<SEC-DOCUMENT>0001628280-21-012908.txt : 20210625
<SEC-HEADER>0001628280-21-012908.hdr.sgml : 20210625
<ACCEPTANCE-DATETIME>20210625130823
ACCESSION NUMBER:		0001628280-21-012908
CONFORMED SUBMISSION TYPE:	11-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20201231
FILED AS OF DATE:		20210625
DATE AS OF CHANGE:		20210625

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORACE MANN EDUCATORS CORP /DE/
		CENTRAL INDEX KEY:			0000850141
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				370911756
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		11-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10890
		FILM NUMBER:		211046448

	BUSINESS ADDRESS:	
		STREET 1:		1 HORACE MANN PLZ
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62715-0001
		BUSINESS PHONE:		2177892500

	MAIL ADDRESS:	
		STREET 1:		1 HORACE MANN PLZ
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62715-0001

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORACE MANN EDUCATORS CORP
		DATE OF NAME CHANGE:	19920108
</SEC-HEADER>
<DOCUMENT>
<TYPE>11-K
<SEQUENCE>1
<FILENAME>hm2020401k11k.htm
<DESCRIPTION>11-K
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2021 Workiva -->
<title>Document</title></head><body><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_1"></div><div style="min-height:54pt;width:100%"><div style="margin-bottom:10pt"><font><br></font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:144%">UNITED STATES SECURITIES AND EXCHANGE COMMISSION</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">Washington, D.C. 20549</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">________________________________________________________</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:16pt;font-weight:700;line-height:144%">FORM&#160;11-K</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">_________________________________________________________</font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">&#160;</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">(Mark One)</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Wingdings',sans-serif;font-size:12pt;font-weight:700;line-height:144%">&#253;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:3pt;font-weight:700;line-height:144%">&#160;&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:144%">ANNUAL REPORT PURSUANT TO SECTION&#160;15(d)&#160;OF THE </font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:144%">SECURITIES EXCHANGE ACT OF 1934</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">&#160;</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">For the fiscal year ended December&#160;31, 2020</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">&#160;</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">or</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">&#160;</font></div><div style="text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Wingdings',sans-serif;font-size:12pt;font-weight:700;line-height:144%">o</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:3pt;font-weight:700;line-height:144%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:144%">TRANSITION REPORT PURSUANT TO SECTION&#160;15(d)&#160;OF THE</font></div><div style="text-align:center;text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:144%">SECURITIES EXCHANGE ACT OF 1934</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">&#160;</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">For the transition period from __________ to&#160;__________</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">___________________________________________________________________</font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">&#160;</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:144%">Commission file number&#58; 001-10898</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">___________________________________________________________________</font></div><div style="text-align:center"><font><br></font></div><div style="text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">A.&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Full title of the plan and the address of the plan, if different from that of the issuer named below&#58;</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">___________________________________________________________________</font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">&#160;</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:144%">Horace Mann 401(k) Plan</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">___________________________________________________________________</font></div><div style="text-align:center"><font><br></font></div><div style="text-indent:18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">B.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:3pt;font-weight:700;line-height:144%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:144%">Name of issuer of the securities held pursuant to the plan and the address of its principal executive office&#58;</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">___________________________________________________________________</font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">&#160;</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:144%">Horace Mann Educators Corporation</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:144%">1 Horace Mann Plaza</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:144%">Springfield, IL 62715</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:7pt;font-weight:700;line-height:144%">___________________________________________________________________</font></div><div style="text-align:justify"><font><br></font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font><br></font></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_4"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="margin-bottom:10pt"><font><br></font></div></div><div style="margin-bottom:21pt;margin-top:21pt;text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:10pt;font-weight:700;line-height:120%">REQUIRED INFORMATION</font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Financial Statements </font><font style="color:#d0651e;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%"> &#124;  </font><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Item 4</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In lieu of the requirements of Items 1-3, audited financial statements and supplemental schedule are prepared in accordance with the requirements of ERISA for the Plan&#8217;s fiscal year ended December&#160;31, 2020 and 2019, and for the year ended December 31, 2020, and are presented on pages 2 through 13.</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-bottom:10pt;text-align:justify"><font><br></font></div><div style="margin-bottom:10pt"><font><br></font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font><br></font></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_7"></div><hr style="page-break-after:always"><div style="min-height:54pt;width:100%"><div style="margin-bottom:10pt"><font><br></font></div></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt;text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan</font></div><div style="margin-bottom:9pt;margin-top:12pt;text-align:center"><font><br></font></div><div style="margin-bottom:9pt;margin-top:15pt;text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Financial Statements and Supplemental Schedule</font></div><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:8pt;font-weight:400;line-height:120%">As of December 31, 2020 and 2019, and for the year ended December 31, 2020 with </font></div><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:8pt;font-weight:400;line-height:120%">Report of Independent Registered Public Accounting Firm</font></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="padding-left:36pt;padding-right:36pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;padding-left:50.62pt;padding-right:50.62pt;text-align:center"><font><br></font></div><div style="margin-bottom:10pt;text-align:justify"><font><br></font></div><div style="padding-right:72pt;text-align:justify"><font><br></font></div><div style="padding-right:72pt;text-align:justify"><font><br></font></div><div style="padding-right:72pt;text-align:justify"><font><br></font></div><div style="padding-right:72pt;text-align:justify"><font><br></font></div><div style="padding-right:72pt;text-align:justify"><font><br></font></div><div style="padding-right:72pt;text-align:justify"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font><br></font></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_10"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:120%">   </font></div><div style="margin-bottom:9pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan </font></div></div><div style="margin-bottom:10pt;text-align:center"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Financial Statements and Supplemental Schedule</font></div><div style="margin-bottom:3pt;margin-top:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">As of December 31, 2020 and 