XML 70 R55.htm IDEA: XBRL DOCUMENT

Regulatory Restrictions and Capital Adequacy (Tables)

12 Months Ended

Dec. 31, 2023

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of Capital Amount and Ratio Considered to be Capitalized

n the tables below:


			Actual																		Minimum Capital Required												Required to be Considered Well Capitalized
			Capital Amount						Ratio																		Capital Amount						Ratio						Capital Amount						Ratio
			(dollars in thousands)
As of December 31, 2023
Total Capital to Risk Weighted Assets
First Commonwealth Financial Corporation			$	1,314,021					13.93		%																$	990,508					10.50		%				$	943,341					10.00		%
First Commonwealth Bank			1,222,182						13.01																		986,558						10.50						939,579						10.00
Tier I Capital to Risk Weighted Assets
First Commonwealth Financial Corporation			$	1,122,814					11.90		%																$	801,840					8.50		%				$	754,673					8.00		%
First Commonwealth Bank			1,030,975						10.97																		798,642						8.50						751,663						8.00
Tier I Capital to Average Assets
First Commonwealth Financial Corporation			$	1,122,814					10.04		%																$	447,542					4.00		%				$	559,427					5.00		%
First Commonwealth Bank			1,030,975						9.24																		446,530						4.00						558,163						5.00
Common Equity Tier I to Risk Weighted Assets
First Commonwealth Financial Corporation			$	1,052,814					11.16		%																$	660,339					7.00		%				$	613,172					6.50		%
First Commonwealth Bank			1,030,975						10.97																		657,705						7.00						610,727						6.50


			Actual																		Minimum Capital Required												Required to be Considered Well Capitalized
			Capital Amount						Ratio																		Capital Amount						Ratio						Capital Amount						Ratio
			(dollars in thousands)
As of December 31, 2022
Total Capital to Risk Weighted Assets
First Commonwealth Financial Corporation			$	1,160,053					14.36		%																$	848,288					10.50		%				$	807,893					10.00		%
First Commonwealth Bank			1,100,529						13.65																		846,593						10.50						806,279						10.00
Tier I Capital to Risk Weighted Assets
First Commonwealth Financial Corporation			$	966,072					11.96		%																$	686,709					8.50		%				$	646,314					8.00		%
First Commonwealth Bank			906,548						11.24																		685,337						8.50						645,023						8.00
Tier I Capital to Average Assets
First Commonwealth Financial Corporation			$	966,072					10.18		%																$	379,527					4.00		%				$	474,408					5.00		%
First Commonwealth Bank			906,548						9.58																		378,578						4.00						473,223						5.00
Common Equity Tier I to Risk Weighted Assets
First Commonwealth Financial Corporation			$	896,072					11.09		%																$	565,525					7.00		%				$	525,131					6.50		%
First Commonwealth Bank			906,548						11.24																		564,395						7.00						524,081						6.50