<SEC-DOCUMENT>0001628280-20-009976.txt : 20200626
<SEC-HEADER>0001628280-20-009976.hdr.sgml : 20200626
<ACCEPTANCE-DATETIME>20200626161416
ACCESSION NUMBER:		0001628280-20-009976
CONFORMED SUBMISSION TYPE:	11-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20191231
FILED AS OF DATE:		20200626
DATE AS OF CHANGE:		20200626

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORACE MANN EDUCATORS CORP /DE/
		CENTRAL INDEX KEY:			0000850141
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				370911756
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		11-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10890
		FILM NUMBER:		20994285

	BUSINESS ADDRESS:	
		STREET 1:		1 HORACE MANN PLZ
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62715-0001
		BUSINESS PHONE:		2177892500

	MAIL ADDRESS:	
		STREET 1:		1 HORACE MANN PLZ
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62715-0001

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORACE MANN EDUCATORS CORP
		DATE OF NAME CHANGE:	19920108
</SEC-HEADER>
<DOCUMENT>
<TYPE>11-K
<SEQUENCE>1
<FILENAME>horacemann2019401k11k.htm
<DESCRIPTION>11-K
<TEXT>
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<div><a name="s02A4F09792E857AA8A7555B712490A8C"></a></div><div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></div><div><br></div><div style="line-height:144%;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;font-weight:bold;">UNITED STATES SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Washington, D.C. 20549</font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">________________________________________________________</font></div><div style="line-height:144%;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;font-weight:bold;">FORM&#160;11-K</font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">_________________________________________________________</font></div><div style="line-height:144%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">(Mark One)</font></div><div style="line-height:144%;text-align:center;font-size:12pt;"><font style="font-family:Wingdings;font-size:12pt;font-weight:bold;">&#253;</font><font style="font-family:inherit;font-size:3pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#32;</font><font style="font-family:inherit;font-size:12pt;font-weight:bold;">ANNUAL REPORT PURSUANT TO SECTION&#160;15(d)&#160;OF THE </font></div><div style="line-height:144%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">SECURITIES EXCHANGE ACT OF 1934</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">For the fiscal year ended December&#160;31, 2019</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">or</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:144%;text-align:center;text-indent:24px;font-size:12pt;"><font style="font-family:Wingdings;font-size:12pt;font-weight:bold;">o</font><font style="font-family:inherit;font-size:3pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#32;</font><font style="font-family:inherit;font-size:12pt;font-weight:bold;">TRANSITION REPORT PURSUANT TO SECTION&#160;15(d)&#160;OF THE</font></div><div style="line-height:144%;text-align:center;text-indent:24px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">SECURITIES EXCHANGE ACT OF 1934</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">For the transition period from __________ to&#160;__________</font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;"><br></font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">___________________________________________________________________</font></div><div style="line-height:144%;text-align:left;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">&#160;</font></div><div style="line-height:144%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Commission file number: 001-10898</font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">___________________________________________________________________</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:144%;text-align:left;text-indent:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">A.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Full title of the plan and the address of the plan, if different from that of the issuer named below:</font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;"><br></font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">___________________________________________________________________</font></div><div style="line-height:144%;text-align:left;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">&#160;</font></div><div style="line-height:144%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Horace Mann 401(k) Plan</font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">___________________________________________________________________</font></div><div style="line-height:144%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:144%;text-align:left;text-indent:24px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">B.</font><font style="font-family:inherit;font-size:3pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:</font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;"><br></font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">___________________________________________________________________</font></div><div style="line-height:144%;text-align:left;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">&#160;</font></div><div style="line-height:144%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Horace Mann Educators Corporation</font></div><div style="line-height:144%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">1 Horace Mann Plaza</font></div><div style="line-height:144%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">Springfield, IL 62715</font></div><div style="line-height:144%;text-align:center;font-size:7pt;"><font style="font-family:inherit;font-size:7pt;font-weight:bold;">___________________________________________________________________</font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><hr style="page-break-after:always"><div><a name="s056E0CD648F05956B138237B5A8EEEF9"></a></div><div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-bottom:28px;padding-top:28px;text-align:center;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:10pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">REQUIRED INFORMATION</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Financial Statements </font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;text-decoration:none;">Item 4</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">In lieu of the requirements of Items 1-3, audited financial statements and supplemental schedule are prepared in accordance with the requirements of ERISA for the Plan&#8217;s fiscal year ended December&#160;31, 2019 and 2018, and for the year ended December 31, 2019, and are presented on pages 2 through 13.</font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;padding-bottom:13px;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:170%;padding-bottom:13px;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><hr style="page-break-after:always"><div><a name="sF03736C17EEC54119BF9447F7FD50EBD"></a></div><div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></div><div><br></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:center;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:16px;text-align:center;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;text-decoration:none;">Horace Mann 401(k) Plan </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:16px;text-align:center;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:center;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">Financial Statements and Supplemental Schedule</font></div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:8pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">As of December 31, 2019 and 2018, and for the year ended December 31, 2019 with </font></div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:8pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">Report of Independent Registered Public Accounting Firm</font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:160%;padding-bottom:13px;text-align:center;padding-left:38px;font-size:16pt;"><font style="font-family:inherit;font-size:16pt;"><br></font></div><div style="line-height:138%;padding-bottom:13px;text-align:justify;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><hr style="page-break-after:always"><div><a name="s865F3B3E05A05A68916621290919D699"></a></div><div><div style="line-height:120%;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">&#160;&#160;&#160;</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;text-decoration:none;">Horace Mann 401(k) Plan</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;">&#32;</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:13px;text-align:center;font-size:14pt;"><font style="font-family:inherit;font-size:14pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Financial Statements and Supplemental Schedule</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:12px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:11pt;color:#2e5665;font-style:italic;font-weight:normal;text-decoration:none;">As of December 31, 2019 and 2018, and for the year ended December 31, 2019</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">Table of Contents</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.20634920634922%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"></td></tr><tr><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:19%;"></td><td style="width:1%;"></td></tr><tr><td colspan="4" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Report of Independent Registered Public Accounting Firm</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #63666a;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">1</font></div></td><td style="vertical-align:bottom;background-color:#ececea;border-top:1px solid #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Financial Statements</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Statements of Net Assets Available for Benefits</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">2</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Statement of Changes in Net Assets Available for Benefits</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Notes to Financial Statements</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">4</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Supplemental Schedule</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Schedule H, Line 4i - Schedule of Assets (Held at End of Year)</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">13</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Signatures</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">14</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td colspan="4" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Exhibit, Consent of Independent Registered Public Accounting Firm</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:13px;text-align:left;font-size:14pt;"><font style="font-family:inherit;font-size:14pt;"><br></font></div><div style="line-height:140%;padding-bottom:13px;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;padding-bottom:13px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;padding-bottom:13px;text-align:justify;padding-left:12px;text-indent:-12px;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;padding-bottom:13px;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;padding-bottom:13px;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;padding-bottom:13px;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;padding-bottom:13px;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:140%;padding-bottom:13px;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><hr style="page-break-after:always"><div><a name="s4938377A73675A31864BF8FC78D2B350"></a></div><div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;text-indent:96px;font-size:10pt;"><img src="kpmglogoa01.jpg" alt="kpmglogoa01.jpg" style="height:38px;width:98px;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">KPMG LLP </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">Aon Center </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">Suite 5500 </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">200 E. Randolph Street</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">Chicago, IL 60601-6436</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Report of Independent Registered Public Accounting Firm</font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">To the Plan Participants and Plan Administrator </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Horace Mann 401(k) Plan:</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Opinion on the Financial Statements</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">We have audited the accompanying statements of net assets available for benefits of Horace Mann 401(k) Plan (the Plan) as of December 31, 2019 and 2018, the related statement of changes in net assets available for benefits for the year ended December 31, 2019, and the related notes (collectively, the financial statements). In our opinion, the financial statements present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 2019 and 2018, and the changes in net assets available for benefits for the year ended December 31, 2019, in conformity with U.S. generally accepted accounting principles.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Basis for Opinion</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">These financial statements are the responsibility of the Plan&#8217;s management. Our responsibility is to express an opinion on these financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Plan in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Accompanying Supplemental Information</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The supplemental information in the accompanying Schedule H, Line 4i - Schedule of Assets (Held at End of Year) as of December 31, 2019 has been subjected to audit procedures performed in conjunction with the audit of the Plan&#8217;s financial statements. The supplemental information is the responsibility of the Plan&#8217;s management. Our audit procedures included determining whether the supplemental information reconciles to the financial statements or the underlying accounting and other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented in the supplemental information. In forming our opinion on the supplemental information, we evaluated whether the supplemental information, including its form and content, is presented in conformity with the Department of Labor&#8217;s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. In our opinion, the supplemental information is fairly stated, in all material respects, in relation to the financial statements as a whole.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">/s/ KPMG LLP</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">KPMG LLP</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">We have served as the Plan&#8217;s auditor since 2005.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Chicago, Illinois </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">June 26, 2020</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><a name="sBAB1573B9D8050FCACB1C0A87CDA9FA9"></a></div><div><div style="line-height:120%;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">&#160;&#160;&#160;</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;text-decoration:none;">Horace Mann 401(k) Plan</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;">&#32;</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">Statements of Net Assets Available for Benefits</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">December 31, 2019 and 2018</font></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8"></td></tr><tr><td style="width:67%;"></td><td style="width:1%;"></td><td style="width:14%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:14%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">2019</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">2018</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:120px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Investments at fair value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="padding-bottom:13px;text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">202,982,928</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="padding-bottom:13px;text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">164,120,722</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Notes receivable from participants</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3,184,060</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3,577,895</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Accrued interest</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">80,371</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">68,568</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Total assets</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">206,247,359</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">167,767,185</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:29px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:29px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:29px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:29px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Accrued administrative expenses</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">172,001</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">267,559</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Net assets available for benefits</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">206,075,358</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">167,499,626</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">See accompanying notes to financial statements.</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">&#160;&#160;&#160;</font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;text-decoration:none;">Horace Mann 401(k) Plan</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;">&#32;</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">Statement of Changes in Net Assets Available for Benefits</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">Year Ended December 31, 2019</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:84%;"></td><td style="width:1%;"></td><td style="width:14%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Additions:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:120px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Investment income:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:48px;"><div style="text-align:left;padding-left:24px;text-indent:-12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Net appreciation in fair value of investments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="padding-bottom:13px;text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">29,649,669</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Interest</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3,929</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Dividends</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">5,494,202</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">35,147,800</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Interest income on notes receivable from participants</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">170,541</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Contributions:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Employer</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">7,883,203</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Participants</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">8,655,116</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Rollover</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">7,350,251</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Total contributions</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">23,888,570</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Total additions</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">59,206,911</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Deductions:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Benefits paid to participants</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">(20,376,572</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Administrative expenses</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">(254,607</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Total deductions</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">(20,631,179</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Net increase during year</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">38,575,732</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:13px;text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Net assets available for benefits:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Beginning of year</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">167,499,626</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">End of year</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;border-top:1px solid #63666a;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;padding-top:2px;padding-bottom:2px;border-top:1px solid #63666a;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">206,075,358</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;border-top:1px solid #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:8pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:8pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">See accompanying notes to financial statements.</font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><a name="sD21958A43D2C54859032E9688480E981"></a></div><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann 401(k) Plan</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">Notes to Financial Statements</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">December 31, 2019 and 2018</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(1) General Plan Information</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(a) Description of the Plan</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Horace Mann 401(k) Plan (the&#160;Plan) is sponsored by Horace Mann Service Corporation (HMSC) which is a wholly owned subsidiary of Horace Mann Educators Corporation (HMEC).  HMSC is also the Plan Administrator. HMSC and HMEC are collectively referred to herein as the Company. The following brief description of the Plan is provided for general information purposes. Participants should refer to the actual Plan document or the employee summary plan description for additional information.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan is a defined-contribution 401(k) plan covering all employees of the Company. It is subject to the provisions of the Employee Retirement Income Security Act of 1974 (ERISA), as amended.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan document was amended and restated effective January 1, 2019 to reflect the Company&#8217;s acquisitions of Benefit Consultants Group, Inc. (BCG) and NTA Life Enterprises, LLC (NTA).  BCG  was acquired on January 2, 2019 and NTA was acquired on July 1, 2019.  As a result of these acquisitions, BCG&#8217;s and NTA&#8217;s 401(k) plans were terminated and their participants became fully eligible to participate in the Plan and were provided the option to roll their account balances into the Plan which would preserve their prior participation and vesting.  The Plan also assumed the former BCG and NTA 401(k) plan&#8217;s outstanding participant loans.  Approximately  $5,061,967 of rollovers were made into the Plan in 2019 and approximately $303,870 of participant loans were assumed by the Plan in 2019 as a result of the BCG and NTA acquisitions.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Company&#8217;s employees become eligible to participate in the Plan upon their date of hire.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(b) Contributions and Vesting</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Company provides an employer non-elective (safe harbor) contribution on behalf of all eligible participants.  The contribution is equal to 3% of participants&#8217; eligible compensation for the plan year.  The Plan may be amended to reduce or suspend the non-elective safe harbor contribution, with at least a 30 day notice of the reduction or suspension to all eligible participants.  The Company matches, on a dollar-for-dollar basis, the first 5% of eligible compensation that participants contribute as employee pre-tax contributions, in addition to the automatic 3% safe harbor contribution.   </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">During 2019, all new employees were subject to the Plan&#8217;s &#8220;auto-enrollment&#8221; rate provision which provided for an automatic employee deferral of 3% their eligible compensation.  The auto-enrollment rate was 3% in 2019 and 2018, respectively.  However, new hires or other participants could elect to decrease or stop their contributions at any time by filing an election with the Plan.  </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Participants can voluntarily elect to defer up to 20% of their eligible earnings (subject to statutory limits). The Company may also make employer regular profit sharing contributions to the Plan.  The amount of the employer regular profit sharing contributions, if any, is determined by the Company each year and allocated to all participants who satisfy the eligibility and allocation requirements of the Plan.  There were no employer regular profit sharing contributions during 2019. </font></div><div style="line-height:138%;padding-bottom:13px;text-align:justify;padding-left:72px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">4</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><a name="sE2830E8ACA3152FA827FB58B80570E8F"></a></div><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann 401(k) Plan</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">Notes to Financial Statements</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">December 31, 2019 and 2018</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Employee contributions and employer non-elective (safe harbor) contributions are 100% vested immediately.  Employer matching contributions and employer regular profit sharing contributions vest in accordance with the following schedule:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:83%;"></td><td style="width:16%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Vesting</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Years of Vesting Service</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Percentage</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Less than 1 year</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">1 year but less than 2 years</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">20</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">2 years but less than 3 years</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">40</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3 years but less than 4 years</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">60</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">4 years but less than 5 years</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">80</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">%</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">5 years or more</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">100</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">%</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:72px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Contributions are self-directed by the participant to any or all of the Plan&#8217;s investment options.  If a participant does not designate an investment option, their contributions default to an appropriate Target Retirement Fund (as listed in the accompanying Supplemental Schedule) based on the participant&#8217;s attained age at the time of the deferral.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Effective March 15, 2019, Roth contributions were made available to Plan participants.  Participants can make Roth after-tax contributions to the Plan in addition to (or in place of) pre-tax contributions.  Roth contributions are not subject to tax at the time of withdrawal provided certain conditions are met.  Roth contributions also receive a 3% safe harbor contribution and Company match of up to 5% of eligible compensation that participants contribute as employee after-tax contributions.  During 2019, $322,283 of Roth contributions were made to the Plan. </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The total pre&#8209;tax participant contributions were limited to $19,000 in 2019.  The limit will be subject to adjustments to reflect increases in the cost of living pursuant to Section&#160;402(g) of the Internal Revenue Code (Code). Participating employees who reached age&#160;50 or older during the Plan year have the opportunity to make pretax, catch-up contributions subject to federal limits, which were $6,000 in 2019.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(c) Participant Accounts and Benefits</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Each participant&#8217;s account is credited with the participant&#8217;s contribution, the Company&#8217;s contribution, an allocation of Plan investment earnings and charged with an allocation of administrative expenses.  Allocations are based on account balances or specific participant transactions as defined.  The benefit to which a given participant is entitled is the benefit that can be provided from that participant&#8217;s vested account. </font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(d) Trust Agreement</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Except for participant loans, 100% of the Plan&#8217;s assets are in a Master Trust held by The Northern Trust Quantitative Advisors, Inc. (Northern Trust) as of December 31, 2019 and 2018, respectively.  The assets of the Plan are participant-directed investments in mutual funds, collective investment trusts, and HMEC Common Stock at December 31, 2019.  </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">5</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann 401(k) Plan</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">Notes to Financial Statements</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">December 31, 2019 and 2018</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;"><br></font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(e) Transfers, Withdrawals, and Final Distributions</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Participants may transfer all or a portion of their account balance between the various investment funds on a daily basis.  Participant withdrawals and final distributions (as allowed under the Plan) are permitted on a weekly basis.  An administration fee is deducted from the participant&#8217;s withdrawal proceeds.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Participants are eligible for a distribution of after-tax and rollover contributions at any time.  Participants are eligible for a distribution of Plan benefits upon termination of service, whether by disability, retirement, death, or leaving the Company.  In the event of financial hardship, as defined in the Plan document, participants may withdraw money from their accounts while they are still employed.  Account assets available for hardship withdrawals include vested elective and non-elective contributions, along with the associated earnings on all sources.  Participants will still be allowed to contribute to the Plan after taking a hardship withdrawal.  Participants who have attained age 59 &#189; may request a distribution of all or a portion of the value of the account.  Withdrawals by the participant before attaining age 59 &#189; are subject to Internal Revenue Service (IRS) penalties. </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Participants that die during a period of qualified military service (as defined in Code Section 414(u)), become fully vested and the participant&#8217;s survivors are entitled to any additional benefits (other than contributions relating to the period of qualified military service, but including vested service credit for such period and ancillary life insurance or other survivor benefits) that would have been provided under the Plan had the participant resumed employment on the day preceding the participant&#8217;s death and then terminated employment on account of death.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(f) Forfeitures</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Participants&#8217; forfeited unvested accounts are used to pay Plan administrative expenses, reinstate accrued benefits, and to reduce Company contributions.  At December 31, 2019 and 2018, forfeited unvested accounts available to reduce future Company contributions were $33,538 and $3,776, respectively.  In 2019 and 2018, the Company applied $363,456 and $409,201 of forfeitures, respectively, against Company contributions and administrative expenses.  </font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(g) Notes Receivable from Participants  </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Participants may borrow a minimum of $1,000 up to a maximum of 50% of their vested account balance but no more than $50,000. The minimum term for a loan is 12 months and the maximum is 60&#160;months (180 months for primary residence loans). Effective January 1, 2019 the Plan began allowing only one outstanding loan at any time.  Participants that currently had two loans outstanding prior to January 1, 2019 can continue to make loan payments through payroll deductions on both loans until they are paid off.  Both loans will need to be paid off before taking a new loan.  A loan administrative fee is deducted from the participant&#8217;s loan proceeds. Interest rates charged on loans ranged from 3.67% to 9.25% and 4.25% to 9.25% in 2019 and 2018, respectively.  The loans are secured by the balance in the participant&#8217;s account and are carried at amortized cost.  Principal and interest is paid ratably through monthly payroll deductions.  Participants may also make additional payments throughout the month directly to the recordkeeper.  No allowance for credit losses has been recorded as of December 31, 2019 or 2018.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(h) Termination</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Although it has not expressed any intent to do so, the Company has the right to terminate the Plan at any time, subject to the provisions of ERISA.  In the event of a Plan termination, participants become fully vested in their accounts.  </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">6</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann 401(k) Plan</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">Notes to Financial Statements</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">December 31, 2019 and 2018</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(2) Summary of Significant Accounting Policies</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(a) Basis of Accounting</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The accompanying financial statements have been prepared using the accrual basis of accounting.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Investments held by a defined contribution plan are required to be reported at fair value.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(b) Investment Valuation and Income Recognition</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan&#8217;s investment balances are carried on the Statements of Net Assets Available for Benefits as follows:  Quoted market prices are used to value investments in common stock; shares of mutual funds held are valued at the accumulated unit value based on the net asset value of the funds, which in turn value their investment securities at fair value.  Purchases and sales of securities are recorded on a trade-date basis. Interest income is recorded as earned on an accrual basis.  Dividend income is recognized when dividends are declared and paid.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(c) Short-term Investments</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Short-term investments are comprised of money market funds.  The money market funds are valued at the daily closing price as reported by the fund. These funds are required to publish their daily net asset value (NAV) and to transact at that price.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(d) Net Appreciation (Depreciation) of Investments</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">In the Statement of Changes in Net Assets Available for Benefits, the Plan presents the net appreciation (depreciation) in the carrying amount of its investments which consists of realized gains or losses and unrealized appreciation (depreciation) on those investments.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(e) Plan Expenses</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan pays administrative expenses, consisting primarily of recordkeeping, trustee, audit, and legal fees.  All investment fees have been included in the quarterly performance gains or losses reported for individual Plan funds.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Quarterly general administrative fees are charged to participant accounts with balances over $1,000.  Individual service fees associated with specific features or services offered under the Plan are charged separately to participants&#8217; accounts.  </font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(f) Benefits Paid to Participants</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Benefits paid to participants are recorded when paid.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(g) Use of Estimates</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The preparation of the Plan&#8217;s financial statements in conformity with accounting principles generally accepted in the United States of America (GAAP) requires the Plan Administrator to make estimates and assumptions that affect (1) the reported amounts of net assets available for benefits at the date of the financial statements and (2) the reported amounts of changes in net assets available for benefits during the reporting period. Actual results could differ from those estimates.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(h) Risks and Uncertainties</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan provides for investments in collective trust funds, mutual funds, and HMEC common stock.  Investment securities are exposed to various risks including, but not limited to, interest rate, market and credit risks. Due to </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">7</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann 401(k) Plan</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">Notes to Financial Statements</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">December 31, 2019 and 2018</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and that such changes could materially affect participant account balances and the amounts reported in the Statements of Net Assets Available for Benefits.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(i) Reconciliation of Financial Statements to Form 5500</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The following is a reconciliation of net assets available for benefits per the financial statements at December 31, 2019 and 2018 to Form 5500:</font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7"></td></tr><tr><td style="width:67%;"></td><td style="width:1%;"></td><td style="width:14%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:15%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">2019</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">2018</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:10px;text-indent:-11px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Net assets available for benefits per the financial statements</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">206,075,358</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">167,499,626</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:10px;text-indent:-11px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Amounts allocated to deemed distributed loans</font></div></td><td colspan="2" style="vertical-align:top;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">(27,278</font></div></td><td style="vertical-align:top;border-bottom:1px solid #63666a;background-color:#ececea;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">)</font></div></td><td colspan="2" style="vertical-align:top;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">(35,250</font></div></td><td style="vertical-align:top;border-bottom:1px solid #63666a;background-color:#ececea;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">)</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:10px;text-indent:-11px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Net assets available for benefits per the Form 5500</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">206,048,080</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">167,464,376</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The following is a reconciliation of benefits paid to participants per the financial statements for the year ended December 31, 2019 to Form 5500:</font></div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:82%;"></td><td style="width:1%;"></td><td style="width:16%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Benefits paid to participants per the financial statements</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;border-top:1px solid #63666a;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-top:2px;padding-bottom:2px;border-top:1px solid #63666a;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">20,376,572</font></div></td><td style="vertical-align:bottom;background-color:#ececea;border-top:1px solid #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Add:  amounts allocated to deemed distributed loans at December 31, 2019</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">27,278</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Less:  amounts allocated to deemed distributed loans at December 31, 2018</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">(35,250</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-right:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Benefits paid to participants per the Form 5500</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">20,368,600</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">8</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><a name="s1557595B739952FF957EB167DD8B60CE"></a></div><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann 401(k) Plan</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">Notes to Financial Statements</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">December 31, 2019 and 2018</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;"><br></font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(j) Subsequent Events</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The global pandemic caused by the novel coronavirus (COVID-19) was initially reported in December 2019 by China.  By early 2020, COVID-19 spread across the world and efforts to contain the spread intensified.  The outbreak and any preventive or protective actions that the Company, the Plan&#8217;s third party service providers and suppliers, or governments may take to mitigate the impact of COVID-19 could have an adverse effect on the Plan&#8217;s net assets available for benefits. </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Several enhancements have been made to the Plan in 2020.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan document was amended and restated effective January 1, 2020 to add annual Company match true-up contributions to the Plan.  Participants will receive a &#8220;true-up&#8221; contribution following the end of each plan year as necessary to ensure that each participant&#8217;s employer contribution account has been allocated matching contributions for the plan year in the amount provided for in Section 4.1(e) of the Plan document, regardless of whether the participant is still employed with the Company on the last day of the plan year.  The true-up is based on a participant&#8217;s annual compensation and total employee contributions and will be credited by the end of the first calendar quarter following the end of the plan year. </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Effective March 30, 2020, the State Street Target Retirement Fund merged into State Street Target Retirement Income Fund, and the State Street Target Retirement 2065 Fund was added as an investment option.  </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Effective April 1, 2020 several changes have been made to the Plan&#8217;s investment options to provide participants with lower cost share classes.  