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Loans | 12 Months Ended
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Dec. 31, 2019
Loans and Leases Receivable, Net Amount [Abstract] |
Loans | LOANS The following summarizes the Company’s major classifications for loans (in thousands):
| December 31, 2019 | December 31, 2018
Residential real estate | $ | 1,640,396 |  | $ | 1,635,338 |
Home equity | 148,928 |  | 153,496 |
Commercial and industrial | 308,015 |  | 286,314 |
Commercial real estate | 1,459,737 |  | 1,454,942 |
Consumer | 54,263 |  | 51,190 |
DDA overdrafts | 4,760 |  | 6,328 |
Gross loans | 3,616,099 |  | 3,587,608 |
Allowance for loan losses | (11,589 | ) | (15,966 | )
Net loans | $ | 3,604,510 |  | $ | 3,571,642 |
Construction loans included in: |  |
Residential real estate | $ | 29,033 |  | $ | 21,834 |
Commercial real estate | 64,049 |  | 37,869 |
The Company's commercial and residential real estate construction loans are primarily secured by real estate within the Company's principal markets. These loans were originated under the Company's loan policy, which is focused on the risk characteristics of the loan portfolio, including construction loans. In the judgment of the Company's management, adequate consideration has been given to these loans in establishing the Company's allowance for loan losses.

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- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -URI http://asc.fasb.org/subtopic&trid=2196772 + Details
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