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Unpaid Claims and Claim Expenses (Tables) | 12 Months Ended
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Dec. 31, 2021
Insurance Loss Reserves [Abstract] |
Reconciliation of property and casualty unpaid claims and claim expenses | The end of the year gross reserve (before reinsurance) balances and the reinsurance recoverable balances are reflected on a gross basis in the Consolidated Balance Sheets.
($ in millions) |  | Years Ended December 31,
|  | 2021 |  | 2020 |  | 2019
Property & Casualty segment |  |  |  |  |  |
Gross reserves, beginning of year(1) |  | $ | 372.2 |  |  | $ | 387.0 |  |  | $ | 367.2 |
Less: reinsurance recoverables |  | 112.9 |  |  | 120.5 |  |  | 89.7 |
Net reserves, beginning of year(2) |  | 259.3 |  |  | 266.5 |  |  | 277.5 |
Incurred claims and claim expenses: |  |  |  |  |  |
Claims occurring in the current year |  | 455.1 |  |  | 441.2 |  |  | 483.1 |
Decrease in estimated reserves for claims occurring in prior years(3) |  | (7.2) |  |  | (10.2) |  |  | (7.5) |
Total claims and claim expenses incurred(4) |  | 447.9 |  |  | 431.0 |  |  | 475.6 |
Claims and claim expense payments for claims occurring during: |  |  |  |  |  |
Current year |  | 307.1 |  |  | 291.4 |  |  | 329.5 |
Prior years |  | 148.0 |  |  | 146.8 |  |  | 157.1 |
Total claims and claim expense payments |  | 455.1 |  |  | 438.2 |  |  | 486.6 |
Net reserves, end of year(2) |  | 252.1 |  |  | 259.3 |  |  | 266.5 |
Plus: reinsurance recoverables |  | 110.3 |  |  | 112.9 |  |  | 120.5 |
Gross reserves, end of year(1) |  | $ | 362.4 |  |  | $ | 372.2 |  |  | $ | 387.0 |
(1) Unpaid claims and claim expenses as reported in the Consolidated Balance Sheets also include reserves for Supplemental, Retirement and Life of $63.5 million, $66.6 million and $55.9 million as of December 31, 2021, 2020 and 2019, respectively, in addition to Property & Casualty reserves. (2) Reserves are net of anticipated reinsurance recoverables. (3) Shows the amounts by which the Company decreased its reserves in each of the periods indicated for claims occurring in previous periods to reflect subsequent information on such claims and changes in their projected final settlement costs. Also refer to the paragraphs below for additional information regarding prior years' reserve development recognized in 2021, 2020 and 2019. (4) Benefits, claims and settlement expenses as reported in the Consolidated Statements of Operations also include amounts for Supplemental, Retirement and Life of $169.8 million, $137.9 million, and $109.5 million for the years ended December 31, 2021, 2020 and 2019, respectively, in addition to Property & Casualty amounts.
Schedule of average annual percentage payout of incurred claims by age, also referred to as a history of claims duration | Below is the average annual percentage payout of incurred claims by age, also referred to as a history of claims duration:
Average Annual Percentage Payout of Incurred Claims by Age, Net of Reinsurance
Years |  | 1 |  | 2 |  | 3 |  | 4 |  | 5 |  | 6 |  | 7 |  | 8 |  | 9 |  | 10
Homeowners |  | 79.6 | % |  | 17.1 | % |  | 2.0 | % |  | 0.6 | % |  | 0.5 | % |  | 0.2 | % |  | — |  |  | — |  |  | — |  |  | — |
Auto liability |  | 40.0 | % |  | 34.2 | % |  | 14.1 | % |  | 6.5 | % |  | 3.3 | % |  | 1.3 | % |  | 0.5 | % |  | 0.1 | % |  | — |  |  | — |
Auto physical damage |  | 95.6 | % |  | 4.7 | % |  | (0.3) | % |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Schedule of short-duration insurance contracts, claims development | The following tables illustrate the incurred and paid claims development by accident year on a net basis for the lines of homeowners, auto liability and auto physical damage. Conditions and trends that have affected the development of these reserves in the past will not necessarily reoccur in the future. It may not be appropriate to use this cumulative history in the projection of future performance. The information about incurred and paid claims development for the years ended December 31, 2012 to 2020 is presented as unaudited supplementary information.
