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Fair Value Measurements - Schedule of Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($)
$ in Thousands
Jun. 30, 2026
Mar. 31, 2026
Dec. 31, 2025
Jun. 30, 2025
Mar. 31, 2025
Dec. 31, 2024
Assets            
Loans held for sale at fair value $ 1,773,052   $ 1,762,396      
Loans held for investment at fair value 2,085,066   473,314      
Securities available for sale:            
Total securities available for sale 4,046,761   3,706,709      
Servicing assets 72,974 $ 67,078 65,167 $ 57,909 $ 56,904 $ 60,697
Other assets 10,820   2,099      
Total assets 7,988,673   6,009,685      
Liabilities:            
Other liabilities 1,845   5,783      
Total liabilities 1,845   5,783      
Senior asset-backed securities related to Structured Program transactions            
Securities available for sale:            
Total securities available for sale 3,394,054   3,092,410      
Other asset-backed securities related to Structured Program transactions            
Securities available for sale:            
Total securities available for sale 257,820   219,370      
U.S. agency residential mortgage-backed securities            
Securities available for sale:            
Total securities available for sale 243,375   236,061      
U.S. agency securities            
Securities available for sale:            
Total securities available for sale 70,282   73,862      
Mortgage-backed securities            
Securities available for sale:            
Total securities available for sale 53,806   55,597      
Municipal securities            
Securities available for sale:            
Total securities available for sale 2,678   2,606      
Other securities            
Securities available for sale:            
Total securities available for sale 24,746   26,803      
Level 1            
Assets            
Loans held for sale at fair value 0   0      
Loans held for investment at fair value 0   0      
Securities available for sale:            
Total securities available for sale 0   0      
Servicing assets 0   0      
Other assets 0   0      
Total assets 0   0      
Liabilities:            
Other liabilities 0   0      
Total liabilities 0   0      
Level 1 | Senior asset-backed securities related to Structured Program transactions            
Securities available for sale:            
Total securities available for sale 0   0      
Level 1 | Other asset-backed securities related to Structured Program transactions            
Securities available for sale:            
Total securities available for sale 0   0      
Level 1 | U.S. agency residential mortgage-backed securities            
Securities available for sale:            
Total securities available for sale 0   0      
Level 1 | U.S. agency securities            
Securities available for sale:            
Total securities available for sale 0   0      
Level 1 | Mortgage-backed securities            
Securities available for sale:            
Total securities available for sale 0   0      
Level 1 | Municipal securities            
Securities available for sale:            
Total securities available for sale 0   0      
Level 1 | Other securities            
Securities available for sale:            
Total securities available for sale 0   0      
Level 2            
Assets            
Loans held for sale at fair value 0   0      
Loans held for investment at fair value 0   0      
Securities available for sale:            
Total securities available for sale 384,500   384,846      
Servicing assets 0   0      
Other assets 10,820   2,099      
Total assets 395,320   386,945      
Liabilities:            
Other liabilities 1,845   3,918      
Total liabilities 1,845   3,918      
Level 2 | Senior asset-backed securities related to Structured Program transactions            
Securities available for sale:            
Total securities available for sale 0   0      
Level 2 | Other asset-backed securities related to Structured Program transactions            
Securities available for sale:            
Total securities available for sale 0   0      
Level 2 | U.S. agency residential mortgage-backed securities            
Securities available for sale:            
Total securities available for sale 243,375   236,061      
Level 2 | U.S. agency securities            
Securities available for sale:            
Total securities available for sale 70,282   73,862      
Level 2 | Mortgage-backed securities            
Securities available for sale:            
Total securities available for sale 53,806   55,597      
Level 2 | Municipal securities            
Securities available for sale:            
Total securities available for sale 2,678   2,606      
Level 2 | Other securities            
Securities available for sale:            
Total securities available for sale 14,359   16,720      
Level 3            
Assets            
Loans held for sale at fair value 1,773,052   1,762,396      
Loans held for investment at fair value 2,085,066   473,314      
Securities available for sale:            
Total securities available for sale 3,662,261   3,321,863      
Servicing assets 72,974   65,167      
Other assets 0   0      
Total assets 7,593,353   5,622,740      
Liabilities:            
Other liabilities 0   1,865      
Total liabilities 0   1,865      
Level 3 | Senior asset-backed securities related to Structured Program transactions            
Securities available for sale:            
Total securities available for sale 3,394,054   3,092,410      
Level 3 | Other asset-backed securities related to Structured Program transactions            
Securities available for sale:            
Total securities available for sale 257,820   219,370      
Level 3 | U.S. agency residential mortgage-backed securities            
Securities available for sale:            
Total securities available for sale 0   0      
Level 3 | U.S. agency securities            
Securities available for sale:            
Total securities available for sale 0   0      
Level 3 | Mortgage-backed securities            
Securities available for sale:            
Total securities available for sale 0   0      
Level 3 | Municipal securities            
Securities available for sale:            
Total securities available for sale 0   0      
Level 3 | Other securities            
Securities available for sale:            
Total securities available for sale $ 10,387   $ 10,083