XML 56 R45.htm IDEA: XBRL DOCUMENT
v3.23.3

Allowance For Credit Losses (Financing Receivable, Allowance for Credit Loss) (Details) - USD ($) | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | $ 22,751,000 | $ 17,015,000 | $ 17,108,000 | $ 18,166,000
Impact of Adopting ASU 2022-02 | 0 | 0 | (175,000) | 0
PCD Loan Reserves | 0 | 0 | 2,811,000 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | (888,000) | (1,307,000) | (2,374,000) | (2,757,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 1,065,000 | 573,000 | 2,215,000 | 1,628,000
Provision for (recovery of) credit losses | 200,000 | 730,000 | 3,543,000 | (26,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 23,128,000 | 17,011,000 | 23,128,000 | 17,011,000
Commercial and industrial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 4,330,000 | 3,519,000 | 3,568,000 | 3,480,000
Impact of Adopting ASU 2022-02 | 0 | 0 | 12,000 | 0
PCD Loan Reserves | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | (411,000) | (69,000) | (445,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 597,000 | 149,000 | 766,000 | 240,000
Provision for (recovery of) credit losses | (279,000) | 155,000 | 371,000 | 137,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 4,648,000 | 3,412,000 | 4,648,000 | 3,412,000
Commercial real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 10,904,000 | 7,033,000 | 6,612,000 | 7,311,000
Impact of Adopting ASU 2022-02 | 0 | 0 | (1,000) | 0
PCD Loan Reserves | 0 | 0 | 2,811,000 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | (255,000) | 0 | (375,000) | (24,000)
Provision for Loan, Lease, and Other Losses | 74,000 | 9,000 | 260,000 | 87,000
Provision for (recovery of) credit losses | 436,000 | (31,000) | 1,852,000 | (363,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 11,159,000 | 7,011,000 | 11,159,000 | 7,011,000
Residential real estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 5,573,000 | 4,994,000 | 5,427,000 | 5,716,000
Impact of Adopting ASU 2022-02 | 0 | 0 | (138,000) | 0
PCD Loan Reserves | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | (89,000) | (93,000) | (141,000) | (199,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 28,000 | 1,000 | 43,000 | 50,000
Provision for (recovery of) credit losses | (121,000) | 152,000 | 200,000 | (513,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 5,391,000 | 5,054,000 | 5,391,000 | 5,054,000
Home equity |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 408,000 | 338,000 | 290,000 | 517,000
Impact of Adopting ASU 2022-02 | 0 | 0 | (46,000) | 0
PCD Loan Reserves | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | (112,000) | (71,000) | (379,000) | (90,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 18,000 | 2,000 | 34,000 | 22,000
Provision for (recovery of) credit losses | 118,000 | 79,000 | 533,000 | (101,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 432,000 | 348,000 | 432,000 | 348,000
Consumer |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 334,000 | 78,000 | 110,000 | 106,000
Impact of Adopting ASU 2022-02 | 0 | 0 | (2,000) | 0
PCD Loan Reserves | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | (10,000) | (16,000) | (181,000) | (48,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 27,000 | 29,000 | 78,000 | 76,000
Provision for (recovery of) credit losses | (26,000) | 6,000 | 320,000 | (37,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 325,000 | 97,000 | 325,000 | 97,000
Demand deposit account (DDA) overdrafts |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,202,000 | 1,053,000 | 1,101,000 | 1,036,000
Impact of Adopting ASU 2022-02 | 0 | 0 | 0 | 0
PCD Loan Reserves | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | (422,000) | (716,000) | (1,229,000) | (1,951,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 321,000 | 383,000 | 1,034,000 | 1,153,000
Provision for (recovery of) credit losses | 72,000 | 369,000 | 267,000 | 851,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,173,000 | 1,089,000 | 1,173,000 | 1,089,000
1-4 Family |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 598,000 | 574,000 | 566,000 | 598,000
Impact of Adopting ASU 2022-02 | 0 | 0 | (1,000) | 0
PCD Loan Reserves | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | (255,000) | 0 | (335,000) | (24,000)
Financing Receivable, Allowance for Credit Loss, Recovery | 12,000 | 6,000 | 42,000 | 40,000
Provision for (recovery of) credit losses | 307,000 | (32,000) | 390,000 | (66,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 662,000 | 548,000 | 662,000 | 548,000
Hotels |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,133,000 | 2,508,000 | 2,332,000 | 2,426,000
Impact of Adopting ASU 2022-02 | 0 | 0 | 0 | 0
PCD Loan Reserves | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | (40,000) | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | 0
Provision for (recovery of) credit losses | 87,000 | 29,000 | (72,000) | 111,000
Financing Receivable, Allowance for Credit Loss, Ending Balance | 2,220,000 | 2,537,000 | 2,220,000 | 2,537,000
Multi-family |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 1,009,000 | 460,000 | 380,000 | 483,000
Impact of Adopting ASU 2022-02 | 0 | 0 | 0 | 0
PCD Loan Reserves | 0 | 0 | 500,000 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 0 | 0 | 0 | 0
Provision for (recovery of) credit losses | 6,000 | (36,000) | 135,000 | (59,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 1,015,000 | 424,000 | 1,015,000 | 424,000
Non Residential Non-Owner Occupied |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 4,786,000 | 2,096,000 | 2,019,000 | 2,319,000
Impact of Adopting ASU 2022-02 | 0 | 0 | 0 | 0
PCD Loan Reserves | 0 | 0 | 1,536,000 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 6,000 | 3,000 | 162,000 | 47,000
Provision for (recovery of) credit losses | 6,000 | 31,000 | 1,081,000 | (236,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | 4,798,000 | 2,130,000 | 4,798,000 | 2,130,000
Non Residential Owner Occupied |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Beginning Balance | 2,378,000 | 1,395,000 | 1,315,000 | 1,485,000
Impact of Adopting ASU 2022-02 | 0 | 0 | 0 | 0
PCD Loan Reserves | 0 | 0 | 775,000 | 0
Financing Receivable, Allowance for Credit Loss, Writeoff | 0 | 0 | 0 | 0
Financing Receivable, Allowance for Credit Loss, Recovery | 56,000 | 0 | 56,000 | 0
Provision for (recovery of) credit losses | 30,000 | (23,000) | 318,000 | (113,000)
Financing Receivable, Allowance for Credit Loss, Ending Balance | $ 2,464,000 | $ 1,372,000 | $ 2,464,000 | $ 1,372,000

X
- Definition Citizens Purchased Credit Deteriorated Loan Reserves + References No definition available. + Details
Name: | chco_CitizensPurchasedCreditDeterioratedLoanReserves
Namespace Prefix: | chco_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Impact Of Adopting ASU 2022-02 + References No definition available. + Details
Name: | chco_ImpactOfAdoptingASU202202
Namespace Prefix: | chco_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480566/210-10-S99-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) -Publisher SEC Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (c) -Publisher SEC Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479853/942-210-S99-1 Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (f) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 45 -Paragraph 28 -Subparagraph (a) -SubTopic 10 -Topic 230 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(2) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -Publisher FASB -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_DemandDepositAccountOverdraftsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstate14FamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstateHotelsMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstateMultifamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstateNonResidentialNonOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=chco_CommercialRealEstateNonResidentialOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |