XML 48 R37.htm IDEA: XBRL DOCUMENT
v3.22.2

Allowance For Credit Losses (Financing Receivable, Allowance for Credit Loss) (Details) - USD ($) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2022 | Jun. 30, 2021 | Jun. 30, 2022 | Jun. 30, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | $ 17,280,000 | $ 24,076,000 | $ 18,166,000 | $ 24,549,000
Financing Receivable, Allowance for Credit Loss, Writeoff | (712,000) | (2,532,000) | (1,450,000) | (3,324,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 447,000 | 472,000 | 1,055,000 | 1,231,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 17,015,000 | 20,016,000 | 17,015,000 | 20,016,000
Recovery of credit losses | 0 | (2,000,000) | (756,000) | (2,440,000)
Residential real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 3,458,000 | 3,525,000 | 3,480,000 | 3,644,000
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | (211,000) | (34,000) | (245,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 32,000 | 25,000 | 91,000 | 71,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 3,519,000 | 3,356,000 | 3,519,000 | 3,356,000
Recovery of credit losses | 29,000 | 17,000 | (18,000) | (114,000)
Commercial real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 7,259,000 | 10,867,000 | 7,311,000 | 10,997,000
Financing Receivable, Allowance for Credit Loss, Writeoff | (24,000) | (1,718,000) | (24,000) | (1,719,000)
Provision for Loan, Lease, and Other Losses | 25,000 | 15,000 | 78,000 | 179,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 7,033,000 | 8,367,000 | 7,033,000 | 8,367,000
Recovery of credit losses | (227,000) | (797,000) | (332,000) | (1,090,000)
Residential real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 5,039,000 | 8,060,000 | 5,716,000 | 8,093,000
Financing Receivable, Allowance for Credit Loss, Writeoff | (56,000) | (86,000) | (106,000) | (179,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 4,000 | 17,000 | 49,000 | 91,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 4,994,000 | 6,791,000 | 4,994,000 | 6,791,000
Recovery of credit losses | 7,000 | (1,200,000) | (665,000) | (1,214,000)
Home equity |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 410,000 | 608,000 | 517,000 | 630,000
Financing Receivable, Allowance for Credit Loss, Writeoff | (19,000) | (8,000) | (19,000) | (72,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 3,000 | 3,000 | 20,000 | 26,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 338,000 | 468,000 | 338,000 | 468,000
Recovery of credit losses | (56,000) | (135,000) | (180,000) | (116,000)
Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 86,000 | 151,000 | 106,000 | 163,000
Financing Receivable, Allowance for Credit Loss, Writeoff | (9,000) | (79,000) | (32,000) | (226,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 19,000 | 104,000 | 47,000 | 143,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 78,000 | 245,000 | 78,000 | 245,000
Recovery of credit losses | (18,000) | 69,000 | (43,000) | 165,000
Demand deposit account (DDA) overdrafts |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,028,000 | 865,000 | 1,036,000 | 1,022,000
Financing Receivable, Allowance for Credit Loss, Writeoff | (604,000) | (430,000) | (1,235,000) | (883,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 364,000 | 308,000 | 770,000 | 721,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,053,000 | 789,000 | 1,053,000 | 789,000
Recovery of credit losses | 265,000 | 46,000 | 482,000 | (71,000)
1-4 Family |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 574,000 | 749,000 | 598,000 | 771,000
Financing Receivable, Allowance for Credit Loss, Writeoff | (24,000) | (35,000) | (24,000) | (35,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 5,000 | 9,000 | 34,000 | 93,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 574,000 | 697,000 | 574,000 | 697,000
Recovery of credit losses | 19,000 | (26,000) | (34,000) | (132,000)
Hotels |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,545,000 | 3,181,000 | 2,426,000 | 3,347,000
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | (1,683,000) | 0 | (1,683,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,508,000 | 1,488,000 | 2,508,000 | 1,488,000
Recovery of credit losses | (37,000) | (10,000) | 82,000 | (176,000)
Multi-family |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 477,000 | 658,000 | 483,000 | 674,000
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Ending Balance | 460,000 | 562,000 | 460,000 | 562,000
Recovery of credit losses | (17,000) | (96,000) | (23,000) | (112,000)
Non Residential Non-Owner Occupied |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,281,000 | 3,487,000 | 2,319,000 | 3,223,000
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | (1,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 20,000 | 6,000 | 44,000 | 37,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,096,000 | 3,009,000 | 2,096,000 | 3,009,000
Recovery of credit losses | (205,000) | (484,000) | (267,000) | (250,000)
Non Residential Owner Occupied |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,382,000 | 2,792,000 | 1,485,000 | 2,982,000
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | 49,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,395,000 | 2,611,000 | 1,395,000 | 2,611,000
Recovery of credit losses | $ 13,000 | $ (181,000) | $ (90,000) | $ (420,000)

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (c) Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=126954810&loc=d3e3602-108585 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -URI https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_DemandDepositAccountOverdraftsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstate14FamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstateHotelsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstateMultifamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstateNonResidentialNonOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstateNonResidentialOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |