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Reinsurance
 9 Months Ended
Sep. 30, 2012
Reinsurance [Abstract]  
Reinsurance

Note 6 - Reinsurance

The Company recognizes the cost of reinsurance premiums over the contract periods for such premiums in proportion to the insurance protection provided. Amounts recoverable from reinsurers for unpaid claims and claim settlement expenses, including estimated amounts for unsettled claims, claims incurred but not yet reported and policy benefits, are estimated in a manner consistent with the insurance liability associated with the policy. The effects of reinsurance on premiums written and contract deposits; premiums and contract charges earned; and benefits, claims and settlement expenses were as follows:

 

                                 
    Gross
Amount		     Ceded to
Other
Companies		     Assumed
from Other
Companies		     Net
Amount		  

Three months ended September 30, 2012

                                

Premiums written and contract deposits

   $ 291,732     $ 7,407     $ 881     $ 285,206  

Premiums and contract charges earned

     174,372       7,410       942       167,904  

Benefits, claims and settlement expenses

     108,680       3,585       956       106,051  
         

Three months ended September 30, 2011

                                

Premiums written and contract deposits

   $ 305,476     $ 7,484     $ 918     $ 298,910  

Premiums and contract charges earned

     173,537       7,480       978       167,035  

Benefits, claims and settlement expenses

     127,524       4,278       1,166       124,412  
         

Nine months ended September 30, 2012

                                

Premiums written and contract deposits

   $ 808,147     $ 22,175     $ 2,276     $ 788,248  

Premiums and contract charges earned

     519,928       22,541       2,356       499,743  

Benefits, claims and settlement expenses

     353,029       10,365       2,249       344,913  
         

Nine months ended September 30, 2011

                                

Premiums written and contract deposits

   $ 823,557     $ 23,698     $ 2,477     $ 802,336  

Premiums and contract charges earned

     522,207       24,702       2,561       500,066  

Benefits, claims and settlement expenses

     413,909       17,478       2,391       398,822