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Allowance For Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2018
Receivables [Abstract] |
Schedule Of Allowance For Loan Loss By Portfolio Segment | The following summarizes the activity in the allowance for loan loss, by portfolio segment (in thousands). The allocation of a portion of the allowance in one portfolio segment does not preclude its availability to absorb losses in other portfolio segments. The following also presents the balance in the allowance for loan loss disaggregated on the basis of the Company’s impairment measurement method and the related recorded investment in loans, by portfolio segment (in thousands).
| Commercial and industrial | Commercial real estate | Residential real estate | Home equity | Consumer | DDA overdrafts | Total
December 31, 2018 |  |  |  |  |  |  |
Allowance for loan loss |  |  |  |  |  |  |
Beginning balance | $ | 4,571 |  | $ | 6,183 |  | $ | 5,212 |  | $ | 1,138 |  | $ | 62 |  | $ | 1,670 |  | $ | 18,836 |
Charge-offs | (733 | ) | (369 | ) | (682 | ) | (219 | ) | (769 | ) | (2,701 | ) | (5,473 | )
Recoveries | 2,152 |  | 732 |  | 367 |  | — |  | 166 |  | 1,496 |  | 4,913 |
Provision | (1,930 | ) | (2,011 | ) | (781 | ) | 349 |  | 860 |  | 1,243 |  | (2,270 | )
Provision for acquired loans with deteriorated credit quality | — |  | (40 | ) | — |  | — |  | — |  | — |  | (40 | )
Ending balance | $ | 4,060 |  | $ | 4,495 |  | $ | 4,116 |  | $ | 1,268 |  | $ | 319 |  | $ | 1,708 |  | $ | 15,966 |
| Commercial and industrial | Commercial real estate | Residential real estate | Home equity | Consumer | DDA overdrafts | Total
December 31, 2017 |  |  |  |  |  |  |
Allowance for loan loss |  |  |  |  |  |  |
Beginning balance | $ | 4,206 |  | $ | 6,573 |  | $ | 6,680 |  | $ | 1,417 |  | $ | 82 |  | $ | 772 |  | $ | 19,730 |
Charge-offs | (400 | ) | (720 | ) | (1,637 | ) | (403 | ) | (60 | ) | (2,714 | ) | (5,934 | )
Recoveries | 58 |  | 112 |  | 294 |  | 45 |  | 63 |  | 1,462 |  | 2,034 |
Provision | 707 |  | 57 |  | (125 | ) | 79 |  | (23 | ) | 2,150 |  | 2,845 |
Provision for acquired loans with deteriorated credit quality | — |  | 161 |  | — |  | — |  | — |  | — |  | 161 |
Ending balance | $ | 4,571 |  | $ | 6,183 |  | $ | 5,212 |  | $ | 1,138 |  | $ | 62 |  | $ | 1,670 |  | $ | 18,836 |
As of December 31, 2018 |  |  |  |  |  |  |
Allowance for loan loss |  |  |  |  |  |  |
Evaluated for impairment: |  |  |  |  |  |  |
Individually | $ | — |  | $ | 428 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 428 |
Collectively | 4,059 |  | 4,015 |  | 4,116 |  | 1,268 |  | 312 |  | 1,708 |  | 15,478 |
Acquired with deteriorated credit quality | 1 |  | 52 |  | — |  | — |  | 7 |  | — |  | 60 |
Total | $ | 4,060 |  | $ | 4,495 |  | $ | 4,116 |  | $ | 1,268 |  | $ | 319 |  | $ | 1,708 |  | $ | 15,966 |
Loans |  |  |  |  |  |  |
Evaluated for impairment: |  |  |  |  |  |  |
Individually | $ | 651 |  | $ | 9,855 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 10,506 |
Collectively | 284,018 |  | 1,412,023 |  | 1,654,892 |  | 153,496 |  | 51,077 |  | 6,328 |  | 3,561,834 |
Acquired with deteriorated credit quality | 1,645 |  | 11,413 |  | 2,097 |  | — |  | 113 |  | — |  | 15,268 |
Total | $ | 286,314 |  | $ | 1,433,291 |  | $ | 1,656,989 |  | $ | 153,496 |  | $ | 51,190 |  | $ | 6,328 |  | $ | 3,587,608 |
As of December 31, 2017 |  |  |  |  |  |  |
Allowance for loan loss |  |  |  |  |  |  |
Evaluated for impairment: |  |  |  |  |  |  |
Individually | $ | — |  | $ | 647 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 647 |
Collectively | 4,567 |  | 5,313 |  | 5,112 |  | 1,138 |  | 58 |  | 1,670 |  | 17,858 |
Acquired with deteriorated credit quality | 4 |  | 223 |  | 100 |  | — |  | 4 |  | — |  | 331 |
Total | $ | 4,571 |  | $ | 6,183 |  | $ | 5,212 |  | $ | 1,138 |  | $ | 62 |  | $ | 1,670 |  | $ | 18,836 |
Loans |  |  |  |  |  |  |
Evaluated for impairment: |  |  |  |  |  |  |
Individually | $ | 849 |  | $ | 8,818 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 9,667 |
Collectively | 207,429 |  | 1,263,076 |  | 1,465,685 |  | 139,499 |  | 29,046 |  | 4,411 |  | 3,109,146 |
Acquired with deteriorated credit quality | 206 |  | 5,682 |  | 2,593 |  | — |  | 116 |  | — |  | 8,597 |
Total | $ | 208,484 |  | $ | 1,277,576 |  | $ | 1,468,278 |  | $ | 139,499 |  | $ | 29,162 |  | $ | 4,411 |  | $ | 3,127,410 |
Schedule Of Credit Quality Indicators | The following table presents the Company's commercial loans by credit quality indicators, by class (in thousands):
| Commercial and industrial | Commercial real estate | Total
December 31, 2018 |  |  |
Pass | $ | 250,856 |  | $ | 1,381,170 |  | $ | 1,632,026 |
Special mention | 27,886 |  | 5,696 |  | 33,582 |
Substandard | 7,572 |  | 46,425 |  | 53,997 |
Doubtful | — |  | — |  | — |
Total | $ | 286,314 |  | $ | 1,433,291 |  | $ | 1,719,605 |
December 31, 2017 |  |  |  |  |  |
Pass | $ | 175,951 |  | $ | 1,231,256 |  | $ | 1,407,207 |
Special mention | 25,872 |  | 8,068 |  | 33,940 |
Substandard | 6,661 |  | 38,252 |  | 44,913 |
Doubtful | — |  | — |  | — |
Total | $ | 208,484 |  | $ | 1,277,576 |  | $ | 1,486,060 |
The following table presents the Company's non-commercial loans by payment performance, by class (in thousands):
| Performing | Non-Performing | Total
December 31, 2018 |  |  |
Residential real estate | $ | 1,652,543 |  | $ | 4,446 |  | $ | 1,656,989 |
Home equity | 153,334 |  | 162 |  | 153,496 |
Consumer | 51,188 |  | 2 |  | 51,190 |
DDA overdrafts | 6,322 |  | 6 |  | 6,328 |
Total | $ | 1,863,387 |  | $ | 4,616 |  | $ | 1,868,003 |
December 31, 2017 |  |  |
Residential real estate | $ | 1,465,445 |  | $ | 2,833 |  | $ | 1,468,278 |
Home equity | 139,239 |  | 260 |  | 139,499 |
Consumer | 29,162 |  | — |  | 29,162 |
DDA overdrafts | 4,411 |  | — |  | 4,411 |
Total | $ | 1,638,257 |  | $ | 3,093 |  | $ | 1,641,350 |
Schedule Of Aging Analysis Of Accruing And Non-Accruing Loans | The following presents an aging analysis of the Company’s accruing and non-accruing loans, by class (in thousands):
| December 31, 2018
| Accruing |  |
| Current | 30-59 days | 60-89 days | Over 90 days | Non-accrual | Total
Residential real estate | $ | 1,642,724 |  | $ | 8,607 |  | $ | 1,213 |  | $ | 170 |  | $ | 4,275 |  | $ | 1,656,989 |
Home equity | 152,083 |  | 1,240 |  | 11 |  | 24 |  | 138 |  | 153,496 |
Commercial and industrial | 284,140 |  | 397 |  | 49 |  | 52 |  | 1,676 |  | 286,314 |
Commercial real estate | 1,424,245 |  | 487 |  | 94 |  | 4 |  | 8,461 |  | 1,433,291 |
Consumer | 50,894 |  | 253 |  | 41 |  | 1 |  | 1 |  | 51,190 |
DDA overdrafts | 5,840 |  | 467 |  | 15 |  | 6 |  | — |  | 6,328 |
Total | $ | 3,559,926 |  | $ | 11,451 |  | $ | 1,423 |  | $ | 257 |  | $ | 14,551 |  | $ | 3,587,608 |
| December 31, 2017
| Accruing |  |
| Current | 30-59 days | 60-89 days | Over 90 days | Non-accrual | Total
Residential real estate | $ | 1,458,746 |  | $ | 5,990 |  | $ | 709 |  | $ | 19 |  | $ | 2,814 |  | $ | 1,468,278 |
Home equity | 138,480 |  | 671 |  | 88 |  | 92 |  | 168 |  | 139,499 |
Commercial and industrial | 206,447 |  | 549 |  | 1 |  | 142 |  | 1,345 |  | 208,484 |
Commercial real estate | 1,269,520 |  | 1,841 |  | 245 |  | — |  | 5,970 |  | 1,277,576 |
Consumer | 29,108 |  | 39 |  | 13 |  | 2 |  | — |  | 29,162 |
DDA overdrafts | 3,849 |  | 541 |  | 14 |  | 7 |  | — |  | 4,411 |
Total | $ | 3,106,150 |  | $ | 9,631 |  | $ | 1,070 |  | $ | 262 |  | $ | 10,297 |  | $ | 3,127,410 |
Schedule Of Impaired Loans | The following presents the Company’s impaired loans, by class (in thousands):
| December 31, 2018 | December 31, 2017
|  | Unpaid |  |  | Unpaid |
| Recorded | Principal | Related | Recorded | Principal | Related
| Investment | Balance | Allowance | Investment | Balance | Allowance
With no related allowance recorded: |  |  |  |  |  |
Commercial and industrial | $ | 651 |  | $ | 651 |  | $ | — |  | $ | 849 |  | $ | 3,013 |  | $ | — |
Commercial real estate | 6,870 |  | 6,895 |  | — |  | 3,036 |  | 4,861 |  | — |
Total | $ | 7,521 |  | $ | 7,546 |  | $ | — |  | $ | 3,885 |  | $ | 7,874 |  | $ | — |
With an allowance recorded: |  |  |  |  |  |
Commercial and industrial | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | — |
Commercial real estate | 2,985 |  | 2,985 |  | 428 |  | 5,782 |  | 5,782 |  | 647 |
Total | $ | 2,985 |  | $ | 2,985 |  | $ | 428 |  | $ | 5,782 |  | $ | 5,782 |  | $ | 647 |
The following table presents information related to the average recorded investment and interest income recognized on the Company’s impaired loans, by class (in thousands):
| For the year ended
| December 31, 2018 | December 31, 2017
| Average | Interest | Average | Interest
| Recorded | Income | Recorded | Income
| Investment | Recognized | Investment | Recognized
With no related allowance recorded: |  |  |  |
Commercial and industrial | $ | 845 |  | $ | — |  | $ | 1,086 |  | $ | — |
Commercial real estate | 4,623 |  | 39 |  | 4,534 |  | 69 |
Total | $ | 5,468 |  | $ | 39 |  | $ | 5,620 |  | $ | 69 |
With an allowance recorded: |  |  |  |
Commercial and industrial | $ | — |  | $ | — |  | $ | — |  | $ | — |
Commercial real estate | 5,043 |  | 220 |  | 4,307 |  | 149 |
Total | $ | 5,043 |  | $ | 220 |  | $ | 4,307 |  | $ | 149 |
If the Company's non-accrual and impaired loans had been current in accordance with their original terms, approximately $0.2 million, $0.2 million and $0.4 million of interest income would have been recognized during the years ended December 31, 2018, 2017 and 2016, respectively. There were no commitments to provide additional funds on non-accrual, impaired or other potential problem loans at December 31, 2018.
Schedule Of Troubled Debt Restructurings | The following tables set forth the Company’s TDRs (in thousands):
| December 31, 2018 | December 31, 2017
| Non- |  |  | Non- |
Accruing | Accruing | Total | Accruing | Accruing | Total
Commercial and industrial | $ | 98 |  | $ | — |  | $ | 98 |  | $ | 135 |  | $ | — |  | $ | 135 |
Commercial real estate | 8,205 |  | — |  | 8,205 |  | 8,381 |  | — |  | 8,381 |
Residential real estate | 22,863 |  | 658 |  | 23,521 |  | 21,005 |  | 84 |  | 21,089 |
Home equity | 3,025 |  | 5 |  | 3,030 |  | 3,047 |  | 50 |  | 3,097 |
Consumer | — |  | — |  | — |  | — |  | — |  | — |
| $ | 34,191 |  | $ | 663 |  | $ | 34,854 |  | $ | 32,568 |  | $ | 134 |  | $ | 32,702 |
| New TDRs | New TDRs
| For the year ended | For the year ended
| December 31, 2018 | December 31, 2017
| Pre | Post |  | Pre | Post
| Modification | Modification |  | Modification | Modification
| Outstanding | Outstanding |  | Outstanding | Outstanding
Number of | Recorded | Recorded | Number of | Recorded | Recorded
Contracts | Investment | Investment | Contracts | Investment | Investment
Commercial and industrial | — |  | $ | — |  | $ | — |  | — |  | $ | — |  | $ | — |
Commercial real estate | — |  | — |  | — |  | 2 |  | 3,098 |  | 3,003 |
Residential real estate | 33 |  | 2,326 |  | 2,326 |  | 33 |  | 3,987 |  | 3,987 |
Home equity | 10 |  | 274 |  | 274 |  | 13 |  | 271 |  | 271 |
Consumer | — |  | — |  | — |  | — |  | — |  | — |
| 43 |  | $ | 2,600 |  | $ | 2,600 |  | 48 |  | $ | 7,356 |  | $ | 7,261 |

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- Definition Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953423-111524 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953659-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=82894031&loc=SL6953803-111525 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953401-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524 + Details
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