XML 80 R69.htm IDEA: XBRL DOCUMENT
v3.19.2

Loans and Allowance for Credit Losses - Allowance for Credit Losses (Detail) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |  |  |
--- | --- | --- | --- | --- | ---
Jun. 30, 2019 | Jun. 30, 2018 | Jun. 30, 2019 | Jun. 30, 2018 | Jun. 30, 2019 | Dec. 31, 2018 | Jun. 30, 2018
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Provision for credit losses | $ 2,835 | $ 1,168 | $ 6,930 | $ 8,071 |  |  |
Ending Balance |  |  |  |  | $ 51,061 |  | $ 51,314
Ending balance: individually evaluated for impaired |  |  |  |  | 2,530 |  | 7,601
Ending balance: collectively evaluated for impaired |  |  |  |  | 48,531 |  | 43,713
Total |  |  |  |  | 6,003,059 | $ 5,774,139 | 5,640,106
Ending balance: individually evaluated for impaired |  |  |  |  | 25,487 |  | 35,299
Ending balance: collectively evaluated for impaired |  |  |  |  | 5,977,572 |  | 5,604,807
Residential real estate [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Ending Balance |  |  |  |  | 4,158 |  | 3,683
Total |  |  |  |  | 1,579,441 |  | 1,518,850
Commercial Real Estate [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Ending Balance |  |  |  |  | 19,312 |  | 17,737
Ending balance: individually evaluated for impaired |  |  |  |  | 1,113 |  | 662
Ending balance: collectively evaluated for impaired |  |  |  |  | 18,199 |  | 17,075
Total |  |  |  |  | 2,118,582 |  | 2,172,615
Ending balance: individually evaluated for impaired |  |  |  |  | 10,216 |  | 9,037
Ending balance: collectively evaluated for impaired |  |  |  |  | 2,108,366 |  | 2,163,578
Commercial, financial, agricultural and other [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Ending Balance |  |  |  |  | 20,693 |  | 25,105
Ending balance: individually evaluated for impaired |  |  |  |  | 1,330 |  | 6,597
Ending balance: collectively evaluated for impaired |  |  |  |  | 19,363 |  | 18,508
Total |  |  |  |  | 1,236,424 |  | 1,130,638
Ending balance: individually evaluated for impaired |  |  |  |  | 11,206 |  | 21,087
Ending balance: collectively evaluated for impaired |  |  |  |  | 1,225,218 |  | 1,109,551
Real estate construction [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Ending Balance |  |  |  |  | 2,491 |  | 1,262
Ending balance: individually evaluated for impaired |  |  |  |  | 0 |  | 0
Ending balance: collectively evaluated for impaired |  |  |  |  | 2,491 |  | 1,262
Total |  |  |  |  | 441,854 |  | 259,825
Ending balance: individually evaluated for impaired |  |  |  |  | 0 |  | 0
Ending balance: collectively evaluated for impaired |  |  |  |  | 441,854 |  | 259,825
Residential real estate [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Ending balance: individually evaluated for impaired |  |  |  |  | 87 |  | 342
Ending balance: collectively evaluated for impaired |  |  |  |  | 4,071 |  | 3,341
Ending balance: individually evaluated for impaired |  |  |  |  | 4,065 |  | 5,175
Ending balance: collectively evaluated for impaired |  |  |  |  | 1,575,376 |  | 1,513,675
Loans to individuals [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Ending Balance |  |  |  |  | 4,407 |  | 3,527
Ending balance: individually evaluated for impaired |  |  |  |  | 0 |  | 0
Ending balance: collectively evaluated for impaired |  |  |  |  | 4,407 |  | 3,527
Total |  |  |  |  | 626,758 |  | 558,178
Ending balance: individually evaluated for impaired |  |  |  |  | 0 |  | 0
Ending balance: collectively evaluated for impaired |  |  |  |  | 626,758 |  | 558,178
Acquired Loans [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 53 | 35 | 178 | 46 |  |  |
Charge-offs | (28) | (132) | (604) | (152) |  |  |
Recoveries | 37 | 49 | 81 | 86 |  |  |
Provision for credit losses | 3 | 204 | 410 | 176 |  |  |
Ending Balance | 53 | 35 | 178 | 46 | 65 | 178 | 156
Total |  |  |  |  | 452,660 | 498,843 |
Acquired Loans [Member] | Residential real estate [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 35 | 13 | 35 | 6 |  |  |
Charge-offs | (1) | (32) | (46) | (48) |  |  |
Recoveries | 11 | 33 | 35 | 50 |  |  |
Provision for credit losses | (20) | 113 | 1 | 119 |  |  |
Ending Balance | 35 | 13 | 35 | 6 | 25 | 35 | 127
Total |  |  |  |  | 228,676 | 248,760 |
Acquired Loans [Member] | Commercial Real Estate [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 0 | 2 | 4 | 29 |  |  |
Charge-offs | 0 | 0 | 0 | 0 |  |  |
Recoveries | 0 | 0 | 0 | 0 |  |  |
Provision for credit losses | 25 | 4 | 21 | (23) |  |  |
Ending Balance | 0 | 2 | 4 | 29 | 25 | 4 | 6
Total |  |  |  |  | 178,974 | 201,195 |
Acquired Loans [Member] | Commercial, financial, agricultural and other [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 18 | 20 | 139 | 11 |  |  |
Charge-offs | (26) | (93) | (552) | (93) |  |  |
Recoveries | 21 | 11 | 32 | 18 |  |  |
Provision for credit losses | 2 | 85 | 396 | 87 |  |  |
Ending Balance | 18 | 20 | 139 | 11 | 15 | 139 | 23
