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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
OPERATING ACTIVITIES    
Net (loss) income $ (15,639) $ 1,453
Reconciliation of net income (loss) to net cash provided by operating activities:    
Depreciation expense 2,059 2,067
Amortization expense - intangible assets 340 512
Allowance for credit losses on receivables/bad debt on receivables 159 (1,790)
Equity in loss of unconsolidated affiliates 149 342
Agent growth incentive stock compensation expense 8,827 9,660
Stock option compensation 1,990 2,761
Agent equity stock compensation expense 25,868 26,775
Deferred income taxes, net (4,786) 277
Changes in operating assets and liabilities:    
Accounts receivable (20,141) (10,808)
Prepaids and other assets (311) (3,722)
Customer deposits 31,239 17,382
Accounts payable 197 (1,310)
Accrued expenses 14,703 17,200
Long term payable   (4,692)
Litigation contingency 16,000  
Other operating activities   37
NET CASH PROVIDED BY OPERATING ACTIVITIES 60,654 56,144
INVESTING ACTIVITIES    
Purchases of property, plant, equipment (1,323) (1,432)
Investments in unconsolidated affiliates (3,807) (350)
Capitalized software development costs in intangible assets (115)  
NET CASH USED IN INVESTING ACTIVITIES (5,245) (1,782)
FINANCING ACTIVITIES    
Repurchase of common stock (33,032) (29,916)
Proceeds from exercise of options 977 307
Transactions with noncontrolling interests (1,169)  
Dividends declared and paid (7,585) (6,596)
NET CASH USED IN FINANCING ACTIVITIES (40,809) (36,205)
Effect of changes in exchange rates on cash, cash equivalents and restricted cash (589) 594
Net change in cash, cash equivalents and restricted cash 14,011 18,751
Cash, cash equivalents and restricted cash, beginning balance 169,893 159,383
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, ENDING BALANCE 183,904 178,134
SUPPLEMENTAL DISCLOSURE OF CASH FLOWS INFORMATION:    
Cash paid for income taxes $ 1,109 $ 1,089