<SEC-DOCUMENT>0000726854-14-000011.txt : 20140313
<SEC-HEADER>0000726854-14-000011.hdr.sgml : 20140313
<ACCEPTANCE-DATETIME>20140313101506
ACCESSION NUMBER:		0000726854-14-000011
CONFORMED SUBMISSION TYPE:	10-K/A
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20131231
FILED AS OF DATE:		20140313
DATE AS OF CHANGE:		20140313

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITY HOLDING CO
		CENTRAL INDEX KEY:			0000726854
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				550619957
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-11733
		FILM NUMBER:		14689890

	BUSINESS ADDRESS:	
		STREET 1:		25 GATEWATER ROAD
		STREET 2:		P O BOX 7520
		CITY:			CHARLESTON
		STATE:			WV
		ZIP:			25313
		BUSINESS PHONE:		3047691100

	MAIL ADDRESS:	
		STREET 1:		25 GATEWATER ROAD
		STREET 2:		P O BOX 7520
		CITY:			CHARLESTON
		STATE:			WV
		ZIP:			25313
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K/A
<SEQUENCE>1
<FILENAME>chcoform10-ka12x31x2013.htm
<DESCRIPTION>10-K/A
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using WebFilings 1 -->
		<!-- Copyright 2008-2014 WebFilings LLC. All Rights Reserved -->
		<title>CHCO FORM 10-K/A 12-31-2013</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<a name="s89FA1CEF16C32190F9D3AD4048DFED29"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">UNITED STATES</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Washington, D.C. 20549</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">FORM 10-K/A</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amendment No. 1</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">(Mark One)</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[X] Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">For The Fiscal Year Ended December&#160;31, 2013</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">OR</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[&#160;&#160;] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">For The Transition Period From ____________To_____________.</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Commission File number </font><font style="font-family:inherit;font-size:10pt;font-weight:bold;">0-11733</font></div><div style="line-height:120%;text-align:center;"><img src="chcologo.jpg" style="height:78px;width:220px;"></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:inherit;font-size:12pt;font-weight:bold;">CITY HOLDING COMPANY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Exact name of registrant as specified in its charter)</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td width="50%"></td><td width="50%"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">West Virginia</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">55-0619957</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(State or other jurisdiction of incorporation or organization)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(I.R.S. Employer Identification No.)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25 Gatewater Road</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Charleston, West Virginia</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25,313</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Address of principal executive offices)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Zip Code)</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(304) 769-1100</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Registrant&#8217;s telephone number, including area code)</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Securities registered pursuant to Section 12(b) of the Act:</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td width="50%"></td><td width="50%"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Title of Each Class</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Name of Each Exchange on Which Registered:</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Common Stock, $2.50 par value</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">NASDAQ Global Select Market</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Securities registered pursuant to Section 12(g) of the Act:</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">None&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act:</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td width="25%"></td><td width="25%"></td><td width="25%"></td><td width="25%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Yes</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[ ]</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">No</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[&#160;X&#160;]</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act:</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td width="25%"></td><td width="25%"></td><td width="25%"></td><td width="25%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Yes</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[ ]</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">No</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[&#160;X&#160;]</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.&#160;</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td width="25%"></td><td width="25%"></td><td width="25%"></td><td width="25%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Yes</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[X]</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">No</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[&#160;&#160;&#160;]</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><br><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><a name="s89FA1CEF16C32190F9D3AD4048DFED29"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td width="25%"></td><td width="25%"></td><td width="25%"></td><td width="25%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Yes</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[X]</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">No</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[&#160;&#160;&#160;]</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (&#167;229.405 of this chapter) is not contained herein, and will not be contained, to the best of the registrant&#8217;s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K.&#160;&#160;[ ]</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.&#160;&#160;See definition of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act.&#160;&#160;(Check one):&#160;</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td width="50%"></td><td width="50%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Large accelerated filer [&#160;&#160;&#160;]</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Accelerated filer [X]</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Non-accelerated filer [&#160;&#160;&#160;]</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Smaller reporting company [&#160;&#160;&#160;]</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).&#160;</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td width="25%"></td><td width="25%"></td><td width="25%"></td><td width="25%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Yes</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[&#160;&#160;&#160;]</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">No</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">[X]</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As of June 30, 2013, the last business day of the registrant&#8217;s most recently completed second quarter, the aggregate market value of the shares of common stock held by non-affiliates, based upon the closing price per share of the registrant&#8217;s common stock as reported on the Nasdaq Global Select Market was approximately $580.2 million.&#160;&#160;(Registrant has assumed that all of its executive officers and directors are affiliates.&#160;&#160;Such assumption shall not&#160;&#160;be deemed to be conclusive for any other purpose.)</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As of March&#160;3, 2014, there were 15,694,224 shares of the Company&#8217;s common stock, $2.50 par value, outstanding.</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">DOCUMENTS INCORPORATED BY REFERENCE</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Portions of the annual report to security holders for the fiscal year ended December&#160;31, 2013 are incorporated by reference into Part 1, Item1 and Part II, Items 6, 7, 7A, and 8.&#160;&#160;Portions of the Proxy Statement for the 2014 annual shareholders&#8217; meeting to be held on April 30, 2014 are incorporated by reference into Part III, Items 10, 11, 12, 13, and 14.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">EXPLANATORY NOTE</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">This Annual Report on Form 10-K/A constitutes Amendment No. 1 to the City Holding Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2013, which was originally filed on March 7, 2014.  This Amendment is being filed to append the Exhibit Index to incorporate the City Holding Company's 2013 Incentive Plan by reference in Exhibit 10(q) and to file Exhibit 21, which was inadvertently excluded from the original filing.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">This Amendment does not reflect events occurring after the filing date of the original Form 10-K and does not modify or update the disclosures in the original Form 10-K, other than the corrections noted above.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">SIGNATURES</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;text-indent:60px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><br><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><a name="s89FA1CEF16C32190F9D3AD4048DFED29"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td width="8%"></td><td width="44%"></td><td width="5%"></td><td width="43%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Date:</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">March&#160;13, 2014</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">City Holding Company</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Registrant)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">By:</font></div></td><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">/s/ Charles R. Hageboeck, Ph.D.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Charles R. Hageboeck, Ph.D.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">President and Chief Executive Officer</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Principal Executive Officer)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">By:</font></div></td><td style="vertical-align:top;border-bottom:2px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">/s/ David L. Bumgarner</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">David L. Bumgarner</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Senior Vice President, Chief Financial Officer and Principal Accounting Officer</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(Principal Financial Officer)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><br><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><a name="s89FA1CEF16C32190F9D3AD4048DFED29"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">EXHIBIT INDEX</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;text-indent:60px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The following exhibits are filed herewith or are incorporated herein by reference.</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td width="12%"></td><td width="88%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Exhibit</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Description</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2(a)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Agreement and Plan of Merger,</font><font style="font-family:inherit;font-size:10pt;">&#160;dated November 14, 2011, by and among Virginia Savings Bancorp, Inc., Virginia Savings Bank, F.S.B.., City Holding Company and City National Bank of West Virginia (attached to, and incorporated by reference from, City Holding Company&#8217;s Form 8-K dated November 14, 2011, and filed with the Securities and Exchange Commission on November 14, 2011).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2(b)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Agreement and Plan of Merger,</font><font style="font-family:inherit;font-size:10pt;">&#160;dated August 2, 2012, by and among Community Financial Corporation, Community Bank, City Holding Company and City National Bank of West Virginia (attached to, and incorporated by reference from City Holding Company&#8217;s Form 8-K dated August 7, 2012, and filed with the Securities and Exchange Commission on August 7, 2012).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(a)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">&#160;(attached to, and incorporated by reference from, Amendment No. 1 to City Holding Company&#8217;s Registration Statement on Form S-4, Registration No. 2-86250, filed November 4, 1983 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(b)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Amendment to the Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, dated March 6, 1984 (attached to, and incorporated by reference from, City Holding Company's Form 8-K Report dated March 7, 1984, and filed with the Securities and Exchange Commission on March 22, 1984).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(c)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Amendment to the Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, dated March 4, 1986 (attached to, and incorporated by reference from, City Holding Company's Form 10-K Annual Report for the year ended December 31, 1986, filed March 31, 1987 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(d)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Amendment to the Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, dated September 29, 1987 (attached to and incorporated by reference from, City Holding Company's Registration Statement on Form S-4, Registration No. 33-23295, filed with the Securities and Exchange Commission on August 3, 1988).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(e)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Amendment to the Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, dated May 6, 1991 (attached to, and incorporated by reference from, City Holding Company's Form 10-K Annual Report for the year ended December 31, 1991, filed March 17, 1992 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(f)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Amendment to the Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, dated May 7, 1991 (attached to, and incorporated by reference from, City Holding Company's Form 10-K Annual Report for the year ended December 31, 1991, filed March 17, 1992 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(g)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Amendment to the Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, dated August 1, 1994 (attached to, and incorporated by reference from, City Holding Company's Form 10-Q Quarterly Report for the quarter ended September 30, 1994, filed November 14, 1994 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(h)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Amendment to the Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, dated December 9, 1998 (attached to, and incorporated by reference from, City Holding Company&#8217;s Form 10-K Annual Report for the year ended December 31, 1998, filed March 31, 1999 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(i)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Amendment to the Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, dated June 13, 2001 (attached to, and incorporated by reference from, City Holding Company&#8217;s Registration Statement on Form 8-A, filed June 22, 2001 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(j)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Articles of Amendment to the Articles of Incorporation of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, dated May 10, 2006 (attached to, and incorporated by reference from, City Holding Company&#8217;s Form 10-Q, Quarterly Report for the quarter ended June 30, 2006, filed August 9, 2006 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(k)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amended and Restated Bylaws of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, revised February 28, 2007 (attached to, and incorporated by reference from, City Holding Company&#8217;s Current Report on Form 8-K filed March 1, 2007 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3(l)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amended and Restated Bylaws of City Holding Company</font><font style="font-family:inherit;font-size:10pt;">, revised February 24, 2010 (attached to, and incorporated by reference from, City Holding Company&#8217;s Current Report on Form 8-K filed March 1, 2010 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4(b)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amendment No. 1 to the Rights Agreement</font><font style="font-family:inherit;font-size:10pt;">&#160;dated as of November 30, 2005 (attached to, and incorporated by reference from City Holding Company&#8217;s Amendment No. 1 on Form 8-A, filed December 21, 2005, with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(a)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Directors&#8217; Deferred Compensation Plan for the Directors of the Bank of Raleigh</font><font style="font-family:inherit;font-size:10pt;">, dated January 1987 (attached to and incorporated by reference from, City Holding Company&#8217;s Form 10-K Annual Report for the year ended December 31, 2004, filed March 2, 2005 with the Securities and Exchange Commission).</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><br><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><a name="s89FA1CEF16C32190F9D3AD4048DFED29"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td width="12%"></td><td width="88%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(b)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Form of Deferred Compensation Agreement for the Directors of the National Bank of Summers</font><font style="font-family:inherit;font-size:10pt;">, dated January 15, 1987&#160;&#160;(attached to and incorporated by reference from, City Holding Company&#8217;s Form 10-K Annual Report for the year ended December 31, 2004, filed March 2, 2005 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(c)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">City Holding Company&#8217;s 1993 Stock Incentive Plan</font><font style="font-family:inherit;font-size:10pt;">&#160;(attached to, and incorporated by reference from, Exhibit 4.1 to City Holding Company&#8217;s Registration Statement on Form S-8, Registration No. 333-87667, filed with the Securities and Exchange Commission on September 23, 1999).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(d)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amendment No. 1 to City Holding Company&#8217;s 1993 Stock Incentive Plan</font><font style="font-family:inherit;font-size:10pt;">&#160;(attached to, and incorporated by reference from, Exhibit 4.2 to City Holding Company&#8217;s Registration Statement on Form S-8, Registration No. 333-87667, filed with the Securities and Exchange Commission on September 23, 1999).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(e)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amendment No. 2 to City Holding Company&#8217;s 1993 Stock Incentive Plan</font><font style="font-family:inherit;font-size:10pt;">&#160;(attached to, and incorporated by reference from, City Holding Company&#8217;s Form 10-Q Quarterly Report for the quarter ended June 30, 2002, filed August 14, 2002 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(f)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">City Holding Company&#8217;s 2003 Incentive Plan</font><font style="font-family:inherit;font-size:10pt;">&#160;(attached to, and incorporated by reference from, City Holding Company&#8217;s Definitive Proxy Statement, filed March 21, 2003 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(g)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Form of Employment Agreement</font><font style="font-family:inherit;font-size:10pt;">, dated as of July 25, 2007, by and between City Holding Company and Charles R. Hageboeck, Ph.D. (attached to, and incorporated by reference from, City Holding Company&#8217;s Current Report on Form 8-K, filed July 31, 2007 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(h)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Form of Employment Agreement</font><font style="font-family:inherit;font-size:10pt;">, dated as of July 25, 2007, by and between City Holding Company and Craig G. Stilwell (attached to, and incorporated by reference from, City Holding Company&#8217;s Current Report on Form 8-K, filed July 31, 2007 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(i)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Form of Change of Control Agreement</font><font style="font-family:inherit;font-size:10pt;">, dated February 1, 2005, by and between City Holding Company and David L. Bumgarner (attached to and incorporated by reference from, City Holding Company&#8217;s Form 10-K Annual Report for the year ended December 31, 2004, filed March 2, 2005 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(j)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Form of Change in Control and Termination Agreement</font><font style="font-family:inherit;font-size:10pt;">, dated June 28, 2004, by and between City Holding Company and John A. DeRito (attached to, and incorporated by reference from, City Holding Company&#8217;s Form 10-K Annual Report for the year ended December 31, 2005, filed March 7, 2006 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(k)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amended and Restated Declaration of Trust City Holding Capital Trust III,</font><font style="font-family:inherit;font-size:10pt;">&#160;dated as of March 27, 2008 (attached and incorporated by reference from, City Holding Company&#8217;s Form 10Q, Quarterly Report for the period ended March 31, 2008 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(l)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Junior Subordinated Indenture,</font><font style="font-family:inherit;font-size:10pt;">&#160;dated as of March 27, 2008, between City Holding Company and Wells Fargo, National Association, as Trustee (attached and incorporated by reference from, City Holding Company&#8217;s Form 10Q, Quarterly Report for the period ended March 31, 2008 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(m)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">City Holding Company Guarantee Agreement,</font><font style="font-family:inherit;font-size:10pt;">&#160;dated as of March 27, 2008 (attached and incorporated by reference from, City Holding Company&#8217;s Form 10Q, Quarterly Report for the period ended March 31, 2008 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(n)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amendment to Employment Agreement</font><font style="font-family:inherit;font-size:10pt;">, dated December 19, 2011, by and among City Holding Company, City National Bank of West Virginia and Charles R. Hageboeck (attached to and incorporated by reference from City Holding Company&#8217;s Form 8-K filed on December 21, 2011, with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(o)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amendment to Employment Agreement</font><font style="font-family:inherit;font-size:10pt;">, dated December 19, 2011, by and among City Holding Company, City National Bank of West Virginia and Craig G. Stilwell (attached to and incorporated by reference from City Holding Company&#8217;s Form 8-K filed on December 21, 2011, with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(p)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Form of Change of Control Agreement</font><font style="font-family:inherit;font-size:10pt;">, dated February 6, 2006, by and between City Holding Company and Jeffrey D. Legge.</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">10(q)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">City Holding Company's 2013 Incentive Plan</font><font style="font-family:inherit;font-size:10pt;">&#160;(attached to, and incorporated by reference from, City Holding Company's Definitive Proxy Statement, filed March 22, 2013 with the Securities and Exchange Commission).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Portions of City Holding Company Annual Report to Shareholders for Year Ended December 31, 2013.</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Subsidiaries of City Holding Company</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Consent of Ernst &amp; Young LLP, Independent Registered Public Accounting Firm</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Power of Attorney (included on the signature page hereof)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">31(a)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Certification pursuant to Rule 13a-14(a) under the Securities Exchange Act of 1934, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 by Charles R. Hageboeck, Ph.D.</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">31(b)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Certification pursuant to Rule 13a-14(a) under the Securities Exchange Act of 1934, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 by David L. Bumgarner</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><br><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><a name="s89FA1CEF16C32190F9D3AD4048DFED29"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td width="12%"></td><td width="88%"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32(a)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 by Charles R. Hageboeck, Ph.D.</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32(b)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Certification pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 by David L. Bumgarner</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.INS</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">XBRL Instance Document*</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.SCH</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">XBRL Taxonomy Extension Schema*</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.CAL</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">XBRL Taxonomy Extension Calculation Linkbase*</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.DEF</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">XBRL Taxonomy Extension Definition Linkbase*</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.LAB</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">XBRL Taxonomy Extension Label Linkbase*</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101.PRE</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">XBRL Taxonomy Extension Presentation Linkbase*</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">*Pursuant to Rule 406T of Regulation S-T, these interactive data files are deemed not filed or part of a registration statement or prospectus for purposes of Section 11 or 12 of the Securities Act of 1933 or Section 18 of the Securities Exchange Act of 1934 and otherwise are not subject to liability.</font></div><br><div style="text-align:center;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>2
<FILENAME>exhibit21.htm
<DESCRIPTION>EXHIBIT 21
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
	<head>
		<!-- Document created using WebFilings 1 -->
		<!-- Copyright 2008-2014 WebFilings LLC. All Rights Reserved -->
		<title>Exhibit 21</title>
	</head>
	<body style="font-family:Times New Roman;font-size:10pt;">
<a name="s1ae6b1d81717462b94ce26b5f7447278"></a><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><br><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;text-decoration:underline;">Subsidiaries of City Holding Company</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">As of December 31, 2013, the subsidiaries, each wholly-owned, of City Holding Company included:</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td width="37%"></td><td width="28%"></td><td width="35%"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">City National Bank of West Virginia</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3601 MacCorkle Avenue S.E.</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Insured Depository</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Charleston, West Virginia</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">National Banking Association</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Institution</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">City Financial Corporation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Inactive Securities</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3601 MacCorkle Avenue, S.E.</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Brokerage and Investment</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Charleston, West Virginia</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">West Virginia Corporation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Advisory Company</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">City Mortgage Corporation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Inactive Mortgage Banking</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pittsburgh, Pennsylvania</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Pennsylvania Corporation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Company</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">City Capital Management Company</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">300 Delaware Avenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Capital Management</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Wilmington, Delaware</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Delaware Corporation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Company</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">City Holding Capital Trust</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">25 Gatewater Road</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Special-purpose Statutory</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Cross Lanes, West Virginia</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Delaware Business Trust</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Trust</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><br><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div>	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>chcologo.jpg
<TEXT>
begin 644 chcologo.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_X0!F17AI9@``24DJ``@````$`!H!!0`!
M````/@```!L!!0`!````1@```"@!`P`!`````@```#$!`@`0````3@``````
M``!@`````0```&`````!````4&%I;G0N3D54('8U+C`P`/_;`$,``0$!`0$!
M`0$!`0$!`0$!`@(!`0$!`P("`@(#`P0$`P,#`P0$!@4$!`4$`P,%!P4%!@8&
M!@8$!0<'!P8'!@8&!O_;`$,!`0$!`0$!`P("`P8$`P0&!@8&!@8&!@8&!@8&
M!@8&!@8&!@8&!@8&!@8&!@8&!@8&!@8&!@8&!@8&!@8&!@8&!O_``!$(`$\`
MW`,!(@`"$0$#$0'_Q``?```!!0$!`0$!`0```````````0(#!`4&!P@)"@O_
MQ`"U$``"`0,#`@0#!04$!````7T!`@,`!!$%$B$Q008346$'(G$4,H&1H0@C
M0K'!%5+1\"0S8G*""0H6%Q@9&B4F)R@I*C0U-C<X.3I#1$5&1TA)2E-45597
M6%E:8V1E9F=H:6IS='5V=WAY>H.$A8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJ
MLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7V-G:X>+CY.7FY^CIZO'R\_3U]O?X
M^?K_Q``?`0`#`0$!`0$!`0$!`````````0(#!`4&!P@)"@O_Q`"U$0`"`0($
M!`,$!P4$!``!`G<``0(#$00%(3$&$D%1!V%Q$R(R@0@40I&AL<$)(S-2\!5B
M<M$*%B0TX27Q%Q@9&B8G*"DJ-38W.#DZ0T1%1D=(24I35%565UA96F-D969G
M:&EJ<W1U=G=X>7J"@X2%AH>(B8J2DY25EI>8F9JBHZ2EIJ>HJ:JRL[2UMK>X
MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@`,`P$`
M`A$#$0`_`/[^*^<OVHOVL_@%^QK\+]1^+W[0WQ!TOP'X2M&,6G1SYGU#5;S:
M62TT^T3,ES.V.$0'`^9BJ@L.X^./QG\`?L[_``A^(GQP^*6L+H7@#X8>%KK5
MO$VHE0S^1"N1%$N1OFD<I'&@Y>1U4<FO\P#]OS]NWXO?\%!/C]K_`,9_B??W
M5EH-O/-:_"KX;Q7A?3_#&A[\Q6T*_=:=P%::;&Z63)X4(B_I/ASX?8CC?'2E
M-N&&IVYI+=O^6/GW?1>J/S#Q+\1L-P)@(QA%3Q-3X8O9+K*76W9=7Z,_>']I
MK_@Z:^,^N:QJ6D?LD_`KP3X"\)Q2LFG^-/C29=9UJX0$XE%A;3106Q(P=C23
MX]:^>/A/_P`%=?\`@OS\=GD\3_!71O&_Q8\.PRDRCP%^R'9:GHW!Y3[5%8EC
MZ8$^[WS63_P01_X)6>&/VVOB'XE_:!^/VAMK/[.?P7UJ&RT_PA=JRVWBWQ1L
M67[+.1]ZSM8GBDE0']XTT*'*>8*_O\T30]%\,Z1IOA_PYH^E^']!T>S2WTC1
M-$T^.TL[6W082*&&,!$11P%4``=*^_XNS?P_X&Q7]GX/+J=>K%+F<_>2;5[7
M:;<NKM9*_?1?GG!N3>(O'V$_M+&YE4H4I/W(T_=;2>]E9*/173;W\W_&W\+?
