<SEC-DOCUMENT>0000726854-14-000001.txt : 20140109
<SEC-HEADER>0000726854-14-000001.hdr.sgml : 20140109
<ACCEPTANCE-DATETIME>20140109100132
ACCESSION NUMBER:		0000726854-14-000001
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20131231
FILED AS OF DATE:		20140109
DATE AS OF CHANGE:		20140109
EFFECTIVENESS DATE:		20140109

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITY HOLDING CO
		CENTRAL INDEX KEY:			0000726854
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				550619957
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-15676
		FILM NUMBER:		14517795

	BUSINESS ADDRESS:	
		STREET 1:		25 GATEWATER ROAD
		STREET 2:		P O BOX 7520
		CITY:			CHARLESTON
		STATE:			WV
		ZIP:			25313
		BUSINESS PHONE:		3047691100

	MAIL ADDRESS:	
		STREET 1:		25 GATEWATER ROAD
		STREET 2:		P O BOX 7520
		CITY:			CHARLESTON
		STATE:			WV
		ZIP:			25313
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
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  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000726854</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>12-31-2013</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>12-31-2013</reportCalendarOrQuarter>
      <filingManager>
        <name>CITY HOLDING CO</name>
        <address>
          <com:street1>25 GATEWATER ROAD</com:street1>
          <com:street2>P O BOX 7520</com:street2>
          <com:city>CHARLESTON</com:city>
          <com:stateOrCountry>WV</com:stateOrCountry>
          <com:zipCode>25313</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-15676</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>John Chandler</name>
      <title>VP &amp; Trust Officer</title>
      <phone>304-255-7255</phone>
      <signature>John Chandler</signature>
      <city>Beckley</city>
      <stateOrCountry>WV</stateOrCountry>
      <signatureDate>01-09-2014</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>444</tableEntryTotal>
      <tableValueTotal>158965</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
    </summaryPage>
  </formData>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>SGSE123A.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
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<infoTable><nameOfIssuer>ACCENTURE PLC IRELAND       SHS CLASS A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>G1151C101</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>140</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>140</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BUNGE LIMITED               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>G16962105</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENSCO PLC                   SHS CLASS A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>G3157S106</cusip><value>22</value><shrsOrPrnAmt><sshPrnamt>390</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>390</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INGERSOLL-RAND PLC          SHS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>G47791101</cusip><value>628</value><shrsOrPrnAmt><sshPrnamt>10200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INVESCO LTD                 SHS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>G491BT108</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>665</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>665</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LAZARD LTD                  SHS A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>G54050102</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>375</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>375</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOBLE CORP PLC              SHS USD</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>G65431101</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WILLIS GROUP HOLDINGS PUBLICSHS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>G96666105</cusip><value>36</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ACE LTD                     SHS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>H0023R105</cusip><value>25</value><shrsOrPrnAmt><sshPrnamt>237</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>237</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TRANSOCEAN LTD              REG SHS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>H8817H100</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>80</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>80</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TYCO INTERNATIONAL LTD      SHS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>H89128104</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>155</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>155</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AFLAC INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>001055102</cusip><value>440</value><shrsOrPrnAmt><sshPrnamt>6594</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6444</Sole><Shared>0</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AT&amp;T INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>00206R102</cusip><value>2526</value><shrsOrPrnAmt><sshPrnamt>71866</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>70966</Sole><Shared>600</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AT&amp;T INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>00206R102</cusip><value>53</value><shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1100</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ABBOTT LABS                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>002824100</cusip><value>1268</value><shrsOrPrnAmt><sshPrnamt>33096</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>32746</Sole><Shared>200</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ABBOTT LABS                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>002824100</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ABBVIE INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>00287Y109</cusip><value>1478</value><shrsOrPrnAmt><sshPrnamt>27981</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27731</Sole><Shared>200</Shared><None>50</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ABBVIE INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>00287Y109</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ADOBE SYS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>00724F101</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AETNA INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>00817Y108</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>230</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>230</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AGILENT TECHNOLOGIES INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>00846U101</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>53</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>53</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS    INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>009158106</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>112</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>112</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ALCOA INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>013817101</cusip><value>43</value><shrsOrPrnAmt><sshPrnamt>4000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ALLEGHANY CORP DEL          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>017175100</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>25</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ALLIANT ENERGY CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>018802108</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ALLSTATE CORP               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>020002101</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>02209S103</cusip><value>1215</value><shrsOrPrnAmt><sshPrnamt>31664</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>31514</Sole><Shared>0</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>02209S103</cusip><value>46</value><shrsOrPrnAmt><sshPrnamt>1200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMAZON COM INC              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>023135106</cusip><value>106</value><shrsOrPrnAmt><sshPrnamt>265</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>265</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERICA MOVIL SAB DE CV     SPON ADR L SHS</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>02364W105</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>418</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>418</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERICAN ELEC PWR INC       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>025537101</cusip><value>257</value><shrsOrPrnAmt><sshPrnamt>5497</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4497</Sole><Shared>1000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERICAN EXPRESS CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>025816109</cusip><value>89</value><shrsOrPrnAmt><sshPrnamt>977</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>977</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERICAN STS WTR CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>029899101</cusip><value>34</value><shrsOrPrnAmt><sshPrnamt>1200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERICAN WTR WKS CO INC NEW COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>030420103</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>170</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>170</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMERIPRISE FINL INC COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>03076C106</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>41</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>41</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMGEN INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>031162100</cusip><value>1087</value><shrsOrPrnAmt><sshPrnamt>9528</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9428</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AMGEN INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>031162100</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ANADARKO PETE CORP          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>032511107</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>25</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ANALOG DEVICES INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>032654105</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>235</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>235</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ANHEUSER BUSCH INBEV SA/NV  SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>03524A108</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>130</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>130</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ANNALY MTG MGMT INC         COM</nameOfIssuer><titleOfClass>REIT</titleOfClass><cusip>035710409</cusip><value>388</value><shrsOrPrnAmt><sshPrnamt>38885</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>38185</Sole><Shared>0</Shared><None>700</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ANNALY MTG MGMT INC         COM</nameOfIssuer><titleOfClass>REIT</titleOfClass><cusip>035710409</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APACHE CORPORATION COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>037411105</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLE INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>037833100</cusip><value>1864</value><shrsOrPrnAmt><sshPrnamt>3323</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3318</Sole><Shared>5</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>APPLIED MATLS INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>038222105</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>725</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>725</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AQUA AMERICA INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>03836W103</cusip><value>91</value><shrsOrPrnAmt><sshPrnamt>3862</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3862</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ARCH COAL INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>039380100</cusip><value>52</value><shrsOrPrnAmt><sshPrnamt>11669</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11669</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ARCHER DANIELS MIDLAND</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>039483102</cusip><value>50</value><shrsOrPrnAmt><sshPrnamt>1150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ARM HLDGS PLC               SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>042068106</cusip><value>30</value><shrsOrPrnAmt><sshPrnamt>550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ASHLAND INC NEW             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>044209104</cusip><value>374</value><shrsOrPrnAmt><sshPrnamt>3859</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3859</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AUTOMATIC DATA PROCESSING INCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>053015103</cusip><value>2097</value><shrsOrPrnAmt><sshPrnamt>25958</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25858</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AUTOMATIC DATA PROCESSING INCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>053015103</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>AUTOZONE INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>053332102</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>25</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BB&amp;T CORP                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>054937107</cusip><value>1790</value><shrsOrPrnAmt><sshPrnamt>47987</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>47787</Sole><Shared>0</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BB&amp;T CORP                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>054937107</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BP PLC                      SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>055622104</cusip><value>895</value><shrsOrPrnAmt><sshPrnamt>18403</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18113</Sole><Shared>165</Shared><None>125</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BAIDU INC                   SPON ADR REP A</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>056752108</cusip><value>34</value><shrsOrPrnAmt><sshPrnamt>190</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>190</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BAKER HUGHES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>057224107</cusip><value>797</value><shrsOrPrnAmt><sshPrnamt>14425</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14325</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTASPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>05946K101</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>1560</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1560</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANK OF AMERICA CORPORATION COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>060505104</cusip><value>354</value><shrsOrPrnAmt><sshPrnamt>22706</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22706</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANK OF NEW YORK MELLON CORPCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>064058100</cusip><value>681</value><shrsOrPrnAmt><sshPrnamt>19503</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19503</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BANK NOVA SCOTIA HALIFAX    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>064149107</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BARCLAY&apos;S BANK PFD NON COM  ADR PERPETUAL 6.625%</nameOfIssuer><titleOfClass>PREFERRED STOCK</titleOfClass><cusip>06739F390</cusip><value>31</value><shrsOrPrnAmt><sshPrnamt>1300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BARCLAYS BANK PLC PFD NON-  CUM  7.10%*</nameOfIssuer><titleOfClass>PREFERRED STOCK</titleOfClass><cusip>06739H776</cusip><value>211</value><shrsOrPrnAmt><sshPrnamt>8400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BARRICK GOLD CORP           COM</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>067901108</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>185</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>185</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BAXTER INTL INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>071813109</cusip><value>918</value><shrsOrPrnAmt><sshPrnamt>13195</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13120</Sole><Shared>75</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BEAM INC                    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>073730103</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BECTON DICKINSON &amp; CO       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>075887109</cusip><value>1262</value><shrsOrPrnAmt><sshPrnamt>11424</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11374</Sole><Shared>0</Shared><None>50</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BED BATH &amp; BEYOND</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>075896100</cusip><value>21</value><shrsOrPrnAmt><sshPrnamt>257</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>257</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL  CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>084670108</cusip><value>356</value><shrsOrPrnAmt><sshPrnamt>2</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL  CL B NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>084670702</cusip><value>210</value><shrsOrPrnAmt><sshPrnamt>1771</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1771</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BEST BUY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>086516101</cusip><value>40</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BHP BILLITON LTD            SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>088606108</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BIOGEN IDEC INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>09062X103</cusip><value>77</value><shrsOrPrnAmt><sshPrnamt>275</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>275</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BLACK ROCK INCOME TR INC</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>09247F100</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>2700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2700</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BLACKROCK INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>09247X101</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>55</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>55</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BLACKROCK LTD DURATION INC TCOM SHS</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>09249W101</cusip><value>51</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BLACKROCK ENHANCED EQT DIV TCOM</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>09251A104</cusip><value>79</value><shrsOrPrnAmt><sshPrnamt>10000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BLACKROCK MUNIYIELD INVST FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>09254R104</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>1280</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1280</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BLACKROCK MUN TARGET        TERM TR</nameOfIssuer><titleOfClass>MUTUAL FUNDS-NON TAX</titleOfClass><cusip>09257P105</cusip><value>274</value><shrsOrPrnAmt><sshPrnamt>16000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BOB EVANS FARMS INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>096761101</cusip><value>59</value><shrsOrPrnAmt><sshPrnamt>1169</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1169</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BOEING CO                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>097023105</cusip><value>218</value><shrsOrPrnAmt><sshPrnamt>1600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BOEING CO                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>097023105</cusip><value>27</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BREITBURN ENERGY PARTNERS LPCOM UT LTD PTN</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>106776107</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BRISTOL MYERS SQUIBB CO     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>110122108</cusip><value>1000</value><shrsOrPrnAmt><sshPrnamt>18817</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18817</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BRISTOL MYERS SQUIBB CO     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>110122108</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BROOKFIELD ASSET MANGEMENT</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>112585104</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>189</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>189</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>BUCKEYE PARTNERS L P        UNIT LTD PARTN</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>118230101</cusip><value>100</value><shrsOrPrnAmt><sshPrnamt>1415</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1415</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CME GROUP INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>12572Q105</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>125</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>125</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CSX CORP                    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>126408103</cusip><value>1268</value><shrsOrPrnAmt><sshPrnamt>44078</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>43728</Sole><Shared>0</Shared><None>350</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CVS CAREMARK CORPORATION    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>126650100</cusip><value>464</value><shrsOrPrnAmt><sshPrnamt>6482</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6482</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CYS INVTS INC               COM</nameOfIssuer><titleOfClass>REIT</titleOfClass><cusip>12673A108</cusip><value>119</value><shrsOrPrnAmt><sshPrnamt>16100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CYS INVTS INC               COM</nameOfIssuer><titleOfClass>REIT</titleOfClass><cusip>12673A108</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>475</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>475</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CALAMOS STRATEGIC TOTL RETN</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>128125101</cusip><value>23</value><shrsOrPrnAmt><sshPrnamt>2100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CALIFORNIA WTR SVC GROUP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>130788102</cusip><value>23</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CALLON PETE CO DEL          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>13123X102</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CALPINE CORP                COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>131347304</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>1250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAMPBELL SOUP CO</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>134429109</cusip><value>1236</value><shrsOrPrnAmt><sshPrnamt>28575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>28150</Sole><Shared>275</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CANADIAN NATL RY CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>136375102</cusip><value>98</value><shrsOrPrnAmt><sshPrnamt>1720</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1720</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CANADIAN NAT RES LTD        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>136385101</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>438</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>438</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CAPITAL ONE FINL CORP       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>14040H105</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CARDINAL HEALTH INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>14149Y108</cusip><value>65</value><shrsOrPrnAmt><sshPrnamt>970</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>970</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CARMAX INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>143130102</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>98</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>98</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CATERPILLAR INC DEL         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>149123101</cusip><value>1431</value><shrsOrPrnAmt><sshPrnamt>15756</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15696</Sole><Shared>0</Shared><None>60</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CELGENE CORP                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>151020104</cusip><value>60</value><shrsOrPrnAmt><sshPrnamt>355</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>355</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CENTURYLINK INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>156700106</cusip><value>1423</value><shrsOrPrnAmt><sshPrnamt>44707</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>44307</Sole><Shared>200</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CENTURYLINK INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>156700106</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHEMTURA CORP               COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>163893209</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>11</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHESAPEAKE ENERGY CORP      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>165167107</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>166764100</cusip><value>1915</value><shrsOrPrnAmt><sshPrnamt>15333</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15283</Sole><Shared>50</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CISCO SYS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>17275R102</cusip><value>1507</value><shrsOrPrnAmt><sshPrnamt>67189</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>66589</Sole><Shared>300</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CISCO SYS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>17275R102</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CITIGROUP INC               COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>172967424</cusip><value>82</value><shrsOrPrnAmt><sshPrnamt>1575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1575</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CITY HLDG CO                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>177835105</cusip><value>17999</value><shrsOrPrnAmt><sshPrnamt>388573</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>382345</Sole><Shared>6121</Shared><None>107</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CLOUD PEAK ENERGY INC       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>18911Q102</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COACH INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>189754104</cusip><value>604</value><shrsOrPrnAmt><sshPrnamt>10760</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10560</Sole><Shared>0</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COCA COLA CO                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>191216100</cusip><value>2953</value><shrsOrPrnAmt><sshPrnamt>71495</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>70695</Sole><Shared>450</Shared><None>350</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COHEN &amp; STEERS REIT &amp; PFD   INCOME FUND INC.</nameOfIssuer><titleOfClass>REIT</titleOfClass><cusip>19247X100</cusip><value>22</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COLGATE PALMOLIVE CO        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>194162103</cusip><value>1412</value><shrsOrPrnAmt><sshPrnamt>21650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21550</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COMCAST CORPORTATION (NEW)</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20030N101</cusip><value>71</value><shrsOrPrnAmt><sshPrnamt>1369</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1369</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONAGRA FOODS INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>205887102</cusip><value>293</value><shrsOrPrnAmt><sshPrnamt>8700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8300</Sole><Shared>100</Shared><None>300</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONOCOPHILLIPS              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20825C104</cusip><value>2100</value><shrsOrPrnAmt><sshPrnamt>29730</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29330</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONOCOPHILLIPS              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20825C104</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONSOL ENERGY INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>20854P109</cusip><value>714</value><shrsOrPrnAmt><sshPrnamt>18767</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18767</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONSOLIDATED EDISON INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>209115104</cusip><value>744</value><shrsOrPrnAmt><sshPrnamt>13457</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13307</Sole><Shared>50</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CONSOLIDATED EDISON INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>209115104</cusip><value>33</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CORNING INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>219350105</cusip><value>184</value><shrsOrPrnAmt><sshPrnamt>10338</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10338</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>COSTCO WHSL CORP NEW        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>22160K105</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>298</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>298</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CUMMINS INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>231021106</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>D R HORTON INC              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>23331A109</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>560</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>560</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DTE ENERGY CO               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>233331107</cusip><value>710</value><shrsOrPrnAmt><sshPrnamt>10699</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10699</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DANAHER CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>235851102</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DEERE &amp; CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>244199105</cusip><value>1466</value><shrsOrPrnAmt><sshPrnamt>16050</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15950</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DEVON ENERGY CORP NEW       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>25179M103</cusip><value>52</value><shrsOrPrnAmt><sshPrnamt>840</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>840</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DIAGEO P L C                SPON ADR NEW</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>25243Q205</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>89</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>89</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DISNEY WALT CO              COM DISNEY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>254687106</cusip><value>571</value><shrsOrPrnAmt><sshPrnamt>7479</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7479</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DISNEY WALT CO              COM DISNEY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>254687106</cusip><value>23</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOLLAR GEN CORP NEW         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>256677105</cusip><value>369</value><shrsOrPrnAmt><sshPrnamt>6125</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6125</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOMINION RES INC VA NEW     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>25746U109</cusip><value>734</value><shrsOrPrnAmt><sshPrnamt>11349</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9649</Sole><Shared>1700</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DOW CHEM CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>260543103</cusip><value>147</value><shrsOrPrnAmt><sshPrnamt>3305</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3305</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>263534109</cusip><value>1966</value><shrsOrPrnAmt><sshPrnamt>30255</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29655</Sole><Shared>600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>263534109</cusip><value>26</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>DUKE ENERGY CORP NEW        COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>26441C204</cusip><value>1119</value><shrsOrPrnAmt><sshPrnamt>16220</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14846</Sole><Shared>1374</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EOG RES INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>26875P101</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>110</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>110</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EATON VANCE LTD DUR INCOME FCOM</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>27828H105</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>707</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>707</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EATON VANCE TAX MGD DIV     EQUITY INCOME FUND</nameOfIssuer><titleOfClass>CLOSED-END EQUITY FUNDS</titleOfClass><cusip>27828N102</cusip><value>39</value><shrsOrPrnAmt><sshPrnamt>3583</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3583</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EATON VANCE TAX ADVANTAGED  GLOBAL DIVID INCOME</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTL FIXED INCOME</titleOfClass><cusip>27828S101</cusip><value>35</value><shrsOrPrnAmt><sshPrnamt>2065</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2065</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EATON VANCE TX MGD GL BUY WROPPORTUNITIES FD</nameOfIssuer><titleOfClass>CLOSED-END EQUITY FUNDS</titleOfClass><cusip>27829C105</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EATON VANCE TAX MGD GLBL    DIV EQUITY INCOME FD</nameOfIssuer><titleOfClass>CLOSED-END EQUITY FUNDS</titleOfClass><cusip>27829F108</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>1100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EATON VANCE RISK MGD DIVER  EQUITY INCOME FUND</nameOfIssuer><titleOfClass>CLOSED-END EQUITY FUNDS</titleOfClass><cusip>27829G106</cusip><value>45</value><shrsOrPrnAmt><sshPrnamt>4006</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4006</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EBAY INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>278642103</cusip><value>32</value><shrsOrPrnAmt><sshPrnamt>587</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>587</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ECOLAB INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>278865100</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>70</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>70</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EDISON INTL                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>281020107</cusip><value>32</value><shrsOrPrnAmt><sshPrnamt>690</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>690</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EMERSON ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>291011104</cusip><value>1312</value><shrsOrPrnAmt><sshPrnamt>18694</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18494</Sole><Shared>0</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENERGY TRANSFER EQUITY L P  COM UT LTD PTN</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29273V100</cusip><value>40</value><shrsOrPrnAmt><sshPrnamt>493</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>493</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ENTERGY CORP NEW            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>29364G103</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXELON CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30161N101</cusip><value>634</value><shrsOrPrnAmt><sshPrnamt>23174</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22924</Sole><Shared>100</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXELIS INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30162A108</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXPRESS SCRIPTS HLDG CO     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30219G108</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>340</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>340</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30231G102</cusip><value>4201</value><shrsOrPrnAmt><sshPrnamt>41516</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>41066</Sole><Shared>200</Shared><None>250</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30231G102</cusip><value>40</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FACEBOOK INC                CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>30303M102</cusip><value>33</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FASTENAL CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>311900104</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>282</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>282</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FEDEX CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>31428X106</cusip><value>86</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIRST CMNTY BANCSHARES INC NCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>31983A103</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>525</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>525</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIRST TR INTER DUR PFD &amp; IN COM</nameOfIssuer><titleOfClass>PREFERRED STOCK</titleOfClass><cusip>33718W103</cusip><value>30</value><shrsOrPrnAmt><sshPrnamt>1405</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1405</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIRST UNITED CORP           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>33741H107</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FIRSTENERGY CORP            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>337932107</cusip><value>171</value><shrsOrPrnAmt><sshPrnamt>5179</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4579</Sole><Shared>600</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FLOUR CORP NEW              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>343412102</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>102</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>102</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FORD MTR CO DEL             COM PAR $0.01</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>345370860</cusip><value>143</value><shrsOrPrnAmt><sshPrnamt>9259</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9259</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRANKLIN RES INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>354613101</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>210</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>210</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FREEPORT-MCMORAN COPPER &amp;   GOLD INC CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>35671D857</cusip><value>468</value><shrsOrPrnAmt><sshPrnamt>12395</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12295</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRESENIUS MEDICAL CARE AG ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>358029106</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>440</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>440</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>FRONTIER COMMUNICATIONS CORPCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>35906A108</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>831</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>831</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GSV CAP CORP                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>36191J101</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GANNETT COMPANY INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>364730101</cusip><value>29</value><shrsOrPrnAmt><sshPrnamt>965</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>965</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL DYNAMICS CORP       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>369550108</cusip><value>36</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>369604103</cusip><value>2767</value><shrsOrPrnAmt><sshPrnamt>98769</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>96919</Sole><Shared>1450</Shared><None>400</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL ELEC CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>369604103</cusip><value>41</value><shrsOrPrnAmt><sshPrnamt>1450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>450</Sole><Shared>1000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL MILLS INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>370334104</cusip><value>1812</value><shrsOrPrnAmt><sshPrnamt>36315</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35615</Sole><Shared>575</Shared><None>125</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENERAL MTRS CO             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>37045V100</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>125</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>125</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GENUINE PARTS CO            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>372460105</cusip><value>838</value><shrsOrPrnAmt><sshPrnamt>10074</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9974</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GILEAD SCIENCES INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>375558103</cusip><value>96</value><shrsOrPrnAmt><sshPrnamt>1276</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1276</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLATFELTER                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>377316104</cusip><value>25</value><shrsOrPrnAmt><sshPrnamt>1550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLAXOSMITHKLINE PLC         SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>37733W105</cusip><value>1283</value><shrsOrPrnAmt><sshPrnamt>24044</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23694</Sole><Shared>200</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GLOBAL X FDS                GBLX URANIUM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>37950E275</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>133</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>133</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOLDCORP INC NEW            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>380956409</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38141G104</cusip><value>99</value><shrsOrPrnAmt><sshPrnamt>557</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>557</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GOOGLE INC                  CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>38259P508</cusip><value>238</value><shrsOrPrnAmt><sshPrnamt>212</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>212</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GREAT NORTHN IRON ORE PPTYS CTFS BEN INT</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>391064102</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>GREAT PLAINS ENERGY INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>391164100</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HARLEY DAVIDSON INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>412822108</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>384</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>384</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HEMISPHERX BIOPHARMA INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>42366C103</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>5000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HEWLETT PACKARD CO          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>428236103</cusip><value>115</value><shrsOrPrnAmt><sshPrnamt>4100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HILLSHIRE BRANDS CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>432589109</cusip><value>37</value><shrsOrPrnAmt><sshPrnamt>1118</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1018</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HOME DEPOT INC              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>437076102</cusip><value>810</value><shrsOrPrnAmt><sshPrnamt>9842</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9742</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HONEYWELL INTL INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>438516106</cusip><value>329</value><shrsOrPrnAmt><sshPrnamt>3605</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3605</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>HUNTINGTON BANCSHARES INC   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>446150104</cusip><value>104</value><shrsOrPrnAmt><sshPrnamt>10810</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10810</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ITT CORP NEW                COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>450911201</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>75</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>75</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ICICI BK LTD                ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>45104G104</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>390</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>390</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ILLINOIS TOOL WKS INC       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>452308109</cusip><value>656</value><shrsOrPrnAmt><sshPrnamt>7800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>IMPERIAL OIL LTD            COM NEW</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>453038408</cusip><value>16</value><shrsOrPrnAmt><sshPrnamt>370</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>370</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INFORMATICA CORP            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>45666Q102</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>130</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>130</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTEL CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>458140100</cusip><value>2090</value><shrsOrPrnAmt><sshPrnamt>80549</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>78699</Sole><Shared>1250</Shared><None>600</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTERDIGITAL INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>45867G101</cusip><value>88</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MACHSCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>459200101</cusip><value>2295</value><shrsOrPrnAmt><sshPrnamt>12234</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12014</Sole><Shared>160</Shared><None>60</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MACHSCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>459200101</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>INTERNATIONAL RECTIFIER CORPCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>460254105</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES SILVER TRUST        ISHARES</nameOfIssuer><titleOfClass>COMMODITIES</titleOfClass><cusip>46428Q109</cusip><value>36</value><shrsOrPrnAmt><sshPrnamt>1950</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1950</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>EFT ISHARES INC MSCI GLOBAL AGRICULTURE PRODUCER</nameOfIssuer><titleOfClass>COMMODITIES</titleOfClass><cusip>464286350</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES INC                 MSCI CDA INDEX</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464286509</cusip><value>40</value><shrsOrPrnAmt><sshPrnamt>1375</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1375</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES INC                 MSCI EMU INDEX</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464286608</cusip><value>64</value><shrsOrPrnAmt><sshPrnamt>1550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES INC                 MSCI PAC J IDX</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464286665</cusip><value>69</value><shrsOrPrnAmt><sshPrnamt>1475</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1475</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES INC                 MSCI SINGAPORE</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464286673</cusip><value>43</value><shrsOrPrnAmt><sshPrnamt>3300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES INC                 MSCI SWITZERLD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464286749</cusip><value>59</value><shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES INC                 MSCI JAPAN</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464286848</cusip><value>188</value><shrsOrPrnAmt><sshPrnamt>15500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES INC                 MSCI HONG KONG</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464286871</cusip><value>51</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>I SHARES SELECT DIVIDEND    INDEX</nameOfIssuer><titleOfClass>MUTUAL FUNDS-LARGE CAP</titleOfClass><cusip>464287168</cusip><value>408</value><shrsOrPrnAmt><sshPrnamt>5715</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5590</Sole><Shared>0</Shared><None>125</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES BARCLAYS TIP BOND   FUND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>464287176</cusip><value>183</value><shrsOrPrnAmt><sshPrnamt>1666</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1666</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR INDEX            MSCI EMERG MKT</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464287234</cusip><value>472</value><shrsOrPrnAmt><sshPrnamt>11292</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11292</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR INDEX            MSCI EMERG MKT</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464287234</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES IBOXX $ INVESTMENT  GRADE CORP BD FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>464287242</cusip><value>691</value><shrsOrPrnAmt><sshPrnamt>6050</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6050</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ETF I-SHARES TRUST EAFE     INDEX FUND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464287465</cusip><value>1478</value><shrsOrPrnAmt><sshPrnamt>22030</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21930</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ETF I-SHARES TRUST EAFE     INDEX FUND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>464287465</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR                  RUSSELL MCP VL</nameOfIssuer><titleOfClass>MUTUAL FUNDS-MID CAP</titleOfClass><cusip>464287473</cusip><value>1491</value><shrsOrPrnAmt><sshPrnamt>22695</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22695</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR RUSSELL MID CAP G</nameOfIssuer><titleOfClass>MUTUAL FUNDS-MID CAP</titleOfClass><cusip>464287481</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>230</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>230</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>I SHARES RUSSELL MID-CAP    INDEX FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-MID CAP</titleOfClass><cusip>464287499</cusip><value>626</value><shrsOrPrnAmt><sshPrnamt>4175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4135</Sole><Shared>0</Shared><None>40</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES CORE S&amp;P MID-CAP EFT</nameOfIssuer><titleOfClass>MUTUAL FUNDS-MID CAP</titleOfClass><cusip>464287507</cusip><value>273</value><shrsOrPrnAmt><sshPrnamt>2043</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2043</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES S&amp;P MIDCAP 400      GROWTH INDEX FUND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-MID CAP</titleOfClass><cusip>464287606</cusip><value>276</value><shrsOrPrnAmt><sshPrnamt>1840</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1840</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR                  RUSSELL1000GRW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>464287614</cusip><value>284</value><shrsOrPrnAmt><sshPrnamt>3310</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3310</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR INDEX            RUSL 2000 VALU</nameOfIssuer><titleOfClass>MUTUAL FUNDS-SMALL CAP</titleOfClass><cusip>464287630</cusip><value>1432</value><shrsOrPrnAmt><sshPrnamt>14390</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14390</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>I SHARES RUSSELL 2000 INDEX FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-SMALL CAP</titleOfClass><cusip>464287655</cusip><value>745</value><shrsOrPrnAmt><sshPrnamt>6460</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6390</Sole><Shared>0</Shared><None>70</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES S&amp;P MIDCAP 400 VALUE INDEX FUND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-MID CAP</titleOfClass><cusip>464287705</cusip><value>93</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES                     U.S. REAL ES ETF</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>464287739</cusip><value>393</value><shrsOrPrnAmt><sshPrnamt>6230</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6230</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR                  DJ US ENERGY</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>464287796</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES CORE S&amp;P SMALL CAP  ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-SMALL CAP</titleOfClass><cusip>464287804</cusip><value>194</value><shrsOrPrnAmt><sshPrnamt>1775</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1775</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES S&amp;P SMALL CAP 600   VALUE INDEX FUND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-SMALL CAP</titleOfClass><cusip>464287879</cusip><value>301</value><shrsOrPrnAmt><sshPrnamt>2705</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2705</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES S&amp;P SMALL CAP 600   GROWTH INDEX FUND</nameOfIssuer><titleOfClass>MUTUAL FUNDS-SMALL CAP</titleOfClass><cusip>464287887</cusip><value>240</value><shrsOrPrnAmt><sshPrnamt>2020</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2020</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ETF ISHARES JPM USD EM</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTL FIXED INCOME</titleOfClass><cusip>464288281</cusip><value>73</value><shrsOrPrnAmt><sshPrnamt>675</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>675</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TRUSTIBOXX HIGHYIELDCORPORATE BOND</nameOfIssuer><titleOfClass>MUTUAL FUND-FIXED INC HIGH YLD</titleOfClass><cusip>464288513</cusip><value>60</value><shrsOrPrnAmt><sshPrnamt>650</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>650</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR                  US PFD STK IDX</nameOfIssuer><titleOfClass>PREFERRED STOCK</titleOfClass><cusip>464288687</cusip><value>1036</value><shrsOrPrnAmt><sshPrnamt>28150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>28150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES TR                  US PFD STK IDX</nameOfIssuer><titleOfClass>PREFERRED STOCK</titleOfClass><cusip>464288687</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ISHARES                     EAFE VALUE ETF</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>464288877</cusip><value>825</value><shrsOrPrnAmt><sshPrnamt>14420</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14420</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ITAU UNIBANCO HLDG SA       SPON ADR REP PFD</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>465562106</cusip><value>21</value><shrsOrPrnAmt><sshPrnamt>1548</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1548</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>J P MORGAN CHASE &amp; CO       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>46625H100</cusip><value>920</value><shrsOrPrnAmt><sshPrnamt>15733</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15733</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>478160104</cusip><value>2682</value><shrsOrPrnAmt><sshPrnamt>29285</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29235</Sole><Shared>0</Shared><None>50</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>478160104</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JOHNSON CTLS INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>478366107</cusip><value>599</value><shrsOrPrnAmt><sshPrnamt>11680</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11680</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>JUNIPER NETWORKS INC        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>48203R104</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>680</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>680</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KANSAS CITY SOUTHERN        COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>485170302</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KAYNE ANDERSON ENRGY TTL    RT FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>48660P104</cusip><value>25</value><shrsOrPrnAmt><sshPrnamt>902</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>902</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>CEF KAYNE ANDERSON MLP      INVESTMENT CO</nameOfIssuer><titleOfClass>CLOSED-END EQUITY FUNDS</titleOfClass><cusip>486606106</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>349</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>349</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KELLOGG CO                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>487836108</cusip><value>1282</value><shrsOrPrnAmt><sshPrnamt>21000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20700</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>494368103</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>55</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>55</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KINDER MORGAN ENERGY PARTNERUT LTD PARTNER</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>494550106</cusip><value>118</value><shrsOrPrnAmt><sshPrnamt>1461</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1361</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KINDER MORGAN INC DEL       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>49456B101</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>540</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>540</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KOHLS CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>500255104</cusip><value>901</value><shrsOrPrnAmt><sshPrnamt>15870</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15770</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KRAFT FOODS GROUP INC       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>50076Q106</cusip><value>741</value><shrsOrPrnAmt><sshPrnamt>13741</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13641</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>KROGER CO                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>501044101</cusip><value>46</value><shrsOrPrnAmt><sshPrnamt>1175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1175</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>L BRANDS INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>501797104</cusip><value>79</value><shrsOrPrnAmt><sshPrnamt>1281</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1281</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>L-3 COMMUNICATIONS HLDGS INCCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>502424104</cusip><value>809</value><shrsOrPrnAmt><sshPrnamt>7575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7575</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LABORATORY CORP AMER HLDGS  COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>50540R409</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>101</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>101</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LENNAR CORP                 CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>526057104</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LILLY ELI &amp; CO              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>532457108</cusip><value>1145</value><shrsOrPrnAmt><sshPrnamt>22460</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21560</Sole><Shared>650</Shared><None>250</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LILLY ELI &amp; CO              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>532457108</cusip><value>31</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LINN ENERGY LLC             UNIT LTD LIAB</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>536020100</cusip><value>48</value><shrsOrPrnAmt><sshPrnamt>1550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>1550</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LIVE NATION INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>538034109</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>12</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOCKHEED MARTIN CORP        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>539830109</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>75</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>75</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOWES COS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>548661107</cusip><value>1732</value><shrsOrPrnAmt><sshPrnamt>34972</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>34247</Sole><Shared>625</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>LOWES COS INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>548661107</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MDU RESOURCES GROUP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>552690109</cusip><value>564</value><shrsOrPrnAmt><sshPrnamt>18466</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18366</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MARATHON OIL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>565849106</cusip><value>613</value><shrsOrPrnAmt><sshPrnamt>17363</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17188</Sole><Shared>0</Shared><None>175</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MARATHON PETE CORP          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>56585A102</cusip><value>102</value><shrsOrPrnAmt><sshPrnamt>1110</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1110</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MASTERCARD INC              CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>57636Q104</cusip><value>75</value><shrsOrPrnAmt><sshPrnamt>90</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>90</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MAXIM INTERGRATED PRODS INC COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>57772K101</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>360</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>360</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MCDONALDS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>580135101</cusip><value>1514</value><shrsOrPrnAmt><sshPrnamt>15605</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15530</Sole><Shared>0</Shared><None>75</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MEDTRONIC INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>585055106</cusip><value>684</value><shrsOrPrnAmt><sshPrnamt>11916</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11716</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MEDTRONIC INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>585055106</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MERCK &amp; CO INC NEW          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>58933Y105</cusip><value>135</value><shrsOrPrnAmt><sshPrnamt>2689</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2689</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MET LIFE COMMON STOCK</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>59156R108</cusip><value>67</value><shrsOrPrnAmt><sshPrnamt>1249</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1249</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>594918104</cusip><value>1898</value><shrsOrPrnAmt><sshPrnamt>50760</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50360</Sole><Shared>200</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROSOFT CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>594918104</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICROCHIP TECHNOLOGY INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>595017104</cusip><value>1141</value><shrsOrPrnAmt><sshPrnamt>25499</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24749</Sole><Shared>600</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MICRON TECHNOLOGY INC       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>595112103</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MIDDLESEX WATER CO          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>596680108</cusip><value>52</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MONDELEZ INTL INC           CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>609207105</cusip><value>25</value><shrsOrPrnAmt><sshPrnamt>700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>700</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MONSANTO CO NEW             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>61166W101</cusip><value>28</value><shrsOrPrnAmt><sshPrnamt>241</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>241</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>MYLAN INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>628530107</cusip><value>152</value><shrsOrPrnAmt><sshPrnamt>3500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NATIONAL OILWELL VARCO INC  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>637071101</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NATURAL RESOURCE PARTNERS L COM UNIT L P</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>63900P103</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEUBERGER BERMAN INTER      MUNICIPAL FD INC</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTL FIXED INCOME</titleOfClass><cusip>64124P101</cusip><value>55</value><shrsOrPrnAmt><sshPrnamt>3900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEW YORK CMNTY BANCORP INC  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>649445103</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NEXTERA ENERGY INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>65339F101</cusip><value>1098</value><shrsOrPrnAmt><sshPrnamt>12819</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11819</Sole><Shared>1000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NIKE INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>654106103</cusip><value>88</value><shrsOrPrnAmt><sshPrnamt>1116</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1116</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NISOURCE INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>65473P105</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>410</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>410</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOBLE ENERGY INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>655044105</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>188</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>188</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NORFOLK SOUTHERN CORP       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>655844108</cusip><value>1157</value><shrsOrPrnAmt><sshPrnamt>12462</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12462</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOVARTIS A G                SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>66987V109</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>220</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>220</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NOVO-NORDISK A S            ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>670100205</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>60</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>60</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUCOR CORP                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>670346105</cusip><value>43</value><shrsOrPrnAmt><sshPrnamt>810</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>810</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUSTAR ENERGY LP            UNIT COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>67058H102</cusip><value>56</value><shrsOrPrnAmt><sshPrnamt>1100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUVEEN INVT QUALITY MUN FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>67062E103</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>1250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUVEEN NY PERFORM PLUS MUN FCOM</nameOfIssuer><titleOfClass>CLOSED-END EQUITY FUNDS</titleOfClass><cusip>67062R104</cusip><value>27</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUVEEN INTER DURATION MN TMFCOM</nameOfIssuer><titleOfClass>MUTUAL FUNDS-NON TAX</titleOfClass><cusip>670671106</cusip><value>391</value><shrsOrPrnAmt><sshPrnamt>34000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>34000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUVEEN QUALITY PFD INCOME FD #3</nameOfIssuer><titleOfClass>PREFERRED STOCK</titleOfClass><cusip>67072W101</cusip><value>35</value><shrsOrPrnAmt><sshPrnamt>4500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>4500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>OCI RES LP                  COM UNIT LTD</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>67081B106</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUVEEN TX ADV TOTAL RET STRGCOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>67090H102</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>404</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>404</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>NUVEEN MUN VALUE FD INC</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>670928100</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>OCCIDENTAL PETE CORP DEL    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>674599105</cusip><value>1589</value><shrsOrPrnAmt><sshPrnamt>16713</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16663</Sole><Shared>0</Shared><None>50</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>OMNICOM GROUP INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>681919106</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>160</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>160</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ORACLE CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>68389X105</cusip><value>746</value><shrsOrPrnAmt><sshPrnamt>19503</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19403</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ORANGE                      SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>684060106</cusip><value>10</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693475105</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>175</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PPL CORP                    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>69351T106</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>230</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>230</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PVR PARTNERS LP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693665101</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>350</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PACCAR INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>693718108</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>105</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>105</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PACKAGING CORP AMER         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>695156109</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>237</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>237</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PARKER HANNIFIN CORP        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>701094104</cusip><value>44</value><shrsOrPrnAmt><sshPrnamt>344</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>344</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEABODY ENERGY CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>704549104</cusip><value>514</value><shrsOrPrnAmt><sshPrnamt>26318</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>26318</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEARSON PLC                 SPONSORED ADR</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>705015105</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>870</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>870</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PENNEY J C INC              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>708160106</cusip><value>120</value><shrsOrPrnAmt><sshPrnamt>13100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEPSICO INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>713448108</cusip><value>1900</value><shrsOrPrnAmt><sshPrnamt>22912</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22912</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PEPSICO INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>713448108</cusip><value>33</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PETROLEO BRASILEIRO SA PETROSPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>71654V408</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>340</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>340</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PFIZER INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>717081103</cusip><value>1145</value><shrsOrPrnAmt><sshPrnamt>37386</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>36786</Sole><Shared>500</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILIP MORRIS INTL INC      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718172109</cusip><value>366</value><shrsOrPrnAmt><sshPrnamt>4201</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4201</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILLIPS 66                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718546104</cusip><value>927</value><shrsOrPrnAmt><sshPrnamt>12017</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11767</Sole><Shared>150</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PHILLIPS 66                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>718546104</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PIEDMONT NAT GAS INC        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>720186105</cusip><value>60</value><shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PIMCO MUN INCOME FD II      COM</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>72200W106</cusip><value>27</value><shrsOrPrnAmt><sshPrnamt>2501</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2501</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PINNACLE WEST CAPITAL CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>723484101</cusip><value>519</value><shrsOrPrnAmt><sshPrnamt>9800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PLUM CREEK TIMBER CO INC    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>729251108</cusip><value>32</value><shrsOrPrnAmt><sshPrnamt>685</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>685</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>POTASH CORP OF SASKATCHEWAN INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>73755L107</cusip><value>65</value><shrsOrPrnAmt><sshPrnamt>1980</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1980</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>POWERSHARES QQQ TRUST       UNIT SER 1</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>73935A104</cusip><value>139</value><shrsOrPrnAmt><sshPrnamt>1580</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1580</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PRAXAIR INC                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>74005P104</cusip><value>54</value><shrsOrPrnAmt><sshPrnamt>415</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>415</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PRICELINE COM INC           COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>741503403</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>10</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>742718109</cusip><value>2985</value><shrsOrPrnAmt><sshPrnamt>36669</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>36469</Sole><Shared>0</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>742718109</cusip><value>8</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PROGRESSIVE CORP OHIO       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>743315103</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>531</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>531</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PRUDENTIAL FINL INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>744320102</cusip><value>76</value><shrsOrPrnAmt><sshPrnamt>820</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>820</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>PUBLIC SERVICE ENTERPRISE   GROUP INC COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>744573106</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>QUALCOMM INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>747525103</cusip><value>142</value><shrsOrPrnAmt><sshPrnamt>1916</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1916</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>RAYONIER INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>754907103</cusip><value>38</value><shrsOrPrnAmt><sshPrnamt>900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>RAYTHEON CO                 COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>755111507</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>REGENCY ENERGY PARTNERS L P COM UNITS L P</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>75885Y107</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>100</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>REGIONS FINANCIAL CORP NEW  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>7591EP100</cusip><value>4</value><shrsOrPrnAmt><sshPrnamt>395</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>395</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>REINSURANCE GROUP AMER INC  COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>759351604</cusip><value>2</value><shrsOrPrnAmt><sshPrnamt>20</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>REPUBLIC SVCS INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>760759100</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROGERS COMMUNICATIONS INC   CL B</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>775109200</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>240</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>240</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL BK CDA MONTREAL QUE   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>780087102</cusip><value>60</value><shrsOrPrnAmt><sshPrnamt>900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL BANK OF SCOTLAND PFD  ADR 6.4%</nameOfIssuer><titleOfClass>PREFERRED STOCK</titleOfClass><cusip>780097796</cusip><value>79</value><shrsOrPrnAmt><sshPrnamt>3800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC       SPON ADR B</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>780259107</cusip><value>1511</value><shrsOrPrnAmt><sshPrnamt>20122</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19897</Sole><Shared>75</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>RYDEX ETF TRUST             GUG S&amp;P500 PU GR</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>78355W403</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>285</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>285</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR         TR UNIT</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>78462F103</cusip><value>361</value><shrsOrPrnAmt><sshPrnamt>1955</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1955</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR GOLD TRUST             GOLD SHS</nameOfIssuer><titleOfClass>COMMODITIES</titleOfClass><cusip>78463V107</cusip><value>113</value><shrsOrPrnAmt><sshPrnamt>970</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>970</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR INDEX SHS FDS          DJ INTL RL ETF</nameOfIssuer><titleOfClass>REIT</titleOfClass><cusip>78463X863</cusip><value>66</value><shrsOrPrnAmt><sshPrnamt>1600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ETF SPDR BARCLAYS HIGHYIELD BOND ETF</nameOfIssuer><titleOfClass>MUTUAL FUND-FIXED INC HIGH YLD</titleOfClass><cusip>78464A417</cusip><value>39</value><shrsOrPrnAmt><sshPrnamt>950</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>950</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR BARCLAYS CAP INTL      TREASURY BOND ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTL FIXED INCOME</titleOfClass><cusip>78464A516</cusip><value>35</value><shrsOrPrnAmt><sshPrnamt>600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ETF SPDR S&amp;P TELECOM</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>78464A540</cusip><value>306</value><shrsOrPrnAmt><sshPrnamt>5500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ETF SPDR DOW JONES REIT</nameOfIssuer><titleOfClass>REIT</titleOfClass><cusip>78464A607</cusip><value>75</value><shrsOrPrnAmt><sshPrnamt>1050</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1050</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P REGIONAL BANKING   ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>78464A698</cusip><value>236</value><shrsOrPrnAmt><sshPrnamt>5800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR SERIES TRUST           S&amp;P DIVID ETF</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>78464A763</cusip><value>29</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR DOW JONES INDL AVG UNIT SER 1</nameOfIssuer><titleOfClass>MUTUAL FUNDS-LARGE CAP</titleOfClass><cusip>78467X109</cusip><value>137</value><shrsOrPrnAmt><sshPrnamt>825</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>825</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR  UTSER1 S&amp;PDCRP</nameOfIssuer><titleOfClass>MUTUAL FUNDS-MID CAP</titleOfClass><cusip>78467Y107</cusip><value>39</value><shrsOrPrnAmt><sshPrnamt>160</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>160</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SANOFI                      RIGHT 12/31/2020</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>80105N113</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>73</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>73</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SAP AKTIENGESELLSCHAFT      SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>803054204</cusip><value>25</value><shrsOrPrnAmt><sshPrnamt>490</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>490</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SCANA CORP NEW              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>80589M102</cusip><value>47</value><shrsOrPrnAmt><sshPrnamt>1004</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1004</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SCHLUMBERGER LTD            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>806857108</cusip><value>935</value><shrsOrPrnAmt><sshPrnamt>10373</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10323</Sole><Shared>50</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SEAWORLD ENTMT INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>81282V100</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SELECT SECTOR SPDR TR       SBI CONS STPLS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>81369Y308</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SELECT SECTOR SPDR TR       SBI INT-FINL</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>81369Y605</cusip><value>392</value><shrsOrPrnAmt><sshPrnamt>17950</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17950</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SELECT SECTOR SPDR TR       SBI INT-FINL</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>81369Y605</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>700</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SELECT SECTOR SPDR TR       SBI INT-UTILS</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>81369Y886</cusip><value>598</value><shrsOrPrnAmt><sshPrnamt>15750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15750</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SHENANDOAH TELECOMMUNICATION</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>82312B106</cusip><value>177</value><shrsOrPrnAmt><sshPrnamt>6900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SOUTHERN CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>842587107</cusip><value>1235</value><shrsOrPrnAmt><sshPrnamt>30035</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29385</Sole><Shared>400</Shared><None>250</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SOUTHERN COPPER CORP        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>84265V105</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPECTRA ENERGY CORP         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>847560109</cusip><value>25</value><shrsOrPrnAmt><sshPrnamt>690</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>690</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SPRINT CORP                 COM SER 1</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>85207U105</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>803</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>803</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STAPLES INC</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>855030102</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>169</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>169</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STARBUCKS CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>855244109</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>240</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>240</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STATE ST CORP COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>857477103</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>145</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>145</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>STEELCASE INC               CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>858155203</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SUNOCO LOGISTICS PRTNRS L P COM UNITS</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>86764L108</cusip><value>136</value><shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SYNGENTA AG                 SPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>87160A100</cusip><value>24</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>SYSCO CORP</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>871829107</cusip><value>1016</value><shrsOrPrnAmt><sshPrnamt>28145</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27845</Sole><Shared>100</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TC PIPELINES LP             UT COM LTD PRT</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>87233Q108</cusip><value>48</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TD AMERITRADE HLDG CORP     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>87236Y108</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>415</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>415</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TECO ENERGY INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>872375100</cusip><value>12</value><shrsOrPrnAmt><sshPrnamt>700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>700</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TJX COS INC NEW             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>872540109</cusip><value>30</value><shrsOrPrnAmt><sshPrnamt>470</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>470</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>874039100</cusip><value>26</value><shrsOrPrnAmt><sshPrnamt>1490</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1490</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TARGET CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>87612E106</cusip><value>756</value><shrsOrPrnAmt><sshPrnamt>11945</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11820</Sole><Shared>75</Shared><None>50</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TARGET CORP                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>87612E106</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TESLA MTRS INC              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88160R101</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>70</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>70</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TEVA PHARMACEUTICAL INDS LTDADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>881624209</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TEXAS INSTRS INC            COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>882508104</cusip><value>988</value><shrsOrPrnAmt><sshPrnamt>22517</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22217</Sole><Shared>200</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>3M CO COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88579Y101</cusip><value>1288</value><shrsOrPrnAmt><sshPrnamt>9187</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9162</Sole><Shared>0</Shared><None>25</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>3M CO COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88579Y101</cusip><value>28</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>200</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME WARNER INC             COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>887317303</cusip><value>149</value><shrsOrPrnAmt><sshPrnamt>2144</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2144</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TIME WARNER CABLE INC       COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>88732J207</cusip><value>38</value><shrsOrPrnAmt><sshPrnamt>280</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>280</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>TRAVELERS COMPANIES INC     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>89417E109</cusip><value>53</value><shrsOrPrnAmt><sshPrnamt>584</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>584</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UDR INC                     COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>902653104</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>750</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>750</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>US BANCORP DEL COM NEW</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>902973304</cusip><value>479</value><shrsOrPrnAmt><sshPrnamt>11860</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11860</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNILEVER PLC                SPON ADR NEW</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>904767704</cusip><value>32</value><shrsOrPrnAmt><sshPrnamt>780</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>780</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNILEVER N V                N Y SHS NEW</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>904784709</cusip><value>19</value><shrsOrPrnAmt><sshPrnamt>463</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>463</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNION PAC CORP              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>907818108</cusip><value>112</value><shrsOrPrnAmt><sshPrnamt>666</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>666</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED BANKSHARES INC WV</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>909907107</cusip><value>328</value><shrsOrPrnAmt><sshPrnamt>10416</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8416</Sole><Shared>2000</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC   CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>911312106</cusip><value>1517</value><shrsOrPrnAmt><sshPrnamt>14439</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14289</Sole><Shared>0</Shared><None>150</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC   CL B</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>911312106</cusip><value>11</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ETF UNITED STATES OIL FUND  LP UNITS</nameOfIssuer><titleOfClass>COMMODITIES</titleOfClass><cusip>91232N108</cusip><value>14</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITED TECHNOLOGIES CORP    COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>913017109</cusip><value>1836</value><shrsOrPrnAmt><sshPrnamt>16131</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16031</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>UNITEDHEALTH GROUP INC      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>91324P102</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>237</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>237</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD WHITEHALL FDS INC  HIGH DIV YLD</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>921946406</cusip><value>31</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX  EMERG MKT ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-INTERNATIONAL EQT</titleOfClass><cusip>922042858</cusip><value>144</value><shrsOrPrnAmt><sshPrnamt>3490</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3490</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD INDEX FDS          REIT ETF</nameOfIssuer><titleOfClass>REIT</titleOfClass><cusip>922908553</cusip><value>59</value><shrsOrPrnAmt><sshPrnamt>920</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>920</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VANGUARD LARGE CAP ETF</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>922908637</cusip><value>333</value><shrsOrPrnAmt><sshPrnamt>3927</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3927</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92343V104</cusip><value>1689</value><shrsOrPrnAmt><sshPrnamt>34374</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>33074</Sole><Shared>1200</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS      COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92343V104</cusip><value>69</value><shrsOrPrnAmt><sshPrnamt>1400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>900</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VISA INC                    COM CL A</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>92826C839</cusip><value>15</value><shrsOrPrnAmt><sshPrnamt>69</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>69</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VIRTUS TOTAL RETURN FD</nameOfIssuer><titleOfClass>MUTUAL FUNDS-EQUITIES</titleOfClass><cusip>92829A103</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>5000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VMWARE INC                  CL A COM</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>928563402</cusip><value>13</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>VODAFONE GROUP PLC NEW      SPONSORED ADR NEW</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>92857W209</cusip><value>39</value><shrsOrPrnAmt><sshPrnamt>988</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>988</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WPP PLC NEW                 ADR</nameOfIssuer><titleOfClass>FOREIGN EQUITIES</titleOfClass><cusip>92937A102</cusip><value>23</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WAL MART STORES INC         COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>931142103</cusip><value>1530</value><shrsOrPrnAmt><sshPrnamt>19449</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19319</Sole><Shared>100</Shared><None>30</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WALGREEN CO                 COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>931422109</cusip><value>1360</value><shrsOrPrnAmt><sshPrnamt>23689</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23589</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WASTE MGMT INC DEL          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>94106L109</cusip><value>1260</value><shrsOrPrnAmt><sshPrnamt>28091</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27716</Sole><Shared>175</Shared><None>200</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WELLPOINT INC               COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>94973V107</cusip><value>111</value><shrsOrPrnAmt><sshPrnamt>1205</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1205</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WELLS FARGO &amp; CO NEW        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>949746101</cusip><value>978</value><shrsOrPrnAmt><sshPrnamt>21535</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21460</Sole><Shared>0</Shared><None>75</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WELLS FARGO &amp; CO NEW        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>949746101</cusip><value>20</value><shrsOrPrnAmt><sshPrnamt>450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>450</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WELLS FARGO ADVANTAGE UTILS COM</nameOfIssuer><titleOfClass>MUTUAL FUNDS-FIXED INCOME</titleOfClass><cusip>94987E109</cusip><value>48</value><shrsOrPrnAmt><sshPrnamt>4065</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4065</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WESBANCO INC                COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>950810101</cusip><value>9</value><shrsOrPrnAmt><sshPrnamt>266</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>266</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WESTAR ENERGY INC           COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>95709T100</cusip><value>42</value><shrsOrPrnAmt><sshPrnamt>1300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WESTERN ASSET INTM MUNI FD ICOM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>958435109</cusip><value>98</value><shrsOrPrnAmt><sshPrnamt>10780</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10780</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WILLIAMS COS INC DEL        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>969457100</cusip><value>18</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WORLD FUEL SVCS CORP        COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>981475106</cusip><value>17</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>WPX ENERGY INC              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98212B103</cusip><value>7</value><shrsOrPrnAmt><sshPrnamt>333</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>333</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>XCEL ENERGY INC             COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98389B100</cusip><value>102</value><shrsOrPrnAmt><sshPrnamt>3635</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3635</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>XILINX INC                  COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>983919101</cusip><value>48</value><shrsOrPrnAmt><sshPrnamt>1040</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1040</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>XYLEM INC                   COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>98419M100</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>YUM BRANDS INC              COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>988498101</cusip><value>28</value><shrsOrPrnAmt><sshPrnamt>370</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>370</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
<infoTable><nameOfIssuer>ZION OIL &amp; GAS INC          COM</nameOfIssuer><titleOfClass>COMMON STOCK</titleOfClass><cusip>989696109</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable>
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</SEC-DOCUMENT>
