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Loans (Tables) | 12 Months Ended
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Dec. 31, 2020
Loans and Leases Receivable Disclosure [Abstract] |
Summary Of Major Classifications For Loans | The following summarizes the Company’s major classifications for loans (in thousands):
| December 31, 2020 | December 31, 2019
Commercial and industrial | $ | 372,989 |  | $ | 308,015 |
1-4 Family | 109,812 |  | N/R
Hotels | 294,464 |  | N/R
Multi-family | 215,671 |  | N/R
Non Residential Non-Owner Occupied | 641,351 |  | N/R
Non Residential Owner Occupied | 213,484 |  | N/R
Commercial real estate | 1,474,782 |  | 1,459,737 |
Residential real estate | 1,587,694 |  | 1,640,396 |
Home equity | 136,469 |  | 148,928 |
Consumer | 47,688 |  | 54,263 |
DDA overdrafts | 2,497 |  | 4,760 |
Gross loans | 3,622,119 |  | 3,616,099 |
Allowance for credit losses | (24,549) |  | (11,589) |
Net loans | $ | 3,597,570 |  | $ | 3,604,510 |
Construction loans included in: |  |
Residential real estate | $ | 27,078 |  | $ | 29,033 |
Commercial real estate | 40,449 |  | 64,049 |
N/R = Not reported. Results for reporting periods beginning after January 1, 2020 are presented under ASC 326, while prior period amounts continue to be reported in accordance with previously applicable GAAP.

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
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