XML 55 R43.htm IDEA: XBRL DOCUMENT v3.22.4

Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2022

Commitments and Contingencies Disclosure [Abstract]

Schedule of Financial Instruments Contract Amount Represents Credit Risk

Financial instruments whose contract amount represents credit or funding risk were as follows at December 31:

(dollars in thousands; unaudited)			2022						2021
Credit Risk
Commitments to extend credit:
Commercial and industrial loans			$	81,568					$	70,848
Commercial and industrial loans - capital call lines			772,732						415,956
Construction – commercial real estate loans			109,715						90,946
Construction – residential real estate loans			32,827						43,339
Residential real estate loans			374,735						101,715
Commercial real estate loans			35,024						23,248
Consumer and other loans			793,563						163,510
Total commitments to extend credit			$	2,200,164					$	909,562
Standby letters of credit			$	3,064					$	3,040
Funding Risk
Equity investment commitment			$	988					$	1,090

Commitments to extend credit on CCBX loans are included in the table above and are summarized below:

(dollars in thousands; unaudited)			2022						2021
Commitments to extend credit:
Commercial and industrial loans			$	952					$	—
Commercial and industrial loans - capital call lines			772,732						415,956
Residential real estate loans			329,193						71,453
Consumer and other loans			792,447						162,266
Total commitments to extend credit			$	1,895,324					$	649,675

Schedule of CCBX Partners Maximum Aggregate Customer Loan Balances

We also limit CCBX partners to a maximum aggregate customer loan balance originated and held on our balance sheet, as shown in the table below.

(dollars in thousands; unaudited)			Type of Lending						Maximum Portfolio Size
Commercial and industrial loans:
Capital call lines			Business - Venture Capital						$	350,000
All other commercial & industrial loans			Business - Small Business						65,856
Real estate loans:
Home equity lines of credit			Home Equity - Secured Credit Cards						250,000
Consumer and other loans:
Credit cards			Credit Cards - Primarily Consumer						600,770
Installment loans			Consumer						1,048,134
Other consumer and other loans			Consumer - Secured Credit Builder & Unsecured consumer						190,240
									2,505,000

X

- References

No definition available.

+ Details

Name:	us-gaap_CommitmentsAndContingenciesDisclosureAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of information about obligations resulting from other commitments.

+ References

No definition available.

+ Details

Name:	us-gaap_OtherCommitmentsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the loss contingencies that were reported in the period or disclosed as of the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 450
-SubTopic 20
-Section 50
-Paragraph 4
-Subparagraph (b)
-URI https://asc.fasb.org/extlink&oid=121557415&loc=d3e14435-108349

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 450
-SubTopic 20
-Section 50
-Paragraph 1
-URI https://asc.fasb.org/extlink&oid=121557415&loc=d3e14326-108349

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 460
-SubTopic 10
-Section 50
-Paragraph 2
-URI https://asc.fasb.org/extlink&oid=124440162&loc=d3e12021-110248

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 460
-SubTopic 10
-Section 50
-Paragraph 3
-URI https://asc.fasb.org/extlink&oid=124440162&loc=d3e12053-110248

Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 450
-SubTopic 20
-Section 50
-Paragraph 9
-Subparagraph (b)
-URI https://asc.fasb.org/extlink&oid=121557415&loc=d3e14557-108349

+ Details

Name:	us-gaap_ScheduleOfLossContingenciesByContingencyTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration