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v3.23.2

Allowance For Credit Losses (Financing Receivable, Allowance for Credit Loss) (Details) - USD ($) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | $ 22,724,000 | $ 17,280,000 | $ 17,108,000 | $ 18,166,000
Impact of Adopting ASU 2022-02 |  |  | (175,000) |
PCD Loan Reserves |  |  | 2,811,000 |
Financing Receivable, Allowance for Credit Loss, Writeoff | (872,000) | (712,000) | (1,486,000) | (1,450,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 474,000 | 447,000 | 1,150,000 | 1,055,000
Provision for (recovery of) credit losses | 425,000 | 0 | 3,343,000 | (756,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 22,751,000 | 17,015,000 | 22,751,000 | 17,015,000
Commercial and industrial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 4,289,000 | 3,458,000 | 3,568,000 | 3,480,000
Impact of Adopting ASU 2022-02 |  |  | 12,000 |
PCD Loan Reserves |  |  | 0 |
Financing Receivable, Allowance for Credit Loss, Writeoff | (69,000) | 0 | (69,000) | (34,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 86,000 | 32,000 | 169,000 | 91,000
Provision for (recovery of) credit losses | 24,000 | 29,000 | 650,000 | (18,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 4,330,000 | 3,519,000 | 4,330,000 | 3,519,000
Commercial real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 11,185,000 | 7,259,000 | 6,612,000 | 7,311,000
Impact of Adopting ASU 2022-02 |  |  | (1,000) |
PCD Loan Reserves |  |  | 2,811,000 |
Financing Receivable, Allowance for Credit Loss, Writeoff | (117,000) | (24,000) | (120,000) | (24,000)
Provision for Loan, Lease, and Other Losses | 28,000 | 25,000 | 186,000 | 78,000
Provision for (recovery of) credit losses | (192,000) | (227,000) | 1,416,000 | (332,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 10,904,000 | 7,033,000 | 10,904,000 | 7,033,000
Residential real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 5,481,000 | 5,039,000 | 5,427,000 | 5,716,000
Impact of Adopting ASU 2022-02 |  |  | (138,000) |
PCD Loan Reserves |  |  | 0 |
Financing Receivable, Allowance for Credit Loss, Writeoff | (20,000) | (56,000) | (52,000) | (106,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 5,000 | 4,000 | 15,000 | 49,000
Provision for (recovery of) credit losses | 107,000 | 7,000 | 321,000 | (665,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 5,573,000 | 4,994,000 | 5,573,000 | 4,994,000
Home equity |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 400,000 | 410,000 | 290,000 | 517,000
Impact of Adopting ASU 2022-02 |  |  | (46,000) |
PCD Loan Reserves |  |  | 0 |
Financing Receivable, Allowance for Credit Loss, Writeoff | (200,000) | (19,000) | (267,000) | (19,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 12,000 | 3,000 | 16,000 | 20,000
Provision for (recovery of) credit losses | 196,000 | (56,000) | 415,000 | (180,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 408,000 | 338,000 | 408,000 | 338,000
Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 371,000 | 86,000 | 110,000 | 106,000
Impact of Adopting ASU 2022-02 |  |  | (2,000) |
PCD Loan Reserves |  |  | 0 |
Financing Receivable, Allowance for Credit Loss, Writeoff | (109,000) | (9,000) | (171,000) | (32,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 28,000 | 19,000 | 51,000 | 47,000
Provision for (recovery of) credit losses | 44,000 | (18,000) | 346,000 | (43,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 334,000 | 78,000 | 334,000 | 78,000
Demand deposit account (DDA) overdrafts |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 998,000 | 1,028,000 | 1,101,000 | 1,036,000
Impact of Adopting ASU 2022-02 |  |  | 0 |
PCD Loan Reserves |  |  | 0 |
Financing Receivable, Allowance for Credit Loss, Writeoff | (357,000) | (604,000) | (807,000) | (1,235,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 315,000 | 364,000 | 713,000 | 770,000
Provision for (recovery of) credit losses | 246,000 | 265,000 | 195,000 | 482,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,202,000 | 1,053,000 | 1,202,000 | 1,053,000
1-4 Family |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 613,000 | 574,000 | 566,000 | 598,000
Impact of Adopting ASU 2022-02 |  |  | (1,000) |
PCD Loan Reserves |  |  | 0 |
Financing Receivable, Allowance for Credit Loss, Writeoff | (77,000) | (24,000) | (80,000) | (24,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 16,000 | 5,000 | 30,000 | 34,000
Provision for (recovery of) credit losses | 46,000 | 19,000 | 83,000 | (34,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 598,000 | 574,000 | 598,000 | 574,000
Hotels |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,184,000 | 2,545,000 | 2,332,000 | 2,426,000
Impact of Adopting ASU 2022-02 |  |  | 0 |
PCD Loan Reserves |  |  | 0 |
Financing Receivable, Allowance for Credit Loss, Writeoff | (40,000) | 0 | (40,000) | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | 0
Provision for (recovery of) credit losses | (11,000) | (37,000) | (159,000) | 82,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,133,000 | 2,508,000 | 2,133,000 | 2,508,000
Multi-family |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,027,000 | 477,000 | 380,000 | 483,000
Impact of Adopting ASU 2022-02 |  |  | 0 |
PCD Loan Reserves |  |  | 500,000 |
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | 0
Provision for (recovery of) credit losses | (18,000) | (17,000) | 129,000 | (23,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,009,000 | 460,000 | 1,009,000 | 460,000
Non Residential Non-Owner Occupied |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 4,924,000 | 2,281,000 | 2,019,000 | 2,319,000
Impact of Adopting ASU 2022-02 |  |  | 0 |
PCD Loan Reserves |  |  | 1,536,000 |
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 12,000 | 20,000 | 156,000 | 44,000
Provision for (recovery of) credit losses | (150,000) | (205,000) | 1,075,000 | (267,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 4,786,000 | 2,096,000 | 4,786,000 | 2,096,000
Non Residential Owner Occupied |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,437,000 | 1,382,000 | 1,315,000 | 1,485,000
Impact of Adopting ASU 2022-02 |  |  | 0 |
PCD Loan Reserves |  |  | 775,000 |
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | 0
Provision for (recovery of) credit losses | (59,000) | 13,000 | 288,000 | (90,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | $ 2,378,000 | $ 1,395,000 | $ 2,378,000 | $ 1,395,000

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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) -Publisher SEC Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (c) -Publisher SEC Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1 Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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