STATE:			HI
		ZIP:			96813
		BUSINESS PHONE:		8085435662

	MAIL ADDRESS:	
		STREET 1:		P.O. BOX 730
		CITY:			HONOLULU
		STATE:			HI
		ZIP:			96808-0730
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>heiform8-k04x28x17.htm
<DESCRIPTION>8-K
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2017 Workiva -->
		<title>Document</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sE8068B04AD242479710C12D33E44A569"></a></div><div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">UNITED STATES</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Washington, D.C.  20549</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">FORM 8-K</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">CURRENT REPORT</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pursuant to Section 13 or 15(d) of the</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Securities Exchange Act of 1934</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Date of Report:  April 28, 2017</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:91.40625%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Exact Name of Registrant</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commission</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">I.R.S. Employer</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">as Specified in Its Charter</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">File Number</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Identification No.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Hawaiian Electric Industries, Inc.</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1-8503</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">99-0208097</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">State of Hawaii</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(State or other jurisdiction of incorporation)</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1001 Bishop Street, Suite&#160;2900, Honolulu, Hawaii&#160; 96813 </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Address of principal executive offices and zip code)</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Registrant&#8217;s telephone number, including area code:</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;(808) 543-5662 </font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">None</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Former name or former address, if changed since last report.)</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</font></div><table cellpadding="0" cellspacing="0" style="padding-top:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:inherit;font-size:10pt;">[  ]</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:inherit;font-size:10pt;">[  ]</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:inherit;font-size:10pt;">[  ]</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:inherit;font-size:10pt;">[  ]</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div></div><hr style="page-break-after:always"><div><a name="sC428DAED0E7E7E84660912D33E58C908"></a></div><div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Item 7.01  Regulation FD Disclosure.</font></div><div style="line-height:120%;padding-top:8px;text-align:left;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:12pt;">On April 28, 2017, HEI issued a news release, &#8220;American Savings Bank Reports First Quarter 2017 Earnings.&#8221; This news release is furnished as Exhibit 99.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Item 9.01  Financial Statements and Exhibits.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(d)  </font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">Exhibits</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:12pt;padding-left:0px;"><font style="font-family:inherit;font-size:12pt;">Exhibit 99</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">News release, dated April 28, 2017, &#8220;American Savings Bank Reports First Quarter 2017 Earnings&#8221;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">SIGNATURES</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:24px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:96.2890625%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:47%;"></td><td style="width:6%;"></td><td style="width:47%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">HAWAIIAN ELECTRIC INDUSTRIES, INC.</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(Registrant)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">/s/  Gregory C. Hazelton</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Gregory C. Hazelton</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Executive Vice President and</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">&#160;&#160;&#160;Chief Financial Officer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">(Principal Financial and Accounting Officer)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Date: April 28, 2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">EXHIBIT&#160;INDEX</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">Exhibit&#160;No.</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:inherit;font-size:12pt;text-decoration:underline;">Description</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:12pt;padding-left:0px;"><font style="font-family:inherit;font-size:12pt;">Exhibit 99</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">News release, dated April 28, 2017, &#8220;American Savings Bank Reports </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:96px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">First Quarter 2017 Earnings&#8221;</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2</font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>heiexhibit9904-28x17.htm
<DESCRIPTION>EXHIBIT 99
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using Wdesk 1 -->
		<!-- Copyright 2017 Workiva -->
		<title>Exhibit</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<div><a name="sCE84FED24C5409C25D0612D33D4AC727"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:174%;text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Exhibit 99</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><img src="heicatalyst2a05.jpg" alt="heicatalyst2a05.jpg" style="height:66px;width:296px;"><font style="font-family:inherit;font-size:10pt;">&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;&#32;</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;&#32;&#32;&#32;NEWS RELEASE</font></div><div style="line-height:174%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">April 28, 2017</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:15%;"></td><td style="width:60%;"></td><td style="width:25%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Contact:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:1px;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Clifford H. Chen</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Telephone: (808) 543-7300</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Treasurer, Manager, Investor Relations &amp; Strategic Planning</font></div></td><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">E-mail:  ir@hei.com</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">AMERICAN SAVINGS BANK REPORTS FIRST QUARTER 2017 EARNINGS </font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:174%;text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">2017 Net Income of $15.8 Million - Return on Assets of 0.98%</font></div><div style="line-height:174%;text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Solid Profitability In Line with Expectations</font></div><div style="line-height:174%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:11pt;">HONOLULU - American Savings Bank, F.S.B. (American), a wholly-owned subsidiary of Hawaiian Electric Industries, Inc. (HEI) </font><font style="font-family:inherit;font-size:11pt;font-weight:bold;">(NYSE - HE)</font><font style="font-family:inherit;font-size:11pt;">&#32;today reported net income of $15.8&#160;million for the first quarter of 2017 compared to $16.2 million in the fourth, or linked, quarter of 2016 and $12.7 million in the first quarter of 2016.   </font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">&#8220;We are off to a strong start in 2017 as we continue to deliver for our customers and shareholders.  Our first quarter results demonstrate strong core deposit growth, higher net interest income and margins, improved operating efficiency, and better asset quality metrics," said Richard Wacker, president and chief executive officer of American. "Total loans declined slightly, reflecting the completion and payoff of a large commercial real estate construction project and the resolution and payoff of a prior nonperforming commercial loan.&#8221;</font><font style="font-family:inherit;font-size:11pt;">&#32;</font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">&#32;&#32;</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:inherit;font-size:11pt;">First quarter of 2017 net income of $15.8 million was $3.1&#160;million higher than the first quarter of 2016 and $0.4 million lower than the fourth (linked) quarter of 2016.  </font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Compared to the first quarter of 2016, the $3.1 million increase was primarily driven by $3 million (after-tax) higher net interest income mainly due to growth in the commercial real estate and consumer loan portfolios as well as the deployment of strong deposit growth into our investment portfolio.</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Compared to the linked fourth quarter of 2016, the $0.4 million decrease was primarily driven by the following on an after-tax basis:</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">________________</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Note:  Amounts indicated as &#8220;after-tax&#8221; in this earnings release are based upon adjusting items for the composite statutory tax rate of 40% for the bank.</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div><br></div><div></div><hr style="page-break-after:always"><div><a name="sDAF50769DCE4B0176B5212D33D5E9005"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Hawaiian Electric Industries, Inc. </font><font style="font-family:Wingdings;font-size:12pt;">&#x9f;</font><font style="font-family:inherit;font-size:12pt;">&#32;American Savings Bank, F.S.B.</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">April 28, 2017</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Page 2</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:174%;font-size:11pt;padding-left:24px;"><font style="font-family:inherit;font-size:10pt;">&#8226;</font></div></td><td style="vertical-align:top;"><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$1 million higher net interest income driven mainly by higher yields in our investment portfolio and growth in our consumer portfolio; and</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:174%;font-size:11pt;padding-left:24px;"><font style="font-family:inherit;font-size:10pt;">&#8226;</font></div></td><td style="vertical-align:top;"><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$1 million lower noninterest expense. </font></div></td></tr></table><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">These increases were offset by the following on an after-tax basis:</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:174%;font-size:11pt;padding-left:24px;"><font style="font-family:inherit;font-size:10pt;">&#8226;</font></div></td><td style="vertical-align:top;"><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$1 million higher provision for loan losses including additional reserves for a commercial real estate relationship in the first quarter of 2017; and</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:174%;font-size:11pt;padding-left:24px;"><font style="font-family:inherit;font-size:10pt;">&#8226;</font></div></td><td style="vertical-align:top;"><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$1 million lower noninterest income primarily due to lower mortgage banking income as a result of a reduction in residential mortgage refinancing activity.</font></div></td></tr></table><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Net interest income (pretax) was $54.8 million in the first quarter of 2017, compared to $53.0 million in the linked quarter and $50.4 million in the prior year quarter.  Net interest margin was 3.68% in the first quarter of 2017 compared to 3.59% in the linked quarter and 3.62% in the first quarter of 2016.  The higher net interest margin was primarily attributable to higher yields on interest-earning assets.</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:11pt;">The provision for loan losses (pretax) was $3.9&#160;million in the first quarter of 2017 compared to $1.5&#160;million in the linked quarter and $4.8 million in the first quarter of 2016.  As previously mentioned, the increase from the linked quarter was primarily due to reserves for a commercial real estate relationship.  The first quarter of 2017 net charge-off ratio was 0.29%, compared to 0.40% in the linked quarter and 0.21% in the prior year quarter.  The fourth quarter of 2016 net charge-off ratio included charge-offs of specific commercial credits that had been previously individually reserved.  Nonaccrual loans as a percent of total loans receivable held for investment dropped to 0.41% compared to 0.49% in the linked quarter and 1.01% in the prior year quarter. &#160;</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:11pt;">Noninterest income (pretax) was $15.1 million in the first quarter of 2017 compared to $16.5&#160;million in the linked quarter and $15.4 million in the prior year quarter, primarily attributable to the decline in mortgage banking activity.</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:11pt;">Noninterest expense (pretax) was $41.9 million compared to $43.1&#160;million in the linked quarter and $41.4&#160;million in the first quarter of 2016.</font></div><div style="line-height:174%;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total loans were $4.7 billion at March 31, 2017 and included growth in the residential and consumer loan portfolio during the first quarter of 2017.  The reduction in our exposure to national credits, a loan payoff connected with a completed construction project, and the resolution and payoff of a prior nonperforming  </font></div><div style="line-height:174%;text-align:left;padding-left:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Hawaiian Electric Industries, Inc. </font><font style="font-family:Wingdings;font-size:12pt;">&#x9f;</font><font style="font-family:inherit;font-size:12pt;">&#32;American Savings Bank, F.S.B.</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">April 28, 2017</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Page 3</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">commercial loan contributed to the 1.2% annualized decline in our loan portfolio in the first quarter of 2017.</font><font style="font-family:inherit;font-size:11pt;color:#ff0000;">&#32;&#32;&#32;</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total deposits were $5.7 billion at March 31, 2017, an increase of $126 million or 9.1% annualized increase from December 31, 2016.  Low-cost core deposits increased $140&#160;million or 11.4% annualized increase from December 31, 2016.  The average cost of funds was 0.20% for the first quarter of 2017 compared to 0.22% for the fourth quarter of 2016 and 0.23% for the first quarter of 2016.</font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">&#32;&#32;</font><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:inherit;font-size:11pt;">American&#8217;s return on average equity was 10.8% for the first quarter of 2017 compared to 11.1% in the linked quarter and 8.9% in the first quarter of 2016.  Return on average assets was 0.98% for the first quarter of 2017, compared to 1.02% in the linked quarter and 0.84% in the same quarter last year.  American&#8217;s solid results enabled it to pay dividends of $9.4 million to HEI while maintaining healthy capital levels -- leverage ratio of 8.5% and total capital ratio of 13.6% at March&#160;31,&#160;2017.