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Loans (Tables) | 6 Months Ended
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Jun. 30, 2013
Loans Receivable, Net [Abstract] |
Summary Of Major Classifications For Loans | The following summarizes the Company’s major classifications for loans (in thousands):
| June 30, 2013 |  | December 31, 2012
Residential real estate | $ | 1,170,123 |  |  | $ | 1,031,435 |
Home equity – junior liens | 138,367 |  |  | 143,110 |
Commercial and industrial | 138,299 |  |  | 108,739 |
Commercial real estate | 1,023,311 |  |  | 821,970 |
Consumer | 54,242 |  |  | 36,564 |
DDA overdrafts | 3,103 |  |  | 4,551 |
Gross loans | 2,527,445 |  |  | 2,146,369 |
Allowance for loan losses | (20,069 | ) |  | (18,809 | )
Net loans | $ | 2,507,376 |  |  | $ | 2,127,560 |
Composition Of Loans Acquired At Acquisition | The following table details the loans acquired in conjunction with the Virginia Savings and Community acquisitions (in thousands):
| Virginia |  |  |  |
| Savings |  | Community |  | Total
June 30, 2013 |  |  |  |  |
Outstanding loan balance | $ | 57,294 |  |  | $ | 330,214 |  |  | $ | 387,508 |
Credit-impaired loans: |  |  |  |  |
Carrying value | 5,421 |  |  | 27,845 |  |  | 33,266 |
Contractual principal and interest | 7,330 |  |  | 47,850 |  |  | 55,180 |
December 31, 2012 |  |  |  |  |
Outstanding loan balance | $ | 65,219 |  |  | $ | — |  |  | $ | 65,219 |
Credit-impaired loans: |  |  |  |  |
Carrying value | 7,018 |  |  | — |  |  | 7,018 |
Contractual principal and interest | 10,759 |  |  | — |  |  | 10,759 |
Activity For The Accretable Yield | Changes in the accretable yield for the six months ended June 30, 2013 is as follows (in thousands):
| Virginia Savings |  | Community |  | Total
|  |  | Carrying |  |  |  | Carrying |  |  |  | Carrying
| Accretable |  | Amount |  | Accretable |  | Amount |  | Accretable |  | Amount
| Yield |  | of Loans |  | Yield |  | of Loans |  | Yield |  | of Loans
Balance at the beginning of the period | $ | 1,823 |  |  | $ | 7,018 |  |  | $ | — |  |  | $ | — |  |  | $ | 1,823 |  |  | $ | 7,018 |
Additions | — |  |  | — |  |  | 5,587 |  |  | 31,703 |  |  | 5,587 |  |  | 31,703 |
Accretion | (746 | ) |  | 746 |  |  | (1,088 | ) |  | 1,088 |  |  | (1,834 | ) |  | 1,834 |
Net reclassifications to accretable yield from |  |  |  |  |  |  |  |  |  |  |
non-accretable yield | 889 |  |  | — |  |  | — |  |  | — |  |  | 889 |  |  | — |
Payments received, net | — |  |  | (2,341 | ) |  | — |  |  | (4,946 | ) |  | — |  |  | (7,287 | )
Disposals | (554 | ) |  | (2 | ) |  | (20 | ) |  | — |  |  | (574 | ) |  | (2 | )
Balance at the end of period | $ | 1,412 |  |  | $ | 5,421 |  |  | $ | 4,479 |  |  | $ | 27,845 |  |  | $ | 5,891 |  |  | $ | 33,266 |
Reconciliation Of Contractual Required Principal And Interest Balance To The Carrying Amount Of Purchased Credit Impaired Loans | The following table presents the purchased credit-impaired loans acquired in conjunction with both acquisitions (in thousands):
| Virginia |  |  |  |
| Savings |  | Community |  | Total
Contractually required principal and interest | $ | 11,567 |  |  | $ | 58,014 |  |  | $ | 69,581 |
Contractual cash flows not expected to be collected (non-accretable difference) | (3,973 | ) |  | (20,724 | ) |  | (24,697 | )
Expected cash flows | 7,594 |  |  | 37,290 |  |  | 44,884 |
Interest component of expected cash flows (accretable difference) | (954 | ) |  | (5,587 | ) |  | (6,541 | )
Estimated fair value of purchased credit impaired loans acquired | $ | 6,640 |  |  | $ | 31,703 |  |  | $ | 38,343 |
A reconciliation of the contractual required principal and interest balance to the basis of purchased credit-impaired loans as of June 30, 2013 is as follows (in thousands):
| Virginia |  |  |  |
| Savings |  | Community |  | Total
Contractual required principal and interest | $ | 7,330 |  |  | $ | 47,850 |  |  | $ | 55,180 |
Nonaccretable difference | (497 | ) |  | (15,526 | ) |  | (16,023 | )
Expected cash flows | 6,833 |  |  | 32,324 |  |  | 39,157 |
Accretable yield | (1,412 | ) |  | (4,479 | ) |  | (5,891 | )
Basis in acquired loans | $ | 5,421 |  |  | $ | 27,845 |  |  | $ | 33,266 |

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
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