The iShares US Aggregate Bond Index Fund, iShares S&amp;P 500 Index Fund, iShares Russell Small/Mid Cap Index Fund, and State Street Target Retirement Funds will be moved to State Street&#8217;s collective Investment Trusts (CITs).  Participant&#8217;s invested account balances and future contributions will automatically be allocated to the new CIT options, unless participants elect to change their investment elections prior to the effective date of the fund change.     </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Effective April 1, 2020, the HMEC Common Stock fund was frozen for future contributions and inter-fund transfers into the fund.  Existing investments may remain in the HMEC Common Stock fund.  Future contributions are automatically transferred \ directed to the Plan&#8217;s qualified default investment alternative unless participants elected to change future contributions to a different investment option prior to April 1, 2020.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(3) Investments</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(a) Common Collective Trust Funds </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan&#8217;s investments in common collective trust fund units of ownership are based on the Plan&#8217;s dollar amount invested as a multiple of the collective trusts&#8217; net asset value (NAV).  Investments are carried at fair value. The fair value of investments is based upon the NAVs of the underlying securities and allocated on a pro rata basis based on units in the collective trust. Management&#8217;s estimate of the fair value of these investments is based on estimates provided by the Trustee. The investments of the underlying collective trust funds, which were valued at fair value, included stable value investment contracts, fixed income instruments, money market instruments, common stock, and depositary receipts.  There are no restrictions on redemptions. </font><font style="font-family:inherit;font-size:11pt;font-weight:bold;">&#32;</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;"><br></font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">9</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann 401(k) Plan</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">Notes to Financial Statements</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">December 31, 2019 and 2018</font></div></div><div><br></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(b) Mutual Funds </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan&#8217;s investments in mutual funds are valued at the daily closing prices as reported by the fund.  Mutual funds held by the Plan are open-end mutual funds that are registered with the Securities and Exchange Commission.  These funds are required to publish their daily NAV and to transact at that price.  The mutual funds of the Plan are deemed to be actively traded.  There are no restrictions on redemptions.</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:16px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:11pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(c) HMEC Common Stock</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan&#8217;s HMEC Common Stock fund at December&#160;31, 2019 and 2018 consisted of 100,258 units and 104,803 units, respectively, of HMEC common stock, which is traded on the New York Stock Exchange under the symbol HMN.  </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(4) Fair Value of Financial Instruments</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  In determining fair value, the Plan utilizes valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs.  The three levels of inputs that may be used to measure fair value are:</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:12px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:11pt;color:#2e5665;font-style:italic;font-weight:normal;text-decoration:none;">Level 1</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:11pt;color:#2e5665;font-style:italic;font-weight:normal;">&#32;</font><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Unadjusted quoted prices in active markets for identical assets or liabilities.</font></div><div style="line-height:120%;padding-bottom:4px;padding-top:12px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:11pt;color:#2e5665;font-style:italic;font-weight:normal;text-decoration:none;">Level 2 </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Unadjusted observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for the assets or liabilities.  Level 2 assets and liabilities include fixed maturity securities with quoted prices that are traded less frequently than exchange-traded instruments.    </font></div><div style="line-height:120%;padding-bottom:4px;padding-top:12px;text-align:left;font-size:11pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:11pt;color:#2e5665;font-style:italic;font-weight:normal;text-decoration:none;">Level 3</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.  Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.    </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">When the inputs used to measure fair value fall within different levels of the hierarchy, the level within which fair value measurement is categorized is based on the lowest level input that is significant to the fair value measurement in its entirety.  As a result, a Level 3 fair value measurement may include inputs that are observable (Level 1 or Level 2) and unobservable (Level 3).  Transfers into or out of Level 3 are reported as having occurred at the end of the reporting period in which the transfers were determined.  There were no transfers into or out of Level 3 in either 2019 or 2018, respectively.  </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Common stocks are valued as Level 1 assets and are valued at the last reported sales price or closing price by the national securities exchange on which it trades. </font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The following table sets forth by level, within the fair value hierarchy, the Plan&#8217;s investments carried at fair value in the accompanying Statements of Net Assets Available for Benefits as of December 31, 2019 and 2018:</font></div><div style="line-height:120%;text-align:center;padding-left:42px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">10</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann 401(k) Plan</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">Notes to Financial Statements</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">December 31, 2019 and 2018</font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16"></td></tr><tr><td style="width:37%;"></td><td style="width:1%;"></td><td style="width:13%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:13%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:13%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:1%;"></td><td style="width:13%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Investments at Fair Value as of December 31, 2019</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:top;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">HMEC Common Stock</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">4,377,285</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">4,377,285</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Collective investment trust funds</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">48,917,491</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">48,917,491</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Mutual funds</font></div></td><td colspan="2" style="vertical-align:top;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">149,511,521</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">149,511,521</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">COLTV Short Term  Investment Fund</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">176,631</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">176,631</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;padding-left:10px;text-indent:-11px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Total investments, at fair value</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">154,065,437</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">48,917,491</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;border-bottom:3px double #63666a;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">202,982,928</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="15" style="vertical-align:top;border-bottom:1px solid #63666a;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Investments at Fair Value as of December 31, 2018</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Level 1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Level 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Level 3</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">HMEC Common Stock</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3,924,860</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3,924,860</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Collective investment trust funds</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">45,260,759</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">45,260,759</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Mutual funds</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">114,724,757</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">114,724,757</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">COLTV Short Term Investment Fund</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">210,346</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">210,346</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;padding-left:10px;text-indent:-11px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Total investments, at fair value</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">118,859,963</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">45,260,759</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#8212;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">164,120,722</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;padding-left:42px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">11</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><a name="s29BFCCD3501E50D7A77DD909E1339440"></a></div><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann 401(k) Plan</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">Notes to Financial Statements</font></div><div style="line-height:120%;text-align:center;font-size:14pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:14pt;color:#2e5665;font-weight:bold;">December 31, 2019 and 2018</font></div></div><div><br></div><div style="line-height:120%;text-align:justify;padding-left:36px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(5) Income Tax Status</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Plan has received a determination letter from the IRS dated December 13, 2017, stating that the Plan is qualified under Section&#160;401(a) of the Code, and, therefore, the related trust is exempt from taxation.  Once qualified, the Plan is required to operate in conformity with the Code to maintain its qualification. The Plan Administrator believes the Plan is being operated in compliance with the applicable requirements of the Code and, therefore, believes that the Plan, as amended, is qualified and the related trust is tax exempt.  The Plan Administrator believes the Plan is no longer subject to income tax examination for years prior to 2016.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">GAAP requires Plan management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS.  The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">(6)&#160;&#160;&#160;&#160;Related Party Transactions</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Investment options available to Plan participants include investments in the common stock of the Plan sponsor&#8217;s parent in 2019 and 2018, HMEC.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">The Parent provides staffing, building space, and supplies at no cost to the Plan.</font></div><div style="line-height:120%;text-align:left;padding-left:36px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:36px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:36px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">12</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><a name="sE75104263B0F5F33941E7BFD331925A7"></a></div><div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:24pt;"><font style="font-family:inherit;font-size:24pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:center;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:18pt;color:#2e5665;">Supplemental Schedule</font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div><br></div><div><div style="line-height:140%;padding-bottom:13px;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></div><hr style="page-break-after:always"><div><a name="sC00B93C251E25539A95E30C7553F572A"></a></div><div><div style="line-height:120%;padding-bottom:16px;padding-top:24px;text-align:left;font-size:18pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;">Horace Mann Service Corporation</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;text-decoration:none;">|</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#d0651e;font-style:normal;font-weight:normal;">&#32;&#32;</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;text-decoration:none;">Horace Mann 401(k) Plan</font><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:18pt;color:#2e5665;font-style:normal;font-weight:normal;">&#32;</font></div><div style="line-height:120%;text-align:center;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:13pt;color:#2e5665;font-weight:bold;">Schedule H, Line 4i &#8211; Schedule of Assets (Held at End of Year)</font></div><div style="line-height:120%;text-align:center;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:13pt;color:#2e5665;font-weight:bold;">December 31, 2019</font></div><div style="line-height:120%;text-align:center;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:13pt;color:#2e5665;font-weight:bold;">EIN:  37-0972590</font></div><div style="line-height:120%;text-align:center;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:13pt;color:#2e5665;font-weight:bold;">Plan:  004</font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:87.5%;border-collapse:collapse;text-align:left;"><tr><td colspan="6"></td></tr><tr><td style="width:16%;"></td><td style="width:66%;"></td><td style="width:2%;"></td><td style="width:1%;"></td><td style="width:14%;"></td><td style="width:1%;"></td></tr><tr><td style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Number</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">of Shares</font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">or Units</font></div></td><td style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="padding-left:12px;text-indent:-12px;font-size:12pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:12pt;"><br></font></div><div style="padding-left:12px;text-indent:-12px;font-size:12pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:12pt;"><br></font></div><div style="text-align:center;padding-left:12px;text-indent:-12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Description of Asset</font></div></td><td style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:12pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:12pt;"><br></font></div><div style="text-align:center;font-size:12pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:12pt;"><br></font></div><div style="text-align:center;font-size:12pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:12pt;"><br></font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#d9d9d6;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #63666a;"><div style="text-align:center;font-size:12pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:12pt;"><br></font></div><div style="text-align:center;font-size:12pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:12pt;"><br></font></div><div style="text-align:center;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:9pt;color:#63666a;font-weight:bold;">Current Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:24px;"><div style="text-align:left;padding-left:14px;text-indent:-15px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Collective investment trust funds:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">31,556,907</font></div></td><td style="vertical-align:top;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;Goldman Sachs Stable Value Fund Collective Trust II</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:top;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">31,556,907</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">19,950</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;Prudential Core Plus Bond Fund Class 5</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3,588,427</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">806,805</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;text-indent:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;Wellington SMID Research Equity Trust</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">13,772,157</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total collective investment trust funds</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">48,917,491</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Mutual funds:</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">75,115</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;iShares S &amp; P 500 Index Fund K</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">28,747,954</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">1,137,272</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;JP Morgan US Equity R6</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">18,401,055</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">1,347,543</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement 2025 Fund K</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">16,089,663</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">1,123,722</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement 2030 Fund K</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">13,799,311</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">1,065,559</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement 2035 Fund K</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">13,394,074</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">763,170</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement 2045 Fund K</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">9,707,526</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">648,380</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;iShares Russell Small\Mid Cap Index K</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">8,558,616</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">680,165</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement 2020 Fund K</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">7,747,074</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">595,919</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement 2040 Fund K</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">7,538,371</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">389,317</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement 2050 Fund K</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">4,905,395</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">431,102</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;iShares U.S. Aggregate Bond Index K</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">4,483,459</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">432,089</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;iShares MSCI Total International Index K</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 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style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3,319,557</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">173,407</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;Transamerica International Equity Class R6</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">3,213,224</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">178,127</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement 2015 Fund K</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">1,939,803</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">157,266</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement Income Fund K</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">1,734,642</font></div></td><td style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">107,198</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;State Street Target Retirement 2060 Fund K</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">1,343,194</font></div></td><td style="vertical-align:bottom;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">51,871</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;Pimco Inflation Responsive Multi Asset Fund Institutional</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid 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style="vertical-align:bottom;background-color:#ececea;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">100,258</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:10px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Horace Mann Educators Corporation Common Stock*</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #63666a;padding-left:2px;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">4,377,285</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total investments</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#ececea;"><div style="text-align:left;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">$</font></div></td><td style="vertical-align:bottom;background-color:#ececea;padding-top:2px;padding-bottom:2px;"><div style="text-align:right;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 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style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #63666a;background-color:#ececea;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:9pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:9pt;color:#63666a;">Participants Loans (562 loans, interest rates ranging from 3.67% to 9.25%, maturing January 16, 2020 to October 11, 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style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:8pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">*Represents a party-in-interest.</font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:8pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">All investments are participant-directed; therefore, historical cost information is not required.</font></div><div style="line-height:120%;text-align:left;font-size:8pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:8pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:8pt;"><font style="font-family:HelveticaNeueLT W1G 45 Lt,sans-serif;font-size:8pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">See accompanying report of independent registered accounting firm. </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">13</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><a name="sA93FFB889D4957EA8F4D50CC2B8B8820"></a></div><div><br></div><div style="line-height:120%;padding-bottom:12px;padding-top:20px;text-align:left;font-size:13pt;"><font style="font-family:HelveticaNeueLT W1G 65 Md,sans-serif;font-size:13pt;color:#2e5665;font-style:normal;font-weight:bold;text-decoration:none;">SIGNATURES</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Pension Plan Committee of the Horace Mann 401(k) Plan has duly caused this annual report on Form 11-K to be signed on its behalf by the undersigned hereunto duly authorized.</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:43%;"></td><td style="width:5%;"></td><td style="width:52%;"></td></tr><tr><td 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style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 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Johnson</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Name: Kimberly A. Johnson</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Title: Senior Vice President and Controller</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">(Principal Accounting Officer)</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">14</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div><a name="s15C4F900E9DA5B5FAB878783DA718B6E"></a></div><div><div style="line-height:138%;padding-bottom:13px;text-align:left;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;text-indent:96px;font-size:10pt;"><img src="kpmglogoa01.jpg" alt="kpmglogoa01.jpg" style="height:38px;width:98px;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">KPMG LLP</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">Aon Center </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">Suite 5500</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">200 East Randolph Drive</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;font-weight:normal;">Chicago, IL 60601-6436</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Consent of Independent Registered Public Accounting Firm</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Horace Mann Service Corporation Pension Committee and Horace Mann 401(k) Plan:</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">We consent to the incorporation by reference in the registration statement (No. 333-98917) on Form S-8 of Horace Mann Educators Corporation of our report dated June 26, 2020, with respect to the statements of net assets available for benefits of the Horace Mann 401(k) Plan as of December 31, 2019 and 2018, the related statement of changes in net assets available for benefits for the year ended December 31, 2019, and the supplemental schedule of Schedule H, Line 4i - Schedule of Assets (Held at End of Year) as of December 31, 2019, which report appears in the December 31, 2019 annual report on Form 11-K of the Horace Mann 401(k) Plan.</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">/s/ KPMG LLP</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">KPMG LLP</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">Chicago, Illinois</font></div><div style="line-height:120%;padding-bottom:12px;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:10pt;color:#2e5665;">June 26, 2020</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.4375%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:34%;"></td><td style="width:33%;"></td><td style="width:33%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:6pt;"><font style="font-family:HelveticaNeueLT W1G 55 Roman,sans-serif;font-size:6pt;color:#63666a;font-style:normal;font-weight:normal;text-decoration:none;">15</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div></div>	</div></body>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