</font></div><div style="line-height:174%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">HEI EARNINGS RELEASE, HEI WEBCAST AND CONFERENCE CALL TO DISCUSS EARNINGS AND 2017 EPS GUIDANCE</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:11pt;">Concurrent with American&#8217;s regulatory filing 30 days after the end of the quarter, American announced its first quarter 2017 financial results today.  Please note that these reported results relate only to American and are not necessarily indicative of HEI&#8217;s consolidated financial results for the first quarter of 2017.</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:11pt;">HEI plans to announce its first quarter 2017 consolidated financial results on Friday, May 5, 2017 and will conduct a webcast and conference call to discuss its consolidated earnings, including American&#8217;s earnings, and 2017 EPS guidance on Friday, May 5,&#160;2017, at 8:00 a.m. Hawaii time (2:00&#160;p.m. Eastern time).  </font></div><div style="line-height:174%;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Interested parties within the United States may listen to the conference by calling (844) 834-0652 and international parties may listen to the conference by calling (412) 317-5198.  Parties may also listen to the conference by accessing the webcast on HEI&#8217;s website at </font><font style="font-family:inherit;font-size:11pt;color:#0000ff;text-decoration:underline;">www.hei.com</font><font style="font-family:inherit;font-size:11pt;">&#32;under the heading &#8220;Investor Relations.&#8221;&#160; HEI and Hawaiian Electric Company, Inc. (Hawaiian Electric) intend to continue to use HEI&#8217;s website as a means of disclosing additional information.  Such disclosures will be included on HEI&#8217;s website in the Investor Relations section.  Accordingly, investors should routinely monitor such portions of HEI&#8217;s website, in addition to following HEI&#8217;s, Hawaiian Electric&#8217;s and American&#8217;s press releases, HEI&#8217;s and Hawaiian Electric&#8217;s Securities and Exchange Commission (SEC) filings and HEI&#8217;s public conference calls and webcasts.  The information on HEI&#8217;s website is not incorporated by reference in this document or in HEI&#8217;s and </font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div><br></div><div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:174%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Hawaiian Electric Industries, Inc. </font><font style="font-family:Wingdings;font-size:12pt;">&#x9f;</font><font style="font-family:inherit;font-size:12pt;">&#32;American Savings Bank, F.S.B.</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">April 28, 2017</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;">Page 4</font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Hawaiian Electric&#8217;s SEC filings unless, and except to the extent, specifically incorporated by reference.  Investors may also wish to refer to the Public Utilities Commission of the State of Hawaii (PUC) website at dms.puc.hawaii.gov/dms in order to review documents filed with and issued by the PUC.  No information on the PUC website is incorporated by reference in this document or in HEI&#8217;s and Hawaiian Electric&#8217;s SEC filings.</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:11pt;">An on-line replay of the May 5, 2017 webcast will be available on HEI&#8217;s website beginning about two hours after the event.&#160; Replays of the conference call will also be available approximately two hours after the event through May 19, 2017 by dialing (877)&#160;344-7529 or (412) 317-0088 and entering passcode:  10104146.</font></div><div style="line-height:174%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:10pt;"></font><font style="font-family:inherit;font-size:11pt;">HEI supplies power to approximately 95% of Hawaii&#8217;s population through its electric utilities, Hawaiian Electric, Hawaii Electric Light Company, Inc. and Maui Electric Company, Limited and provides a wide array of banking and other financial services to consumers and businesses through American, one of Hawaii&#8217;s largest financial institutions.</font></div><div style="line-height:174%;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-indent:48px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:174%;text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">###</font></div><div style="line-height:174%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div></div><hr style="page-break-after:always"><div><a name="s8084A0F91BF4BC1EA86212D33D905CDF"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">American Savings Bank, F.S.B.</font></div><div style="line-height:120%;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">STATEMENTS OF INCOME DATA</font></div><div style="line-height:120%;text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(Unaudited)</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:96.88972667295005%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"></td></tr><tr><td style="width:59%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:13%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:10%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="11" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Three months ended&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(in&#160;thousands)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">March 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">March 31, 2016</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Interest and dividend income</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Interest and fees on loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">50,742</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">51,203</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">48,437</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Interest and dividends on investment securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,980</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,965</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,017</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total interest and dividend income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">57,722</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">56,168</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">53,454</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Interest expense</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Interest on deposit liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,103</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,013</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,592</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Interest on other borrowings</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">816</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,172</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,485</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total interest expense</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,919</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,185</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,077</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Net interest income</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">54,803</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">52,983</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">50,377</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Provision for loan losses</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,907</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,497</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,766</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Net interest income after provision for loan losses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">50,896</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">51,486</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">45,611</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Noninterest income</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fees from other financial services</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,610</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,585</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,499</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fee income on deposit liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,428</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,714</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">5,156</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fee income on other financial products</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,866</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,144</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,205</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Bank-owned life insurance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">983</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,017</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">998</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Mortgage banking income</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">789</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,529</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,195</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Other income, net</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">458</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">470</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">333</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total noninterest income</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">15,134</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">16,459</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">15,386</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Noninterest expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Compensation and employee benefits</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">23,237</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,920</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22,434</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Occupancy</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,154</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,077</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,138</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Data processing</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,280</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,431</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,172</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Services</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,360</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,961</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,911</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Equipment</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,748</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,745</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,663</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Office supplies, printing and postage</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,535</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,644</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1,365</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Marketing</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">517</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">982</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">861</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">FDIC insurance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">728</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">839</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">884</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Other expense</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,311</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,539</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,975</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total noninterest expense</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">41,870</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">43,138</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">41,403</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Income before income taxes</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">24,160</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">24,807</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">19,594</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Income taxes</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8,347</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8,590</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">6,921</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Net income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">15,813</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">16,217</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">12,673</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Comprehensive income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">16,648</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">2,540</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">20,310</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td colspan="5" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">OTHER BANK INFORMATION (annualized %, except as of period end)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Return on average assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.98</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1.02</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.84</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Return on average equity</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10.82</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">11.09</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.89</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Return on average tangible common equity</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">12.58</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">12.90</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">10.39</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Net interest margin</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3.68</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3.59</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3.62</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Efficiency ratio</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">59.87</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">62.12</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">62.96</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Net charge-offs to average loans outstanding</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.29</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.40</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.21</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">As of period end</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Nonaccrual loans to loans receivable held for investment</font></div><div style="font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.41</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.49</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1.01</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Allowance for loan losses to loans outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1.19</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1.17</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1.13</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Tangible common equity to tangible assets</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7.78</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7.82</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.08</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Tier-1 leverage ratio </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.5</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.6</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.7</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total capital ratio </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13.6</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13.2</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Dividend paid to HEI (via ASB Hawaii, Inc.) ($ in millions)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9.4</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9.0</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9.0</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:4px;text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">This information should be read in conjunction with the condensed consolidated financial statements and the notes thereto in HEI filings with the SEC. Results of operations for interim periods are not necessarily indicative of results to be expected for future interim periods or the full year.