2019, and for the year ended December 31, 2020</font></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Table of Contents</font></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.958%"><tr><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Report of Independent Registered Public Accounting Firm</font></td><td colspan="2" style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:10pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Financial Statements</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="12" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Statements of Net Assets Available for Benefits</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Statement of Changes in Net Assets Available for Benefits</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="12" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Notes to Financial Statements</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Supplemental Schedule</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="12" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Schedule H, Line 4i - Schedule of Assets (Held at End of Year)</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Signatures</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="12" style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:10pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:140%">Exhibit, Consent of Independent Registered Public Accounting Firm</font></div></td><td colspan="2" style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13&#160;</font></td><td style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:10pt"><font><br></font></div><div style="margin-bottom:10pt;text-align:justify"><font><br></font></div><div style="margin-bottom:10pt;padding-left:9pt;text-align:justify;text-indent:-9pt"><font><br></font></div><div style="margin-bottom:10pt;padding-left:9pt;text-align:justify;text-indent:-9pt"><font><br></font></div><div style="margin-bottom:10pt;text-align:justify"><font><br></font></div><div style="margin-bottom:10pt;text-align:justify"><font><br></font></div><div style="margin-bottom:10pt;text-align:justify"><font><br></font></div><div style="margin-bottom:10pt;text-align:justify"><font><br></font></div><div style="margin-bottom:10pt;text-align:justify"><font><br></font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font><br></font></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_13"></div><hr style="page-break-after:always"><div style="min-height:18pt;width:100%"><div style="margin-bottom:10pt"><font><br></font></div></div><div><img alt="kpmglogoa01.jpg" src="kpmglogoa01.jpg" style="height:38px;margin-bottom:5pt;vertical-align:text-bottom;width:98px"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div><font><br></font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">KPMG LLP </font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Aon Center </font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Suite 5500 </font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">200 E. Randolph Street</font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Chicago, IL 60601-6436</font></div><div><font><br></font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Report of Independent Registered Public Accounting Firm</font></div><div style="padding-left:72pt"><font><br></font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To the Plan Participants and Plan Administrator </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan&#58;</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Opinion on the Financial Statements</font></div><div style="margin-bottom:9pt;padding-right:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We have audited the accompanying statements of net assets available for benefits of Horace Mann 401(k) Plan (the Plan) as of December 31, 2020 and 2019, the related statement of changes in net assets available for benefits for the year ended December 31, 2020, and the related notes (collectively, the financial statements). In our opinion, the financial statements present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 2020 and 2019, and the changes in net assets available for benefits for the year ended December 31, 2020, in conformity with U.S. generally accepted accounting principles.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Basis for Opinion</font></div><div style="margin-bottom:9pt;padding-right:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These financial statements are the responsibility of the Plan&#8217;s management. Our responsibility is to express an opinion on these financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Plan in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Accompanying Supplemental Information</font></div><div style="margin-bottom:9pt;padding-right:2.25pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The supplemental information in the accompanying Schedule H, Line 4i - Schedule of Assets (Held at End of Year) as of December 31, 2020 has been subjected to audit procedures performed in conjunction with the audit of the Plan&#8217;s financial statements. The supplemental information is the responsibility of the Plan&#8217;s management. Our audit procedures included determining whether the supplemental information reconciles to the financial statements or the underlying accounting and other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented in the supplemental information. In forming our opinion on the supplemental information, we evaluated whether the supplemental information, including its form and content, is presented in conformity with the Department of Labor&#8217;s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. In our opinion, the supplemental information is fairly stated, in all material respects, in relation to the financial statements as a whole.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#47;s&#47; KPMG LLP</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">KPMG LLP</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We have served as the Plan&#8217;s auditor since 2005.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Chicago, Illinois </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">June 25, 2021</font></div><div style="height:40.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">1</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_16"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:120%">   </font></div><div style="margin-bottom:9pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan </font></div></div><div style="margin-bottom:9pt;margin-top:15pt"><font><br></font></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Statements of Net Assets Available for Benefits</font></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">December 31, 2020 and 2019</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:65.665%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.390%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.705%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.833%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.707%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</font></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2019</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:10pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assets&#58;</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;padding-right:90pt;text-indent:-9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investments at fair value</font></div></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">225,676,808&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202,982,928&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:21pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Receivables&#58;</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Employer contributions</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">245,121&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Notes receivable from participants</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,717,302&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,184,060&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total receivables</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,962,423&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,184,060&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:21pt"><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;border-top:1pt solid #63666a;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accrued interest</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,225&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,371&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:10pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets</font></div></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">228,694,456&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">206,247,359&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:21pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #63666a;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #63666a;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:10pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Liabilities&#58;</font></div></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accrued administrative expenses</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">116,190&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">172,001&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net assets available for benefits</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">228,578,266&#160;</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">206,075,358&#160;</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:justify"><font><br></font></div><div><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:120%">See accompanying notes to financial statements.</font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">2</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:120%">   </font></div><div style="margin-bottom:9pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan </font></div></div><div style="margin-bottom:6pt;margin-top:12pt"><font><br></font></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Statement of Changes in Net Assets Available for Benefits</font></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Year Ended December 31, 2020</font></div><div><font><br></font></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:82.828%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.972%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:10pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Additions&#58;</font></div></td><td colspan="3" style="background-color:#ececea;border-top:1pt solid #63666a;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;padding-right:90pt;text-indent:-9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment income&#58;</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt;padding-right:36pt;text-indent:-9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net appreciation in fair value of investments</font></div></td><td style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,584,321&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest</font></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,112&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividends</font></div></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,246,606&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total investment income</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,832,039&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;border-top:1pt solid #63666a;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest income on notes receivable from participants</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">145,280&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Contributions&#58;</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Employer</font></div></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,811,851&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Participants</font></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,700,786&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Rollover</font></div></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">730,791&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total contributions</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,243,428&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 37pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total additions</font></td><td colspan="2" style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,220,747&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #63666a;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:10pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Deductions&#58;</font></div></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Benefits paid to participants in cash</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,420,843&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common stock distributed to participants at fair value</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,601&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Administrative expenses</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">249,395&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 37pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total deductions</font></td><td colspan="2" style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,717,839&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net increase</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,502,908&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:10pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Assets Available for Benefits&#58;</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Beginning of year</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">206,075,358&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #63666a;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">End of year</font></td><td style="background-color:#ffffff;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">228,578,266&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:8pt;font-weight:400;line-height:120%">See accompanying notes to financial statements.</font></div><div><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">3</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_19"></div><hr style="page-break-after:always"><div style="min-height:126pt;width:100%"><div style="margin-bottom:12pt;margin-top:18pt"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to Financial Statements</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">December 31, 2020 and 2019</font></div></div><div style="margin-bottom:9pt;margin-top:15pt"><font><br></font></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">(1) General Plan Information</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(a) Description of the Plan</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Horace Mann 401(k) Plan (Plan) is sponsored by Horace Mann Service Corporation (HMSC) which is a wholly owned subsidiary of Horace Mann Educators Corporation (HMEC).  HMSC is also the Plan Administrator. HMSC and HMEC are collectively referred to herein as the Company. The following brief description of the Plan is provided for general information purposes. Participants should refer to the actual Plan document or the employee summary plan description for additional information.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan is a defined-contribution 401(k) plan covering all employees of the Company. It is subject to the provisions of the Employee Retirement Income Security Act of 1974 (ERISA), as amended.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan document was amended and restated effective January 1, 2019 to reflect the Company&#8217;s acquisitions of Benefit Consultants Group, Inc. (BCG) and NTA Life Enterprises, LLC (NTA).  BCG  was acquired on January 2, 2019 and NTA was acquired on July 1, 2019.  As a result of these acquisitions, BCG&#8217;s and NTA&#8217;s 401(k) plans were terminated and their participants became fully eligible to participate in the Plan and were provided the option to roll their account balances into the Plan which would preserve their prior participation and vesting.  </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan document was amended and restated effective January 1, 2020 to add annual Company match true-up contributions to the Plan.  Participants receive a &#8220;true-up&#8221; contribution following the end of each Plan year as necessary to ensure that each participant&#8217;s employer contribution account has been allocated matching contributions for the Plan year in the amount provided for in Section 4.1(e) of the Plan document, regardless of whether the participant is still employed with the Company on the last day of a Plan year.  The true-up is based on a participant&#8217;s annual compensation and total employee contributions and is credited by the end of the first calendar quarter following the end of a Plan year.  During the first calendar quarter of 2021, the Company contributed $245,121 of match true-ups related to 2020 Plan year.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Effective March 30, 2020, the State Street Target Retirement Fund merged into the State Street Target Retirement Income Fund, and the State Street Target Retirement 2065 Fund was added as an investment option.  </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Effective April 1, 2020 several changes were made to the Plan&#8217;s investment options to provide participants with lower cost share classes.  The iShares US Aggregate Bond Index Fund, iShares S&#38;P 500 Index Fund, iShares Russell Small&#47;Mid Cap Index Fund, and State Street Target Retirement Funds were moved to State Street&#8217;s collective Investment Trusts (CITs).  Participant&#8217;s invested account balances and future contributions were automatically allocated to the new CIT options, unless participants elected to change their investment elections prior to the effective date of the fund change.     </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Effective April 1, 2020, the HMEC Common Stock fund was frozen for future contributions and inter-fund  transfers, but existing amounts invested in the HMEC Common Stock fund as of March 31, 2020 could remain invested.   Dividends and proceeds from HMEC Common Stock within the HMEC Common Stock fund are no longer invested in HMEC Common Stock.  No future Form 11-Ks will be filed concerning the Plan.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company&#8217;s employees become eligible to participate in the Plan upon their date of hire.</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">4</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:126pt;width:100%"><div style="margin-bottom:12pt;margin-top:18pt"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to Financial Statements</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">December 31, 2020 and 2019</font></div></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(b) Contributions and Vesting</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company provides an employer non-elective (safe harbor) contribution on behalf of all eligible participants.  The contribution is equal to 3% of participants&#8217; eligible compensation for the Plan year.  Effective March 15, 2019, Roth contributions were made available to Plan participants.  Participants can make Roth after-tax contributions to the Plan in addition to (or in place of) pre-tax contributions.  Roth contributions are not subject to tax at the time of withdrawal provided certain conditions are met. The Plan may be amended to reduce or suspend the non-elective safe harbor contribution, with at least a 30 day notice of the reduction or suspension to all eligible participants.  The Company matches, on a dollar-for-dollar basis, the first 5% of eligible compensation that participants contribute as employee pre-tax and after-tax contributions, in addition to the automatic 3% safe harbor contribution.   </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During 2020, all new employees were subject to the Plan&#8217;s &#8220;auto-enrollment&#8221; rate provision which provided for an automatic employee deferral of 3% of their eligible compensation.  The auto-enrollment rate was 3% in 2020 and 2019, respectively.  However, new hires or other participants could elect to decrease or stop their contributions at any time by filing an election with the Plan.  </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Participants can voluntarily elect to defer up to 20% of their eligible earnings (subject to statutory limits). The Company may also make employer regular profit sharing contributions to the Plan.  The amount of the employer regular profit sharing contributions, if any, is determined by the Company each year and allocated to all participants who satisfy the eligibility and allocation requirements of the Plan.  There were no employer regular profit sharing contributions during 2020. </font></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_22"></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Employee contributions and employer non-elective (safe harbor) contributions are 100% vested immediately.  Employer matching contributions and employer regular profit sharing contributions vest in accordance with the following schedule&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:81.786%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.014%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Vesting</font></td></tr><tr><td colspan="3" style="background-color:#d9d9d6;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years of Vesting Service</font></td><td colspan="3" style="background-color:#d9d9d6;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Percentage</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less than 1 year</font></td><td colspan="2" style="border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0&#160;</font></td><td style="border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 year but less than 2 years</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 years but less than 3 years</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 years but less than 4 years</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">60&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 years but less than 5 years</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr><tr><td colspan="3" style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 years or more</font></td><td colspan="2" style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100&#160;</font></td><td style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</font></td></tr></table></div><div style="padding-left:54pt;text-align:justify"><font><br></font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Contributions are self-directed by the participant to any or all of the Plan&#8217;s investment options.  If a participant does not designate an investment option, their contributions default to an appropriate Target Retirement Fund (as listed in the accompanying Supplemental Schedule) based on the participant&#8217;s attained age at the time of the deferral.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The total pretax participant contributions were limited to $19,500 in 2020.  The limit will be subject to adjustments to reflect increases in the cost of living pursuant to Section&#160;402(g) of the Internal Revenue Code (Code). Participating employees who reached age&#160;50 or older during the Plan year have the opportunity to make pretax, catch-up contributions subject to federal limits, which were $6,500 in 2020.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(c) Participant Accounts and Benefits</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Each participant&#8217;s account is credited with the participant&#8217;s contribution, the Company&#8217;s contribution, an allocation of Plan investment earnings and charged with an allocation of administrative expenses.  Allocations </font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">5</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:126pt;width:100%"><div style="margin-bottom:12pt;margin-top:18pt"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to Financial Statements</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">December 31, 2020 and 2019</font></div></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">are based on account balances or specific participant transactions as defined.  The benefit to which a given participant is entitled is the benefit that can be provided from that participant&#8217;s vested account. </font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(d) Trust Agreement</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Except for participant loans, 100% of the Plan&#8217;s assets are in a Master Trust held by The Northern Trust Quantitative Advisors, Inc. (Northern Trust) as of December 31, 2020 and 2019, respectively.  The assets of the Plan are participant-directed investments in mutual funds, collective investment trusts, and HMEC Common Stock at December 31, 2020.  </font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(e) Transfers, Withdrawals, and Final Distributions</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Except for the Horace Mann Common Stock fund, participants may transfer all or a portion of their account balance between the various investment funds on a daily basis.  Participant withdrawals and final distributions (as allowed under the Plan) are permitted on a weekly basis.  An administration fee is deducted from the participant&#8217;s withdrawal proceeds.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Participants are eligible for a distribution of after-tax and rollover contributions at any time.  Participants are eligible for a distribution of Plan benefits upon termination of service, whether by disability, retirement, death, or leaving the Company.  In the event of financial hardship, as defined in the Plan document, participants may withdraw money from their accounts while they are still employed.  Account assets available for hardship withdrawals include vested elective and non-elective contributions, along with the associated earnings on all sources.  Participants will still be allowed to contribute to the Plan after taking a hardship withdrawal.  Participants who have attained age 59 &#189; may request a distribution of all or a portion of the value of their account balance.  Withdrawals by the participant before attaining age 59 &#189; are subject to Internal Revenue Service (IRS) penalties. </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Participants that die during a period of qualified military service (as defined in Code Section 414(u)), become fully vested and the participant&#8217;s survivors are entitled to any additional benefits (other than contributions relating to the period of qualified military service, but including vested service credit for such period and ancillary life insurance or other survivor benefits) that would have been provided under the Plan had the participant resumed employment on the day preceding the participant&#8217;s death and then terminated employment on account of death.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(f) Forfeitures</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Participants&#8217; forfeited unvested accounts are used to pay Plan administrative expenses, reinstate accrued benefits, and to reduce Company contributions.  At December 31, 2020 and 2019, forfeited unvested accounts available to reduce future Company contributions were $27,972 and $33,538, respectively.  In 2020 and 2019, the Company applied $375,084 and $363,456 of forfeitures, respectively, against Company contributions and administrative expenses.  </font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(g) Notes Receivable from Participants  </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Participants may borrow a minimum of $1,000 up to a maximum of 50% of their vested account balance but no more than $50,000. The minimum term for a loan is 12 months and the maximum is 60&#160;months (180 months for primary residence loans). Effective January 1, 2019 the Plan began allowing only one outstanding loan at any time.  Participants that currently had two loans outstanding prior to January 1, 2019 can continue to make loan payments through payroll deductions on both loans until they are paid off.  Both loans will need to be paid off before taking a new loan.  A loan administrative fee is deducted from the participant&#8217;s loan proceeds. Interest rates charged on loans ranged from 3.67% to 9.25% at both 2020 and 2019, respectively.  The loans are secured by the balance in the participant&#8217;s account and are carried at amortized cost.  Principal and interest is paid ratably through monthly payroll deductions.  Participants may also make additional payments throughout </font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">6</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:126pt;width:100%"><div style="margin-bottom:12pt;margin-top:18pt"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to Financial Statements</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">December 31, 2020 and 2019</font></div></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the month directly to the recordkeeper.  No allowance for credit losses has been recorded by the Plan as of December 31, 2020 or 2019.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(h) Termination</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Although it has not expressed any intent to do so, the Company has the right to terminate the Plan at any time, subject to the provisions of ERISA.  In the event of a Plan termination, participants become fully vested in their accounts.  </font></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">(2) Summary of Significant Accounting Policies</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(a) Basis of Accounting</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The accompanying financial statements have been prepared using the accrual basis of accounting.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Investments held by a defined contribution plan are required to be reported at fair value.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(b) Investment Valuation and Income Recognition</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan&#8217;s investment balances are carried on the Statements of Net Assets Available for Benefits as follows&#58;  Quoted market prices are used to value investments in common stock&#59; shares of mutual funds held are valued at the accumulated unit value based on the net asset value of the funds, which in turn value their investment securities at fair value.  Purchases and sales of securities are recorded on a trade-date basis. Interest income is recorded as earned on an accrual basis.  Dividend income is recognized when dividends are declared and paid.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(c) Short-term Investments</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Short-term investments are comprised of money market funds.  The money market funds are valued at the daily closing price as reported by the fund. These funds are required to publish their daily net asset value (NAV) and to transact at that price.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(d) Net Appreciation in Fair Value of Investments</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the Statement of Changes in Net Assets Available for Benefits, the Plan presents the net appreciation in the fair value of its investments which consists of realized gains or losses and unrealized appreciation on those investments.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(e) Plan Expenses</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan pays administrative expenses, consisting primarily of recordkeeping, trustee, audit, and legal fees.  All investment fees have been included in the quarterly performance gains or losses reported for individual Plan funds.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Quarterly general administrative fees are charged to participant accounts with balances over $1,000.  Individual service fees associated with specific features or services offered under the Plan are charged separately to participants&#8217; accounts.  </font></div><div style="margin-bottom:6pt;margin-top:12pt"><font><br></font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">7</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:126pt;width:100%"><div style="margin-bottom:12pt;margin-top:18pt"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to Financial Statements</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">December 31, 2020 and 2019</font></div></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(f) Benefits Paid to Participants</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Benefits paid to participants in cash are recorded when paid. Common stock distributions to participants are recorded at fair value when distributed.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(g) Use of Estimates</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of the Plan&#8217;s financial statements in conformity with accounting principles generally accepted in the United States of America (GAAP) requires the Plan Administrator to make estimates and assumptions that affect (1) the reported amounts of net assets available for benefits at the date of the financial statements and (2) the reported amounts of changes in net assets available for benefits during the reporting period. Actual results could differ from those estimates.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(h) Risks and Uncertainties</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan provides for investments in collective trust funds, mutual funds, and HMEC common stock.  Investment securities are exposed to various risks including, but not limited to, interest rate, market and credit risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the values of investment securities will occur in the near term and that such changes could materially affect participant account balances and the amounts reported in the Statements of Net Assets Available for Benefits.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(i) Reconciliation of Financial Statements to the Form 5500</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following is a reconciliation of net assets available for benefits per the financial statements at December 31, 2020 and 2019 to the Form 5500&#58;</font></div><div style="margin-bottom:10pt;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.207%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.432%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.391%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.470%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:140%">2020</font></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:140%">2019</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-6.75pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net assets available for benefits per the financial statements</font></div></td><td style="border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">228,578,266&#160;</font></td><td style="border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">206,075,358&#160;</font></td><td style="border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-6.75pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amounts allocated to deemed distributed loans</font></div></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(32,472)</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(27,278)</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-6.75pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net assets available for benefits per the Form 5500</font></div></td><td style="border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">228,545,794&#160;</font></td><td style="border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">206,048,080&#160;</font></td><td style="border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr></table></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following is a reconciliation of benefits paid to participants per the financial statements for the year ended December 31, 2020 to the Form 5500&#58;</font></div><div style="margin-bottom:10pt;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:81.042%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.758%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Benefits paid to participants in cash</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,420,843&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common stock distributed to participants at fair value</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,601&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total benefits paid to participants per the financial statements</font></td><td colspan="2" style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,468,444&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Add&#58;  amounts allocated to deemed distributed loans at December 31, 2020</font></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,472&#160;</font></td><td style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less&#58;  amounts allocated to deemed distributed loans at December 31, 2019</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(27,278)</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Benefits paid to participants per the Form 5500</font></td><td style="background-color:#ffffff;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,473,638&#160;</font></td><td style="background-color:#ffffff;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_25"></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(j) Subsequent Events</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan has evaluated subsequent events through June 25, 2021, the date the financial statements were available to be issued.  There were no material subsequent events.</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">8</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:126pt;width:100%"><div style="margin-bottom:12pt;margin-top:18pt"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to Financial Statements</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">December 31, 2020 and 2019</font></div></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">(3) Investments</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(a) Common Collective Trust Funds </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan&#8217;s investments in common collective trust fund units of ownership are based on the Plan&#8217;s dollar amount invested as a multiple of the collective trusts&#8217; net asset value (NAV).  Investments are carried at fair value. The fair value of investments is based upon the NAVs of the underlying securities and allocated on a pro rata basis based on units in the collective trust. Management&#8217;s estimate of the fair value of these investments is based on estimates provided by the Trustee. The investments of the underlying collective trust funds, which were valued at fair value, included stable value investment contracts, fixed income instruments, money market instruments, common stock, and depositary receipts.  There are no restrictions on redemptions. </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%"> </font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(b) Mutual Funds </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan&#8217;s investments in mutual funds are valued at the daily closing prices as reported by the fund.  Mutual funds held by the Plan are open-end mutual funds that are registered with the Securities and Exchange Commission.  These funds are required to publish their daily NAV and to transact at that price.  The mutual funds of the Plan are deemed to be actively traded.  There are no restrictions on redemptions.</font></div><div style="margin-bottom:6pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:11pt;font-weight:700;line-height:120%">(c) HMEC Common Stock</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan&#8217;s HMEC Common Stock fund at December&#160;31, 2020 and 2019 consisted of  59,089 units and 100,258 units, respectively, of HMEC common stock, which is traded on the New York Stock Exchange under the symbol HMN. See Note (1)(a) for further information regarding freezing future contributions to the HMEC Common Stock fund effective April 1, 2020.</font></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">(4) Fair Value of Financial Instruments</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.  In determining fair value, the Plan utilizes valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs.  The three levels of inputs that may be used to measure fair value are&#58;</font></div><div style="margin-bottom:3pt;margin-top:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">Level 1 </font><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Unadjusted quoted prices in active markets for identical assets or liabilities.</font></div><div style="margin-bottom:3pt;margin-top:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">Level 2 </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Unadjusted observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities&#59; quoted prices in markets that are not active&#59; or other inputs that are observable or can be corroborated by observable market data for the assets or liabilities.  Level 2 assets and liabilities include fixed maturity securities with quoted prices that are traded less frequently than exchange-traded instruments.    </font></div><div style="margin-bottom:3pt;margin-top:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:11pt;font-style:italic;font-weight:400;line-height:120%">Level 3</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.  Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.    </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When the inputs used to measure fair value fall within different levels of the hierarchy, the level within which fair value measurement is categorized is based on the lowest level input that is significant to the fair value </font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">9</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:126pt;width:100%"><div style="margin-bottom:12pt;margin-top:18pt"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to Financial Statements</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">December 31, 2020 and 2019</font></div></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">measurement in its entirety.  As a result, a Level 3 fair value measurement may include inputs that are observable (Level 1 or Level 2) and unobservable (Level 3).  Transfers into or out of Level 3 are reported as having occurred at the end of the reporting period in which the transfers were determined.  There were no transfers into or out of Level 3 in either 2020 or 2019, respectively.  </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Common stocks are valued as Level 1 assets and are valued at the last reported sales price or closing price by the national securities exchange on which it trades. </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table sets forth by level, within the fair value hierarchy, the Plan&#8217;s investments carried at fair value in the accompanying Statements of Net Assets Available for Benefits as of December 31, 2020 and 2019&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.358%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.227%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.544%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.227%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.544%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.227%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.544%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.229%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="21" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Investments at Fair Value as of December 31, 2020</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:justify;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">HMEC Common Stock</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,484,101&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,484,101&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collective investment trust funds</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">196,820,291&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">196,820,291&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:justify;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mutual funds</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,219,465&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,219,465&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">COLTV Short Term  Investment Fund</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">152,951&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">152,951&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-align:justify;text-indent:-6.75pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total