M^#DW]K'X#^,K'P#_`,%"/V/9].R=M[J/A;PQ?^#?$D48(#3?V9J3-#<XYX22
M`>]?3_[6_P#P<^?`3P!I?P\E_8_\`2?'[4?$6EW5UX]'Q!^W^%4\.,IC%O:N
MC6S&XG?,Y;RF,:!%P[E\+_0U^TE^R[\"?VN/AEK/PD_:`^'>@_$#PAJ]M(L"
MZE:@7NG3L,+=6%T/WEK<(0"LD3*>,'()!_S5_P#@IK_P3]\;_P#!.O\`:3US
MX-Z[=W?B7X>^(;-]6^#/Q`N+<)_;&@NY4+-M`5;NW?\`=3*N!N"NH"2)4<$X
M'PUX\S.U3"^QQ$4W[-3?LZBVNMFFM^5-=_>5R^.\P\3O#[*N:GB_;X>32]I*
M"]I3?9[IJ6W,T^VCM?\`MA_X*2_\%K_AK^P=\,/A!-X>\%Q?%?X\?'/X?6/B
M3PC\/3K1L]-TO1;F)2M_J5R$9Q&TA>.*.-=\ICD.4"Y/PI^P)_P<KZ?\>_C7
MX1^"/[4_P8\.?">3XE>(K72?!/Q,^'?B">ZTFWU.YD$=M;ZC:W(,D4<LCH@N
M$D959AO0*2Z_A_\`\%5/@1\8_%_P;_8)_;DM?#^M>)?@QX^_8?\`AUX:U[Q;
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M`&JT'QZA^#NA7+OMT/X&^%X-#9%;^$7S>;><#N)Q^=?C7"'AIQ!QEAG7P[C&
MDI.+E)O=)-V23?5=EYG[9QGXH\.<$8M8?$J<JSBI*,4MFVE=MI='W/\`2EHK
M\V?^"/\`XL\6>.O^":O[)'B_QSXF\0>,O%NO_#F:?7?%'BK6)=0U&]F.H7(\
MR>XE9GD;`498DX`K])J^*S+!2RW,:N&D[NG*4;]^5M7_``/NLLQT<SRVEB8J
MRJ1C*W;F2=OQ"BBBN([@HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`_D%
M_P"#HO\`;%U'1]%^%7[#7ANX>UB\7VMCXZ^)=Q;7&#<6$-Q=P:?92*/X#<VY
MN"#U,,1["OXR&8*I8]`,FOW$_P"#BKQ'>Z]_P55^,.G73LT'@OX>^"M*TU6/
M"P/I$-Z0/^VFH2G\:_#><9AF'3,3<_A7]U>&>68?*N"<+&"LYQ4WYN:3O]UE
M\C^`O%/-<1F_'N+<W=0FZ:\E!VM]]WZL_P!0_P#X)"_`BR_9X_X)R_LK^"8;
M&&SU?7_AG:>*?%;I'M>;5-='V^8R'NR+=1Q>RQ*.U?I-7C_[/5O'9_`+X'6D
M/^IM?@_X9CBP,?*NG0`<?05[!7\3YSBZN/S>O7F[RG.3?S;9_=6282E@,FH4
M(*T80C%>BBD%?F=_P5#_`.":G@7_`(*7_!;PS\.==\7M\,?'/@'Q<NK>`?B;
M;^&EU:6Q$B>7>VCVQFB\R"XCV;@)%(>&)N=F#^F->7?&_P"&\OQC^#'Q:^$D
M'B2^\'3_`!/^&NN>'X?%NF1%[G2WU"SEMQ=Q*'0L\1E#@!E)*XW#J#)\PQ65
M9I2Q%"I[.<6FI6O;HW;KI>ZZK0,YR["9ME57#5Z?M(333BW;FZI7Z:VL^CU/
M@7X/>-?V/?\`@FG^R1\*OV7/VA/VNO@??Q?"7PA+HVH7WC?7+'3KO5(3/+)@
MZ-]HFEP%E";!OR%YZXKXS\8_\'!/_!)S]GZ'4="^"\/B;Q_)+<[GT[X$?!<:
M3IUQ<=`S3W8M(VZ_?`;CIFOY3/\`@J]_P2MU;_@F-XS^$FF77QBM/C3H_P`8
M]!U.ZL-?D\(-HU_;WFGO`MS'-$;B8.K?:H61Q)D_,&`P"WY.PY\Z''7SDQCU
MR*_I7(O"CA?B#"_7ZF,G7C6;DW%*G&3N[MQLVM;]K=#^7.(?&#BKAS&?V=3P
M=/#RHI12DW4E%<JLE*]GI;76_4_LT_X+E_\`!6+]C_X[_LN_'#]C/P%K'CZ[
M^..B_$K1+?4-/U#P'-;Z9'<:7J,<EXOVUCL8*L<@!7(9@,<'-?QCU_:'_P`%
MM/\`@FC^QS\*_P!ASX@_MD^!OAA>Z#^T+XD\7>%K_7O&,/C?49H+F[U:[A6_
M=K&2=K<!Q+(<(B[6.1CI7\7E?8^$RR*/"S67\ZASOFY[7Y^6-[6^SM;KN?%>
M,3S]\6IYBX.?(N7DO;DYI<M[_:WOTV/[5O\`@G/_`,%X?V!?V7?V'/V=/@+\
M4-5^+R_$/X8>!3I_BBS\/?"V:\M1<_:II,13^8%==LJ\\5[[XS_X.DOV%-'B
MD'@OX3?M+>.+E1^Z\[PMIFE0,?\`?EU!F'_?%>._\$^?^"(/[`_[5/\`P3E^
M!OQ:\;?#SQ'9_&OXK_"F]N+[XB:=\1-4C^S:LUQ<Q07:60N/LY$9CB/E^7M;
M;@@Y-?QG?%CX8>+_`(*?%#XA?!_Q_I[Z7XV^&/C+4-"\46+*0%O+.9HI"N>J
M,4W*>A5E(X-?$9/P;X;<89_C%#VKK4YRYU*22;<G=QY=>6Z?5-:=S[S.^-O$
M_@KAS!2DZ2HU(14)1BVTE&-E+FT4K-=T];;'^HG_`,$^_P!N?X<_\%"_V==*
M_:!^'6B:KX1CD\2ZEH_BCP-K]]%<7^CZE:2#,,TD7RMYD$EM.K#&4F7N#7V+
MXAUW3/"V@:YXFUNX-IHWAS1[F_U>Z6%I#':V\;22N%4$MA$8X`)..*_@[_X-
MH/VQ/^%.?M7>*/V7O%6J_9O`_P"TWHP?PO'=3[8K?QAID;R6X7/"FYM#=1''
M+O%;KSQ7]Y.MZ-IGB/1M7\/:W:1ZAHVO:9<66KV$K$+/:SH4EC)!!`9&8<$'
MFOQ?C_A>GPEQ5/#)/V+M*'?D?2[[.\=>US]Q\.N+*G&/"5/%2:]NKQGVYUUL
MMKIJ6G>R/Q1G_P"#B?\`X)4PX\OXW^,+I2,J]M\&-<((_&U%=S\+O^"ZO_!/
MOXW^-='^&GP:\4?%WXG_`!(\1"X/A[P'X0^!FL3ZE?""%YI_)C:!0?+ABED;
M+#Y48\]*_EE_X."?V(OV//V(OBO\`O#W[+?A>]\`:Q\0?!>LZG\0/`">*+O4
M[*WM8;B&+3KJ`74LDL1E<:@A7?L/D#:`0<_N'_P3:_X)0_!?_@G[^RY9?MV?
M%_2-1U[]KGPK\#]<\:'5M4UF>"Q\'13:-<.=/MK-'6-YEM96BFEG$A,C.$VJ
M%K[/.>%/#C+^$*>94YU^:NI*E&3A=R5U[R4?A36K3V:MJT?#Y'Q;XG9CQK4R
MNI"@X4'%U914[*+L[1;E\33=DUNG?1'[&_LF?MZ_`G]M6X\:+\"K7XG:CIGP
M_OGLO%/B3Q5\-+W1M-@U.-E$FGBXG50]T@D5FB7)53DXXSQ7CS_@I5\`_AM\
M>/#G[-7BWP?^T%8?&+QMJ=S!X!\+0_`[49_[?A@EDCDO-/E12DUJ/)E?SLA0
MBEC@<U^)O_!&#_@H;^Q;^RG^Q5I_@_XS_%77=!^*GC?XH^)/$WC+3+3X1^(=
M4"2W<RQ0DW5K8212$P6L+95SC=@X((KS'XT?\%(?@-K_`/P5%\3?MS>%]0U7
MXB_"#]CG]BRXM_`FG2:%>:-<:QXLU6Y:TM[&.&\ACEB:276BK2-'Q'$[@,$Y
M_(?JK]K)6=EL?M2Q#]DG=7/[!Z^+O&W[>7P,^'7[1GP]_9:\:67Q2\/_`!5^
M+&OOI_PV6_\`A=?KI&M/&@>::UU'9Y+PQ!AODW84\&O@/XO_`!!_X*8_!C]C
M'6/VZ_%/QW^&Z^._"?A&S\9^*_V1X_@O:IX2M]#D>.2;11JQD_M+[9%;2\W/
MF[3*C*(]N&KP#1_C1X<_;*_X+%?L,_%+38QIW@7X6_\`!/>Y^)-]9:E=J4TJ
MYU^WF!$[G"@Q+>6H+\#,>>!BL844TV]5KL:2K:I+1Z']&'B;78_#'A[6_$<V
MF:YK46AZ7/=2:1X9TE[_`%&Y$2%C%;6R`M+*V,*B\L2`*^7OV;/VX?@-^U5<
M_&2S^%U[XQM+OX`Z\FE_%BV\>^![O0)-)U$B8R6TBW**?,B^RR^8!]S`SUKX
M<^#?[1/[4_[?UU\6/CI\$OC#I7[*O[&?PYUS5-(^$?BIOA99>)?$'C^YTTD7
MNLW0OCY=MI2R(R1Q0JLTFU\RQE37YQ_\$[?$7QC\%_\`!*[]L[]N#PW\5M&\
M"_$;Q;\<?B'X_P#$FNZU\,[?6[+Q)%8V02.Q>UFF3R(I[[SAO1V9`VT;N<M8
M=<KN]=/Q!UGS*VVI_2)^SM^TW\"_VL?`5S\3_P!GOXA:9\2O`MGXFO='N?$&
ME6=Q;HFHVA7SHBD\:/PLD;!MNUE=64D$&O>*_EA\;?M4_M5?LK_\$K?V1?VI
M/A!KGP2^%7BWXW>(]-M-1^`WP_\`V9=/M-$U+4]>OKZY6]M(89XVBN#90VXV
M`,)'7)(W<>^?MP_M8?\`!43]E_X:^!?VQ]>U7X'_``U^&,WQ4\/:++^QW<>$
M1K?B*^TV_D89U77PX1-0=8R6@L5$4.[`DF*$L/#2<M'UM]P*NE'5']$5%?BE
MXC_::_:C_:$_:I_;3^&'P7^,/AW]FKX0?L*_#W2W\0^(+_X:V7B+4O$?BJ_T
M^6]Q=F\)2WTZW2VE5A"%E?;N$BAL+ZA_P29^-/[7/[4?[/OAO]I[]HWXC_#;
M7O"_Q6T2?_A!_`'@?X52:'<:5/9:E=6L]Q/>/=2_:DG6WC=`J(%#=ZSE1E&%
MW_5RU54I62/U=HHHK(U/\\?_`(.4_A_>>$/^"FFK^*);>1++XK_`_P`*ZS:7
M!3Y9'MEFTV0`^H_LU/SK\`Y5WQ2+_>0C\Q7]\?\`P<J?L9_\+E_92TK]J#P?
MHKWWQ`_9NU2!_%4MK'OFE\%W#2)=X`Y(M[B>"X/I&LS'@5_!!7]O^%6=4<YX
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M``<FO`2<G9;GT3:BKO8_CI_X.Q5']K_L.OCYC8>/P3[;M(K^0"V&ZYM5'\5U
M$/\`QX5_7Y_P=>W%O>7G["E[:7%O=VEWIGCZ2UN;:82))&QT<JZL#@J0001P
M:_D+TM/,U33(_P"_J5N/SD6O[<\)M/#S"^D__3DC^$/&)7\2L7_W#_\`3<#_
M`$,_^#@>+R/^"1?C.`]8?$?@!/RU&W']*_SOJ_T4?^#AY!'_`,$H/B-&O2/Q
MGX&4?0:G!7^==7@^!GO<'5/^OT__`$F![WCZN7C6FO\`IS#_`-*F?Z=?_!%;
M_E%I^QE_V2Z7_P!.-U7\UG_!SM^QB/AU\=/A_P#MF>$-*\GPK\=;)-!^)TEK
M!B.#Q7I\'^B3N0,`W5C&%]VL7)Y:OZ4_^"*W_*+3]C+_`+)=+_Z<;JO8_P#@
MH_\`LFZ;^VO^QI\;?@%-;6\GB;7O##W_`,-;Z=1FT\46'[_3)`Q^Z&FC6)S_
M`,\II!WK\2R;B5\+>*%;$R=J;JU(S_PRF[OY.TOD?O6><+QXM\*:.&2O45&G
M*'^.,$TO^WE>/S/\M_P!X[\4_"[QWX+^)?@?4YM%\9_#[Q5I^M>%-5@;#6^H
M64ZS0/\`0/&N1W&1WK_5W_9)_:+\*_M9_LU_!O\`:+\(-#'I'Q3\#VFHW5A%
M+N^P:A@QW]FQ_O6]U'<0G/>/-?Y,E]87VE7U[I>J6<^GZIIEY+;:EI]U&4E@
MN(F*21NIY#*RLI!Z$&OW8_X)]_\`!6N__9)_X)Y?MJ_LR7FKW\7COQ!I?VG]
MEN>-'?[)J.MD66M*L@&(A;QE;^/)P9!+CEJ_=O%K@NOQ7EM"IAE>M"27K&;2
M?RB[2\ES,_GSP=XXH<'YG7I8J5J$X-_]OP3:^<E>/F^4]YT*Q_X?#_\`!?/4
MM3=3XA^`WPP\;FYG8J9+0^!O"$BQP+WQ'J%^$R/^G]CVK^G;_@M;\:]`^#__
M``3J_:'TZY\0V&F^,OBEX.;PUX#\/M=@7^J37MQ##>):P_>E\NUFGD?:#M12
M3BOP=_X(\ZS\/O\`@F#_`,$V?C#_`,%'/BYX?N=;\=?M#^+8O#OP*\%V_P"[
MU'7;2P>6*SM;=R"42XOEOI97VG$-FC@,0JG]K?@7^QY^U-^TYX<TKXW?\%!?
MVB?C!X9\3^,K=-1\._LM_L]^,)O!7AKP993#?#:7=Q:8O+V]5&42-)/M5@5^
M;&ZOPCQ*S##SSZ&#HO\`V?!Q5**[N-N9^M]&_P"Z?T-X6Y;B:7#\\=77^T8R
M3JR\E+X%Z6U7^(^C?^":FH?"3PW^P'^SKHW@WQ]X$\2:%\,?@IHL'CW6M!\1
M6]S::5J@T^.[U**[D5B()(WN'9UDVLH.6`K^0W]IC4O#W[47Q*_X*7_'SP7X
MFT+QQJ&D_M;^`[GPAX&T34XY]6\4?#[0AJ$5_>Z59@^9>V\<,%C<,T*N!$K.
M<*N:_JA\!:]I'[&7QF_:6L/BI^T9XQM_V//A[\(O!5_:W'[1&M)?QZ9XIU:Z
MU-;JVLM9FB%S>*UK8V1^SO).X>X`7J%KV;P?^W[^P[XCU36+'1?B'8:'XI\*
M^$I-=;PWXE^%6L:!KDVB`A7O=/L+NPBN+R##<M:I)@9)P`:_.Z=25*HY)7O_
M`,/V/TJ<(U(*+=K?\,?!G_!2G]L/X6?M0?L?/^S#^QAXU\,?M"_'3]L6WTK0
MO`_@OX9ZPFI7&DZ+//%+J.I:P(B?[.MH;>-XW:Z\LJTF,?*P'XR:7_PD7PA^
M*/\`P5K^&?PJ\+?%#X@?$;X4?L8Z%\'?!&I>!?`]Q=V]AI&CZ/;PZ]J=Y=\)
M:Q,+!G5-QFE>X7RHVPQ7^G;P]^WQ_P`$XO#OPX\=_'/PO\:_@MX<\!Z!XL71
M?&WB[2-'.GRS:ZT8E%AY*VZSW5WL;>88TDD`R2!@UT>A_P#!0K]@V?X$7?[4
MND_M`?##3O@QK'BF33K[QQ,LEC-=Z[&B![-K-XENI;T1F(^2(FE,95@"F#13
MJ3IQLH.WZZ?Y!.$9N[DC\9/@[^WS\.H?^"1EE\%?V+/`'C+XH?$#X8?L;ZG!
M\8]1?P[<:/X:\`RQ:5.VM7NI:K-&(IKIIC=RV]K:F66X9D+>6F]U^9;_`.,6
MF^$/^#;N_P#A_P"$/!GQ"T>WN]*\.^';KQWXD\*OIVFZWK.N^('N]3CTW>?-
MN88$'D-<",0NT@6)Y"K[?Z'_``A_P4`_X)_:Q\!KSXR>#OC%\//^%#GQ)=:/
MX@U;3/"EU#9V>HF!IKB'4+(6HDMLPAG9IXT1E.=Q!&:OQ)_X*1_\$[?AK\+_
M`(8^.?B#^T'\*['X<?$[3TO?A;"-/FOVU&QM;@Q)=VVG0V[S+;QS0E5F,2QJ
MR?*V0*:J/FT@][_UH#A%K62VL?C/^T=J6B?&2?\`X(/?LO\`A?PCX]\.^$$^
M+&F7]SI'C[PA+HUY?:+X4LK&)-1^Q2_O8K:X3[:\1G6.1E&XHH89]I_X+O\`
MQ<\"^%_BO_P39^'?QDU:[\/_``&D_:#N?&_Q>U5--FNHWL?#XMO+A$42LTC,
M+RX7:H)'F*>G-?N3JWQZ^`.F_!^T_:6UGXE_#VT^"Z>%XM8L/BY?:Q"NE_V;
M.H,<L5R?[^X*$7YV8A`I8[:_/']H[]I+_@F_^W)\%?%O[.7COXU3:5/\6++^
MR=!L7\":II'C*WD=&O8=0TRPO;!;E[<#3C*9TB:W=8]CM\P4S3J-SB^5V5_Q
M'*"4&KZNWX'XK?M"?$3X@_&_]IKXQ_M5>#_^">G[</Q"_8J^/OPA\*V'BRX^
M$FKZQ\.-2\6V%E;,]U<ZS80HYU*)A,UN,;%:W@0K+B1\_P!)'_!/+]HKX`?M
M,?LL^`_&G[-/@W4OAM\+O"IF\,:?\--7T:.PN?#T^F!8WL7BC=T^53&P8,=R
MN&;YBP'YQ?#+]K;XCZ/\+O'>@^'/^"F_[$OB3P!^SSHVG:?X\^,7Q*_9QUG2
MO$_A^WF5X;!;^Q_M6"TEOW%M(JQ!%:1T/[HYQ7M'[$G[2'_!-[]F7]C/Q-XY
M^'W[6/A_QK\,-#^*]Y=?&OXQ^*[6:RU+4/'6O7/F32W.F"W26%YW(\J&*'8L
M,6066.1Q59.5.UMMMQ4FHSNWOZ'[(T5XC\9?VC_@G^S[X'LOB5\7_'MAX.\!
M:@?]'\62Z=<WMD$\EIO->2VBD\N+RD9_-?"`#[W(SUGPG^*'A'XU_#;P5\6O
M`-SJ%[X(^(?A^WU7PEJ&J:/-837.G3KN@G-O,JR(LB%77>H)5E..:XK.USJY
MHMV.K\0:!HGBO0=;\+^)=+L=<\.^)-)N;#7]%U.W$UM>65Q&T<\$L9X9'1V4
MJ>""17^;_P#\%??^"3WCW_@GK\6=5\7>"=%UKQ'^R3X[UIY/AOXY2-KD:!+*
M2PT359`/W<L9RL,KX6>,*0?,611_I+USGB_P?X4^('AC6_!7CKPUH7C#PAXE
MT][3Q#X8\3:5'>V%[;/]Z*>"12CJ?1@>E?<<"<<X_@C,G4@N>C.RG"]KVV:[
M271^J?E\'Q_P%EW'>5JE4?)6A=PG:]F]TUUB^J^:/\J3]BK]LSXQ_L(?'OPU
M\?/@Q?P?VMI<;6?BOPGJKM_9GB+1964W&G7JKSL?8K*X^:*1$=>5P?\`0*_8
M^_X+;?L#_M:>%M'N9OC#X6^!/Q+N(%77OA/\:_$,&BW=K<X&Y;:]F*6]Y$23
MM>)]Q`^9(S\H^!OVK?\`@V)_97^*NI:IXJ_9G^(WBO\`9IUN_D>7_A#;BQ_X
M23PJ)6.=L,$LJ7-LO)X6=T7^%`.*_)OQ-_P:R_MQ65ZT'ASXT_LP^*-,+XCO
M-1U;6--EV^K0_P!GR@?0.:_8>(LR\*?$:G&O6Q+P^(2M=JSMVEHXRMTM*_G;
M0_%N&\J\7?#.K*A0PRQ.&D[V3NK]XZJ46^MU9]C^R3X@_MU_L7?"O0+GQ-X^
M_:J^`'AW1[6(NTLWQ6TZ::08Z1013-+*W^S&K$^E?R'?\%6?^"M7C/\`X*;>
M*_#?[`O_``3_`/#?C/Q-\-?'/B>VM==U6UTR2TU+Q_?)(&AMHK=\-;Z3"RB:
M1Y]A?RP\@CCC._>^%O\`P:C_`!UO-4L)/C%^U#\(/"&B%U;4XOAAX.OM:OMN
M>5C>Z%K&#_M$,!UP>E?T._LZ?\$<_P!D_P#9/^`GQ?\`A3\%-,U&U^)?QF^%
M&M>%_%'[1'C4+JGB;9J-E);LT17RT@@1I/,^SVXB5BHWLS`./C\$_#7@G%1Q
M-'$/&8F+]SW7&G!_S2[\NZ2;]$[-?:8Z'BAQUA986MAU@\-)>_[UZDU_(M?=
MYMFVEIU:NG_)7_P67_9WN/V1_P!GG_@FG^S=KGQ;F^+?C?X>_#[QQ-XWU"7Q
M6=3BTZ_O+K3Y&L;)6<M!8P'=#"A"@K$6P"S*/P8T9UCUG1Y'8*B:M;%V8X``
MD7)K^OG_`(A-[[@G]NI)'*C?)+^S\68D>_\`;%0O_P`&G&KX_=_MS63'/1_V
M?6`Q_P"#>OUK(O$C@/*<JCAZN/\`:3O)N7LJD;N<G)Z*+2U>US\<X@\,/$'.
M,XEB:67^SA:"4?:TY64(Q@O><DW\-]C]AO\`@NKX)U#XM?\`!)[X]2>"7A\1
M-X3LO#GB67^Q;A;E)=.T_4;:6\E1D)#+';^=*2#C;&37^;F/7.:_T5_^"6G_
M``1@N_\`@G7XO^,FM>+/V@8OC]X5^+GPXB\.W/@2]\`2:9IT,/G^9.TL$E[/
M',)(_P!V5*#Y2PR0Q%?F_P#MD?\`!KK:>*/&FM>-?V)_C'X<\`:!KE[+<?\`
M"G/C!:W4NGZ8[G)BT_5+=))1`"2%BFA=D&!YC#I\AX<\;<)<(2K99/%<]%RY
MX5>244VXQ3BT[M6MHWH]=M+_`&GB7P'QCQG&AFL,+R5U'DG2YXR:2DW&2:LG
M>^J6JTWUM]Z?\$>?V_/V-_!'_!+KX%67Q"_:+^%'P\UCX(^%+[2?B3X=\;>,
M[;3]3L+J*^N)%*V<CB6998I(GC,2/O#[1E@RC]HO@!\?_A+^U#\)?"/QP^!_
MBZT\;?#;QO:RRZ%KMK!)"Q:*1HIHIH9%62*6.2-T:-U#*1R.E?Q_?`7_`(-4
M_BQJ'B6POOVG_P!I#X?>'O"5M.&OM$^"&DW6J:K=1@\QI>WT,,=OD9^?RIL?
MW:_KA_9?_9;^"?['7P?T#X&_`'PC'X/\`Z!+)/\`9WO9+J[O;Z4+]HO;NX<E
MI;B4HI9S@<`*%4*H_-./\/P3#%U*V7XJ5:M5FY-6]R*E=M7=FW=Z-75M]=3]
M2\/,3QU/!TJ.8X6-&C2IJ"U]^4HV2=KM)63NG9WU6A_GU?\`!>;]E^+]F;_@
MHQ\59M%TT:?X(^/-K!X]\)I%"$B6747==4C3'`VZA!>-M'194K\NO@?\(?%G
M[0'QD^%_P0\#6[7'BWXK^.M-T'0@$++%+=S+&9GQT2)6>1CV5&/:O['/^#JS
MX-Z;J?P0_9B^/\,4$6M^#/BAJ'A.^G`Q)/9:M9/=1J3W$<NDN1Z>:WK7PK_P
M;"?LE?\`"Q_VD?B1^UGXETP3^&?V?O#IT?P+/<1`H_BG5XF661,]6M[`3@]P
M;R,U^_</\:K#>%,<RJ.\Z4'#7K.+Y(_?[K?J?SKQ%P*\5XORRRDK4ZLU/3I"
M2YY_=[R7HC]-/^"B'PF\(?#/]KC_`((9?LH+8QV?[.G@#QO!8Z587D06TO+_
M`$Z738;9;@?=>1S'"#GDFY?^\:_IXKXV_;:_8A^$W[='PMT_X>_$FZ\0>%]?
M\)>((M:^%WQ1\%7:VVN^&-<B'[J[LY2"".`'C8;7`'1E1U\(T?X(_P#!5;1M
M$MO`W_#;G[.&LZ58P+;V_P`6M>_95NIO%\D"C:LL]LFL+8O/@`EO+"LW)7G%
M?R%7K2Q7O3E[VM[]6W>_^9_9]&C'"QY(1M%622Z)*R1\7_M%^+="_:L_X+:_
MLB_LV:EK6D^+O@[^S1\-]<\>:WX2M+^.[L9O'5LT\40O(U)4SV;)9$1O\T9,
M@(&\UJ?\%</$<'A_]N'_`()"7OAHI!\0M$^/FOZGJ%_8C%W'X2@BLVU=9&7Y
MO(:V%SN!^4A7]Z]IMO\`@E#K?PZ\5?`_X^_!/]H_5K7]KGX1W7BJ3QC\7_BO
MX$AU?3OB%%XBO;B\U.WUK3K:6W,2^=>3F%[>16B&T?/M4KVT_P#P3C\:_$KQ
MS\7/V@OVB/CMIOCS]I?QK\"==\`_!_7/"OP\;3/"7PSTK5+6>">72=+DNY)K
MBZ?[5(SSSW`9@S(`BFJYZ2::>B5@Y*CBTUJW?\CXL_X(._`+X9^*/@3X_P#V
MX_B%X4LM?^*?Q:^.OCG5/#_B?Q0WVV/1M)>Z`G?3XI,QVTLTL4_FSQ@22*D:
M,VQ`M<]_P0;_`&=O@]XZ\%?'/]MGQ1X'T74O%OBS]I_QL?A3<ZQ#YNG^&M%\
MR)I9=+M'_<VLTKL\<D\:B0QV\:;@BE3^NO[-O['(_9K_`&&?#_[&_A?Q]]NO
MO#WPQUS0[?XFGPT("VH:DUS(^H&R$QQMEO"_E^;SM`W#.:H?L@?L3V?[)?[$
M^C?L@Z5X^G\3W>G^&O$5I?\`Q,C\/C3YKF]U6:YD:[%KYLFUH_M**!YASY0Y
M&>)J5E)3L]VONU'"C;ETV7XG\X?@#Q_;Z-_P32_X+=_M=Z!%!X=\-?M._M&Z
MYHGPZTW3XA!`UC<7B6FZ*-<##1ZU,#@#/EL.U?J=\.OV3OV<?V2/^"0OC[Q-
MXM\$Z%J'BCQ'^Q)/??%GQMXU@74-4O+RXT)GAL$N9@6AMH9YTBM[>+;'&0I5
M=Y9V_,']N7]A+7/V*/V"_P!FG]BZX_:&\9_%?Q7^T=^UEX<\.:5I7V.'2?#F
MGV\UU-=W3V.EIEIK@W<UJS7%S)+(5`1?+3Y3^WOC#]@W]H3]HG1/"'P>_:[_
M`&F?!WCK]F7P9J>G7&L?"_X.?!N3PC>^.ET]E>R@\0WCZA<!+57CB>2VLDA2
M4H,E0`!M5G!I.^C=_DK&-.,[[:I>6[/Q/_X)2>%O$W[2/CS]BW]D[XJ1SWOP
M8_8:^`LGQ9\5>`-8!>UU?QGXDU.6Z\-"\@;B2.SL-1M[F)'!59&<X((K]#_B
M1/9_&?\`X.$/@#X>M6MM2L/V5OV1=9UC64AD63[+J>I-<1*),?=;9J%BV#R/
ME/<5[5\4_P#@EM\2[K]LCQE^U/\`LP_M>^)?V5[+XR?#_3/#OQI\*>$?AM8Z
MI<SV-A!#!`=(FN"8K-S%:VX5S"YA969,AR@P_!'_``1K\,_#+]K#7?V@OAM^
MT#\3_`_@W6?AMI>EZWX'T?4IVUOQ/K5M.+F?4/$/B!YS<W:7%Y!:W,T<?E&9
MD\MG$/[LS*K2E)RONMO7<N-.K%)6Z_EL?,/_``27^!WPP_:<_:5_X*$?ML?$
MGPC8^.K]OVS-;TWX0CQ+F\TS3A8AO]-BLWS"UVD%U;QI<,IDB3<(RF]\_*OP
M3_8J^'W_``4.MO\`@LW\=H/#UQ<V?BCXO^)=&_9FTZSN&BTE/$.E6<S1ZJ+-
M,1R7;&6VC28@F-+RZ`YE8U_0%_P3_P#V(H?V&?V;+SX")\1KCXC:MK/C77]=
MU[X@+X;&DRW%[J;C+"W\Z7:8T2)02YSMSQTK\L_A;I/@?_@A!8?!7P/\;_CA
M\6/C-X;^.7BCQTUA;>&O"<]OHFE7*6\5RL-GHMFDTNHZO?W(T^WCDNIL1IYP
MC$2[]S55RG+E>NEO1?\`#`Z=H1YEIU]64/V=_P!J74?VT_\`@G]^Q!^QMH,L
MNN?$[]H729?!?[344=T4GT/X7^%IDM/%EW=.I)BDO[`6MA$6'SRZF<9*&OZ/
MM)TK3="TO3=#T:QM=+T?1M/AM-)TRQA$<%O;0H$BBC0<*BJJJ`.``*_)_P#X
M)2_L-:3^S3X9^+WQ[\1?#N;X;_%O]JWX@ZEXDN?`&JW*W-YX+\*W-W+<:3X>
M>4#`FB2<R3A<#SG"'/DJ:_7"N:O*#G:.QM04N2[W"BBBL#8****`"BBB@`HH
MHH`****`/R;_`."UG[6OQ8_8R_8)\>_%3X)7"Z3\2-<\5:-X:T+Q:UBES_8:
MZC(PFODC<%#(L<3I&7!59)48@XP?X9/V?/\`@KK_`,%`O@3\8=`^*'_#3OQ@
M^)=FGB&"?QCX"^*7CFYUW1=;LS(/M%O+;7+NL)="ZK+"$>,D%2,8K_22_:-_
M9[^%W[57P5\?_`+XRZ&^O_#SXC:,;36[6WN/)N8'5UD@N;:7!\NXAFCCEC?!
MPZ+D$9!_D-\<_P#!J3\7(_&=S%\,_P!K?X=W?PZFO";.[\>^`;R'6[>W)X62
M*WD:&=U'&X-$&QG:N<#]X\+N(>`,%D5;"9K&*J2DW>4>;FBTE:Z3:L[Z:;W6
MM[?S_P"*W#?B)F&?T,9E,Y.G&*5HSY>62;ULVD[Z:Z[6>ECF/^"_O[>7A;]M
M_P`>_L^?L0?LGS-\7[O1?&4&I>)I?!,RZA#J/C&^A^RZ=I%G)&2DTEO'<W/F
MNA**\P7(,<F/Z?\`_@E_^Q1:_L#?L<_#;X#W5Q9:EX[/GZY\6=<T]1Y5WXEO
MRKW0C;^*.!%AMD8_>2W5L`G`^9_^":G_``1,_9O_`.">-^OQ)?5+WXX?M"26
M+V\7Q5\5:-'9V^CP2)MFBT?3U9UM=X)5IF>29E)4.J,R']GZ^0XOXGRJ>3T<
MFRMMX2DW)S:LZDW?6VZ2N[)Z^6B/LN#>%,UAG5?.\V26,K)14(N\:<%;2^SD
M[*[7WZL****_-C]."BBB@`HHHH`P]7\,^&]?N-)N]>\/:'K=WH-Z+G0KK5])
MBN9+*Y!!$L#.I,;@JOS+@\#FMRBB@`HHHH`*HWFEZ9J,EC-J&G6-]+IEV+C3
=9;RT25K><`@21%@=C@,PW#!P35ZB@`HHHH`__]D_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
