XML 61 R49.htm IDEA: XBRL DOCUMENT
v3.22.4

Segment Reporting (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2022
Segment Reporting [Abstract] |
Summary of Financial Information of Reportable Segments and Reconciliation to Consolidated Financial Results | Summarized financial information concerning the Company's reportable segments and the reconciliation to the consolidated financial results is shown in the following tables for the periods indicated:
| December 31, 2022 |  | December 31, 2021
| Bank |  | CCBX |  | Total |  | Bank |  | CCBX |  | Total
| (dollars in thousands)
Total assets | $ | 2,097,885 |  |  | $ | 1,046,582 |  |  | $ | 3,144,467 |  |  | $ | 2,282,514 |  |  | $ | 353,003 |  |  | $ | 2,635,517 |
Total loans receivable | 1,614,751 |  |  | 1,012,505 |  |  | 2,627,256 |  |  | 1,396,060 |  |  | 346,675 |  |  | 1,742,735 |
Allowance for loan losses | (20,636) |  |  | (53,393) |  |  | (74,029) |  |  | (20,299) |  |  | (8,333) |  |  | (28,632) |
Total deposits | 1,538,218 |  |  | 1,279,303 |  |  | 2,817,521 |  |  | 1,647,529 |  |  | 716,258 |  |  | 2,363,787 |
| Year Ended December 31, 2022 |  | Year Ended December 31, 2021
| Bank |  | CCBX |  | Total |  | Bank |  | CCBX |  | Total
| (dollars in thousands)
Net interest income | $ | 85,075 |  |  | $ | 86,700 |  |  | $ | 171,775 |  |  | $ | 73,004 |  |  | $ | 6,433 |  |  | $ | 79,437 |
Provision for loan losses | $ | 719 |  |  | 78,345 |  |  | 79,064 |  |  | 1,275 |  |  | 8,640 |  |  | 9,915 |
Noninterest income (1) | $ | 5,652 |  |  | 119,032 |  |  | 124,684 |  |  | 10,713 |  |  | 17,405 |  |  | 28,118 |
Noninterest expense | $ | 64,114 |  |  | 102,660 |  |  | 166,774 |  |  | 51,547 |  |  | 11,716 |  |  | 63,263 |
(1) For the year ended December 31, 2022, CCBX noninterest income includes credit enhancement recovery of $76.4 million, fraud recovery of $29.6 million, servicing and other BaaS fees of $7.6 million, reimbursement of expenses of $2.7 million, and interchange income of $2.6 million. For the year ended December 31, 2021, CCBX noninterest income includes credit enhancement recovery of $9.1 million, fraud recovery of $1.5 million, servicing and other BaaS fees of $5.0 million, reimbursement of expenses of $1.0 million, and interchange income of $701,000.

X
- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -URI https://asc.fasb.org/extlink&oid=126901519&loc=d3e8736-108599 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -URI https://asc.fasb.org/extlink&oid=126901519&loc=d3e8813-108599 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -URI https://asc.fasb.org/extlink&oid=126901519&loc=d3e8906-108599 + Details
Name: | us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_SegmentReportingAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration