<SEC-DOCUMENT>0000712537-24-000123.txt : 20241113
<SEC-HEADER>0000712537-24-000123.hdr.sgml : 20241113
<ACCEPTANCE-DATETIME>20241113164645
ACCESSION NUMBER:		0000712537-24-000123
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20240930
FILED AS OF DATE:		20241113
DATE AS OF CHANGE:		20241113
EFFECTIVENESS DATE:		20241113

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST COMMONWEALTH FINANCIAL CORP /PA/
		CENTRAL INDEX KEY:			0000712537
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				251428528
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-05151
		FILM NUMBER:		241455187

	BUSINESS ADDRESS:	
		STREET 1:		601 PHILADELPHIA STREET
		CITY:			INDIANA
		STATE:			PA
		ZIP:			15701
		BUSINESS PHONE:		7243497220

	MAIL ADDRESS:	
		STREET 1:		601 PHILADELPHIA STREET
		CITY:			INDIANA
		STATE:			PA
		ZIP:			15701
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:com="http://www.sec.gov/edgar/common" xmlns="http://www.sec.gov/edgar/thirteenffiler">
  <schemaVersion>X0202</schemaVersion>
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>false</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000712537</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>09-30-2024</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>09-30-2024</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>First Commonwealth Financial Corp /PA/</name>
        <address>
          <com:street1>601 Philadelphia Street</com:street1>
          <com:city>Indiana</com:city>
          <com:stateOrCountry>PA</com:stateOrCountry>
          <com:zipCode>15701</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-05151</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Teresa Ciambotti</name>
      <title>SVP, Controller</title>
      <phone>7244634725</phone>
      <signature>/s/ Teresa Ciambotti</signature>
      <city>Indiana</city>
      <stateOrCountry>PA</stateOrCountry>
      <signatureDate>11-13-2024</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>1</otherIncludedManagersCount>
      <tableEntryTotal>286</tableEntryTotal>
      <tableValueTotal>417679433</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <form13FFileNumber>28-11893</form13FFileNumber>
            <name>First Commonwealth Bank</name>
          </otherManager>
        </otherManager2>
      </otherManagers2Info>
    </summaryPage>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>information_table.xml
<DESCRIPTION>INFORMATION TABLE
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><infoTable><nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer><titleOfClass>SHS CLASS A</titleOfClass><cusip>G1151C101</cusip><value>201483</value><shrsOrPrnAmt><sshPrnamt>570</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>570</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer><titleOfClass>SHS CLASS A</titleOfClass><cusip>G1151C101</cusip><value>17674</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EATON CORP PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G29183103</cusip><value>368229</value><shrsOrPrnAmt><sshPrnamt>1111</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1111</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LINDE PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G54950103</cusip><value>87265</value><shrsOrPrnAmt><sshPrnamt>183</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>183</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LINDE PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G54950103</cusip><value>691447</value><shrsOrPrnAmt><sshPrnamt>1450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1450</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MEDTRONIC PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G5960L103</cusip><value>896698</value><shrsOrPrnAmt><sshPrnamt>9960</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9960</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AAON INC</nameOfIssuer><titleOfClass>COM PAR $0.004</titleOfClass><cusip>000360206</cusip><value>657824</value><shrsOrPrnAmt><sshPrnamt>6100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6100</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPS ETF TR</nameOfIssuer><titleOfClass>ALERIAN MLP</titleOfClass><cusip>00162Q452</cusip><value>1024983</value><shrsOrPrnAmt><sshPrnamt>21748</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>21748</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AT&amp;T INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00206R102</cusip><value>269742</value><shrsOrPrnAmt><sshPrnamt>12261</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>12261</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AT&amp;T INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00206R102</cusip><value>85118</value><shrsOrPrnAmt><sshPrnamt>3869</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3869</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBOTT LABS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>002824100</cusip><value>673571</value><shrsOrPrnAmt><sshPrnamt>5908</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5908</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBOTT LABS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>002824100</cusip><value>91208</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>600</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBVIE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00287Y109</cusip><value>1350763</value><shrsOrPrnAmt><sshPrnamt>6840</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6840</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBVIE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00287Y109</cusip><value>39496</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ADOBE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00724F101</cusip><value>11391</value><shrsOrPrnAmt><sshPrnamt>22</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>22</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ADOBE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00724F101</cusip><value>1475673</value><shrsOrPrnAmt><sshPrnamt>2850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2850</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>009158106</cusip><value>276302</value><shrsOrPrnAmt><sshPrnamt>928</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>928</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>009158106</cusip><value>8932</value><shrsOrPrnAmt><sshPrnamt>30</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>30</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL C</titleOfClass><cusip>02079K107</cusip><value>1396370</value><shrsOrPrnAmt><sshPrnamt>8352</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8352</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL A</titleOfClass><cusip>02079K305</cusip><value>3872431</value><shrsOrPrnAmt><sshPrnamt>23349</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23349</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL A</titleOfClass><cusip>02079K305</cusip><value>1418183</value><shrsOrPrnAmt><sshPrnamt>8551</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>551</Sole><Shared>0</Shared><None>8000</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMAZON COM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>023135106</cusip><value>3068109</value><shrsOrPrnAmt><sshPrnamt>16466</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>16466</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMAZON COM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>023135106</cusip><value>1602438</value><shrsOrPrnAmt><sshPrnamt>8600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>8500</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CENCORA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>03073E105</cusip><value>811638</value><shrsOrPrnAmt><sshPrnamt>3606</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3606</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>03076C106</cusip><value>865390</value><shrsOrPrnAmt><sshPrnamt>1842</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1842</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>037833100</cusip><value>16006168</value><shrsOrPrnAmt><sshPrnamt>68696</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>68696</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>037833100</cusip><value>2087680</value><shrsOrPrnAmt><sshPrnamt>8960</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1710</Sole><Shared>0</Shared><None>7250</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLIED MATLS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>038222105</cusip><value>1039951</value><shrsOrPrnAmt><sshPrnamt>5147</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5147</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>040413106</cusip><value>10746</value><shrsOrPrnAmt><sshPrnamt>28</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>28</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ARISTA NETWORKS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>040413106</cusip><value>1995864</value><shrsOrPrnAmt><sshPrnamt>5200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>5200</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BALLARD PWR SYS INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>058586108</cusip><value>26785</value><shrsOrPrnAmt><sshPrnamt>14881</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>14881</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer><titleOfClass>CL B NEW</titleOfClass><cusip>084670702</cusip><value>1708945</value><shrsOrPrnAmt><sshPrnamt>3713</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3713</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKROCK INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>09247X101</cusip><value>1025470</value><shrsOrPrnAmt><sshPrnamt>1080</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1080</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BOEING CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>097023105</cusip><value>259532</value><shrsOrPrnAmt><sshPrnamt>1707</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1707</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BOEING CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>097023105</cusip><value>15204</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BROADCOM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>11135F101</cusip><value>2968207</value><shrsOrPrnAmt><sshPrnamt>17207</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>17207</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BROADCOM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>11135F101</cusip><value>120750</value><shrsOrPrnAmt><sshPrnamt>700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>700</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CANADIAN PACIFIC KANSAS CITY</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>13646K108</cusip><value>427700</value><shrsOrPrnAmt><sshPrnamt>5000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CATERPILLAR INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>149123101</cusip><value>784195</value><shrsOrPrnAmt><sshPrnamt>2005</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2005</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CATERPILLAR INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>149123101</cusip><value>39112</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>166764100</cusip><value>1094657</value><shrsOrPrnAmt><sshPrnamt>7433</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7433</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>166764100</cusip><value>47126</value><shrsOrPrnAmt><sshPrnamt>320</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>320</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CISCO SYS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>17275R102</cusip><value>630976</value><shrsOrPrnAmt><sshPrnamt>11856</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11856</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CISCO SYS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>17275R102</cusip><value>29271</value><shrsOrPrnAmt><sshPrnamt>550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CINTAS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>172908105</cusip><value>49822</value><shrsOrPrnAmt><sshPrnamt>242</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>242</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CINTAS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>172908105</cusip><value>905872</value><shrsOrPrnAmt><sshPrnamt>4400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4400</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CITIGROUP INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>172967424</cusip><value>691792</value><shrsOrPrnAmt><sshPrnamt>11051</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11051</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COCA COLA CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>191216100</cusip><value>205807</value><shrsOrPrnAmt><sshPrnamt>2864</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2864</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COHERENT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>19247G107</cusip><value>177820</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COHERENT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>19247G107</cusip><value>579871</value><shrsOrPrnAmt><sshPrnamt>6522</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6522</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COMCAST CORP NEW</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>20030N101</cusip><value>952940</value><shrsOrPrnAmt><sshPrnamt>22814</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>22814</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COMCAST CORP NEW</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>20030N101</cusip><value>87299</value><shrsOrPrnAmt><sshPrnamt>2090</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2090</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>20825C104</cusip><value>139917</value><shrsOrPrnAmt><sshPrnamt>1329</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1329</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>20825C104</cusip><value>159183</value><shrsOrPrnAmt><sshPrnamt>1512</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1512</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>22160K105</cusip><value>638294</value><shrsOrPrnAmt><sshPrnamt>720</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>720</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CUMMINS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>231021106</cusip><value>435173</value><shrsOrPrnAmt><sshPrnamt>1344</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1344</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CUMMINS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>231021106</cusip><value>48568</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CURTISS WRIGHT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>231561101</cusip><value>666583</value><shrsOrPrnAmt><sshPrnamt>2028</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2028</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DANAHER CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>235851102</cusip><value>997535</value><shrsOrPrnAmt><sshPrnamt>3588</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3588</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DANAHER CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>235851102</cusip><value>1723724</value><shrsOrPrnAmt><sshPrnamt>6200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6200</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DEXCOM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>252131107</cusip><value>13408</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DEXCOM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>252131107</cusip><value>576544</value><shrsOrPrnAmt><sshPrnamt>8600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>8600</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DIGITAL RLTY TR INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>253868103</cusip><value>529831</value><shrsOrPrnAmt><sshPrnamt>3274</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3274</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DISNEY WALT CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>254687106</cusip><value>229509</value><shrsOrPrnAmt><sshPrnamt>2386</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2386</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DISNEY WALT CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>254687106</cusip><value>45690</value><shrsOrPrnAmt><sshPrnamt>475</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>475</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DOVER CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>260003108</cusip><value>663228</value><shrsOrPrnAmt><sshPrnamt>3459</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3459</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ETF SER SOLUTIONS</nameOfIssuer><titleOfClass>DEFIANCE NEXT</titleOfClass><cusip>26922B600</cusip><value>78911</value><shrsOrPrnAmt><sshPrnamt>16304</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>16304</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EAST WEST BANCORP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>27579R104</cusip><value>785781</value><shrsOrPrnAmt><sshPrnamt>9497</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9497</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EASTMAN CHEM CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>277432100</cusip><value>697336</value><shrsOrPrnAmt><sshPrnamt>6229</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6229</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ECOLAB INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>278865100</cusip><value>6383</value><shrsOrPrnAmt><sshPrnamt>25</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>25</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ECOLAB INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>278865100</cusip><value>842589</value><shrsOrPrnAmt><sshPrnamt>3300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3300</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EDISON INTL</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>281020107</cusip><value>878215</value><shrsOrPrnAmt><sshPrnamt>10084</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10084</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EMERSON ELEC CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>291011104</cusip><value>755527</value><shrsOrPrnAmt><sshPrnamt>6908</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6908</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EMERSON ELEC CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>291011104</cusip><value>10937</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>30231G102</cusip><value>1114762</value><shrsOrPrnAmt><sshPrnamt>9510</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9510</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>30231G102</cusip><value>253429</value><shrsOrPrnAmt><sshPrnamt>2162</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2162</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>META PLATFORMS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>30303M102</cusip><value>3040228</value><shrsOrPrnAmt><sshPrnamt>5311</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5311</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FASTENAL CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>311900104</cusip><value>1185572</value><shrsOrPrnAmt><sshPrnamt>16600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>16600</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FEDEX CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>31428X106</cusip><value>905059</value><shrsOrPrnAmt><sshPrnamt>3307</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3307</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FEDEX CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>31428X106</cusip><value>13684</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer><titleOfClass>ENHANCED INTL</titleOfClass><cusip>31609A404</cusip><value>2935524</value><shrsOrPrnAmt><sshPrnamt>96946</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>96946</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY COVINGTON TRUST</nameOfIssuer><titleOfClass>ENHANCED INTL</titleOfClass><cusip>31609A404</cusip><value>15140</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>316773100</cusip><value>326912</value><shrsOrPrnAmt><sshPrnamt>7631</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7631</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIRST COMWLTH FINL CORP PA</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>319829107</cusip><value>15673110</value><shrsOrPrnAmt><sshPrnamt>913884</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>913584</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIRST COMWLTH FINL CORP PA</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>319829107</cusip><value>201238</value><shrsOrPrnAmt><sshPrnamt>11734</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11734</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FUELCELL ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>35952H601</cusip><value>21590</value><shrsOrPrnAmt><sshPrnamt>56818</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>56818</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GE AEROSPACE</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>369604301</cusip><value>58648</value><shrsOrPrnAmt><sshPrnamt>311</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>311</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GE AEROSPACE</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>369604301</cusip><value>253828</value><shrsOrPrnAmt><sshPrnamt>1346</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1346</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GENUINE PARTS CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>372460105</cusip><value>864479</value><shrsOrPrnAmt><sshPrnamt>6189</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6189</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>38141G104</cusip><value>890207</value><shrsOrPrnAmt><sshPrnamt>1798</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1798</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>38141G104</cusip><value>49511</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HOME DEPOT INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>437076102</cusip><value>1761809</value><shrsOrPrnAmt><sshPrnamt>4348</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4348</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>438516106</cusip><value>287326</value><shrsOrPrnAmt><sshPrnamt>1390</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1390</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>438516106</cusip><value>62013</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HUMANA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>444859102</cusip><value>525471</value><shrsOrPrnAmt><sshPrnamt>1659</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1659</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HUMANA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>444859102</cusip><value>95022</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HYZON MOTORS INC</nameOfIssuer><titleOfClass>CL A NEW</titleOfClass><cusip>44951Y201</cusip><value>26414</value><shrsOrPrnAmt><sshPrnamt>10870</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10870</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C318</cusip><value>1382469</value><shrsOrPrnAmt><sshPrnamt>39226</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>39226</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US SML CP PWR ET</titleOfClass><cusip>45782C342</cusip><value>2821423</value><shrsOrPrnAmt><sshPrnamt>86920</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>86920</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C383</cusip><value>828410</value><shrsOrPrnAmt><sshPrnamt>21106</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>21106</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C383</cusip><value>198291</value><shrsOrPrnAmt><sshPrnamt>5052</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5052</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY BUFR MAR</titleOfClass><cusip>45782C391</cusip><value>1079341</value><shrsOrPrnAmt><sshPrnamt>23973</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23973</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY BUFR MAR</titleOfClass><cusip>45782C391</cusip><value>318269</value><shrsOrPrnAmt><sshPrnamt>7069</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7069</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY BUFR JAN</titleOfClass><cusip>45782C409</cusip><value>1987972</value><shrsOrPrnAmt><sshPrnamt>42697</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>42697</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C417</cusip><value>530977</value><shrsOrPrnAmt><sshPrnamt>14733</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>14733</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY BUFR FEB</titleOfClass><cusip>45782C433</cusip><value>571705</value><shrsOrPrnAmt><sshPrnamt>13625</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13625</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US SML CP PWR B</titleOfClass><cusip>45782C474</cusip><value>424266</value><shrsOrPrnAmt><sshPrnamt>11445</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11445</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C508</cusip><value>1476570</value><shrsOrPrnAmt><sshPrnamt>35735</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>35735</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>INTRNL DEV JAN</titleOfClass><cusip>45782C524</cusip><value>623516</value><shrsOrPrnAmt><sshPrnamt>18909</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18909</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C573</cusip><value>482876</value><shrsOrPrnAmt><sshPrnamt>13079</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13079</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY BUF NOV</titleOfClass><cusip>45782C581</cusip><value>657023</value><shrsOrPrnAmt><sshPrnamt>17232</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>17232</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US SML CP PWR B</titleOfClass><cusip>45782C599</cusip><value>292882</value><shrsOrPrnAmt><sshPrnamt>9647</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9647</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>INTERNATIONAL DV</titleOfClass><cusip>45782C631</cusip><value>559147</value><shrsOrPrnAmt><sshPrnamt>18163</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18163</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY ULTRA B</titleOfClass><cusip>45782C649</cusip><value>671419</value><shrsOrPrnAmt><sshPrnamt>19327</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>19327</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C656</cusip><value>3501221</value><shrsOrPrnAmt><sshPrnamt>90870</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>90870</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY BUF SEP</titleOfClass><cusip>45782C664</cusip><value>390188</value><shrsOrPrnAmt><sshPrnamt>9263</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9263</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQT ULTRA BF</titleOfClass><cusip>45782C672</cusip><value>691912</value><shrsOrPrnAmt><sshPrnamt>19752</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>19752</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BF</titleOfClass><cusip>45782C680</cusip><value>1580087</value><shrsOrPrnAmt><sshPrnamt>41735</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>41735</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQUT BUFR AUG</titleOfClass><cusip>45782C698</cusip><value>268681</value><shrsOrPrnAmt><sshPrnamt>6281</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6281</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>INTRNL DEV JULY</titleOfClass><cusip>45782C722</cusip><value>250100</value><shrsOrPrnAmt><sshPrnamt>8505</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8505</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C748</cusip><value>610185</value><shrsOrPrnAmt><sshPrnamt>16547</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>16547</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY BUFR JUN</titleOfClass><cusip>45782C755</cusip><value>1248550</value><shrsOrPrnAmt><sshPrnamt>30677</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>30677</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY BUF OCT</titleOfClass><cusip>45782C771</cusip><value>1007083</value><shrsOrPrnAmt><sshPrnamt>23724</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23724</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY BUFR JUL</titleOfClass><cusip>45782C789</cusip><value>574217</value><shrsOrPrnAmt><sshPrnamt>13146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C797</cusip><value>1019321</value><shrsOrPrnAmt><sshPrnamt>26170</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>26170</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY PWR BUF</titleOfClass><cusip>45782C813</cusip><value>1869564</value><shrsOrPrnAmt><sshPrnamt>46185</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>46185</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQT BUFR APR</titleOfClass><cusip>45782C888</cusip><value>2663308</value><shrsOrPrnAmt><sshPrnamt>61409</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>61409</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQUITY ACCELE</titleOfClass><cusip>45783Y103</cusip><value>801007</value><shrsOrPrnAmt><sshPrnamt>22837</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>22837</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>EQUITY DEFINED P</titleOfClass><cusip>45783Y111</cusip><value>236945</value><shrsOrPrnAmt><sshPrnamt>9608</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9608</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>EQUITY DEFINED P</titleOfClass><cusip>45783Y244</cusip><value>539149</value><shrsOrPrnAmt><sshPrnamt>20208</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>20208</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQUITY ACCELE</titleOfClass><cusip>45783Y301</cusip><value>10789852</value><shrsOrPrnAmt><sshPrnamt>323306</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>323306</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQT ACCEL PLS</titleOfClass><cusip>45783Y400</cusip><value>215786</value><shrsOrPrnAmt><sshPrnamt>6409</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6409</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>QUITY MANAGD FLR</titleOfClass><cusip>45783Y673</cusip><value>2708589</value><shrsOrPrnAmt><sshPrnamt>85149</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>85149</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQT ACC 9 BFR</titleOfClass><cusip>45783Y780</cusip><value>810665</value><shrsOrPrnAmt><sshPrnamt>28605</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>28605</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY ACCELRTD</titleOfClass><cusip>45783Y830</cusip><value>251271</value><shrsOrPrnAmt><sshPrnamt>8743</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8743</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQTY ACCELRT9</titleOfClass><cusip>45783Y848</cusip><value>646052</value><shrsOrPrnAmt><sshPrnamt>21727</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>21727</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INNOVATOR ETFS TRUST</nameOfIssuer><titleOfClass>US EQT ACLRTD 9</titleOfClass><cusip>45783Y889</cusip><value>879151</value><shrsOrPrnAmt><sshPrnamt>26259</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>26259</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>45866F104</cusip><value>223932</value><shrsOrPrnAmt><sshPrnamt>1394</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1394</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>45866F104</cusip><value>574288</value><shrsOrPrnAmt><sshPrnamt>3575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3575</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO QQQ TR</nameOfIssuer><titleOfClass>UNIT SER 1</titleOfClass><cusip>46090E103</cusip><value>1660414</value><shrsOrPrnAmt><sshPrnamt>3402</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3402</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES S&amp;P GSCI COMMODITY-</nameOfIssuer><titleOfClass>UNIT BEN INT</titleOfClass><cusip>46428R107</cusip><value>291207</value><shrsOrPrnAmt><sshPrnamt>13867</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13867</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P TTL STK</titleOfClass><cusip>464287150</cusip><value>361534</value><shrsOrPrnAmt><sshPrnamt>2878</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2878</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>SELECT DIVID ETF</titleOfClass><cusip>464287168</cusip><value>3475756</value><shrsOrPrnAmt><sshPrnamt>25733</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>25733</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>SELECT DIVID ETF</titleOfClass><cusip>464287168</cusip><value>104003</value><shrsOrPrnAmt><sshPrnamt>770</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>770</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P500 ETF</titleOfClass><cusip>464287200</cusip><value>96829619</value><shrsOrPrnAmt><sshPrnamt>167868</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>167868</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P500 ETF</titleOfClass><cusip>464287200</cusip><value>753903</value><shrsOrPrnAmt><sshPrnamt>1307</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1307</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI EMG MKT ETF</titleOfClass><cusip>464287234</cusip><value>5682420</value><shrsOrPrnAmt><sshPrnamt>123908</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>123908</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI EMG MKT ETF</titleOfClass><cusip>464287234</cusip><value>15133</value><shrsOrPrnAmt><sshPrnamt>330</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>330</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass><cusip>464287309</cusip><value>2444880</value><shrsOrPrnAmt><sshPrnamt>25534</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>25534</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass><cusip>464287309</cusip><value>15320</value><shrsOrPrnAmt><sshPrnamt>160</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>160</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 VAL ETF</titleOfClass><cusip>464287408</cusip><value>3652968</value><shrsOrPrnAmt><sshPrnamt>18527</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18527</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 VAL ETF</titleOfClass><cusip>464287408</cusip><value>38053</value><shrsOrPrnAmt><sshPrnamt>193</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>193</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI EAFE ETF</titleOfClass><cusip>464287465</cusip><value>24299198</value><shrsOrPrnAmt><sshPrnamt>290556</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>290556</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI EAFE ETF</titleOfClass><cusip>464287465</cusip><value>238261</value><shrsOrPrnAmt><sshPrnamt>2849</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2849</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS MID CAP ETF</titleOfClass><cusip>464287499</cusip><value>681498</value><shrsOrPrnAmt><sshPrnamt>7732</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7732</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS MID CAP ETF</titleOfClass><cusip>464287499</cusip><value>55351</value><shrsOrPrnAmt><sshPrnamt>628</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>628</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P MCP ETF</titleOfClass><cusip>464287507</cusip><value>501364</value><shrsOrPrnAmt><sshPrnamt>8045</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8045</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 1000 VAL ETF</titleOfClass><cusip>464287598</cusip><value>624631</value><shrsOrPrnAmt><sshPrnamt>3291</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3291</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 1000 GRW ETF</titleOfClass><cusip>464287614</cusip><value>1102491</value><shrsOrPrnAmt><sshPrnamt>2937</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2937</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 1000 ETF</titleOfClass><cusip>464287622</cusip><value>264087</value><shrsOrPrnAmt><sshPrnamt>840</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>840</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 2000 VAL ETF</titleOfClass><cusip>464287630</cusip><value>1053801</value><shrsOrPrnAmt><sshPrnamt>6317</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6317</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 2000 GRW ETF</titleOfClass><cusip>464287648</cusip><value>3202952</value><shrsOrPrnAmt><sshPrnamt>11278</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11278</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 2000 GRW ETF</titleOfClass><cusip>464287648</cusip><value>11644</value><shrsOrPrnAmt><sshPrnamt>41</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>41</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUSSELL 2000 ETF</titleOfClass><cusip>464287655</cusip><value>19998497</value><shrsOrPrnAmt><sshPrnamt>90536</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>90536</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUSSELL 2000 ETF</titleOfClass><cusip>464287655</cusip><value>83496</value><shrsOrPrnAmt><sshPrnamt>378</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>378</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P MC 400VL ETF</titleOfClass><cusip>464287705</cusip><value>395336</value><shrsOrPrnAmt><sshPrnamt>3198</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3198</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P SCP ETF</titleOfClass><cusip>464287804</cusip><value>1100710</value><shrsOrPrnAmt><sshPrnamt>9411</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9411</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>INTL SEL DIV ETF</titleOfClass><cusip>464288448</cusip><value>1206993</value><shrsOrPrnAmt><sshPrnamt>39927</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>39927</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>INTL SEL DIV ETF</titleOfClass><cusip>464288448</cusip><value>36276</value><shrsOrPrnAmt><sshPrnamt>1200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>EAFE VALUE ETF</titleOfClass><cusip>464288877</cusip><value>621554</value><shrsOrPrnAmt><sshPrnamt>10804</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10804</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>EAFE GRWTH ETF</titleOfClass><cusip>464288885</cusip><value>2390368</value><shrsOrPrnAmt><sshPrnamt>22205</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>22205</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>EAFE GRWTH ETF</titleOfClass><cusip>464288885</cusip><value>11195</value><shrsOrPrnAmt><sshPrnamt>104</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>104</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE MSCI EAFE</titleOfClass><cusip>46432F842</cusip><value>784090</value><shrsOrPrnAmt><sshPrnamt>10046</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10046</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE DIV GRWTH</titleOfClass><cusip>46434V621</cusip><value>243926</value><shrsOrPrnAmt><sshPrnamt>3891</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3891</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO.</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>46625H100</cusip><value>2911554</value><shrsOrPrnAmt><sshPrnamt>13808</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13808</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO.</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>46625H100</cusip><value>93410</value><shrsOrPrnAmt><sshPrnamt>443</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>443</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer><titleOfClass>DIV RTN INT EQ</titleOfClass><cusip>46641Q209</cusip><value>692962</value><shrsOrPrnAmt><sshPrnamt>11534</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11534</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer><titleOfClass>US QUALTY FCTR</titleOfClass><cusip>46641Q761</cusip><value>1684767</value><shrsOrPrnAmt><sshPrnamt>29782</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>29782</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer><titleOfClass>US QUALTY FCTR</titleOfClass><cusip>46641Q761</cusip><value>17876</value><shrsOrPrnAmt><sshPrnamt>316</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>316</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>478160104</cusip><value>1351418</value><shrsOrPrnAmt><sshPrnamt>8339</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8339</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>478160104</cusip><value>62393</value><shrsOrPrnAmt><sshPrnamt>385</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>385</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>502431109</cusip><value>679594</value><shrsOrPrnAmt><sshPrnamt>2857</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2857</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>512807108</cusip><value>1002146</value><shrsOrPrnAmt><sshPrnamt>1228</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1228</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>532457108</cusip><value>1701890</value><shrsOrPrnAmt><sshPrnamt>1921</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1921</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>532457108</cusip><value>119601</value><shrsOrPrnAmt><sshPrnamt>135</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>135</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>539830109</cusip><value>914251</value><shrsOrPrnAmt><sshPrnamt>1564</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1564</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>539830109</cusip><value>14614</value><shrsOrPrnAmt><sshPrnamt>25</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>25</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOWES COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>548661107</cusip><value>310935</value><shrsOrPrnAmt><sshPrnamt>1148</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1148</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOWES COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>548661107</cusip><value>127299</value><shrsOrPrnAmt><sshPrnamt>470</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>470</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MARATHON PETE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>56585A102</cusip><value>287536</value><shrsOrPrnAmt><sshPrnamt>1765</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1765</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MASCO CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>574599106</cusip><value>200448</value><shrsOrPrnAmt><sshPrnamt>2388</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2388</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>57636Q104</cusip><value>873038</value><shrsOrPrnAmt><sshPrnamt>1768</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1768</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer><titleOfClass>COM NON VTG</titleOfClass><cusip>579780206</cusip><value>559640</value><shrsOrPrnAmt><sshPrnamt>6800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>6800</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MCDONALDS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>580135101</cusip><value>1108720</value><shrsOrPrnAmt><sshPrnamt>3641</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3641</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MCDONALDS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>580135101</cusip><value>143424</value><shrsOrPrnAmt><sshPrnamt>471</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>471</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>58933Y105</cusip><value>902688</value><shrsOrPrnAmt><sshPrnamt>7949</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7949</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>58933Y105</cusip><value>17034</value><shrsOrPrnAmt><sshPrnamt>150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>METLIFE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>59156R108</cusip><value>1358858</value><shrsOrPrnAmt><sshPrnamt>16475</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>16475</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>METLIFE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>59156R108</cusip><value>16496</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>594918104</cusip><value>7483347</value><shrsOrPrnAmt><sshPrnamt>17391</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>17391</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>594918104</cusip><value>2691526</value><shrsOrPrnAmt><sshPrnamt>6255</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1705</Sole><Shared>0</Shared><None>4550</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>595017104</cusip><value>910649</value><shrsOrPrnAmt><sshPrnamt>11342</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11342</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MID-AMER APT CMNTYS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>59522J103</cusip><value>663884</value><shrsOrPrnAmt><sshPrnamt>4178</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4178</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>620076307</cusip><value>1360130</value><shrsOrPrnAmt><sshPrnamt>3025</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3025</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NETFLIX INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>64110L106</cusip><value>883750</value><shrsOrPrnAmt><sshPrnamt>1246</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1246</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>65339F101</cusip><value>386471</value><shrsOrPrnAmt><sshPrnamt>4572</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4572</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>65339F101</cusip><value>67624</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>655844108</cusip><value>124250</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORFOLK SOUTHN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>655844108</cusip><value>1696012</value><shrsOrPrnAmt><sshPrnamt>6825</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6825</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NOVANTA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67000B104</cusip><value>447300</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2500</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>4673861</value><shrsOrPrnAmt><sshPrnamt>38487</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>38487</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>1310546</value><shrsOrPrnAmt><sshPrnamt>7691</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7691</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>108885</value><shrsOrPrnAmt><sshPrnamt>639</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>639</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>693475105</cusip><value>1112242</value><shrsOrPrnAmt><sshPrnamt>6017</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6017</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>693475105</cusip><value>166734</value><shrsOrPrnAmt><sshPrnamt>902</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>902</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>713448108</cusip><value>968094</value><shrsOrPrnAmt><sshPrnamt>5693</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5693</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>713448108</cusip><value>65469</value><shrsOrPrnAmt><sshPrnamt>385</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>385</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>717081103</cusip><value>145481</value><shrsOrPrnAmt><sshPrnamt>5027</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5027</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>717081103</cusip><value>60195</value><shrsOrPrnAmt><sshPrnamt>2080</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2080</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718172109</cusip><value>1137153</value><shrsOrPrnAmt><sshPrnamt>9367</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9367</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718172109</cusip><value>60335</value><shrsOrPrnAmt><sshPrnamt>497</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>497</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PLUG POWER INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>72919P202</cusip><value>29124</value><shrsOrPrnAmt><sshPrnamt>12887</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>12887</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>POOL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>73278L105</cusip><value>11304</value><shrsOrPrnAmt><sshPrnamt>30</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>30</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>POOL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>73278L105</cusip><value>715920</value><shrsOrPrnAmt><sshPrnamt>1900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1900</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>742718109</cusip><value>1571616</value><shrsOrPrnAmt><sshPrnamt>9074</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9074</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>742718109</cusip><value>86600</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROSHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 DV ARIST</titleOfClass><cusip>74348A467</cusip><value>2079684</value><shrsOrPrnAmt><sshPrnamt>19480</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>19480</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROSHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 DV ARIST</titleOfClass><cusip>74348A467</cusip><value>151919</value><shrsOrPrnAmt><sshPrnamt>1423</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1423</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PUBLIC SVC ENTERPRISE GRP IN</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>744573106</cusip><value>842499</value><shrsOrPrnAmt><sshPrnamt>9444</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9444</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PURE STORAGE INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>74624M102</cusip><value>1306240</value><shrsOrPrnAmt><sshPrnamt>26000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>26000</None></votingAuthority></infoTable><infoTable><nameOfIssuer>QUALCOMM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>747525103</cusip><value>1581805</value><shrsOrPrnAmt><sshPrnamt>9302</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9302</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>QUALCOMM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>747525103</cusip><value>75842</value><shrsOrPrnAmt><sshPrnamt>446</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>446</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RB GLOBAL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>74935Q107</cusip><value>698089</value><shrsOrPrnAmt><sshPrnamt>8673</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8673</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RPM INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>749685103</cusip><value>363000</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RTX CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75513E101</cusip><value>1084139</value><shrsOrPrnAmt><sshPrnamt>8948</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8948</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RTX CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75513E101</cusip><value>9087</value><shrsOrPrnAmt><sshPrnamt>75</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>75</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RBC BEARINGS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75524B104</cusip><value>464039</value><shrsOrPrnAmt><sshPrnamt>1550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1550</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REPUBLIC SVCS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>760759100</cusip><value>747325</value><shrsOrPrnAmt><sshPrnamt>3721</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3721</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>773903109</cusip><value>936388</value><shrsOrPrnAmt><sshPrnamt>3488</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3488</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S &amp; T BANCORP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>783859101</cusip><value>9304790</value><shrsOrPrnAmt><sshPrnamt>221701</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>843</Sole><Shared>0</Shared><None>220858</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>2897488</value><shrsOrPrnAmt><sshPrnamt>5050</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5050</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR GOLD TR</nameOfIssuer><titleOfClass>GOLD SHS</titleOfClass><cusip>78463V107</cusip><value>1027657</value><shrsOrPrnAmt><sshPrnamt>4228</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4228</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer><titleOfClass>MSCI ACWI EXUS</titleOfClass><cusip>78463X848</cusip><value>375568</value><shrsOrPrnAmt><sshPrnamt>12338</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>12338</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer><titleOfClass>MSCI ACWI EXUS</titleOfClass><cusip>78463X848</cusip><value>31261</value><shrsOrPrnAmt><sshPrnamt>1027</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1027</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SER TR</nameOfIssuer><titleOfClass>S&amp;P DIVID ETF</titleOfClass><cusip>78464A763</cusip><value>851813</value><shrsOrPrnAmt><sshPrnamt>5997</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5997</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>808513105</cusip><value>676033</value><shrsOrPrnAmt><sshPrnamt>10431</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10431</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>808513105</cusip><value>131434</value><shrsOrPrnAmt><sshPrnamt>2028</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2028</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>TECHNOLOGY</titleOfClass><cusip>81369Y803</cusip><value>541146</value><shrsOrPrnAmt><sshPrnamt>2397</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2397</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SMILEDIRECTCLUB INC</nameOfIssuer><titleOfClass>CL A COM</titleOfClass><cusip>83192H106</cusip><value>3</value><shrsOrPrnAmt><sshPrnamt>15000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>15000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STATE STR CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>857477103</cusip><value>174462</value><shrsOrPrnAmt><sshPrnamt>1972</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1972</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STATE STR CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>857477103</cusip><value>30699</value><shrsOrPrnAmt><sshPrnamt>347</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>347</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STRYKER CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>863667101</cusip><value>856186</value><shrsOrPrnAmt><sshPrnamt>2370</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2370</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TJX COS INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>872540109</cusip><value>1536717</value><shrsOrPrnAmt><sshPrnamt>13074</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13074</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TJX COS INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>872540109</cusip><value>23508</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TARGET CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>87612E106</cusip><value>474281</value><shrsOrPrnAmt><sshPrnamt>3043</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3043</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TARGET CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>87612E106</cusip><value>77306</value><shrsOrPrnAmt><sshPrnamt>496</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>496</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>883556102</cusip><value>969299</value><shrsOrPrnAmt><sshPrnamt>1567</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1567</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>892356106</cusip><value>949304</value><shrsOrPrnAmt><sshPrnamt>3263</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3263</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNION PAC CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>907818108</cusip><value>70739</value><shrsOrPrnAmt><sshPrnamt>287</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>287</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNION PAC CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>907818108</cusip><value>985920</value><shrsOrPrnAmt><sshPrnamt>4000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4000</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>91324P102</cusip><value>1135448</value><shrsOrPrnAmt><sshPrnamt>1942</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1942</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>91324P102</cusip><value>29234</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer><titleOfClass>DIV APP ETF</titleOfClass><cusip>921908844</cusip><value>3625488</value><shrsOrPrnAmt><sshPrnamt>18305</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18305</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer><titleOfClass>DIV APP ETF</titleOfClass><cusip>921908844</cusip><value>23173</value><shrsOrPrnAmt><sshPrnamt>117</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>117</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer><titleOfClass>HEALTH CAR ETF</titleOfClass><cusip>92204A504</cusip><value>467605</value><shrsOrPrnAmt><sshPrnamt>1657</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1657</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer><titleOfClass>UTILITIES ETF</titleOfClass><cusip>92204A876</cusip><value>597687</value><shrsOrPrnAmt><sshPrnamt>3434</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3434</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer><titleOfClass>VNG RUS2000IDX</titleOfClass><cusip>92206C664</cusip><value>387464</value><shrsOrPrnAmt><sshPrnamt>4336</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4336</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VEEVA SYS INC</nameOfIssuer><titleOfClass>CL A COM</titleOfClass><cusip>922475108</cusip><value>703064</value><shrsOrPrnAmt><sshPrnamt>3350</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3350</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>REAL ESTATE ETF</titleOfClass><cusip>922908553</cusip><value>392212</value><shrsOrPrnAmt><sshPrnamt>4026</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4026</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>REAL ESTATE ETF</titleOfClass><cusip>922908553</cusip><value>19484</value><shrsOrPrnAmt><sshPrnamt>200</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>200</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>GROWTH ETF</titleOfClass><cusip>922908736</cusip><value>909530</value><shrsOrPrnAmt><sshPrnamt>2369</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2369</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>VALUE ETF</titleOfClass><cusip>922908744</cusip><value>1620533</value><shrsOrPrnAmt><sshPrnamt>9283</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9283</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92343V104</cusip><value>271346</value><shrsOrPrnAmt><sshPrnamt>6042</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6042</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92343V104</cusip><value>112319</value><shrsOrPrnAmt><sshPrnamt>2501</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2501</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERISK ANALYTICS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92345Y106</cusip><value>1098636</value><shrsOrPrnAmt><sshPrnamt>4100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>4100</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VISA INC</nameOfIssuer><titleOfClass>COM CL A</titleOfClass><cusip>92826C839</cusip><value>1228751</value><shrsOrPrnAmt><sshPrnamt>4469</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4469</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VULCAN MATLS CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>929160109</cusip><value>593018</value><shrsOrPrnAmt><sshPrnamt>2368</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2368</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WALMART INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>931142103</cusip><value>1888984</value><shrsOrPrnAmt><sshPrnamt>23393</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23393</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WALMART INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>931142103</cusip><value>84060</value><shrsOrPrnAmt><sshPrnamt>1041</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1041</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WATSCO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>942622200</cusip><value>1094433</value><shrsOrPrnAmt><sshPrnamt>2225</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2225</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WILLIAMS COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>969457100</cusip><value>901450</value><shrsOrPrnAmt><sshPrnamt>19747</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>19747</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WORKDAY INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>98138H101</cusip><value>1222</value><shrsOrPrnAmt><sshPrnamt>5</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WORKDAY INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>98138H101</cusip><value>549922</value><shrsOrPrnAmt><sshPrnamt>2250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2250</None></votingAuthority></infoTable><infoTable><nameOfIssuer>XCEL ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>98389B100</cusip><value>327740</value><shrsOrPrnAmt><sshPrnamt>5019</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5019</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>XCEL ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>98389B100</cusip><value>27752</value><shrsOrPrnAmt><sshPrnamt>425</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>425</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ZOETIS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>98978V103</cusip><value>965763</value><shrsOrPrnAmt><sshPrnamt>4943</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4943</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable></informationTable><!-- Other Managers: 1|First Commonwealth Bank|28-11893||| --><!-- tableEntryCount=286 tableValueTotal=417679433 -->
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
