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Loans (Summary Of Major Classifications For Loans) (Details) - USD ($) $ in Thousands | Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
--- | --- | --- | --- | ---
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | $ 4,274,776 | $ 4,125,923 |  |
Allowance for credit losses | (21,922) | (22,745) | $ (17,108) | $ (18,166)
Net loans | 4,252,854 | 4,103,178 |  |
Commercial Loan |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 419,838 | 426,951 |  |
Allowance for credit losses | (4,541) | (4,474) | (3,568) | (3,480)
Commercial Real Estate 1-4 Family |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 197,258 | 206,237 |  |
Allowance for credit losses | (1,366) | (1,402) | (566) | (598)
Commercial Real Estate Hotels |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 389,660 | 357,142 |  |
Allowance for credit losses | (2,355) | (2,211) | (2,332) | (2,426)
Commercial Real Estate Multi-Family |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 240,943 | 189,165 |  |
Allowance for credit losses | (1,390) | (1,002) | (380) | (483)
Commercial Real Estate Non Residential Non-Owner Occupied |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 707,265 | 680,590 |  |
Allowance for credit losses | (3,001) | (4,077) | (2,019) | (2,319)
Commercial Real Estate Non Residential Owner Occupied |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 233,497 | 240,328 |  |
Allowance for credit losses | (1,725) | (2,453) | (1,315) | (1,485)
Commercial Real Estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 1,768,623 | 1,673,462 |  |
Allowance for credit losses | (9,837) | (11,145) | (6,612) | (7,311)
Construction Loan | 24,681 | 2,459 |  |
Residential Real Estate |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 1,823,610 | 1,788,149 |  |
Allowance for credit losses | (5,798) | (5,398) | (5,427) | (5,716)
Construction Loan | 7,547 | 23,066 |  |
Home Equity Line of Credit |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 199,192 | 167,201 |  |
Allowance for credit losses | (643) | (490) | (290) | (517)
Consumer Loan |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 57,816 | 65,246 |  |
Allowance for credit losses | (314) | (269) | (110) | (106)
Demand Deposit Account Overdrafts |  |  |  |
Loans and Leases Receivable Disclosure [Line Items] |  |  |  |
Gross loans | 5,697 | 4,914 |  |
Allowance for credit losses | $ (789) | $ (969) | $ (1,101) | $ (1,036)

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- Definition This element represents the carrying value of a short-term real estate loan to finance building costs. The funds are disbursed as needed or in accordance with a prearranged plan; generally, a portion of the funds is disbursed at inception and the remainder as construction progresses. The money is repaid on completion of the project, usually from the proceeds of a mortgage loan. The rate is normally higher than the prime rate, and there is usually an origination fee. The effective yield on these loans tends to be high, and the lender has a security interest in the real property. Note that there are separate concepts for the current and noncurrent portions of long-term construction loans. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(19)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 + Details
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