investments, at fair value</font></div></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,856,517&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">196,820,291&#160;</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">225,676,808&#160;</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="21" style="border-bottom:1pt solid #63666a;border-top:3pt double #63666a;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="21" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Investments at Fair Value as of December 31, 2019</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:justify;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">HMEC Common Stock</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,377,285&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,377,285&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:justify;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collective investment trust funds</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,917,491&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,917,491&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:justify;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mutual funds</font></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">149,511,521&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="2" style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">149,511,521&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">COLTV Short Term Investment Fund</font></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">176,631&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">176,631&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-align:justify;text-indent:-6.75pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total investments, at fair value</font></div></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">154,065,437&#160;</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,917,491&#160;</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202,982,928&#160;</font></td><td style="background-color:#ececea;border-bottom:3pt double #63666a;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr></table></div><div style="padding-left:15.75pt;padding-right:15.75pt;text-align:center"><font><br></font></div><div style="margin-bottom:9pt;margin-top:15pt;text-align:justify"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">(5) Income Tax Status</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan has received a determination letter from the IRS dated December 13, 2017, stating that the Plan is qualified under Section&#160;401(a) of the Code, and, therefore, the related trust is exempt from taxation.  Once qualified, the Plan is required to operate in conformity with the Code to maintain its qualification. The Plan Administrator believes the Plan is being operated in compliance with the applicable requirements of the Code and, therefore, believes that the Plan, as amended, is qualified and the related trust is tax exempt.  The Plan Administrator believes the Plan is no longer subject to income tax examination for years prior to 2017.</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">GAAP requires Plan management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS.  The Plan is subject to routine audits by taxing jurisdictions&#59; however, there are currently no audits for any tax periods in progress.</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">10</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:126pt;width:100%"><div style="margin-bottom:12pt;margin-top:18pt"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Notes to Financial Statements</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">December 31, 2020 and 2019</font></div></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">(6)&#160;&#160;&#160;&#160;Related Party Transactions</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Through March 31, 2020, Plan participants could make contributions to invest in the Horace Mann Common Stock fund. Future contributions to the HMEC Common Stock fund were frozen effective April 1, 2020.   </font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company provides staffing, building space, and supplies at no cost to the Plan.</font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">11</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_31"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:10pt"><font><br></font></div></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="margin-bottom:12pt;margin-top:18pt;text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Supplemental Schedule</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div><font><br></font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-bottom:10pt;text-align:center"><font><br></font></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_34"></div><hr style="page-break-after:always"><div style="min-height:126pt;width:100%"><div style="margin-bottom:9pt;margin-top:12pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:18pt;font-weight:400;line-height:120%">Horace Mann 401(k) Plan </font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Schedule H, Line 4i &#8211; Schedule of Assets (Held at End of Year)</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:13pt;font-weight:700;line-height:120%">December 31, 2020</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:13pt;font-weight:700;line-height:120%">EIN&#58;  37-0972590</font></div><div style="text-align:center"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Plan&#58;  004</font></div></div><div style="text-align:center"><font><br></font></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:14.525%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:65.417%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.032%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.526%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Number<br>of Shares<br>or Units</font></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;padding-right:18pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;padding-right:18pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:13.5pt;padding-right:13.5pt;text-align:center;text-indent:-9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Description of Asset</font></div></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:0 1pt"><font style="font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:12pt;font-weight:700;line-height:120%"><br><br></font></td><td colspan="3" style="background-color:#d9d9d6;border-top:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Current Value</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt;padding-right:18pt;text-indent:-9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collective investment trust funds&#58;</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,574,340</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;text-indent:9pt;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Goldman Sachs Stable Value Fund Collective Trust Institutional II</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;padding:2px 0;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,574,340&#160;</font></td><td style="background-color:#ececea;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,714,323</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;text-indent:13.5pt;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street S&#38;P 500 Index SL Class II</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,678,299</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,310,653</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement 2025 SL Class VI</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,062,103</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,210,163</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement 2035 SL Class VI</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,628,451</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,210,782</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement 2030 SL Class VI</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,344,457</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">685,630</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">WTC CIF II SMID Cap Research Equity Series I</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,062,265</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">771,317</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Retirement 2045 SL Class VI</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,505,741</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">726,951</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Russell Small&#47;Mid Cap Index SL Class II</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,870,102</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">682,415</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement 2040 SL Class VI</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,067,662</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">587,048</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement 2020 SL Class VI</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,623,401</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">426,125</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement 2050 SL Class VI</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,391,879</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">317,946</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement 2055 SL Class VI</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,767,603</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">404,229</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street U.S. Bond Index SL Class XIV</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,754,946</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">297,021</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Global All Cap Ex-USA Index SL Class II</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,745,433</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">264,294</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement Income SL Class VI</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,291,522</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,375</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Prudential Core Plus Bond Fund Class 5</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,219,426</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">146,899</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement 2060 SL Class VI</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,202,751</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,053</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;text-indent:13.5pt;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State Street Target Retirement 2065 SL Class VI</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,910</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total collective investment trust funds</font></div></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">196,820,291</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mutual funds&#58;</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,162,066</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;JP Morgan U.S. Equity R6</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,241,941</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">187,150</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;Transamerica International Equity R6</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,656,909</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,228</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 10pt;text-align:left;text-indent:4.5pt;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">PIMCO Inflation Response Multi-Asset Fund Institutional</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">320,615</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;text-indent:9pt;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total mutual funds</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #63666a;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,219,465</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">152,951</font></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">COLTV Short Term Investment Fund</font></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">152,951</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">59,089</font></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Horace Mann Educators Corporation Common Stock*</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,484,101</font></td></tr><tr><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;Total investments</font></div></td><td colspan="3" style="background-color:#ececea;padding:0 1pt"></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">225,676,808&#160;</font></td><td style="background-color:#ececea;border-top:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #63666a;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:0 1pt"></td><td colspan="3" style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;padding-right:9pt;text-indent:-9pt"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Participant Loans (460 loans, interest rates ranging from 3.67% to 9.25%, maturing January 1, 2021 to October 11, 2047)</font></div></td><td colspan="3" style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:0 1pt"></td><td style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,717,302&#160;</font></td><td style="background-color:#ececea;border-bottom:1pt solid #63666a;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;*Represents a party-in-interest.</font></div><div><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;All investments are participant-directed&#59; therefore, historical cost information is not required.</font></div><div><font><br></font></div><div><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 45 Lt',sans-serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;See accompanying report of independent registered accounting firm. </font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">11</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_37"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:center"><font><br></font></div></div><div style="margin-bottom:9pt;margin-top:15pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 65 Md',sans-serif;font-size:13pt;font-weight:700;line-height:120%">SIGNATURES</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirements of the Securities Exchange Act of 1934, the Pension Plan Committee of the Horace Mann 401(k) Plan has duly caused this annual report on Form 11-K to be signed on its behalf by the undersigned hereunto duly authorized.</font></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.352%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.661%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.687%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date&#58;  June 25, 2021</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">HORACE MANN 401(k) PLAN</font></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">By&#58;</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#47;s&#47; Kimberly A. Johnson</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #63666a;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Name&#58; Kimberly A. Johnson</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Title&#58; Senior Vice President and Controller</font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Principal Accounting Officer)</font></div></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">12</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><div id="i0ab6e422e2a343f5829ec2f6fdbdaa9a_40"></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="margin-bottom:10pt"><font><br></font></div></div><div style="margin-bottom:9pt"><img alt="kpmglogoa01.jpg" src="kpmglogoa01.jpg" style="height:38px;margin-bottom:5pt;vertical-align:text-bottom;width:98px"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">KPMG LLP</font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Aon Center </font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Suite 5500</font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">200 East Randolph Drive</font></div><div><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Chicago, IL 60601-6436</font></div><div style="margin-bottom:9pt"><font><br></font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consent of Independent Registered Public Accounting Firm</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We consent to the incorporation by reference in the registration statement (No. 333-98917) on Form S-8 of our report dated June 25, 2021, with respect to the financial statements and supplemental schedule of Horace Mann 401(k) Plan.  </font></div><div style="margin-bottom:9pt"><font><br></font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#47;s&#47; KPMG LLP</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">KPMG LLP</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Chicago, Illinois</font></div><div style="margin-bottom:9pt"><font style="color:#2e5665;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">June 25, 2021</font></div><div><font><br></font></div><div style="height:58.5pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:32.234%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#63666a;font-family:'Helvetica Neue LT W 1 G 55 Roman',sans-serif;font-size:6pt;font-weight:400;line-height:100%">13</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>kpmglogoa01.jpg
<TEXT>
begin 644 kpmglogoa01.jpg
M_]C_X  02D9)1@ ! 0$ E@"5  #_X0 Z17AI9@  34T *@    @  U$0  $
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MX!Q_X4?\(GX<_P"A?TK_ , X_P#"MBBN7VD^YT<D>QC_ /")^'/^A?TK_P
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MD ALC@D],=><\8F\&>#O">EZK)J.B:I_:4\4?EG-Q%,(MW?Y5!4D C.>A:O
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MG/H:UX2G#EB>;?!&Q\S6=5U#S,>1;K!Y>W[V]MV<^WE_K[5PGBS_ )''7/\
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5-9*,%9([,-AW2;E)ZA1117"=9__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
