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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest Income      
Interest and fees on loans $ 187,258 $ 197,456 $ 225,062
Interest and dividends on investments:      
Taxable interest 31,695 33,763 37,915
Interest exempt from federal income taxes 12 213 5,216
Dividends 104 49 73
Interest on bank deposits 6 64 94
Total interest income 219,075 231,545 268,360
Interest Expense      
Interest on deposits 21,454 33,496 49,845
Interest on short-term borrowings 1,070 728 1,948
Interest on subordinated debentures 5,684 5,568 5,593
Interest on other long-term debt 1,938 1,886 4,213
Total interest on long-term debt 7,622 7,454 9,806
Total interest expense 30,146 41,678 61,599
Net Interest Income 188,929 189,867 206,761
Provision for credit losses 20,544 55,816 61,552
Net Interest Income after Provision for Credit Losses 168,385 134,051 145,209
Noninterest Income      
Changes in fair value on impaired securities 2,193 (425) (2,560)
Noncredit related (gains) losses on securities not expected to be sold (recognized in other comprehensive income) (2,193) 425 (6,633)
Net impairment losses 0 0 (9,193)
Net securities gains 192 2,185 2,422
Trust income 6,206 6,498 5,897
Service charges on deposit accounts 14,743 14,775 16,968
Insurance and retail brokerage commissions 6,272 6,376 6,369
Income from bank owned life insurance 5,850 5,596 5,331
Gain on sale of assets 4,607 4,155 824
Card related interchange income 13,199 11,968 10,459
Derivative mark to market 755 (6,687) 141
Other income 13,610 12,803 10,016
Total noninterest income 65,434 57,669 49,234
Noninterest Expense      
Salaries and employee benefits 86,069 84,669 84,988
Net occupancy expense 13,255 14,069 14,271
Furniture and equipment expense 12,460 12,517 12,568
Data processing expense 7,054 6,027 5,671
Pennsylvania shares tax expense 5,706 5,480 5,455
Intangible amortization 1,467 1,534 2,031
Collection and repossession expense 5,756 7,583 4,430
Other professional fees and services 4,329 5,297 4,131
FDIC insurance 5,032 5,490 7,948
Loss on sale or write-down of assets 7,394 9,428 2,715
Operational losses 4,367 779 581
Other operating expenses 24,318 23,953 26,437
Total noninterest expense 177,207 176,826 171,226
Income before income taxes 56,612 14,894 23,217
Income tax provision (benefit) 14,658 (380) 239
Net Income $ 41,954 $ 15,274 $ 22,978
Average Shares Outstanding 103,885,396 104,700,227 93,197,225
Average Shares Outstanding Assuming Dilution 103,885,663 104,700,393 93,199,773
Per Share Data:      
Basic Earnings Per Share $ 0.40 $ 0.15 $ 0.25
Diluted Earnings Per Share $ 0.40 $ 0.15 $ 0.25
Cash Dividends Declared per Common Share $ 0.18 $ 0.12 $ 0.06