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v3.25.3

Long-Duration Insurance Contracts - Policyholder Account Balances (Details) - USD ($) $ in Millions | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Policyholder Account Balance [Roll Forward] |  |  |  |  |
Beginning balance |  |  | $ 5,100.3 |  |
Interest credited | $ 55.7 | $ 54.8 | 161.2 | $ 161.5 |
Ending balance | 5,092.0 |  | 5,092.0 |  | $ 5,100.3
Indexed Universal Life |  |  |  |  |
Policyholder Account Balance [Roll Forward] |  |  |  |  |
Beginning balance | 82.3 | 65.2 | 72.9 | 57.8 | 57.8
Premiums received | 5.8 | 3.5 | 16.7 | 12.3 |
Surrenders and withdrawals | (0.7) | (0.9) | (1.5) | (1.7) |
Benefit payments | 0.0 | 0.0 | 0.0 | 0.0 |
Net transfers from (to) separate account | (0.1) | (0.2) | (0.3) | (0.3) |
Interest credited | 1.2 | 0.6 | 3.0 | 2.2 |
Other | (1.3) | (0.8) | (3.6) | (2.9) |
Ending balance | $ 87.2 | $ 67.4 | $ 87.2 | $ 67.4 | 72.9
Weighted-average crediting rate | 5.80% | 3.70% | 5.10% | 4.80% |
Net amount at risk | $ 0.0 | $ 0.0 | $ 0.0 | $ 0.0 |
Cash surrender value | 66.6 | 49.1 | 66.6 | 49.1 |
Experience life |  |  |  |  |
Policyholder Account Balance [Roll Forward] |  |  |  |  |
Beginning balance | 56.5 | 59.4 | 58.0 | 61.2 | 61.2
Premiums received | (0.2) | (0.2) | (0.6) | (0.5) |
Surrenders and withdrawals | (0.9) | (0.8) | (2.7) | (2.9) |
Benefit payments | (0.3) | (0.3) | (1.0) | (1.2) |
Net transfers from (to) separate account | 0.0 | 0.0 | 0.0 | 0.0 |
Interest credited | 0.7 | 0.7 | 2.1 | 2.2 |
Other | (0.1) | 0.0 | (0.1) | 0.0 |
Ending balance | $ 55.7 | $ 58.8 | $ 55.7 | $ 58.8 | 58.0
Weighted-average crediting rate | 5.10% | 4.90% | 5.00% | 5.00% |
Net amount at risk | $ 0.0 | $ 0.0 | $ 0.0 | $ 0.0 |
Cash surrender value | 55.1 | 58.2 | 55.1 | 58.2 |
Fixed Account Annuities |  |  |  |  |
Policyholder Account Balance [Roll Forward] |  |  |  |  |
Beginning balance | 4,495.1 | 4,509.5 | 4,508.4 | 4,556.0 | 4,556.0
Premiums received | 61.3 | 59.8 | 151.3 | 151.6 |
Surrenders and withdrawals | (77.0) | (85.3) | (247.0) | (283.9) |
Benefit payments | (14.9) | (12.6) | (58.1) | (49.5) |
Net transfers from (to) separate account | 3.6 | 8.8 | 23.8 | 17.0 |
Interest credited | 42.6 | 42.1 | 126.2 | 125.1 |
Other | 3.9 | 3.3 | 10.0 | 9.3 |
Ending balance | $ 4,514.6 | $ 4,525.6 | $ 4,514.6 | $ 4,525.6 | 4,508.4
Weighted-average crediting rate | 3.90% | 3.80% | 3.80% | 3.70% |
Net amount at risk | $ 23.9 | $ 29.0 | $ 23.9 | $ 29.0 |
Cash surrender value | 4,470.7 | 4,483.6 | 4,470.7 | 4,483.6 |
Fixed Indexed Account Annuities |  |  |  |  |
Policyholder Account Balance [Roll Forward] |  |  |  |  |
Beginning balance | 388.6 | 426.6 | 409.5 | 449.0 | 449.0
Premiums received | 3.1 | 3.7 | 10.7 | 11.4 |
Surrenders and withdrawals | (9.3) | (12.1) | (33.7) | (38.9) |
Benefit payments | (0.6) | (1.7) | (3.0) | (3.3) |
Net transfers from (to) separate account | (0.2) | (0.6) | (0.8) | (2.0) |
Interest credited | 4.0 | 2.9 | 10.2 | 8.8 |
Other | (3.3) | (5.2) | (10.6) | (11.4) |
Ending balance | $ 382.3 | $ 413.6 | $ 382.3 | $ 413.6 | 409.5
Weighted-average crediting rate | 4.20% | 2.80% | 3.50% | 2.80% |
Net amount at risk | $ 0.0 | $ 0.0 | $ 0.0 | $ 0.0 |
Cash surrender value | 377.2 | 406.9 | 377.2 | 406.9 |
SPIA (non-life contingent) |  |  |  |  |
Policyholder Account Balance [Roll Forward] |  |  |  |  |
Beginning balance | 27.9 | 30.4 | 28.6 | 32.6 | 32.6
Premiums received | 0.3 | 0.5 | 1.7 | 1.4 |
Surrenders and withdrawals | (0.1) | 0.0 | (0.3) | (0.9) |
Benefit payments | (0.9) | (1.2) | (3.2) | (3.9) |
Net transfers from (to) separate account | 0.0 | 0.0 | 0.0 | 0.0 |
Interest credited | 0.2 | 0.2 | 0.7 | 0.7 |
Other | 0.0 | 0.2 | (0.1) | 0.2 |
Ending balance | $ 27.4 | $ 30.1 | $ 27.4 | $ 30.1 | $ 28.6
Weighted-average crediting rate | 2.90% | 2.70% | 3.60% | 3.10% |
Net amount at risk | $ 0.0 | $ 0.0 | $ 0.0 | $ 0.0 |
Cash surrender value | $ 27.0 | $ 29.6 | $ 27.0 | $ 29.6 |

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