v3.23.2

Regulatory Requirements (Tables) | 6 Months Ended
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Jun. 30, 2023
Regulated Operations [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The following table summarizes the Company’s regulatory capital amounts (in millions) and ratios:
LendingClub | June 30, 2023 |  | December 31, 2022 |  | Required Minimum plus Required CCB for Non-Leverage Ratios
Amount |  | Ratio |  | Amount |  | Ratio |
CET1 capital (1) | $ | 1,053.5 |  |  | 16.1 | % |  | $ | 1,005.8 |  |  | 15.8 | % |  | 7.0 | %
Tier 1 capital | $ | 1,053.5 |  |  | 16.1 | % |  | $ | 1,005.8 |  |  | 15.8 | % |  | 8.5 | %
Total capital | $ | 1,138.3 |  |  | 17.4 | % |  | $ | 1,088.1 |  |  | 17.1 | % |  | 10.5 | %
Tier 1 leverage | $ | 1,053.5 |  |  | 12.4 | % |  | $ | 1,005.8 |  |  | 14.1 | % |  | 4.0 | %
Risk-weighted assets | $ | 6,526.5 |  |  | N/A |  | $ | 6,360.7 |  |  | N/A |  | N/A
Quarterly adjusted average assets | $ | 8,522.6 |  |  | N/A |  | $ | 7,119.0 |  |  | N/A |  | N/A
N/A – Not applicable (1) Consists of common stockholders’ equity as defined under U.S. GAAP and certain adjustments made in accordance with regulatory capital guidelines, including the addition of the CECL transitional benefit and deductions for goodwill and other intangible assets. The following table summarizes LC Bank’s regulatory capital amounts (in millions) and ratios:
LendingClub Bank | June 30, 2023 |  | December 31, 2022 |  | Required Minimum plus Required CCB for Non-Leverage Ratios
Amount |  | Ratio |  | Amount |  | Ratio |
CET1 capital (1) | $ | 939.3 |  |  | 14.7 | % |  | $ | 852.2 |  |  | 13.8 | % |  | 7.0 | %
Tier 1 capital | $ | 939.3 |  |  | 14.7 | % |  | $ | 852.2 |  |  | 13.8 | % |  | 8.5 | %
Total capital | $ | 1,022.6 |  |  | 16.0 | % |  | $ | 932.4 |  |  | 15.1 | % |  | 10.5 | %
Tier 1 leverage | $ | 939.3 |  |  | 11.3 | % |  | $ | 852.2 |  |  | 12.5 | % |  | 4.0 | %
Risk-weighted assets | $ | 6,406.5 |  |  | N/A |  | $ | 6,194.0 |  |  | N/A |  | N/A
Quarterly adjusted average assets | $ | 8,300.0 |  |  | N/A |  | $ | 6,795.2 |  |  | N/A |  | N/A
N/A – Not applicable (1) Consists of common stockholders’ equity as defined under U.S. GAAP and certain adjustments made in accordance with regulatory capital guidelines, including the addition of the CECL transitional benefit and deductions for goodwill and other intangible assets.

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B + Details
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