Total |  |  |  |  | 34,719 | 37,526 |
Acquired Loans [Member] | Real estate construction [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 0 | 0 | 0 | 0 |  |  |
Charge-offs | 0 | 0 | 0 | 0 |  |  |
Recoveries | 0 | 0 | 0 | 6 |  |  |
Provision for credit losses | 0 | 0 | 0 | (6) |  |  |
Ending Balance | 0 | 0 | 0 | 0 | 0 | 0 | 0
Total |  |  |  |  | 6,469 | 5,970 |
Acquired Loans [Member] | Loans to individuals [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 0 | 0 | 0 | 0 |  |  |
Charge-offs | (1) | (7) | (6) | (11) |  |  |
Recoveries | 5 | 5 | 14 | 12 |  |  |
Provision for credit losses | (4) | 2 | (8) | (1) |  |  |
Ending Balance | 0 | 0 | 0 | 0 | 0 | 0 | 0
Total |  |  |  |  | 3,822 | 5,392 |
Originated Loans [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 49,600 | 53,697 | 47,586 | 48,252 |  |  |
Charge-offs | (1,825) | (4,116) | (3,853) | (6,198) |  |  |
Recoveries | 389 | 613 | 743 | 1,209 |  |  |
Provision for credit losses | 2,832 | 964 | 6,520 | 7,895 |  |  |
Ending Balance | 49,600 | 53,697 | 47,586 | 48,252 | 50,996 | 47,586 | 51,158
Total |  |  |  |  | 5,550,399 | 5,275,296 |
Originated Loans [Member] | Residential real estate [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 4,150 | 3,141 | 3,934 | 2,753 |  |  |
Charge-offs | (98) | (226) | (234) | (681) |  |  |
Recoveries | 103 | 121 | 184 | 196 |  |  |
Provision for credit losses | (22) | 520 | 249 | 1,288 |  |  |
Ending Balance | 4,150 | 3,141 | 3,934 | 2,753 | 4,133 | 3,934 | 3,556
Total |  |  |  |  | 1,350,765 | 1,313,645 |
Originated Loans [Member] | Commercial Real Estate [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 19,218 | 18,494 | 18,382 | 17,328 |  |  |
Charge-offs | 0 | (2,243) | (299) | (2,411) |  |  |
Recoveries | 38 | 18 | 79 | 87 |  |  |
Provision for credit losses | 31 | 1,462 | 1,125 | 2,727 |  |  |
Ending Balance | 19,218 | 18,494 | 18,382 | 17,328 | 19,287 | 18,382 | 17,731
Total |  |  |  |  | 1,939,608 | 1,922,349 |
Originated Loans [Member] | Commercial, financial, agricultural and other [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 19,815 | 27,532 | 19,235 | 23,418 |  |  |
Charge-offs | (359) | (571) | (842) | (861) |  |  |
Recoveries | 63 | 362 | 139 | 618 |  |  |
Provision for credit losses | 1,159 | (2,241) | 2,146 | 1,907 |  |  |
Ending Balance | 19,815 | 27,532 | 19,235 | 23,418 | 20,678 | 19,235 | 25,082
Total |  |  |  |  | 1,201,705 | 1,100,947 |
Originated Loans [Member] | Real estate construction [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 2,254 | 1,114 | 2,002 | 1,349 |  |  |
Charge-offs | 0 | 0 | 0 | 0 |  |  |
Recoveries | 42 | 0 | 84 | 1 |  |  |
Provision for credit losses | 195 | 148 | 405 | (88) |  |  |
Ending Balance | 2,254 | 1,114 | 2,002 | 1,349 | 2,491 | 2,002 | 1,262
Total |  |  |  |  | 435,385 | 353,008 |
Originated Loans [Member] | Loans to individuals [Member] |  |  |  |  |  |  |
Accounts Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |  |  |
Beginning Balance | 4,163 | 3,416 | 4,033 | 3,404 |  |  |
Charge-offs | (1,368) | (1,076) | (2,478) | (2,245) |  |  |
Recoveries | 143 | 112 | 257 | 307 |  |  |
Provision for credit losses | 1,469 | 1,075 | 2,595 | 2,061 |  |  |
Ending Balance | $ 4,163 | $ 3,416 | $ 4,033 | $ 3,404 | 4,407 | 4,033 | $ 3,527
Total |  |  |  |  | $ 622,936 | $ 585,347 |

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForDoubtfulAccountsReceivableRollforward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=118955202&loc=SL82895884-210446 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of recovery of financing receivables doubtful of collection that were previously charged off. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=118955255&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=118955255&loc=SL82922352-210448 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition The balance of financing receivables that were collectively evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The balance of financing receivables that were individually evaluated for impairment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (h) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=118952595&loc=d3e4428-111522 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5074-111524 + Details
Name: | us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of expense related to estimated loss from loan and lease transactions. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=118932676&loc=d3e3602-108585 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=116637391&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 + Details
Name: | us-gaap_ProvisionForLoanAndLeaseLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=fcf_AcquiredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_StatementBusinessSegmentsAxis=fcf_OriginatedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |