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Reinsurance for the Reciprocal - Effects of Reinsurance on Premiums Written and Earned (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
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Jun. 30, 2026 | Jun. 30, 2025 | Jun. 30, 2026 | Jun. 30, 2025
Reinsurance Disclosures [Abstract] |  |  |  |
Direct premiums, written | $ 117,628 | $ 95,779 | $ 211,182 | $ 171,275
Ceded premiums, written | 3,627 | 20,378 | (16,921) | (11,263)
Net premiums, written | 121,255 | 116,157 | 194,261 | 160,012
Direct premiums, earned | 103,468 | 100,184 | 201,120 | 202,564
Ceded premiums, earned | (12,238) | (21,229) | (33,064) | (60,295)
Net premiums, earned | $ 91,230 | $ 78,955 | $ 168,056 | $ 142,269

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