</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:100%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">American Savings Bank, F.S.B.</font></div><div style="line-height:100%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">BALANCE SHEETS DATA</font></div><div style="line-height:100%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Unaudited)</font></div><div style="line-height:144%;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:96.51272384542884%;border-collapse:collapse;text-align:left;"><tr><td colspan="13"></td></tr><tr><td style="width:58%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:8%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:9%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">(in thousands)</font></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31, 2017</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Assets</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cash and due from banks</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">125,901</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">137,083</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Interest-bearing deposits</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">94,573</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">52,128</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Restricted cash</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#8212;</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,764</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Available-for-sale investment securities, at fair value</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,228,922</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,105,182</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Stock in Federal Home Loan Bank, at cost</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,706</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,218</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans receivable held for investment</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,725,271</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,738,693</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Allowance for loan losses</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(55,997</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(55,533</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net loans</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,669,274</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,683,160</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loans held for sale, at lower of cost or fair value</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10,454</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,817</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">336,626</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">329,815</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Goodwill</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">82,190</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">82,190</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total assets</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,559,646</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,421,357</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Liabilities and shareholder&#8217;s equity</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposit liabilities&#8211;noninterest-bearing</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,696,390</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,639,051</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Deposit liabilities&#8211;interest-bearing</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,978,700</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,909,878</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other borrowings</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">200,154</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">192,618</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">98,223</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101,635</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total liabilities</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,973,467</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,843,182</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Common stock</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Additional paid in capital</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">343,435</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">342,704</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Retained earnings</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">264,381</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">257,943</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accumulated other comprehensive loss, net of tax benefits</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;Net unrealized losses on securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(7,708</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(7,931</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;Retirement benefit plans</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(13,930</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(21,638</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(14,542</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(22,473</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total shareholder&#8217;s equity</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">586,179</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">578,175</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total liabilities and shareholder&#8217;s equity</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,559,646</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,421,357</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div style="line-height:144%;text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;">This information should be read in conjunction with the condensed consolidated financial statements and the notes thereto in </font><font style="font-family:inherit;font-size:8pt;">HEI filings with the SEC</font><font style="font-family:inherit;font-size:9pt;">. </font></div><div style="line-height:120%;padding-left:12px;font-size:9pt;"><font style="font-family:inherit;font-size:9pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6</font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>heicatalyst2a05.jpg
<TEXT>
begin 644 heicatalyst2a05.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X1"@17AI9@  34T *@    @ ! $[  (
M   /   (2H=I  0    !   (6IR=  $    >   0>NH<  <   @,    /@
M   <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M                                                 $AO<FET82P@
M4V%N9')A     >H<  <   @,   (;      <Z@    @
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
M
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MU=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X^?K_Q  ? 0 # 0$! 0$! 0$!
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M?YCUNBO)/^&@M&_Z!-Y_WVM'_#06C?\ 0)O/^^UH^JUOY0^M4?YCUNBO)/\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH ****0!1110 4444 %%%% !7V3X>!'AO301@_98_
M_017QM7V9HG_ "+^G_\ 7K'_ .@BO*S':)ZF7[R+U%%%>0>L%%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M2?X5]@44?VC/^5!_9\.Y\?\ _"&^)O\ H7]3_P# 23_"C_A#?$W_ $+^I_\
M@))_A7V!11_:,_Y4']GP[GQ__P (;XF_Z%_4_P#P$D_PH_X0WQ-_T+^I_P#@
M))_A7V!11_:,_P"5!_9\.Y\?_P#"&^)O^A?U/_P$D_PH_P"$-\3?]"_J?_@)
M)_A7V!11_:,_Y4']GP[GQ_\ \(;XF_Z%_4__  $D_P *;_PB'B3_ *%[5?\
MP"D_^)K["Q1BC^T9_P H?V?'^8^/?^$0\2?]"]JO_@%)_P#$T?\ "(>)/^A>
MU7_P"D_^)K[!Q1BC^T9_RB_L^/\ ,?'W_"(>)/\ H7M5_P# *3_XFC_A$/$G
M_0O:K_X!2?\ Q-?8.*,4?VC/^4/[/C_,?'W_  B'B3_H7M5_\ I/_B:/^$0\
M2?\ 0O:K_P" 4G_Q-?8.*,4?VC/^4/[/C_,?'W_"(>)/^A>U7_P"D_\ B:/^
M$0\2?]"]JO\ X!2?_$U]@XHQ1_:,_P"4/[/C_,?'W_"(>)/^A>U7_P  I/\
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M&-?_ .@)J/\ X"2?X4?\(QK_ /T!-1_\!)/\*^Q<48H_M&7\H?V?'^8^.O\
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M_P#\!7_PH_X1[6O^@1?_ /@*_P#A7V311_:,OY0_L^/\Q\;?\(]K7_0(O_\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MTLIIGG:WU-(O,8\MB0#-=F'PT:ZD^:UCAQ.*E0E%<MTW8^AZ***XSN"BBB@
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M  T-!_T I/\ O\/\*\-HI?4J'8?UVMW/<O\ AH:#_H!2?]_A_A1_PT-!_P!
M*3_O\/\ "O#:*/J5#L'UVMW/<O\ AH:#_H!2?]_A_A1_PT-!_P! *3_O\/\
M"O#:*/J5#L'UVMW/<O\ AH:#_H!2?]_A_A1_PT-!_P! *3_O\/\ "O#:*/J5
M#L'UVMW/?]%^.<.LZ]8Z8NC21&\N$@#F4';N8#/3WKUL=*^0O W_ "4#0/\
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M^@1?_P#@*_\ A7M<T>YX_++L9U%23V\UK,T-S$\,J_>212K#Z@U'3)"BBBF
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M1+N\M"V/N^E<V#TKQN=&+UHNQX;15S^Q]2_Z!]W_ -^&_P */['U+_H'W?\
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M%Q4824;\STO^9Z5K'C@:IIUW;>&=.N-1S$XDN679"BX.3D]:XKX0_P#(XO\
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MUS^E>;>&=4N[O1Y?"EON_P")C<H0P_@7^/\ 0"O>K.UCLK.&VMU"10HJ(H[
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M%/\ C^U;_KG%_-J]<KR#X+3(NJ:I$3\[PHP'J 3G^8KU_-1F'^\OY?D7EO\
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M]:]9HQ4TL34I3<XO5EU<+2JP5.2T6QYSH_@GQ!J5HL/C#6+AK11@6D<OWO\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M>_WX/Y/7M->+?L[_ /'MKW^_!_)Z]IKYW&?QY?UT/H,)_!B%%%%<IU!1110
M4444 %%%% !1110!YS\<O^2;R?\ 7S%_.OFNOI3XY?\ )-Y/^OF+^=?-=>[E
M_P#!^9XF/_B_(****] X KZ1^!/_ "3D_P#7Y+_):^;J^D?@3_R3D_\ 7Y+_
M "6O/Q_\'YG=@?XOR/2:***\(]P**** "N%^,O\ R2[4?]^+_P!&+7=5POQE
M_P"27:C_ +\7_HQ:VH?Q8^J,:_\ "EZ,^7Z***^G/FPK[,T3_D7]/_Z]8_\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** ,3QG_P B1K/_ %YR?^@FOD"OK_QG_P B1K/_ %YR?^@F
MOD"O8R[X9'D9A\40HHHKU#S#ZK^%7_)+]%_ZY-_Z,:NOKD/A5_R2_1?^N3?^
MAM77U\Q6_B2]6?34OX<?0****R- HHHH YWX@?\ ).]>_P"O"7_T$U\CU]<?
M$#_DG>O?]>$O_H)KY'KVLN^"7J>/F'QKT"BBBO3/-"O5?@=H.E:[?:NFKV$%
MXL4<903)NVY)SBO*J]E_9Y_Y".M_]<HOYM7)BVU1DT=.$2=9)GJ7_"OO"7_0
MOV'_ 'Y%'_"O?"7_ $+]A_WY%='17@>TGW9[WLX=CG/^%>^$O^A?L/\ OR*/
M^%?>$O\ H7[#_OR*Z.BCVD^[#V<.QS1^'?A!CD^'K#_OR*3_ (5SX/\ ^A=L
M/^_(KIJ*/:3[L/9P[(YG_A7/@_\ Z%VP_P"_(H_X5SX/_P"A=L/^_(KIJ*?M
M)]V'LX=D?)_Q+T^TTKXC:K9:=;QV]M$\82*,85<QJ3@?4FN5KK_BL2?BCK6>
M?WJ?^BUKD*^DHW]G&_9'SE7^)+U84445J9FEX<_Y&G2O^OV'_P!#%?9 Z5\;
M^'/^1ITK_K]A_P#0Q7V0.E>-F/Q1/7R_X9!1117EGIA1110 4444 %<[X^_Y
M$#6O^O1_Y5T5<[X^_P"1 UK_ *]'_E5T_C7J1/X&?(]%%%?4GS 4444P+FD0
MK<:Y8P2*&22XC1E/<%@,5]2_\*T\'_\ 0OV?_?%?+_A__D9M,_Z_(O\ T,5]
MDUY&82E&4;.QZN C&4971RW_  K3P=_T+]G_ -\4?\*T\'?]"_9_]\5U-%>;
M[6I_,_O/1]G#LCEO^%:>#O\ H7[/_OBC_A6G@[_H7[/_ +XKJ:*/:U/YG]X>
MSAV1EZ-X:TCP\LHT6PALQ,09!$N-V,X_F:U***AMMW9:22L@J,W,*L0TL8(Z
M@L*DKY+\?7$R_$#6@LK@"[? #&NC#T/;R:O8Y\17]C%.USZO^U0?\]H_^^Q1
M]J@_Y[1_]]BOB_[3/_SVD_[Z-'VF?_GM)_WT:[?[._O?@<?]H?W?Q/M$7,+$
M 31DGH PJ2ODGP)<3-\0-"#2N0;^$$%C_?%?6PZ5Q8BA["25[G9AZ_MHMVL%
M%%%<QTA1110!YS\<O^2;R?\ 7S%_.OFNOI3XY?\ )-Y/^OF+^=?-=>[E_P#!
