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Segment Reporting - Summary of Financial Information of Reportable Segments and Reconciliation to Consolidated Financial Results (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Jun. 30, 2024
Dec. 31, 2023
Jun. 30, 2023
Dec. 31, 2022
ASSETS                
Cash and Due from Banks $ 484,026   $ 484,026     $ 483,128    
Intrabank assets 0   0     0    
Securities 48,620   48,620     150,364    
Loans held for sale 7,565   7,565     0    
Total loans receivable 3,418,832   3,418,832     3,026,092    
Allowance for credit losses (170,263) $ (101,085) (170,263) $ (101,085) $ (147,914) (116,958) $ (110,762) $ (74,029)
Other assets 277,041   277,041     210,740    
Total assets 4,065,821   4,065,821     3,753,366    
LIABILITIES                
Deposits 3,627,288   3,627,288     3,360,363    
Other Borrowings 47,847   47,847     47,734    
Intrabank liabilities 0   0     0    
Other liabilities 58,756   58,756     50,291    
Total liabilities 3,733,891   3,733,891     3,458,388    
Total interest income 105,079 88,331 293,038 242,128        
Interest (expense) income intrabank transfer 0 0 0 0        
Total interest expense 32,892 26,102 93,678 63,058        
Net interest income 72,187 62,229 199,360 179,070        
Provision for credit losses 71,585 27,157            
PROVISION FOR CREDIT LOSSES 71,585 27,157 212,993 123,299        
Provision for unfunded commitments (1,328) 96 2,747 (96)        
Net interest income after provision for credit losses - loans and unfunded commitments 1,930 34,976 (16,380) 55,867        
Deposit service charges and fees 952 998 2,806 2,897        
Other income 488 404 1,245 1,959        
Total noninterest income 80,068 34,579 236,941 142,481        
Salaries and employee benefits 17,101 18,087 52,090 49,971        
Occupancy 1,750 1,224 4,954 3,586        
Data processing and software licenses 3,511 2,366 9,327 6,178        
Legal and professional expenses 3,597 4,447 10,900 12,154        
Other expenses 4,961 4,524 11,856 12,209        
BaaS loan and fraud expense 34,696 25,853 91,316 68,976        
Total noninterest expense 65,616 56,501 180,443 153,074        
Net income/(loss) before income taxes 16,382 13,054 40,118 45,274        
Income taxes 2,926 2,784 8,266 9,707        
NET INCOME 13,456 10,270 31,852 35,567        
BaaS Program Income                
LIABILITIES                
Revenue from contract with customer 6,436 4,401 17,357 11,924        
BaaS indemnification income                
LIABILITIES                
Revenue from contract with customer 72,192 28,776 215,533 125,701        
BaaS loan expense                
LIABILITIES                
BaaS loan and fraud expense 32,612 23,003 86,525 62,590        
BaaS fraud expense                
LIABILITIES                
BaaS loan and fraud expense 2,084 2,850 4,791 6,386        
Operating Segments | Community Bank                
ASSETS                
Cash and Due from Banks 5,052   5,052     4,702    
Intrabank assets 0   0     0    
Securities 0   0     0    
Loans held for sale 0   0     0    
Total loans receivable 1,897,540   1,897,540     1,830,154    
Allowance for credit losses (20,132)   (20,132)     (21,595)    
Other assets 29,176   29,176     30,169    
Total assets 1,911,636   1,911,636     1,843,430    
LIABILITIES                
Deposits 1,522,525   1,522,525     1,497,601    
Other Borrowings 0   0     0    
Intrabank liabilities 380,647   380,647     338,614    
Other liabilities 8,464   8,464     7,215    
Total liabilities 1,911,636   1,911,636     1,843,430    
Total interest income 31,898 27,373 92,692 78,151        
Interest (expense) income intrabank transfer (5,540) (3,036) (16,975) (6,605)        
Total interest expense 7,264 5,067 19,736 11,264        
Net interest income 19,094 19,270 55,981 60,282        
Provision for credit losses (519) 664            
PROVISION FOR CREDIT LOSSES     (1,059) 1,045        
Provision for unfunded commitments (1,248) 0 1,224 (203)        
Net interest income after provision for credit losses - loans and unfunded commitments 20,861 18,606 55,816 59,440        
Deposit service charges and fees 939 986 2,770 2,862        
Other income 156 176 570 1,004        
Total noninterest income 1,095 1,162 3,340 3,866        
Salaries and employee benefits 6,130 6,241 18,171 18,034        
Occupancy 873 927 2,653 2,918        
Data processing and software licenses 1,348 1,329 3,441 3,202        
Legal and professional expenses 28 495 78 1,563        
Other expenses 960 1,073 2,894 3,031        
Total noninterest expense 9,339 10,065 27,237 28,748        
Net income/(loss) before income taxes 12,617 9,703 31,919 34,558        
Income taxes 2,042 2,068 6,176 7,409        
NET INCOME 10,575 7,635 25,743 27,149        
Operating Segments | Community Bank | BaaS Program Income                
LIABILITIES                
Revenue from contract with customer 0 0 0 0        
Operating Segments | Community Bank | BaaS indemnification income                
LIABILITIES                
Revenue from contract with customer 0 0 0 0        
Operating Segments | Community Bank | BaaS loan expense                
LIABILITIES                
BaaS loan and fraud expense 0 0 0 0        
Operating Segments | Community Bank | BaaS fraud expense                
LIABILITIES                
BaaS loan and fraud expense 0 0 0 0        
Operating Segments | CCBX                
ASSETS                
Cash and Due from Banks 11,481   11,481     9,601    
Intrabank assets 557,119   557,119     653,178    
Securities 0   0     0    
Loans held for sale 7,565   7,565     0    
Total loans receivable 1,521,292   1,521,292     1,195,938    
Allowance for credit losses (150,131)   (150,131)     (95,363)    
Other assets 200,430   200,430     136,931    
Total assets 2,147,756   2,147,756     1,900,285    
LIABILITIES                
Deposits 2,104,763   2,104,763     1,862,762    
Other Borrowings 0   0     0    
Intrabank liabilities 0   0     0    
Other liabilities 42,993   42,993     37,523    
Total liabilities 2,147,756   2,147,756     1,900,285    
Total interest income 67,692 56,279 182,463 152,131        
Interest (expense) income intrabank transfer 6,764 5,095 23,214 11,234        
Total interest expense 24,819 20,384 71,792 49,820        
Net interest income 49,637 40,990 133,885 113,545        
Provision for credit losses 72,104 26,493            
PROVISION FOR CREDIT LOSSES     214,052 122,254        
Provision for unfunded commitments (80) 96 1,523 107        
Net interest income after provision for credit losses - loans and unfunded commitments (22,387) 14,401 (81,690) (8,816)        
Deposit service charges and fees 13 12 36 35        
Other income 1 107 72 434        
Total noninterest income 78,642 33,296 232,998 138,094        
Salaries and employee benefits 6,990 6,859 21,388 18,412        
Occupancy 87 96 281 257        
Data processing and software licenses 1,160 543 2,983 1,667        
Legal and professional expenses 2,039 3,030 6,458 7,630        
Other expenses 2,599 2,174 5,990 5,250        
Total noninterest expense 47,571 38,555 128,416 102,192        
Net income/(loss) before income taxes 8,684 9,142 22,892 27,086        
Income taxes 1,798 1,951 5,452 5,807        
NET INCOME 6,886 7,191 17,440 21,279        
Operating Segments | CCBX | BaaS Program Income                
LIABILITIES                
Revenue from contract with customer 6,436 4,401 17,357 11,924        
Operating Segments | CCBX | BaaS indemnification income                
LIABILITIES                
Revenue from contract with customer 72,192 28,776 215,533 125,701        
Operating Segments | CCBX | BaaS loan expense                
LIABILITIES                
BaaS loan and fraud expense 32,612 23,003 86,525 62,590        
Operating Segments | CCBX | BaaS fraud expense                
LIABILITIES                
BaaS loan and fraud expense 2,084 2,850 4,791 6,386        
Operating Segments | Treasury & Administration                
ASSETS                
Cash and Due from Banks 467,493   467,493     468,825    
Intrabank assets (557,119)   (557,119)     (653,178)    
Securities 48,620   48,620     150,364    
Loans held for sale 0   0     0    
Total loans receivable 0   0     0    
Allowance for credit losses 0   0     0    
Other assets 47,435   47,435     43,640    
Total assets 6,429   6,429     9,651    
LIABILITIES                
Deposits 0   0     0    
Other Borrowings 47,847   47,847     47,734    
Intrabank liabilities (380,647)   (380,647)     (338,614)    
Other liabilities 7,299   7,299     5,553    
Total liabilities (325,501)   (325,501)     $ (285,327)    
Total interest income 5,489 4,679 17,883 11,846        
Interest (expense) income intrabank transfer (1,224) (2,059) (6,239) (4,629)        
Total interest expense 809 651 2,150 1,974        
Net interest income 3,456 1,969 9,494 5,243        
Provision for credit losses 0 0            
PROVISION FOR CREDIT LOSSES     0 0        
Provision for unfunded commitments 0 0 0 0        
Net interest income after provision for credit losses - loans and unfunded commitments 3,456 1,969 9,494 5,243        
Deposit service charges and fees 0 0 0 0        
Other income 331 121 603 521        
Total noninterest income 331 121 603 521        
Salaries and employee benefits 3,981 4,987 12,531 13,525        
Occupancy 790 201 2,020 411        
Data processing and software licenses 1,003 494 2,903 1,309        
Legal and professional expenses 1,530 922 4,364 2,961        
Other expenses 1,402 1,277 2,972 3,928        
Total noninterest expense 8,706 7,881 24,790 22,134        
Net income/(loss) before income taxes (4,919) (5,791) (14,693) (16,370)        
Income taxes (914) (1,235) (3,362) (3,509)        
NET INCOME (4,005) (4,556) (11,330) (12,861)        
Operating Segments | Treasury & Administration | BaaS Program Income                
LIABILITIES                
Revenue from contract with customer 0 0 0 0        
Operating Segments | Treasury & Administration | BaaS indemnification income                
LIABILITIES                
Revenue from contract with customer 0 0 0 0        
Operating Segments | Treasury & Administration | BaaS loan expense                
LIABILITIES                
BaaS loan and fraud expense 0 0 0 0        
Operating Segments | Treasury & Administration | BaaS fraud expense                
LIABILITIES                
BaaS loan and fraud expense $ 0 $ 0 $ 0 $ 0