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Regulatory Restrictions and Capital Adequacy (Tables)
12 Months Ended
Dec. 31, 2012
Schedule of Capital Amount and Ratio Considered to be Capitalized

As of December 31, 2012, First Commonwealth Bank was considered well capitalized under the regulatory framework for prompt corrective action. To be considered well capitalized, the bank must maintain minimum Total risk-based capital, Tier I risk-based capital and Tier I leverage ratios as set forth in the table below:

 

    Actual     Regulatory
Minumum
    Well Capitalized
Regulatory
Guidelines
 
    Capital
Amount
    Ratio     Capital
Amount
    Ratio     Capital
Amount
    Ratio  
    (dollars in thousands)  

As of December 31, 2012

           

Total Capital to Risk Weighted Assets

           

First Commonwealth Financial Corporation

  $ 708,583        14.53   $ 390,173        8.00     N/A        N/A   

First Commonwealth Bank

    669,131        13.75        389,421        8.00      $ 486,776        10.00

Teir I Capital to Risk Weighted Assets

           

First Commonwealth Financial Corporation

  $ 647,460        13.28   $ 195,087        4.00     N/A        N/A   

First Commonwealth Bank

    608,176        12.49        194,710        4.00      $ 292,066        6.00

Tier I Capital to Average Assets

           

First Commonwealth Financial Corporation

  $ 647,460        11.24   $ 230,322        4.00     N/A        N/A   

First Commonwealth Bank

    608,176        10.64        228,544        4.00      $ 285,680        5.00

As of December 31, 2011

           

Total Capital to Risk Weighted Assets

           

First Commonwealth Financial Corporation

  $ 720,307        14.71   $ 391,709        8.00     N/A        N/A   

First Commonwealth Bank

    689,333        14.13        390,172        8.00      $ 487,715        10.00

Teir I Capital to Risk Weighted Assets

           

First Commonwealth Financial Corporation

  $ 659,083        13.46   $ 195,855        4.00     N/A        N/A   

First Commonwealth Bank

    628,346        12.88        195,086        4.00      $ 292,629        6.00

Tier I Capital to Average Assets

           

First Commonwealth Financial Corporation

  $ 659,083        11.91   $ 221,444        4.00     N/A        N/A   

First Commonwealth Bank

    628,346        11.44        219,627        4.00      $ 274,534        5.00