M^9XF/_B_(****] X KZ1^!/_ "3D_P#7Y+_):^;J^D?@3_R3D_\ 7Y+_ "6O
M/Q_\'YG=@?XOR/2:***\(]P**** "N%^,O\ R2[4?]^+_P!&+7=5POQE_P"2
M7:C_ +\7_HQ:VH?Q8^J,:_\ "EZ,^7Z***^G/FPK[,T3_D7]/_Z]8_\ T$5\
M: 98"OLS11C0=/'I;1_^@BO)S':/S/4R_>1=HHHKR#U@HHHH **** "BBB@
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M#&_F)N&-I-*$'.2BNHYS4(N3._HKYK'QR\7@\R6A]O(%/_X7IXM_Z<_^_/\
M]>NSZA6\CD^O4?,]O^('_).]>_Z\)?\ T$U\CUWNJ_&+Q-K&DW6G7?V7R+J)
MHI-L6#M(P<&N"KT<'1G1BU(\_%UHU9)Q"BBBNTXPKV7]GG_D(ZW_ -<HOYM7
MC5=%X2\;:KX,FN9-'\G=<JJOYJ;N!G'\ZY\13=2DXQW-\/45.HI2V/KBBOF[
M_A>GBW_IS_[\_P#UZ/\ A>GBW_IS_P"_/_UZ\GZA6\CU?KU'S/I&BO/OA-XT
MU3QGIVHSZOY6^WE1$\I-O!!->@UQU(.G)Q?0ZX352*D@HHKPOQK\7/$F@>--
M2TNP^S?9[:4*F^+)QM!Z_C5TJ,JTN6)%6M&DKR/=**^;O^%Z>+?^G/\ [\__
M %Z/^%Z>+?\ IS_[\_\ UZZ?J%;R.?Z]1\S%^*O_ "5'6_\ KJO_ * M<A6A
MKFLW7B#6[G5+_;]HN6#/L&!D #I^%9]>U3BXP2?1'C5)*4VUW"BBBM"#2\.?
M\C3I7_7[#_Z&*^R!TKXKL[I[*^@NX<&2"19%STRIR/Y5Z-_PO;Q5_P \['_O
MT?\ &O.QF'J5I)P/0PF(A2BU(^CJ*^<?^%[>*O\ GG8_]^C_ (T?\+V\5?\
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MP_\ H!KURO(_V@_^18TK_K\/_H!K7"_QXF6*_@R/ :***^D/G@HHHH ****
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MW9OYI7/@_P"/'^NAOC/X+/%J***^B/ "BBB@ HHHH **** "BBB@#Z\\"_\
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M -_(_P#XJC_A57C;_H 3_P#?R/\ ^*KZKHH_M"KV0?V?3[L^5/\ A57C;_H
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M_F*YJBLI4:<OBBG\C2-:I#X9-?,[VV^,'B&' GALK@=RT;*?T./TK5@^-<O
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M>?\ /W/_ -_#1]OO/^?N?_OX:KT460<S[EC[?>?\_<__ '\-'V^\_P"?N?\
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH 3%&T$<C-+10! ]E;29\RWB?_ 'D!JI+X=T:;_7:79O\
M6%?\*TJ*I2DMF2XQ>Z,-_!?AN3[VB67X0@?RJ%O 7AANNC6WX C^M=%15>UJ
M?S/[R/8TOY5]QS@\ >%P<_V/;_K_ (U(O@;PRO31;3\4S6_13]M4_F?WA["D
MOLK[C(C\*:!%_J]&L5^D"_X5<BTJP@'[FRMT_P!V("K=%0YR>[*5."V0Q(D3
M[BJOT&*=BEHJ2PHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
;"BBB@ HHHH **** "BBB@ HHHH **** /__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