($ in millions)
Homeowners |  |
Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance |  |  |  |
Years Ended December 31, |  | As of December 31, 2021
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Total of Incurred- But-Not-Reported Liabilities Plus Expected Development on Reported Claims |  | Cumulative Number of Reported Claims
Accident |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  |  |  |
Year |  | 2012 |  | 2013 |  | 2014 |  | 2015 |  | 2016 |  | 2017 |  | 2018 |  | 2019 |  | 2020 |  | 2021 |  |
2012 |  | $ | 108.8 |  |  | $ | 109.2 |  |  | $ | 109.4 |  |  | $ | 106.5 |  |  | $ | 106.3 |  |  | $ | 106.3 |  |  | $ | 106.0 |  |  | $ | 106.0 |  |  | $ | 106.0 |  |  | $ | 106.0 |  |  | $ | — |  |  | 21.6 |
2013 |  |  |  | 105.6 |  |  | 107.5 |  |  | 104.0 |  |  | 102.4 |  |  | 102.3 |  |  | 101.8 |  |  | 101.7 |  |  | 101.7 |  |  | 101.7 |  |  | — |  |  | 19.2 |
2014 |  |  |  |  |  | 111.6 |  |  | 113.5 |  |  | 109.1 |  |  | 106.8 |  |  | 106.6 |  |  | 106.6 |  |  | 106.4 |  |  | 106.4 |  |  | — |  |  | 20.1 |
2015 |  |  |  |  |  |  |  | 111.7 |  |  | 115.1 |  |  | 114.4 |  |  | 114.1 |  |  | 115.1 |  |  | 114.9 |  |  | 114.9 |  |  | — |  |  | 18.7 |
2016 |  |  |  |  |  |  |  |  |  | 115.9 |  |  | 118.6 |  |  | 117.0 |  |  | 117.9 |  |  | 117.9 |  |  | 117.9 |  |  | — |  |  | 19.9 |
2017 |  |  |  |  |  |  |  |  |  |  |  | 126.3 |  |  | 129.8 |  |  | 132.7 |  |  | 130.7 |  |  | 130.8 |  |  | 0.3 |  |  | 19.9 |
2018 |  |  |  |  |  |  |  |  |  |  |  |  |  | 166.8 |  |  | 157.4 |  |  | 158.9 |  |  | 158.1 |  |  | 0.4 |  |  | 21.1 |
2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 130.4 |  |  | 129.9 |  |  | 132.1 |  |  | 2.5 |  |  | 17.5 |
2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 155.7 |  |  | 151.9 |  |  | 11.1 |  |  | 19.6 |
2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 150.2 |  |  | 22.6 |  |  | 15.5 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Total |  | $ | 1,270.0 |  |  |  |  |
($ in millions) |  |  |  |
Homeowners |  |  |  |
Cumulative Paid Claims and Allocated Claim Adjustment Expense, Net of Reinsurance |  |  |  |
Years Ended December 31, |  |  |  |
Accident |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  |  |  |  |  |
Year |  | 2012 |  | 2013 |  | 2014 |  | 2015 |  | 2016 |  | 2017 |  | 2018 |  | 2019 |  | 2020 |  | 2021 |  |  |  |
2012 |  | $ | 84.3 |  |  | $ | 101.6 |  |  | $ | 104.2 |  |  | $ | 105.2 |  |  | $ | 105.6 |  |  | $ | 105.9 |  |  | $ | 106.0 |  |  | $ | 106.0 |  |  | $ | 106.0 |  |  | $ | 106.0 |  |  |  |  |
2013 |  |  |  | 76.9 |  |  | 96.6 |  |  | 99.4 |  |  | 101.0 |  |  | 101.5 |  |  | 101.7 |  |  | 101.7 |  |  | 101.7 |  |  | 101.7 |  |  |  |  |
2014 |  |  |  |  |  | 83.3 |  |  | 103.0 |  |  | 105.7 |  |  | 106.1 |  |  | 106.3 |  |  | 106.4 |  |  | 106.4 |  |  | 106.4 |  |  |  |  |
2015 |  |  |  |  |  |  |  | 90.7 |  |  | 109.3 |  |  | 111.9 |  |  | 113.3 |  |  | 114.6 |  |  | 114.9 |  |  | 114.7 |  |  |  |  |
2016 |  |  |  |  |  |  |  |  |  | 95.8 |  |  | 113.2 |  |  | 115.1 |  |  | 117.5 |  |  | 117.7 |  |  | 117.8 |  |  |  |  |
2017 |  |  |  |  |  |  |  |  |  |  |  | 106.8 |  |  | 128.5 |  |  | 129.8 |  |  | 130.0 |  |  | 130.5 |  |  |  |  |
2018 |  |  |  |  |  |  |  |  |  |  |  |  |  | 130.5 |  |  | 152.4 |  |  | 157.0 |  |  | 157.4 |  |  |  |  |
2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 103.8 |  |  | 126.2 |  |  | 129.1 |  |  |  |  |
2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 106.8 |  |  | 138.7 |  |  |  |  |
2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 114.9 |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Total |  | 1,217.2 |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Outstanding prior to 2012 |  | — |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Prior years paid |  | — |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Liabilities for claims and claim adjustment expenses, net of reinsurance |  | $ | 52.8 |  |  |  |  |
($ in millions)
Auto Liability |  |
Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance |  |
Years Ended December 31, |  | As of December 31, 2021
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Total of Incurred- But-Not-Reported Liabilities Plus Expected Development on Reported Claims |  | Cumulative Number of Reported Claims
Accident |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  |  |  |
Year |  | 2012 |  | 2013 |  | 2014 |  | 2015 |  | 2016 |  | 2017 |  | 2018 |  | 2019 |  | 2020 |  | 2021 |  |
2012 |  | $ | 156.4 |  |  | $ | 153.8 |  |  | $ | 150.3 |  |  | $ | 149.3 |  |  | $ | 147.6 |  |  | $ | 145.8 |  |  | $ | 145.6 |  |  | $ | 145.5 |  |  | $ | 145.9 |  |  | $ | 145.8 |  |  | $ | — |  |  | 18.6 |
2013 |  |  |  | 153.9 |  |  | 152.9 |  |  | 150.7 |  |  | 150.7 |  |  | 148.1 |  |  | 148.0 |  |  | 148.1 |  |  | 148.3 |  |  | 147.7 |  |  | — |  |  | 19.4 |
2014 |  |  |  |  |  | 155.1 |  |  | 157.2 |  |  | 158.5 |  |  | 159.9 |  |  | 159.8 |  |  | 159.4 |  |  | 159.3 |  |  | 159.4 |  |  | 0.2 |  |  | 20.3 |
2015 |  |  |  |  |  |  |  | 165.5 |  |  | 172.6 |  |  | 177.0 |  |  | 178.3 |  |  | 178.7 |  |  | 179.2 |  |  | 178.9 |  |  | 0.4 |  |  | 20.8 |
2016 |  |  |  |  |  |  |  |  |  | 180.4 |  |  | 184.4 |  |  | 184.6 |  |  | 186.6 |  |  | 188.1 |  |  | 189.2 |  |  | 0.5 |  |  | 21.3 |
2017 |  |  |  |  |  |  |  |  |  |  |  | 188.0 |  |  | 188.8 |  |  | 188.6 |  |  | 189.1 |  |  | 191.7 |  |  | 1.9 |  |  | 20.1 |
2018 |  |  |  |  |  |  |  |  |  |  |  |  |  | 200.3 |  |  | 195.3 |  |  | 192.9 |  |  | 189.8 |  |  | 3.8 |  |  | 19.5 |
2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 181.1 |  |  | 180.1 |  |  | 176.7 |  |  | 8.9 |  |  | 18.9 |
2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 137.0 |  |  | 134.9 |  |  | 20.1 |  |  | 13.1 |
2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 142.2 |  |  | 55.3 |  |  | 12.8 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Total |  | $ | 1,656.3 |  |  |  |  |
($ in millions) |  |  |  |
Auto Liability |  |  |  |
Cumulative Paid Claims and Allocated Claim Adjustment Expense, Net of Reinsurance |  |  |  |
Years Ended December 31, |  |  |  |
Accident |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  |  |  |  |  |
Year |  | 2012 |  | 2013 |  | 2014 |  | 2015 |  | 2016 |  | 2017 |  | 2018 |  | 2019 |  | 2020 |  | 2021 |  |  |  |
2012 |  | $ | 61.3 |  |  | $ | 109.6 |  |  | $ | 127.2 |  |  | $ | 138.6 |  |  | $ | 142.9 |  |  | $ | 144.6 |  |  | $ | 145.1 |  |  | $ | 145.2 |  |  | $ | 145.3 |  |  | $ | 145.3 |  |  |  |  |
2013 |  |  |  | 62.2 |  |  | 108.9 |  |  | 131.2 |  |  | 140.0 |  |  | 145.3 |  |  | 146.8 |  |  | 147.4 |  |  | 147.4 |  |  | 147.5 |  |  |  |  |
2014 |  |  |  |  |  | 61.3 |  |  | 117.5 |  |  | 139.5 |  |  | 149.1 |  |  | 155.8 |  |  | 157.6 |  |  | 158.6 |  |  | 158.8 |  |  |  |  |
2015 |  |  |  |  |  |  |  | 70.8 |  |  | 134.5 |  |  | 158.0 |  |  | 170.1 |  |  | 174.5 |  |  | 176.7 |  |  | 177.7 |  |  |  |  |
2016 |  |  |  |  |  |  |  |  |  | 73.1 |  |  | 140.9 |  |  | 166.8 |  |  | 177.8 |  |  | 184.5 |  |  | 188.1 |  |  |  |  |
2017 |  |  |  |  |  |  |  |  |  |  |  | 70.7 |  |  | 139.5 |  |  | 166.6 |  |  | 179.8 |  |  | 185.8 |  |  |  |  |
2018 |  |  |  |  |  |  |  |  |  |  |  |  |  | 77.5 |  |  | 141.5 |  |  | 168.6 |  |  | 180.7 |  |  |  |  |
2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69.7 |  |  | 129.1 |  |  | 155.5 |  |  |  |  |
2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 51.5 |  |  | 94.0 |  |  |  |  |
2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.9 |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Total |  | 1,486.3 |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Outstanding prior to 2012 |  | 1.5 |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Prior years paid |  | — |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Liabilities for claims and claim adjustment expenses, net of reinsurance |  | $ | 171.5 |  |  |  |  |
($ in millions)
Auto Physical Damage |  |
Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance |  |
Years Ended December 31, |  | As of December 31, 2021
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Total of Incurred- But-Not-Reported Liabilities Plus Expected Development on Reported Claims |  | Cumulative Number of Reported Claims
Accident |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  |  |  |
Year |  | 2012 |  | 2013 |  | 2014 |  | 2015 |  | 2016 |  | 2017 |  | 2018 |  | 2019 |  | 2020 |  | 2021 |  |
2012 |  | $ | 83.8 |  |  | $ | 82.3 |  |  | $ | 83.4 |  |  | $ | 83.4 |  |  | $ | 83.4 |  |  | $ | 83.3 |  |  | $ | 83.3 |  |  | $ | 83.3 |  |  | $ | 83.3 |  |  | $ | 83.3 |  |  | $ | — |  |  | 78.2 |
2013 |  |  |  | 91.4 |  |  | 88.9 |  |  | 88.7 |  |  | 88.6 |  |  | 88.5 |  |  | 88.5 |  |  | 88.5 |  |  | 88.5 |  |  | 88.4 |  |  | — |  |  | 80.9 |
2014 |  |  |  |  |  | 95.6 |  |  | 95.6 |  |  | 95.4 |  |  | 95.2 |  |  | 95.2 |  |  | 95.2 |  |  | 95.2 |  |  | 95.2 |  |  | — |  |  | 87.9 |
2015 |  |  |  |  |  |  |  | 99.3 |  |  | 98.0 |  |  | 97.6 |  |  | 97.5 |  |  | 97.6 |  |  | 97.6 |  |  | 97.6 |  |  | — |  |  | 87.5 |
2016 |  |  |  |  |  |  |  |  |  | 112.4 |  |  | 109.5 |  |  | 109.3 |  |  | 109.6 |  |  | 109.6 |  |  | 109.5 |  |  | — |  |  | 93.2 |
2017 |  |  |  |  |  |  |  |  |  |  |  | 115.5 |  |  | 111.8 |  |  | 110.5 |  |  | 110.6 |  |  | 110.5 |  |  | — |  |  | 91.3 |
2018 |  |  |  |  |  |  |  |  |  |  |  |  |  | 109.0 |  |  | 108.9 |  |  | 108.3 |  |  | 108.3 |  |  | — |  |  | 94.5 |
2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 111.6 |  |  | 110.5 |  |  | 110.0 |  |  | (0.2) |  |  | 92.2 |
2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 87.0 |  |  | 86.9 |  |  | (0.8) |  |  | 68.8 |
2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 105.0 |  |  | (6.7) |  |  | 69.7 |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Total |  | $ | 994.7 |  |  |  |  |
($ in millions) |  |  |  |
Auto Physical Damage |  |  |  |
Cumulative Paid Claims and Allocated Claim Adjustment Expense, Net of Reinsurance |  |  |  |
Years Ended December 31, |  |  |  |
Accident |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  | Unaudited |  |  |  |  |  |
Year |  | 2012 |  | 2013 |  | 2014 |  | 2015 |  | 2016 |  | 2017 |  | 2018 |  | 2019 |  | 2020 |  | 2021 |  |  |  |
2012 |  | $ | 80.5 |  |  | $ | 83.4 |  |  | $ | 83.4 |  |  | $ | 83.4 |  |  | $ | 83.3 |  |  | $ | 83.3 |  |  | $ | 83.3 |  |  | $ | 83.3 |  |  | $ | 83.3 |  |  | $ | 83.3 |  |  |  |  |
2013 |  |  |  | 85.1 |  |  | 88.7 |  |  | 88.6 |  |  | 88.5 |  |  | 88.5 |  |  | 88.5 |  |  | 88.5 |  |  | 88.4 |  |  | 88.4 |  |  |  |  |
2014 |  |  |  |  |  | 88.9 |  |  | 95.4 |  |  | 95.3 |  |  | 95.3 |  |  | 95.3 |  |  | 95.2 |  |  | 95.2 |  |  | 95.2 |  |  |  |  |
2015 |  |  |  |  |  |  |  | 92.1 |  |  | 97.9 |  |  | 97.7 |  |  | 97.6 |  |  | 97.6 |  |  | 97.6 |  |  | 97.6 |  |  |  |  |
2016 |  |  |  |  |  |  |  |  |  | 106.5 |  |  | 109.7 |  |  | 109.5 |  |  | 109.6 |  |  | 109.6 |  |  | 109.6 |  |  |  |  |
2017 |  |  |  |  |  |  |  |  |  |  |  | 105.2 |  |  | 110.8 |  |  | 110.7 |  |  | 110.6 |  |  | 110.6 |  |  |  |  |
2018 |  |  |  |  |  |  |  |  |  |  |  |  |  | 103.6 |  |  | 109.1 |  |  | 108.3 |  |  | 108.3 |  |  |  |  |
2019 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 106.2 |  |  | 110.7 |  |  | 110.1 |  |  |  |  |
2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.1 |  |  | 87.6 |  |  |  |  |
2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 97.3 |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Total |  | 988.0 |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Outstanding prior to 2012 |  | — |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Prior years paid |  | — |  |  |  |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  | Liabilities for claims and claim adjustment expenses, net of reinsurance |  | $ | 6.7 |  |  |  |  |
Schedule of reconciliation of the net incurred and paid claims development tables to the liability for claims and claim adjustment expenses | The reconciliation of the net incurred and paid claims development tables to the liability for claims and claim adjustment expenses in the Consolidated Balance Sheet is as follows:
($ in millions) |  | Year Ended December 31,
|  | 2021
Property & Casualty segment |  |
Net reserves |  |
Homeowners |  | $ | 52.8 |
Auto liability |  | 171.5 |
Auto physical damage |  | 6.7 |
Other short duration lines |  | 2.8 |
Total net reserves for unpaid claims and claim adjustment expense, net of reinsurance |  | 233.8 |
Reinsurance recoverable on unpaid claims |  |
Homeowners |  | 1.4 |
Auto liability |  | 99.9 |
Other short duration lines |  | 9.0 |
Total reinsurance recoverable on unpaid claims |  | 110.3 |
Insurance lines other than short duration(1) |  | 63.5 |
Unallocated claims adjustment expenses |  | 18.3 |
Total other than short duration and unallocated claims adjustment expenses |  | 81.8 |
Gross reserves, end of year(1) |  | $ | 425.9 |
(1) This line includes Supplemental, Retirement and Life reserves included in the Consolidated Balance Sheet.

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- Definition Tabular disclosure for reconciliation of the net incurred and paid claims development tables to the liability for claims and claim adjustment expenses. + References No definition available. + Details
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- Definition Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437 + Details
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- Definition Tabular disclosure of undiscounted information about claims development by accident year for short-duration insurance contracts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 4B -URI http://asc.fasb.org/extlink&oid=116884468&loc=SL65671311-158438 + Details
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- Definition Tabular disclosure of average annual percentage payout of incurred claims by age, after reinsurance, for short-duration insurance contracts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 4G -URI http://asc.fasb.org/extlink&oid=116884468&loc=SL65671329-158438 + Details
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