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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
OPERATING ACTIVITIES      
Net (loss) income $ (21,267) $ (8,973) $ 15,424
Reconciliation of net income (loss) to net cash provided by operating activities:      
Depreciation expense 7,835 8,352 7,934
Amortization expense - intangible assets 2,454 2,540 1,904
Impairment expense 4,930 9,203  
Loss on disposition of business 266 472 361
Allowance for credit losses on receivables/bad debt on receivables (615) (1,711) 1,816
Equity in loss of unconsolidated affiliates 1,168 1,388 1,624
Agent growth incentive stock compensation expense 37,265 43,178 30,861
Stock option compensation 7,975 10,736 14,442
Agent equity stock compensation expense 111,278 135,226 164,104
Deferred income taxes, net (6,521) (2,666) (15,848)
Changes in operating assets and liabilities:      
Accounts receivable (1,704) 3,474 44,935
Prepaids and other assets 3,041 (1,263) 1,652
Customer deposits 11,110 6,761 (30,998)
Accounts payable 1,690 (1,491) 2,432
Accrued expenses (1,445) 8,424 (32,239)
Long term payable   (4,677) 1,983
Litigation contingency 34,000    
Other operating activities 54 158 148
NET CASH PROVIDED BY OPERATING ACTIVITIES 191,514 209,131 210,535
INVESTING ACTIVITIES      
Purchases of property, plant, and equipment (6,483) (5,363) (12,051)
Acquisition of businesses, net of cash acquired (6,150)   (9,910)
Proceeds from sale of business   330  
Investments in unconsolidated affiliates (5,447) (5,876) (500)
Capitalized software development costs in intangible assets (1,390) (2,594)  
NET CASH USED IN INVESTING ACTIVITIES (19,470) (13,503) (22,461)
FINANCING ACTIVITIES      
Repurchase of common stock (141,121) (160,550) (179,473)
Proceeds from exercise of options 2,012 4,980 612
Transactions with noncontrolling interests (1,169)   (424)
Dividends declared and paid (30,099) (28,519) (25,229)
NET CASH USED IN FINANCING ACTIVITIES (170,377) (184,089) (204,514)
Effect of changes in exchange rates on cash, cash equivalents and restricted cash (2,972) (38) (87)
Net change in cash, cash equivalents and restricted cash (1,305) 11,501 (16,527)
Cash, cash equivalents and restricted cash, beginning balance 169,893    
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, ENDING BALANCE 168,588 169,893  
Cash, cash equivalents and restricted cash, including discontinued operations, beginning balance 170,884 159,383 175,910
CASH, CASH EQUIVALENTS AND RESTRICTED CASH, INCLUDING DISCONTINUED OPERATIONS, ENDING BALANCE   170,884 159,383
SUPPLEMENTAL DISCLOSURE OF CASH FLOWS INFORMATION:      
Cash paid for income taxes $ 2,694 2,731 $ 3,406
SUPPLEMENTAL DISCLOSURE OF NON-CASH INVESTING AND FINANCING ACTIVITIES:      
Termination of lease obligation - operating lease   859  
Issuance of treasury stock, for acquisition     4,554
Contingent consideration for disposition of business   1,209  
Property, plant and equipment increase due to transfer of right-of-use lease asset   1,100  
Fixed asset purchases in accounts payable   $ 63 $ 63