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Commitments and Contingencies (Tables) | 12 Months Ended
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Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract] |
Schedule of Financial Instruments Contract Amount Represents Credit Risk | Financial instruments whose contract amount represents credit or funding risk were as follows at December 31:
(dollars in thousands; unaudited) | 2022 |  | 2021
Credit Risk |  |  |
Commitments to extend credit: |  |  |
Commercial and industrial loans | $ | 81,568 |  |  | $ | 70,848 |
Commercial and industrial loans - capital call lines | 772,732 |  |  | 415,956 |
Construction – commercial real estate loans | 109,715 |  |  | 90,946 |
Construction – residential real estate loans | 32,827 |  |  | 43,339 |
Residential real estate loans | 374,735 |  |  | 101,715 |
Commercial real estate loans | 35,024 |  |  | 23,248 |
Consumer and other loans | 793,563 |  |  | 163,510 |
Total commitments to extend credit | $ | 2,200,164 |  |  | $ | 909,562 |
Standby letters of credit | $ | 3,064 |  |  | $ | 3,040 |
Funding Risk |  |  |
Equity investment commitment | $ | 988 |  |  | $ | 1,090 |
Commitments to extend credit on CCBX loans are included in the table above and are summarized below:
(dollars in thousands; unaudited) | 2022 |  | 2021
Commitments to extend credit: |  |  |
Commercial and industrial loans | $ | 952 |  |  | $ | — |
Commercial and industrial loans - capital call lines | 772,732 |  |  | 415,956 |
Residential real estate loans | 329,193 |  |  | 71,453 |
Consumer and other loans | 792,447 |  |  | 162,266 |
Total commitments to extend credit | $ | 1,895,324 |  |  | $ | 649,675 |
Schedule of CCBX Partners Maximum Aggregate Customer Loan Balances | We also limit CCBX partners to a maximum aggregate customer loan balance originated and held on our balance sheet, as shown in the table below.
(dollars in thousands; unaudited) | Type of Lending |  | Maximum Portfolio Size
Commercial and industrial loans: |  |  |
Capital call lines | Business - Venture Capital |  | $ | 350,000 |
All other commercial & industrial loans | Business - Small Business |  | 65,856 |
Real estate loans: |  |  |
Home equity lines of credit | Home Equity - Secured Credit Cards |  | 250,000 |
Consumer and other loans: |  |  |
Credit cards | Credit Cards - Primarily Consumer |  | 600,770 |
Installment loans | Consumer |  | 1,048,134 |
Other consumer and other loans | Consumer - Secured Credit Builder & Unsecured consumer |  | 190,240 |
|  |  | 2,505,000 |

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- Definition Tabular disclosure of the loss contingencies that were reported in the period or disclosed as of the balance sheet date. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 4 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=121557415&loc=d3e14435-108349 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=121557415&loc=d3e14326-108349 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 460 -SubTopic 10 -Section 50 -Paragraph 2 -URI https://asc.fasb.org/extlink&oid=124440162&loc=d3e12021-110248 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 460 -SubTopic 10 -Section 50 -Paragraph 3 -URI https://asc.fasb.org/extlink&oid=124440162&loc=d3e12053-110248 Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 9 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=121557415&loc=d3e14557-108349 + Details
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